Informacja

Drogi użytkowniku, aplikacja do prawidłowego działania wymaga obsługi JavaScript. Proszę włącz obsługę JavaScript w Twojej przeglądarce.

Wyszukujesz frazę "sector analysis" wg kryterium: Temat


Tytuł:
Evaluation of economic potential of business environment development by comparing sector differences: perspective of SMEs in the Czech Republic and Slovakia
Autorzy:
Belas, Jaroslav
Gavurova, Beata
Cepel, Martin
Kubak, Matus
Powiązania:
https://bibliotekanauki.pl/articles/19233497.pdf
Data publikacji:
2020
Wydawca:
Instytut Badań Gospodarczych
Tematy:
business environment
business risks
business support
correspondence analysis
sector analysis
Opis:
Research background: Improving business conditions and SME development are signs of a country's macroeconomic stability. The issue of identifying and removing barriers to the development of firms in the SME segment is a priority in all countries with developed economies and its importance is currently increasing. Purpose of the article: The main aim of this paper is to explore possible differences in entrepreneurs' perception of the business environment based on the industry in which the company operates. The analysis contains also a national view, where a comparison between the Czech Republic and the Slovak Republic is performed. Methods: Correspondence analysis was used to achieve the research objectives in order to examine the relations between the categorical variables. Its application is beneficial in cases where the graphic output is clearer than the numerical one. Findings & Value added: The presented research makes it possible to identify problematic aspects of doing business in each sector and to create support mechanisms for the creation of effective structural policies. Entrepreneurs from the Czech Republic's Production and Transport sectors agree with the statement that the business environment in the country is suitable for starting a business. As for business environment's suitability for doing business, neither Slovak nor Czech entrepreneurs sector-wide agreed with the given statement. Czech entrepreneurs from the Services, Trade and Construction sectors, respectively, agree, fully agree with the statement that the business environment in the country is reasonably risky and allows for doing business. In the case of entrepreneurs from Slovakia, no significant correspondence is observed. Findings regarding the statement that the business conditions in the country have improved over the past five years are the following: In the Czech Republic, there is a perfect correspondence of the Transport sector and the agreement with the given statement. In the Slovak Republic, agreement was found with the given statement in the Transport sector and neutral position in the Production sector.
Źródło:
Oeconomia Copernicana; 2020, 11, 1; 135-159
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Wpływ przeterminowanych należności na kondycję polskich przedsiębiorstw – analiza branżowa
Autorzy:
Dankiewicz, Robert Antoni
Powiązania:
https://bibliotekanauki.pl/articles/610267.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet Marii Curie-Skłodowskiej. Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej
Tematy:
merchant credit
receivables structure
sector analysis
kredyt kupiecki
struktura należności
analiza branżowa
Opis:
The article deals with an analysis of the phenomenon and consequences of deferred payments in transactions between companies. It paid attention to the fact that the vast majority of entities are constantly exposed to the negative consequences of this phenomenon. In the content, an analysis of the current situation of enterprises and the impact of overdue receivables in key sectors of the Polish economy have been discussed. The position of entrepreneurs concerning payment delays and their causes has been presented. The issue of overdue receivables is discussed in the branch cross-section, taking into account the characteristics of particular sectors. The attention has been drawn to the fact that delinquent payments are one of the main causes of the financial troubles of businesses that may ultimately result in their bankruptcy. At the same time, it was signaled that the same phenomenon produces different consequences in different entities depending on their size.
Artykuł dotyczy analizy zjawiska i konsekwencji odroczonego terminu płatności w transakcjach między przedsiębiorstwami. Zwrócono uwagę na fakt, że zdecydowana większość podmiotów jest stale narażona na negatywne konsekwencje tego zjawiska. Ponadto dokonano analizy bieżącej sytuacji przedsiębiorstw i wpływu na nią przeterminowanych należności w kluczowych gałęziach polskiej gospodarki. Zaprezentowano stanowisko przedsiębiorców dotyczące opóźnień płatniczych oraz ich przyczyn. Omówiono problem przeterminowanych należności w przekroju branżowym, uwzględniając cechy charakterystyczne dla poszczególnych branż. Zwrócono uwagę na fakt, iż nieterminowe płatności stanowią jedną z podstawowych przyczyn kłopotów finansowych przedsiębiorstw, które w ostateczności mogą skutkować ich upadłością. Jednocześnie zasygnalizowano, że to samo zjawisko wywołuje różne konsekwencje w różnych podmiotach w zależności od ich wielkości.
