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Tytuł:
From intention to action: Understanding bank credit access through the lens of the theory of planned behavior
Autorzy:
Civelek, Mehmet
Ključnikova, Jana
Kloudová, Jitka
Veselá, Zuzana
Ključnikov, Aleksandr
Powiązania:
https://bibliotekanauki.pl/articles/39988816.pdf
Data publikacji:
2024
Wydawca:
Instytut Badań Gospodarczych
Tematy:
financial management
bank credit
Theory of Planned Behavior
entrepreneurship
cross-country analysis
Opis:
Research background: Bank credit access plays a determining role in enterprises’ financial growth, competitiveness, and internationalization. However, most entrepreneurs are afraid of being rejected from their credit applications due to financial disadvantages that reduce their probability of receiving credits. To minimize credit access concerns, their entrepreneurial behaviors that are included in the Theory of Planned Behavior (TPB), such as personal attitude (PA), perceived behavioral control (PBC), and subjective norm (SN), might be a good solution. However, depending on cultural differences, their attitudes regarding these factors might change, which also causes changes in firms’ probability of receiving credit. Purpose of the article: This research aims to examine whether the impact of PA, PBC, and SN on credit access of enterprises differ depending on the countries where they do their business. Methods: The researchers investigate 1367 enterprises from different countries. These firms are selected using a purposive sampling method, and then an online questionnaire is sent to the survey respondents. Binary Logistic Regression analyses are performed for analysis purposes. Findings & value added: The results indicate that while the impact of PA on bank credit access does not differ depending on the countries where firms are located, international differences exist in the impacts of PBC and SN on the credit access of enterprises. This paper finds international differences in the impact of RBV’s intangible assets (PA, PBC, SN) on a tangible asset of RBV (financial capability) and explains these results with the factors (economic, political, legal systems) included in Institution-based View, and brings all components of both theories RBV and Institution-based View in a unique research. Financial and educational support from governments and universities for fresh graduate individuals can stimulate entrepreneurial attitudes and financing abilities of prospective entrepreneurs to overcome credit access obstacles.
Źródło:
Oeconomia Copernicana; 2024, 15, 2; 683-715
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
A typology of consumers by their nutritional behaviors and selected lifestyle elements
Autorzy:
Ozimek, Irena
Maciejewski, Grzegorz
Kita, Pavol
Szlachciuk, Julita
Powiązania:
https://bibliotekanauki.pl/articles/2189660.pdf
Data publikacji:
2023
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
nutritional behavior
consumer behavior
consumers
typology
cluster analysis
Opis:
Aim/purpose - The paper aims to present a preliminary consumer typology based on the declared nutritional behaviors and selected lifestyle elements of Polish and Slovak consumers. Design/methodology/approach - The research was conducted in the first half of 2019, among non-randomly selected subjects representing their households from Poland and Slovakia. The empirical part of the work is based on the results of research employing a structured standardized interview. Cluster analysis was used in the analysis of the results. Findings - The results of the research showed that the eating behaviors of Polish and Slovak consumers differ. Some Polish and Slovak consumers follow the principles of healthy eating. Among Polish consumers we distinguished four types of consumers: I - "Driven by the principles of healthy eating"; II - "Implementing the principles of healthy eating"; III - "Ordinary bread eaters"; IV - "Consciously unaware." In turn, among Slovak consumers, we distinguished also fourth types: I - "Driven by the principles of healthy eating"; II - "Exercise and drink milk!"; III - "Not attaching importance to healthy eating"; IV - "Eat tastily and healthily." The distinguished types of consumers can be the basis for the food market segmentation. Knowledge of the typology based on declared eating behaviors and selected aspects of the lifestyle may enable food producers to develop an appropriate marketing strategy. Research implications/limitations - A certain limitation may be the non-random sample selection. An important aspect would also be to expand the analyzed research thread with additional aspects related to eating behavior and lifestyle. Another limitation is that the clusters were delivered in two separate processes for Poland and Slovakia, respectively. As a result, the clusters are different and represent two different typologies. Originality/value/contribution - The research may be an important source of information for researchers dealing with consumer typology. The distinguished types of consumers can be the basis for the food market segmentation.
