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Tytuł:
Credit activities of cooperative banks in Poland
Działalność kredytowa banków spółdzielczych w Polsce
Autorzy:
Bieniasz, A.
Krysztofiak, P.
Powiązania:
https://bibliotekanauki.pl/articles/43375.pdf
Data publikacji:
2017
Wydawca:
Uniwersytet Przyrodniczy w Poznaniu. Wydawnictwo Uczelniane
Tematy:
credit
cooperative bank
non-performing loan
Polska
Opis:
The aim of the study was to analyze the lending activities of cooperative banks in Poland in the years 2010– 2014, in a size of banks. Elaboration is a review, based on the data of the Polish Financial Supervision Authority. Research indicates that the value of own funds of the cooperative banks was reflected in both the volume of lending, and in the structure of loans. Banks with capital of 5 million euro loans for primarily farmers, individuals, and individual entrepreneurs. In turn, the banks with capital of more than 5 million euro were most involved in the financing of small and medium enterprises and individual farmers. Regardless of the size of banks, the most important in lending loans were investment and operating.
Celem pracy była analiza działalności kredytowej banków spółdzielczych w Polsce w latach 2010–2014, w układzie wielkości banków wyznaczonej przez wartość funduszy własnych. Opracowanie ma charakter przeglądowy, oparty na danych Komisji Nadzoru Finansowego. Przeprowadzone badania wskazują, że wartość funduszy własnych banków spółdzielczych przekładała się zarówno na wielkość akcji kredytowej, jak i na strukturę kredytów według podmiotów. Banki o kapitałach do 5 mln euro w największym stopniu kredytowały rolników indywidualnych, osoby prywatne oraz przedsiębiorców indywidualnych. Z kolei banki o kapitałach powyżej 5 mln euro najbardziej zaangażowane były w kredytowanie małych i średnich przedsiębiorstw oraz rolników indywidualnych. Niezależnie od wielkości banków największe znaczenie w akcji kredytowej miały kredyty inwestycyjne i operacyjne, a największe problemy z obsługą zadłużenia miały duże przedsiębiorstwa, firmy z sektora MSP oraz przedsiębiorcy indywidualni.
Źródło:
Journal of Agribusiness and Rural Development; 2017, 43, 1
1899-5241
Pojawia się w:
Journal of Agribusiness and Rural Development
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The effect of board of directors characteristics on risk and bank performance: Evidence from Turkey
Autorzy:
Doğan, Berna
Ekşi, İbrahim Halil
Powiązania:
https://bibliotekanauki.pl/articles/1837946.pdf
Data publikacji:
2020-09-30
Wydawca:
Uniwersytet Ekonomiczny w Poznaniu
Tematy:
corporate governance
bank performance
non-performing loans
Opis:
A bank, particularly in developing countries like Turkey, is one of the most important institutions in the financial sector. Therefore knowing the factors affecting the performance of banks is important for the development of the sector. One of the factors affecting the risk and profitability of banking sector is the internal factors of the banks. The aim of this paper is to investigate the board of directors’ characteristics and its effect on risk level measured by non-performing loans and on bank performance measured by asset profitability using the Generalized Method of Moments (GMM) estimator. Data from nineteen deposit banks for the period 2012–2018 were used. The result of the study determined that the board size, foreign board members and the independent board members have an effect on both non-performing loans and the return on assets.
Źródło:
Economics and Business Review; 2020, 6, 3; 88-104
2392-1641
Pojawia się w:
Economics and Business Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Macroeconomic Determinants of Credit Risk on the Example of Non-performing Loans
Autorzy:
Zawadzki, Adam
Powiązania:
https://bibliotekanauki.pl/articles/22443131.pdf
Data publikacji:
2023-10-16
Wydawca:
Uniwersytet Warszawski. Wydział Nauk Ekonomicznych
Tematy:
credit risk
non-performing loans (NLPs)
macroeconomic factors
Opis:
The primary goal of this article is to examine the principal macroeconomic factors influencing credit risk as assessed by the nonperforming loan ratio (hereinafter NPL ratio). Based on the results, the ratio of domestic credit to the private sector, Organization for Economic Cooperation and Development (OECD) membership with a negative correlation with NPLs while the unemployment rate and the ratio of public debt with a positive relation with NPLs were statistically significant. In addition, the correlation between the inflation rate and the depreciation of the home currency wasproven. The research examines the effects of the 2008 credit crunch, which triggered the financial crisis. The sample comprises106 countries for the period 2009–2019. The real GDP growth, unemployment rate, public debt ratio, domestic credit to private sector ratio, currency depreciation, inflation rate, and interest rate were analysed as macroeconomic factors. A dummy variable representing OECD membership has been included in the analysis. The estimations were performed using the ordinary least squares (OLS) method. This article contributes to the academic discourse on the panel data perspective with regard to non-performing loans, while the practical implications are beneficial for governments and international investors.