Źródło:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia; 2018, 52, 1
0459-9586
Pojawia się w:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The analyses of rural landscape with the use of historical materials on the examples of suburban villages of Wrocław
Analizy krajobrazu wsi z wykorzystaniem materiałów historycznych na przykładzie wsi podmiejskich Wrocławia
Autorzy:
Serafin, L.
Niedźwiecka-Filipiak, I.
Powiązania:
https://bibliotekanauki.pl/articles/1191233.pdf
Data publikacji:
2016
Wydawca:
Uniwersytet Przyrodniczy we Wrocławiu
Tematy:
krajobraz wiejski
analiza sektorowa
krajobraz
suburbia
rural landscape
sector analysis
landscape interiors
suburbs
Opis:
W ostatnich latach krajobraz wsi ulega intensywnym przemianom. Co zrobić, aby wieś zachowała tradycyjny charakter, jednocześnie spełniając współczesne standardy i zapewniając mieszkańcom odpowiednią jakość życia? To pytanie, na które szybko trzeba znaleźć odpowiedź. Ważne, aby nie zaprzepaścić i wykorzystać w przyszłych wizjach rozwoju zachowany jeszcze w wielu miejscach specyficzny krajobraz wiejski, stanowiący o różnorodności regionalnej. W podejmowaniu decyzji mogą być pomocne analizy wizualne miejscowości, porównywane z historycznymi materiałami kartograficznymi, ikonograficznymi i wspierane piśmiennictwem. Wszystkie te informacje pozwalają zrozumieć dawną wieś i jej potencjał tkwiący w krajobrazie. W artykule zaprezentowano próbę analiz krajobrazu wsi w tym kontekście na przykładzie miejscowości położonych w pobliżu Wrocławia.
Źródło:
Architektura Krajobrazu; 2016, 1; 4-27
1641-5159
Pojawia się w:
Architektura Krajobrazu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Proponowana metoda SEKTOROWEJ ANALIZY wnętrz krajobrazowych jako integralna część opracowań dla programu Odnowa Wsi
Proposed method of Sector Analyses of landscape interiors as an integral part of elaboration for Village Renewal Program
Autorzy:
Niedźwiecka-Filipiak, I.
Powiązania:
https://bibliotekanauki.pl/articles/1186429.pdf
Data publikacji:
2005
Wydawca:
Uniwersytet Przyrodniczy we Wrocławiu
Tematy:
wieś
krajobraz wiejski
analiza sektorowa
Program Odnowy Wsi
village
rural landscape
sector analysis
Village Renewal Program
Opis:
Landscape perception and its valorization is not easy. Most of all we have to remember that the landscape is not only what we see but it also consists of a very important part which is overlooked. And it is connected with history, tradition, customs and also the needs of people who contributed to its present shape. These are also expectations which are a symptom of interest in the landscape, not only of the inhabitants of such a place, who play a part, but also expectations of local authorities who have enormous influence on it's shaping by making decisions which can irreversibly change the look of the space which surrounds us. The presented analyses of landscape interiors are a part of the elaboration performed within the limits of the program Village Renewal, and which aim at defining individual character of the place, searching for elements which identify the village and which can be its visiting card in future. In the presented elaboration an attempt has been made to estimate those elements, putting the main stress on the visual side of an analyze. For an open landscape, in which silhouette of the village is visible, analyzes varied a little to those created for interiors. The presented methods of analyzing landscape interiors and rural panoramas allow an exact estimation of chosen parts of the village from various angles. Stock-taking and analyzes run only in plans are not enough because of the lack of the fourth dimension, very important for formulating any conclusions and taking design decisions. It is important while dealing with defining new areas for inhabiting or service functions, but also while introducing singular elements. It considers not only building objects together with detail, colour or wall surface quality, but also greenery which can constitute a wonderful supplement to existing interiors. It is particularly important in the case of well preserved, former village sets, together with their unshaken panoramas and interior climate. The localization of new functions on the outskirts of these types of places should be precluded by serious analyze of results of such actions in panoramas and entrances to them, not only by economical prognosis.