Źródło:
Journal of Economics and Management; 2023, 45; 68-101
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Consumption behavior towards the circular economy
Autorzy:
Kulli, Altin
Grzywińska-Rąpca, Małgorzata
Duarte, Nelson
Goci, Enkelejda
Pereira, Carla
Powiązania:
https://bibliotekanauki.pl/articles/22443124.pdf
Data publikacji:
2023-10-31
Wydawca:
Uniwersytet Warszawski. Wydział Nauk Ekonomicznych
Tematy:
Circular Economy
Consumer Behavior
Households
Correspondence Analysis
Opis:
The article focuses on the consumption of goods used by consumers of different generations from 3 different countries: Albania, Poland and Portugal. The aim of the analysis was to identify respondents‘ indications concerning: (1) knowledge of the definition of the circular economy, (2) declared by respondents places of purchase of used products and (3) type of purchased products used by respondents. The analysis was conducted among 495 respondents from Albania, Poland and Portugal representing three generations (X, Y, Z). Correspondence analysis was used for statistical data analysis. Statistically significant differences in knowledge of the definition of the circular economy were shown between respondents from Albania, Polish and Portugal. It was also found that respondents‘ preferences regarding the place of purchase of second-hand goods are differentiated (at a statistically significant level) by nationality and year of birth (generation). The obtained results open the possibility of further research aimed at identifying different behaviors among these groups of consumers. The presented work, both in the cognitive and application part, can be a source of knowledge and popularization of research, as well as a source of inspiration for in-depth reflection and scientific discussion. The analyses presented in the publication may complement the existing research in the field of circular economy. Extending the survey to other EU countries can help define a strategy for policymakers, manufacturers and retailers to make greater use of circular economy solutions, while maintaining the viability of their operations.
Źródło:
Central European Economic Journal; 2023, 10, 57; 323-342
2543-6821
Pojawia się w:
Central European Economic Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Mechanical properties of CFST short columns with different void ratios
Autorzy:
Song, Junxi
Han, Zhuowei
Wang, Dawei
Lu, Xiaorui
Powiązania:
https://bibliotekanauki.pl/articles/27312159.pdf
Data publikacji:
2023
Wydawca:
Polska Akademia Nauk. Czasopisma i Monografie PAN
Tematy:
rura stalowa wypełniona betonem
ściskanie mimośrodowe
analiza elementów skończonych
zachowanie mechaniczne
stosunek
pustka powietrzna
concrete-filled steel tube
eccentric compression
finite element analysis
mechanical behavior
void ratio
Opis:
In order to study the mechanical behavior of concrete-filled steel tube(CFST) short column with different void ratios under a certain eccentricity. A fiber model of concrete-filled steel tube section with different void heights was established. Compared with existing model test data, the axial force and flexural moment strength models of concrete-filled steel tube columns with different void ratios were established. The results show that, in the case of different void ratios, the cross-section strength envelope shows an overall contraction tendency with the increase of void ratio, and each line is basically parallel. A model for calculating the coefficient of axial load degradation was established. The Han’s flexural moment strength model of the flexural component was revised, and the strength model of concrete-filled steel tube column under eccentric compression considering void ratio was established, which provides a theoretical basis and method for the safety assessment during the operation of concrete-filled steel tube arch bridges.