Źródło:
Central European Economic Journal; 2023, 10, 57; 275-286
2543-6821
Pojawia się w:
Central European Economic Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Self-Censorship Between Self-Ridicule and Self-Reflection
Autorzy:
Jakimiak, Agnieszka
Powiązania:
https://bibliotekanauki.pl/articles/2050053.pdf
Data publikacji:
2022-04
Wydawca:
Instytut im. Jerzego Grotowskiego we Wrocławiu
Tematy:
self-censorship
theatre
performing arts
Oliver Frljić
humour
Opis:
This essay investigates the notion of humour as a tool used to highlight the acts of self-censorship in theatre and performing arts and its subversive potential. By referring to the examples from the process of working on the Imaginary Europe performance directed by Oliver Frljić, the essay problematizes the acts of self-prevention committed by artists who decide to withdraw a certain figure of speech in order not to cause harm towards minorities or underprivileged groups. I revisit theories that tackle humour and reveal its complexity (Billig, McGowan and Zupančič), and I refer to the work of artists who combine humour with self-reflection in the process of undermining and questioning theatrical hierarchies and mechanisms of power.
Źródło:
Didaskalia. Gazeta Teatralna; 2022, 168; 200-232
2720-0043
Pojawia się w:
Didaskalia. Gazeta Teatralna
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Rozruchy badawczo-artystyczne w sztukach performatywnych: zbliżenie na taniec, ruch i choreografię
Research-Artistic Riots in the Performing Arts: A Close-Up On Dance, Movement, and Choreography
Autorzy:
Reznik, Zofia
Brelińska-Garsztka, Paulina
Małkowicz-Daszkowska, Zofia
Powiązania:
https://bibliotekanauki.pl/articles/1830716.pdf
Data publikacji:
2021-10
Wydawca:
Instytut im. Jerzego Grotowskiego we Wrocławiu
Tematy:
artistic research
performing arts
methodology
dance
case study
Opis:
The article addresses the issue of artistic research in the field of performing arts with a particular emphasis on movement, dance, and choreographic practices, set in the Polish context. The authors aim to identify and describe examples of artistic-research processes in the field defined above; to explore the specificity of AR practices and the contexts in which they are realised; to share tools, methods, and knowledge about them at the level of AR practices themselves and studies on AR. The paper is divided into 5 parts: 1) a definition of artistic research; 2) an auto-choreo-ethnographic reflection; 3) a spider-map of AR practices; 4) an in-depth analysis of three research-artistic processes (I: Przyszłość Materii (The Future of Matter) by Magdalena Ptasznik; II: Badanie/Produkcja (Research/Production) curated by Maria Stokłosa; III: a continuum of practices by Ania Nowak); 5) “interlacing” – a cross-sectional reflection. The structure of the narrative is based on two orders: a) a textual order – the main axis of the article; b) a graphic-mapping order – a complementary collection of visual-textual materials presented on the Research Catalogue platform.
Źródło:
Didaskalia. Gazeta Teatralna; 2021, 165; 123-160
2720-0043
Pojawia się w:
Didaskalia. Gazeta Teatralna
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Determinants of the non-performing loan ratio in the European Union banking sectors with a high level of impaired loans
Autorzy:
Ciukaj, Radosław
Kil, Krzysztof
Powiązania:
https://bibliotekanauki.pl/articles/557764.pdf
Data publikacji:
2020
Wydawca:
Uniwersytet Ekonomiczny w Poznaniu
Tematy:
non-performing loans
European Union banks
credit risk
Opis:
In the article an attempt is made to identify the quality of credit exposure determinants of banks in European Union countries that were characterized by a high level of impaired loans at the end of 2017 (Bulgaria, Croatia, Cyprus, Italy, Ireland, Greece, Portugal). Using the static panel-based approach the non-performing loan (NPL) determinants for the period from 2011 to 2017 were analyzed. The results showed that the high level of NPLs can be explained mainly by both macroeconomic and microeconomic factors. In particular, it has been shown that in the surveyed countries supervisory authorities should pay special attention to smaller banks with high dynamics of new loans and a low return on assets due to the fact that these entities are characterized by a higher NPL ratio. A higher level of NPL is also affected by a high concentration of the banking sector and higher interest rates on newly granted loans. As a result of research it was also shown that the majority of NPL determinants are the same in all types of banks, regardless of the business model and the scope of banking supervision. The differences were noticeable in characteristics regarding the housing market as well as the profitability of operations and lending dynamics of the analyzed entities.