Źródło:
Architektura Krajobrazu; 2005, 3-4; 11-17
1641-5159
Pojawia się w:
Architektura Krajobrazu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Integrating general and local context-dependent factors into a framework for analysing business sectors in Bottom-of-the-Pyramid emerging markets
Autorzy:
Broeksma, Maaike
Pennink, Bart Jan Willem (Bartjan)
Powiązania:
https://bibliotekanauki.pl/articles/14123926.pdf
Data publikacji:
2021-06-21
Wydawca:
Wyższa Szkoła Bankowa we Wrocławiu
Tematy:
Bottom-of-the-Pyramid (BoP)
multinational enterprises (MNEs)
emerging markets
market entry
business sector analysis
context dependency
Opis:
Abstract: Aim: This paper investigates how a framework for analysing business sectors in emerging markets looks like when taking into account the local context-dependent and general factors of The Bottom-of-the-Pyramid (BoP). The BoP segment in emerging markets represents a major growth potential for firms, including multinational enterprises (MNEs) from developed countries. However, the continued lack of success of MNEs in these markets has shown that generic one-size-fits-all strategies for the BoP are not appropriate as BoP contexts differ between countries. Design / Research methods: The sample that was selected for the research includes two non-governmental organizations (NGOs) related to the BoP and eight managers at MNEs with activities in the BoP have been interviewed in a semi-structured manner to collect rich data. Conclusion / findings: By interviewing eight managers at MNEs with activities in the BoP and two NGOs related to the BoP, an additional analysis, BoP-orientation, and further extensions to the original analyses are being presented. This results in an advanced framework for analysing business sectors in emerging markets. Originality / value of the article: Current frameworks for analysing business sectors in emerging markets do take into account inter-country differences but fail to recognize intra-country differences, which causes them to fall short on their applicability to the BoP. This paper fills the gap how frameworks for analysing business sectors in emerging markets can be made applicable for the BoP by taking into account both the local context-dependent and general factors of a BoP-market to analyse it for opportunities, threats, and eventually and strategic entry mode.
Źródło:
Central European Review of Economics and Management; 2021, 5, 2; 85-118
2543-9472
Pojawia się w:
Central European Review of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Digitalization of Enterprises in The Transport-Forwarding-Logistics (TFL) Sector In Poland
Cyfryzacja przedsiębiorstw w sektorze transport-spedycja-logistyka (TFL) w Polsce
Autorzy:
Heliosz, Patryk
Powiązania:
https://bibliotekanauki.pl/articles/35095259.pdf
Data publikacji:
2023
Wydawca:
Uniwersytet Gdański. Wydział Ekonomiczny
Tematy:
Digitalization
TFL sector
SWOT analysis
Opis:
Purpose. Digitalization has contributed to the dynamic development of both the private and professional lives of many people. The form of physical and virtual tools has brought huge benefits but also there have been some negative effects of transferring everyday affairs to virtual space. The aim of the article is to try to identify the structures of digitalization in the Polish TFL sector and to present the advantages, disadvantages, development opportunities and threats arising from the use of modern electronic infrastructure in the activities of TFL enterprises. Methodology. The study was carried out using the desk research method and in-depth interview. Using the first research technique an outline of the discussion was created and the structure of the vertical division of digitalization was identified. In-depth interviews with dozens of people performing various functions in the TFL sector allowed to increase the thematic scope with empirical data which allowed to characterize the horizontal structure. The results were condensed in the form of a SWOT analysis. Findings. The research confirmed the possibility of a two-structure approach to the digitalization of the TFL sector enterprises and that digitalization can have both positive and  negative impact on the activities of those enterprises.