Źródło:
Archives of Civil Engineering; 2023, 69, 3; 587--596
1230-2945
Pojawia się w:
Archives of Civil Engineering
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Multicriteria models in revenue management
Autorzy:
Fiala, Petr
Majovská, Renata
Powiązania:
https://bibliotekanauki.pl/articles/33948716.pdf
Data publikacji:
2023
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
revenue management
performance measurement
multiple criteria
Analytic Hierarchy Process (AHP)
Analytic Network Process (ANP)
Data Envelopment Analysis (DEA)
customer behavior
efficient frontier
Aspiration Level Oriented Procedure (ALOP)
Opis:
Revenue management (RM) deals with selling the right product to the right customer at the right time at the right price through the right channel to maximize revenue. The innovation of RM lies in the way decisions are made. The performance of revenue management approaches can be evaluated against several criteria. Both discrete and continuous multicriteria models can be used to analyse RM. The performance pyramid is a comprehensive, fully integrated per performance system that captures multiple perspectives such as internal, financial, customer and innovation. The assessment is based on a combination of Analytic Hierarchy Process (AHP), Analytic Network Process (ANP) and Data Envelopment Analysis (DEA) approaches. Customer behaviour modelling is gaining increasing attention in revenue management. Customer choice models can be extended with more inputs and more outputs. Evaluation of alternatives can be performed using DEA based evaluation methods. The search for an efficient frontier in a DEA model can be formulated as a multiobjective linear programming problem. We propose to use an Aspiration Level Oriented Procedure (ALOP) to solve the problem.
Źródło:
Multiple Criteria Decision Making; 2023, 18; 29-46
2084-1531
Pojawia się w:
Multiple Criteria Decision Making
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Regional Development Environment, Local Government’s Character Behavior, and Sustainability: Empirical Evidence from China
Środowisko rozwoju regionalnego, działania władz lokalnych i zrównoważony rozwój: dowody empiryczne z Chin
Autorzy:
Zhou, Rong
Wang, Jian
Yu, Dengke
Powiązania:
https://bibliotekanauki.pl/articles/27314034.pdf
Data publikacji:
2023
Wydawca:
Polska Akademia Nauk. Komitet Człowiek i Środowisko PAN
Tematy:
regional development
sustainable capability
character behavior
development
environment
empirical analysis
rozwój regionalny
zrównoważona zdolność
zachowanie
rozwój
środowisko
analiza empiryczna
Opis:
After the rapid economic growth through reform and opening-up over 40 years, Chinese governments are seeking transformation for high-quality and sustainable development currently. Regional economic development is related to internal and external environments as well as local government’s character behaviors. Employing Neuro Linguistic Programming (NLP) and Consciousness-Context-Behavior (CCB) theory, we construct a theoretical framework to measure the relationships between regional development environment (RDE), local government’s character behavior (LGCB), and regional sustainable capability (RSC). We collect the data of 30 provinces in mainland China from 2001 to 2020 to conduct hypothesis testing and empirical analysis. The results show that both RDE and LGCB are associated with RSC, and LGCB significantly mediates the relationship between RDE and RSC. However, the effects of different RDE elements on RSC are heterogeneous. Our study enriches regional sustainable development theory. It arouses us to better understand LGCB and attach importance to the roles of RDE and LGCB in regional sustainability. The enlightenment is important to global developing countries.
Po szybkim wzroście gospodarczym poprzez reformy i otwarcie w ciągu 40 lat, chińskie rządy dążą obecnie do transformacji w celu zapewnienia wysokiej jakości i zrównoważonego rozwoju. Regionalny rozwój gospodarczy jest powiązany z otoczeniem wewnętrznym i zewnętrznym oraz charakterem zachowań samorządu terytorialnego. Wykorzystując teorię programowania neurolingwistycznego (NLP) i świadomość-kontekst-behawior (CCB), konstruujemy ramy teoretyczne do pomiaru relacji między środowiskiem rozwoju regionalnego (RDE), zachowaniem charakteru samorządu lokalnego (LGCB) a zrównoważonym potencjałem regionalnym (RSC). Zbieramy dane z 30 prowincji w Chinach kontynentalnych od 2001 do 2020 roku, aby przeprowadzić testowanie hipotez i analizę empiryczną. Wyniki pokazują, że zarówno RDE, jak i LGCB są powiązane z RSC, a LGCB znacząco pośredniczy w relacji między RDE i RSC. Jednak wpływ różnych elementów RDE na RSC jest niejednorodny. Nasze badanie wzbogaca regionalną teorię zrównoważonego rozwoju. Pobudza nas to do lepszego zrozumienia LGCB i przywiązania wagi do roli RDE i LGCB w zrównoważonym rozwoju regionalnym. Oświecenie jest ważne dla globalnych krajów rozwijających się.