Źródło:
Economics and Business Review; 2020, 6(20), 1; 22-45
2392-1641
Pojawia się w:
Economics and Business Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Criteria affecting the audience numbers in performing art organizations
Kryteria wpływające na poziom liczby widzów w instytucjach wystawiennicznych
Autorzy:
Smolny, Katarzyna
Gałecka, Małgorzta
Powiązania:
https://bibliotekanauki.pl/articles/583039.pdf
Data publikacji:
2019
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
cultural economics
effectiveness
MCDM methods
performing arts organizations
Opis:
The problem is finding the optimal and efficient model of public funding. The development of an objective theatre funding model is a major challenge for both the entities developing as well implementing the cultural policy. The aim of this article is to identify the criteria/measures having the potential effect on the increase of the audience numbers in individual theatres in Poland. This aim is implemented using Multi Criteria Decision Making (MCDM), the result of which is to achieve full distribution of a set of variants (individual theatres) in accordance with the monitored criteria (audience numbers in a theatre). Our research found the important role of both financial and non-financial indicators among which technical indicators are essential. On this basis, the need to develop optimal allocation of public funds between theatres in terms of their technical capabilities or infrastructure should be considered.
Znalezienie optymalnego, wydajnego modelu finansowania publicznych usług kulturalnych jest problematyczne. Wypracowanie obiektywnego modelu finansowania teatrów stanowi ogromne wyzwanie dla podmiotów zarówno kształtujących, jak i realizujących politykę kulturalną. Celem artykułu jest wskazanie kryteriów i miar mających potencjalny wpływ na kształtowanie się liczby widzów w poszczególnych teatrach w Polsce. Cel osiągnięto za pomocą modelu wielokryterialnej analizy wariantów. Badania dowiodły istotnej roli kryteriów zarówno finansowych, jak i pozafinansowych, wśród których podstawową rolę odgrywa kryterium techniczne. Na tej podstawie należy rozważyć konieczność tworzenia optymalnego podziału środków publicznych między teatry z uwzględnieniem ich możliwości technicznych czy infrastrukturalnych.
Źródło:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu; 2019, 63, 10; 96-113
1899-3192
Pojawia się w:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Measuring Non-Performing Loans During (and After) Credit Booms
Autorzy:
Serwa, Dobromił
Powiązania:
https://bibliotekanauki.pl/articles/483301.pdf
Data publikacji:
2013
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
non-performing loan ratio
credit boom
housing loans
Opis:
In this study we evaluate the distortion of the ratio of non-performing loans (NPL) caused by rapid credit growth to show that the bias in this ratio (caused by the prolonged credit boom) may indeed be significant. Next, we discuss an adjustment to the NPL ratio based on a theoretical model of a loan portfolio. This adjustment is robust for credit booms and busts; therefore, it can be used to compare credit quality ratios across distinct portfolios and banks as well as to simulate future NPL ratio developments. Our estimates of the portfolio of housing loans in Poland show that the new adjusted index of non-performing loans is robust to different model specifications.