Źródło:
Współczesna Gospodarka; 2023, 17, 2 (41); 107-115
2082-677X
Pojawia się w:
Współczesna Gospodarka
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
General bankruptcy prediction models for the Visegrád Group : the stability over time
Autorzy:
Tomczak, Sebastian Klaudiusz
Powiązania:
https://bibliotekanauki.pl/articles/29432382.pdf
Data publikacji:
2023
Wydawca:
Politechnika Wrocławska. Oficyna Wydawnicza Politechniki Wrocławskiej
Tematy:
SMEs
discriminant analysis
logit analysis
construction sector
stability of model
Opis:
Managers of enterprises must constantly face the continual changes on the market and fight for survival in a world of high competition. Therefore, it is important to systematically monitor the company’s financial condition. This will help to identify problems and give specific time to take corrective action. Bankruptcy prediction models are usually constructed for local goals. The purpose of the article is to build not only regional but also general discriminant and logit models for the SMEs operating in the construction industry in Visegrád Group countries. A total of 32 unique models were built and verified along with the Altman model for emerging markets. The paper also contributes to the literature by assessing the stability of the constructed models over time, which the models’ authors do not usually measure. The results showed that regional models are characterized by higher accuracy than general ones. However, general models can be adapted to the analyzed Visegrád Group with an accuracy of approximately 90%. The G1 LR model can be considered the best model, as it has relatively high accuracy and over-time stability.
Źródło:
Operations Research and Decisions; 2023, 33, 4; 171--187
2081-8858
2391-6060
Pojawia się w:
Operations Research and Decisions
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The Funding of Modernization and Development of Transport Sector and its Infrastructure
Autorzy:
Nykyforuk, Olena
Powiązania:
https://bibliotekanauki.pl/articles/488994.pdf
Data publikacji:
2014
Wydawca:
Instytut Badań Gospodarczych
Tematy:
investment analysis
funding
modernization
transport sector
infrastructure
Opis:
The main purpose of the article is to analyze the existing approaches to the financing of transport infrastructure in the world and in Ukraine. It has been studied the model of financing of transport infrastructure in the OECD, the EU countries. The appropriate recommendations has been given to strengthen the processes of modernization in the transport infrastructure.
Źródło:
Oeconomia Copernicana; 2014, 5, 4; 117-138
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Analysis Of The Polish Economy 2010-2017
Autorzy:
Ogłozińska, Ewa
Świeboda, Wioletta
George-Nwaeke, Collettee
Powiązania:
https://bibliotekanauki.pl/articles/476297.pdf
Data publikacji:
2018
Wydawca:
Wyższa Szkoła Ekonomiczno-Humanistyczna w Bielsku-Białej
Tematy:
Polish economy
analysis of economy
public sector
banking sector
financial market
tax
Opis:
Poland officially known as the Republic of Poland is a rapidly developing economy in Central Europe. Poland is also a parliamentary republic with a head of government – the prime minister - and the head of state - the president. The country is divided into 16 provinces and its governmental structure is centred on the council of ministers. Throughout this paper, key subheadings would be analysed in order to give the readers an insight into the situation in the Polish market. The applied research methods involve a review of legal acts and literature on the subject.
Źródło:
MIND Journal; 2018, 6; 1-16
2451-4454
Pojawia się w:
MIND Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
EVA as a Tool for Estimation of Management Eciency and Value Creation in Polish Telecom Sector
Autorzy:
Kamieniecki, W.