Źródło:
Problemy Ekorozwoju; 2023, 18, 1; 235--250
1895-6912
Pojawia się w:
Problemy Ekorozwoju
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Study on Low-Velocity Impact Behavior of Twaron® Fabric Subjected to Double-Impactor Impact from a Numerical Analysis Perspective
Autorzy:
Huang, Canyi
Cui, Lina
Qiu, Yiping
Liu, Yajun
Powiązania:
https://bibliotekanauki.pl/articles/24200929.pdf
Data publikacji:
2023
Wydawca:
Sieć Badawcza Łukasiewicz - Instytut Biopolimerów i Włókien Chemicznych
Tematy:
double impactor impact
low-velocity
impact behavior
numerical analysis
Opis:
In the present study, a finite element impact model was developed and analyzed using commercial FEM code ANSYS® and then validated via a drop-weight impact experiment. Moreover, double-impactor impact models were designed and developed with different impact distribution and locations of two impactors to compare impact properties. A total of 18 impact scenarios comprised of asymmetric and symmetric types were performed. The effect of impact location on the impact resistance force and duration time was investigated: the closer the impact point is to the fabric center, the longer the impact duration time. In addition, the effect of impact location on impactor failure deflection was also investigated and it was concluded that regardless of the symmetric or asymmetric impact scenario, the smaller the average distance between the impact location of the two impactors from the fixed boundary, the smaller the overall average failure deflection that occurs. The relevance of impact location and fabric energy absorption capacity was also identified. Furthermore, the effect of impact location on fabric stress distribution and transverse deformation and of the variation of the impact velocity on fabric impact behaviors were investigated. These findings will provide important guidance for engineering soft body armor and composite materials.
Źródło:
Fibres & Textiles in Eastern Europe; 2023, 31, 1; 38--51
1230-3666
2300-7354
Pojawia się w:
Fibres & Textiles in Eastern Europe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Effects of Yttrium (Y) Substitution by Cerium (Ce) on Microstructure and Corrosion Behavior of Near-Equiatomic Alniy Medium-Entropy Amorphous Alloy Ribbons
Autorzy:
Zhang, Shuyan
Zhang, Zhibin
Wang, Xin
Gao, Yangyang
Liang, Xiubing
Powiązania:
https://bibliotekanauki.pl/articles/2106589.pdf
Data publikacji:
2022
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
medium-entropy amorphous alloys
corrosion behavior
thermal stability analysis
microstructure
cerium content
Opis:
Through partially replacing Y element, Ce was added into near-equiatomic AlNiY medium-entropy amorphous alloy (denoted as MEAA) ribbons by the melt spinning process in this study. The differences of microstructure, thermal stability, hardness and corrosion resistance of Al33.3Ni33.3Y33.4-xCex(x = 0, 2, 5, 8, 13) alloy ribbons were investigated by X-ray diffraction (XRD), scanning electron microscope (SEM), differential scanning calorimeter (DSC) and Vickers-type hardness tester. The anti-corrosion performance in 3.5 wt.% NaCl solution of alloy ribbons was investigated elaborately through the general potentiodynamic polarization curves (Tafel) and electrochemical impedance spectroscopy (EIS). Results suggested that all ribbon samples could remain amorphous structure and the hardness are all above 510 HV0.1. With the increase of Ce content, the thermal stability begins to be gradually lower. However, according to the analysis of crystallization kinetics, all types of MEAA ribbons presents the relatively prominent thermal stability compared with traditional Al-based amorphous alloys. The corrosion current density raises firstly, then shows a decreasing trend, and has a slight increase at last. Therefore, appropriate content of Ce element can improve the corrosion protection performance of alloy ribbons and the 5 at.% Ce MEAA ribbons exhibited the excellent corrosion resistance in this study.