Źródło:
Central European Journal of Economic Modelling and Econometrics; 2013, 5, 3; 163-183
2080-0886
2080-119X
Pojawia się w:
Central European Journal of Economic Modelling and Econometrics
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Ogólna teoria aktora? O tradycyjnej metodologii badania aktorstwa filmowego w perspektywie performatyki
The General Theory of the Actor and Acting? On the traditional methodology of research in the domain of film acting from the perspective of the theory of performing
Autorzy:
SKRZYPCZAK, PIOTR
Powiązania:
https://bibliotekanauki.pl/articles/920977.pdf
Data publikacji:
2016-11-03
Wydawca:
Uniwersytet im. Adama Mickiewicza w Poznaniu
Tematy:
film acting
performance
methodological reflections on acting (performing)
Opis:
These reflections concern film acting, or to be more exact, the canonical three-stage research scenario, i.e. description, analysis and interpretation. They require a methodological interdisciplinary confluence of multiple strands, beyond the confines of a monolithic methodology.At a certain stage of the methodological reflections on acting (performing) there emerged a tendency to employ various disciplines. I would like to call it “the general theory of the actor and acting” or “the theory of performing”. The theory of performing, in fact, brings together such realms as anthropology, semiotics, phenomenology, aesthetics, the theory of literature, the psychology of perception of on-stage and on-screen representations, and, in a narrower sense, also studies on facial expression, diction and prosody, gesture and kinesics. However, in the most rudimentary sense it does consider the fundamental role of the actor and acting to be the focal point of discussion - the question of the very performance.Does the theory of performing explore the phenomenon of film acting (performing), and if so, to what degree is it the case? Two reference points for this issue seem to emerge.The first concerns the very choice of the object for analysis, involving such dimensions as relational networks of multiple actions regarding the actor and the process of acting, resulting in the creation of the character in a given film.The other, directly related to the first, concerns the very point of departure in the exploratory research process. How does the profile of the actor emerge due to such procedures as camera-work, montage, dubbing or motion control? It seems that what should be at the very centre of attention of the general theory of actor and acting is the actor-as-a-real-person, the interpreter of his own role-play, and also the subject of the actions involving the constructive process of a given film role, which results in the final on-stage/on-screen effect. We ought to pose the question of whether or not he is merely an acting element inhabiting the situation of the shooting within the confines of the camera-work. The theory of performing is not so much focused on the actor as an analog of a real human being (the fact that should be considered positively), but is focused on the actual acting process, the process of performing, first and foremost, the autonomous performer. Hence, another question arises: who is the character in the on-screen mode of existence? What is his real identity?The general theory of the actor and acting strives to answer this question from multiple viewpoints, from the viewpoints of anthropology, structuralism, deconstruction theory, as well as in terms of the most promising approaches (in my opinion), namely the cognitive and phenomenological stances. Here the floor is open for discussion.
Źródło:
Images. The International Journal of European Film, Performing Arts and Audiovisual Communication; 2016, 19, 28; 15-34
1731-450X
Pojawia się w:
Images. The International Journal of European Film, Performing Arts and Audiovisual Communication
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Fenomen dialogu w sztuce widowiskowej i jego implikacje edukacyjne
The phenomenon of dialogue in performing arts and its educational implications
Autorzy:
Żardecki, Wiesław
Powiązania:
https://bibliotekanauki.pl/articles/428216.pdf
Data publikacji:
2018
Wydawca:
Wydawnictwo Naukowe Chrześcijańskiej Akademii Teologicznej w Warszawie
Tematy:
dialog
sztuka
sztuka widowiskowa
dialogue
arts
performing arts
Opis:
Prezentowany tekst jest opracowaniem kulturoznawczo-pedagogicznym z nawiązaniem do wątków klasycznego kulturoznawstwa, pedagogiki dialogu i nauki o sztuce. Został zogniskowany wokół czterech tematycznych obszarów, tj. dialogu sztuki z rzeczywistością; dialogu sztuki z odbiorcą; dialogu sztuki ze sztuką; dialogu sztuki z praktykami życia społecznego. Ważnym przesłaniem analizowanej problematyki jest uchwycenie kontekstu życia sztuki oraz wyprowadzenie implikacji edukacyjnych.
This paper seeks to demonstrate the cultural and educational aspects of dialogue drawing on classical culture studies, pedagogy of dialogue and the science of the arts. It focuses on four thematic areas: the dialogue of the arts with reality, the dialogue of the arts with the viewer, the dialogue of the arts with the arts itself, the dialogue of the arts with the aspects of social life. The underlying purpose of this paper is to contextualise the life of the arts and its educational ramifications.
Źródło:
Studia z Teorii Wychowania; 2018, 2 (23); 115-133
2083-0998
2719-4078
Pojawia się w:
Studia z Teorii Wychowania
Dostawca treści:
Biblioteka Nauki
Artykuł

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