Powiązania:
https://bibliotekanauki.pl/articles/307818.pdf
Data publikacji:
2016
Wydawca:
Instytut Łączności - Państwowy Instytut Badawczy
Tematy:
Economic Value Added
empirical study
statistical analysis
telecom sector
Opis:
The paper presents results of empirical study on creation of added value in Polish telecom sector, based on Economic Value Added (EVA) indicator. First, an EVA analysis was performed for publicly traded telecom companies. Next, the e ectiveness of EVA itself in management of telecom companies was evaluated. A statistical analysis was made to investigate dependence between EVA and other indicators of company value, confirming that EVA sign and magnitude are in agreement with indicators based on data from financial books. Finally, the eff ectiveness of using EVA for prediction of market capitalization of telecom companies was investigated. Overall results do not give a clear picture and cannot allow to state that EVA is a better determinant of value of telecom company than financial indicators like Earnings Per Share (EPS).
Źródło:
Journal of Telecommunications and Information Technology; 2016, 4; 31-38
1509-4553
1899-8852
Pojawia się w:
Journal of Telecommunications and Information Technology
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Evaluating the nexus between financial deepening and economic growth: evidence from Ukraine
Autorzy:
Kondrat, Iryna
Kots, Olha
Powiązania:
https://bibliotekanauki.pl/articles/949679.pdf
Data publikacji:
2018
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
financial deepening
economic growth
banking sector
multiple regression analysis
Opis:
In this paper systemic problems of Ukrainian banking sector are reviewed and the solutions are offered. The main objective of the study is to examine the relationship between a financial deepening and economic growth in Ukraine by estimating several multiple regression models over the 1993 to 2015 period. A real GDP growth per capita was used as an indicator for the economic growth. The domestic credit to private sector (% of GDP) was used as an index of financial depth. The study concludes that financial deepening causes a slight impact on the economic growth of Ukraine. A low level of impact is an indicator of a limitedness of lending to the real economy. This means that banking sector has not become the real driving force of the economic growth in Ukraine yet. The study suggests a statement that policy makers should design the policies which will encourage lending especially high tech production, small and mid-size business, micro financing to the real economy to promote economic growth and increase employment.
Źródło:
Financial Sciences. Nauki o Finansach; 2018, 23, 1; 49-64
2080-5993
2449-9811
Pojawia się w:
Financial Sciences. Nauki o Finansach
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The relationship between profitability and financial liquidity among the importers of best-selling brands of new cars in poland
Autorzy:
Łojek, Paweł
Powiązania:
https://bibliotekanauki.pl/articles/1356367.pdf
Data publikacji:
2020-10-23
Wydawca:
Uniwersytet Warszawski. Wydział Nauk Ekonomicznych
Tematy:
financial liquidity
automotive sector
cash flow statement
ratio analysis
Opis:
The automotive industry is a particularly sensitive sector of the economy. Numerous legal changes have been introduced in Poland that may affect the company's liquidity and profitability. Sales of new vehicles in Poland were very high until the end of 2019. I have presented the most recently available financial data, and hence it can be concluded that they are not distorted. The article discusses the issue of cash flow statements and the associated financial ratios, as well as assesses the financial liquidity among the importers of new, ten best-selling car makers in Poland between 2015 and 2019. Moreover, I have analysed the relationship between profitability ratios and liquidity ratios as well as cash adequacy ratios during this period. According to my findings, in most cases, there is a positive and strong relationship between profitability and financial liquidity in the automotive industry.
Źródło:
Central European Economic Journal; 2020, 7, 54; 127 - 142
2543-6821
Pojawia się w:
Central European Economic Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Explaining The Prevalence Of The Informal Economy In The Baltics: An Institutional Asymmetry Perspective1
Autorzy:
Williams, Colin C
Horodnic, Ioana A
Powiązania:
https://bibliotekanauki.pl/articles/623583.pdf
Data publikacji:
2016-01-06
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
informal sector
tax morale
social contract
institutional analysis
Baltics
Opis:
Reporting a 2013 Eurobarometer survey of participation in the informal economy across eight Baltic countries, this paper tentatively explains the informal economy from an institutional perspective as associated with the asymmetry between the codified laws and regulations of the formal institutions (state morality) and the norms, values and beliefs of citizens (civic morality). Identifying that this non-alignment of civic morality with the formal rules is more acute when there is greater poverty and inequality, less effective redistribution and lower levels of state intervention in the labour market and welfare, the implications for theorising and tackling the informal economy are then discussed.