Źródło:
Archives of Metallurgy and Materials; 2022, 67, 2; 637--643
1733-3490
Pojawia się w:
Archives of Metallurgy and Materials
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Trust in Institutions and Tax Compliance. A Multilevel Analysis of the Regions of Spain
Autorzy:
Cantero-Galiano, Jesús
Powiązania:
https://bibliotekanauki.pl/articles/36101493.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
tax compliance
trust
tax behavior
slippery slope framework
multilevel analysis
Opis:
The purpose of the article/hypothesis: The aim of this work is to delve into the significance of trust in the phenomenon of tax compliance. Specifically, the relationship between taxpayers’ trust in the Government, administrations and institutions and their reported disposition towards tax compliance is explored based on the case of Spain and at regional level (NUTS2). Methodology: Using 2017 data collected by the European Values Study (EVS) and the Quality of Government Institute at the University of Gothenburg (QoG), a multilevel linear model is proposed where we assess the impact of citizen support for the Government and institutions on the disposition towards tax compliance. This model allows to simultaneously capture the relationships at taxpayer level and the effects of regional factors in the same equation. Results of the research: The results of the multilevel estimation allow the authors to reject the null hypothesis and accept, at least provisionally, the existence of a direct effect of trust in the institutions on tax compliance at regional level. Additionally, the low significance observed in the regional level variables suggests that citizens have non-decentralized perception of tax obligations. Furthermore, given that the effects are measured in terms of the quality of the institutions and government, the implications for regional policy and the actions of regional governments are of significant interest for the study of tax behavior and compliance.
Źródło:
Finanse i Prawo Finansowe; 2022, Numer Specjalny: Challenges for National Tax Policies and International Tax Coordination – Selected Issues from the Polish, Spanish and International Perspectives; 81-97
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Analiza ruchu pieszych na podstawie danych z automatycznego systemu rozpoznawania pojazdów i pieszych. Cz. 1, Opis badań i analiza obrazów wideo
Pedestrian traffic analysis based on data from automatic vehicle and pedestrian recognition system
Autorzy:
Szulecki, Artur
Szagała, Piotr
Powiązania:
https://bibliotekanauki.pl/articles/2057818.pdf
Data publikacji:
2021
Wydawca:
Stowarzyszenie Inżynierów i Techników Komunikacji Rzeczpospolitej Polskiej
Tematy:
przejścia dla pieszych
zachowania pieszych
analiza obrazu wideo
pedestrian crossing
pedestrian behavior
video analysis
Opis:
W artykule opisano metody badawcze oraz przedstawiono technologie i narzędzia, za pomocą których starano się zarówno zebrać, przechowywać, przetwarzać, jak i analizować dane dotyczące ruchu na przejściach dla pieszych. Przedstawiono podstawowe charakterystyki ruchu pieszego zebrane na podstawie obrazu z systemu automatycznego rozpoznawania pieszych i pojazdów. Wykonana analiza udowodniła istnienie różnic pomiędzy zachowaniem pieszych przechodzących w grupie i pojedynczo. Jako grupę traktować należy pieszych, którzy przechodzą przez jezdnię w tym samym kierunku przynajmniej w liczbie dwóch osób.
This paper describes the research methods and presents the technologies and tools by which it sought to both collect, store, process and analyze the data concerning traffic at pedestrian crossings. The basic characteristics of pedestrian traffic collected from the automatic pedestrian and vehicle recognition system are presented. The analysis proved the existence of the differences between the behavior of the pedestrians crossing in a group and those crossing separately. A group should be considered to be pedestrians who cross the road in the same direction in the number of at least two people.