Źródło:
European Spatial Research and Policy; 2015, 22, 2
1231-1952
1896-1525
Pojawia się w:
European Spatial Research and Policy
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Spatial shift-share analysis as a health policy tool
Autorzy:
Jewczak, Maciej
Żółtaszek, Agata
Powiązania:
https://bibliotekanauki.pl/articles/657608.pdf
Data publikacji:
2011
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
spatial shift-share analysis
health care sector
regional diversification
Opis:
Issues related to the functioning of the healthcare sector always result in turbulent and endless discussions. Most of those voices concern: the reduction of costs, spending on healthcare, walk outs, multi-occupation of medical staff, operating and health sector entities’ debts. The criteria of economic analysis in the health sector require to look at the activities of medical units, from the perspective of the society and its char- acteristics that determine them, and taking into account the effects connected with the geographic diversification of the management, financing and organization of the health- care system. The aim of this paper is to apply the spatial shift-share methods that are based on information about of the structural changes of economic and social phenomena, developed in geographic space, within a specified period of time, to analyze the state of the health sector. The attempt to identify regional trends in the health care sector, depending on the sector's major characteristics, will be made. The analysis also aims to identify areas and determinants of health care sector that may play a key role in specialization and the development of the regions.
Źródło:
Acta Universitatis Lodziensis. Folia Oeconomica; 2011, 252
0208-6018
2353-7663
Pojawia się w:
Acta Universitatis Lodziensis. Folia Oeconomica
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Analiza taksonomiczna w zastosowaniu do badań koniunktury budownictwa
Taxonomic Analysis of Economic Situation in Construction Industry
Autorzy:
Marcinkowska-Lewandowska, Wanda
Powiązania:
https://bibliotekanauki.pl/articles/500640.pdf
Data publikacji:
1998
Wydawca:
Szkoła Główna Handlowa w Warszawie
Tematy:
Koniunktura gospodarcza, Budownictwo, Metody statystyczne, Metody ekonometryczne, Analiza taksonomiczna
Business trends, Construction sector, Statistical methods, Econometric methodology, Taxonomic analysis
Opis:
This chapter contains analysis of questionnaires data base which was built by selecting one of several qualitative characteristics formulated with relation to each of the issues included in the questionnaire. The subject of examination is a set of multi- profile elements. In the initial part of the chapter, a method of division of such a set of objects into subsets including similar objects has been presented. Similarity of the objects is the basis for describing a function of distance between them. Then, by analyzing values of distance function, the entire set is divided into clusters. Research premise is executed in two sections. By calculating the distance between characteristics of analyzed phenomenon, which are represented by items in the questionnaire, a group of similar features - or lack of relationship between features - are determined. Second facet of the analysis consists in determining the distances of multi-profile objects from fixed standards, and division of the set of objects into homogenous layers. In paragraphs that follow, results of research conducted using the above method, and concerning changes in economic situation of Polish construction industry in 1993 - 1997 are shown. On the basis of the questionnaire data from the Institute of Economic Development and obtained from construction enterprises, mutual relationships between measures of economic situation have been examined. Moreover, changes in economic situation of construction enterprises in comparison to their distance from standards of economic situation have been analyzed, both in the entire population of enterprises and in two sectors of construction industry: private and public.
Źródło:
Prace i Materiały Instytutu Rozwoju Gospodarczego SGH; 1998, 60; 129-150
0866-9503
Pojawia się w:
Prace i Materiały Instytutu Rozwoju Gospodarczego SGH
Dostawca treści:
Biblioteka Nauki
Artykuł

Ta witryna wykorzystuje pliki cookies do przechowywania informacji na Twoim komputerze. Pliki cookies stosujemy w celu świadczenia usług na najwyższym poziomie, w tym w sposób dostosowany do indywidualnych potrzeb. Korzystanie z witryny bez zmiany ustawień dotyczących cookies oznacza, że będą one zamieszczane w Twoim komputerze. W każdym momencie możesz dokonać zmiany ustawień dotyczących cookies