Źródło:
Drogownictwo; 2021, 11-12; 295--308
0012-6357
Pojawia się w:
Drogownictwo
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Comparison of selected mathematical functions for the analysis of growth behavior of items and physical interpretation of Avrami-Weibull function
Porównanie wybranych funkcji matematycznych do analizy przebiegu wzrostu podmiotów oraz interpretacja funkcji Avrami’ego-Weibulla
Autorzy:
Sangwal, Keshra
Powiązania:
https://bibliotekanauki.pl/articles/2055124.pdf
Data publikacji:
2021
Wydawca:
Politechnika Lubelska. Instytut Informatyki
Tematy:
funkcja Avrami’ego-Weibulla
funkcje Gompertza I Verhulsta
przebieg wzrostu podmiotów
analiza cytowań
Avrami-Weibull function
Gompertz and Verhulst functions
growth behavior of items
citation analysis
Opis:
Empirical data of sigmoidal-shaped y(t) growth behavior of different types of items, such as papers and citations earned by individual and all successively published papers of selected top-cited authors, germination of tomato seeds and three different bacteria, are analyzed and compared by Avrami-Weibull, Verhulst (logistic) and Gompertz functions. It was found that: (1) Avrami-Weibull function describes different types of the data better than Gompertz and Verhulst funtions, and (2), in comparison with Verhulst and Gompertz functions, Avrami-Weibull function, expressed in the form: y(t)/ymax = 1-exp[(t/Θ)q] (where ymax is the maximum value of y(t) when t→∞, and Θ and q are constants), is equally very versatile in explaining the generation rate dy(t)/dt of items in terms of its parameters Θ and q. Using the basic concepts involved in the derivation of Avrami-Weibull function for overall crystallization from melt and supersaturated solution, the growth behavior of cumulative number y(t) of items produced at time t by individual (simple) sources and collectives or groups of simple sources (i.e. complex or composite sources) is presented. Comparison of the process of receiving of citations by papers with the processes of occurrence of chemical reactions and crystallization of solid phases from melts and supersaturated solutions shows that this process is similar to that of overall crystallization of solid phases from melts and solutions. Analysis of growth of citations using Avrami-Weibull function to individual papers published by different authors shows that 1 < q < 4 for most cases. This suggests that the process of citations to individual articles is mainly determined by progressive nucleation mode involving both diffusion and integration of published knowledge.
Przeanalizowano i porównano stosowalność funkcji Avrami’ego-Weibulla, Verhulsta (logistycznej) i Gompertza do empirycznych danych sygmoidalnego przebiegu wzrostu y(t) takich różnorodnych podmiotów jak: liczba artykułów i cytowań otrzymywanych przez pojedyncze i wszystkie kolejne artykuły publikowane przez wybranych wysokocytowanych autorów, liczba kiełkowań nasion pomidorów i liczba trzech różnych bakterii. Zaobserwowano, że: 1) funkcja Avrami’ego-Weibulla opisuje różne dane lepiej niż funkcje Gompertza i Verhulsta, oraz 2) w porównaniu z funkcjami Verhulsta i Gompertza, funkcja Avrami’ego-Weibulla, wyrażona w postaci: y(t)/ymax = 1exp[(t/)q] (gdzie: ymaxjest maksymalną wartością y(t) gdy t, oraz i q są stałymi), jest równie wszechstronna w wyjaśnieniu szybkości wytwarzania dy(t)/dt wyżej wymienionych podmiotów przy pomocy parametrów i q. Korzystając z podstawowych pojęć zawartych w wyprowadzeniu równania Avrami’ego-Weibulla do opisania całkowitej krystalizacji z fazy roztopionej i z roztworu przesyconego, przedstawiono przebieg wzrostu kumulacyjnej liczby y(t) podmiotów wytwarza-nych w czasie t poprzez pojedyncze (proste) źródła i zbiory lub grupy pojedynczych źródeł (tj. złożonych źródeł). Porównanie procesu otrzymywania cytowań przez artykuły z procesami występowania reakcji chemicznych i krystalizacji ciał stałych ze stopów i roztworów przesyconych pokazuje, iż proces ten jest podobny do całkowitej krystalizacji ciał stałych ze stopów i roztworów. Analiza wzrostu cytowań według równania Avrami’ego-Weibulla pojedynczych artykułów publikowanych przez różnych autorów pokazuje, że w większości przypadków 1 < q< 4. Z powyższego można wnioskować, że proces cytowania pojedynczych artykułów zachodzi w głównej mierze przez zarodkowanie progresywne oparte na dyfuzji i integracji opublikowanej wiedzy.
Źródło:
Journal of Computer Sciences Institute; 2021, 21; 259--278
2544-0764
Pojawia się w:
Journal of Computer Sciences Institute
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Households savings and financial behavior in relation to the ability to handle financial emergencies: case study of Kosovo
Oszczędności gospodarstw domowych i zachowania finansowe w związku z umiejętnością poradzenia sobie z trudnymi sytuacjami finansowymi: studium przypadku Kosowa
Autorzy:
Lulaj, E.
Dragusha, B.
Lulaj, D.
Rustaj, V.
Gashi, A.
Powiązania:
https://bibliotekanauki.pl/articles/2117093.pdf
Data publikacji:
2021
Wydawca:
Szkoła Główna Gospodarstwa Wiejskiego w Warszawie. Wydawnictwo Szkoły Głównej Gospodarstwa Wiejskiego w Warszawie
Tematy:
Savings
financial behavior
multiple regression analysis
households
growth and decline economics
zachowania finansowe
analiza regresji wielorakiej
gospodarstwa domowe
oszczędności
ekonomia wzrostu i spadku
Opis:
To reflect the financial situation of households, especially for emergencies, the main purpose of this research is to analyze financial behavior in relation to savings. This research explains the interaction of minimum savings rules and committed forms of saving, which means that the use of personal budgets depends on financial behavior due to insecurity and the financial situation of families. The research is consistent with some empirical findings on financial behavior in relation to savings, which affect the growth or decline of the economy, because the lower the well-being of families the lower the economic growth or vice versa. The validation of the hypotheses was realized through the analysis of field findings, using the econometric model of savings in relation to financial behavior through factor analysis, reliability analysis and multiple regression analysis. The main finding of this research is the lack of financial behavior to save for emergencies. These findings are important in order for households to be aware of financial behavior in relation to savings, because there is no emergency fund to cover their needs.
Źródło:
Acta Scientiarum Polonorum. Oeconomia; 2021, 20, 1; 35-48
1644-0757
Pojawia się w:
Acta Scientiarum Polonorum. Oeconomia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Typology of Adolescents in Terms of Risk Behavior - Differentiation in Terms of Parental Conditions
Autorzy:
Kohútová, Katarína
Petlák, Erich
Schachl, Hans
Powiązania:
https://bibliotekanauki.pl/articles/1964073.pdf
Data publikacji:
2021-03-31
Wydawca:
Wydawnictwo Adam Marszałek
Tematy:
risk behavior
adolescence
emotional attachment
parental behavior styles
cluster analysis
Opis:
The aim of the study is to identify the typology of adolescents in terms of manifestations of risk behavior and to find out the differences between them from the perspective of parental conditions. The research tools are the E.M.B.U Questionnaire - My memories of upbringing, ECR - Experience in Close Relationship, the author’s questionnaire aimed at identifying substance use and selected items of the Questionnaire on belonging to a Delinquent Group. The research sample consisted of 850 adolescents. Cluster analysis identified three types of adolescents in terms of manifestations of risk behavior. Differentiations between groups in the parental conditions were identified.
Źródło:
The New Educational Review; 2021, 63; 69-84
1732-6729
Pojawia się w:
The New Educational Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Dilatometric Analysis of the Sintering Behavior of Bi2Te3 Thermoelectric Powders
Autorzy:
Han, Ju-Yeon
Byun, Jong Min
Lee, Young-In
Choi, Byung Joon
Kim, Hogyoung
Oh, Sung-Tag
Powiązania:
https://bibliotekanauki.pl/articles/354899.pdf
Data publikacji:
2020
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
Bi2Te3
dilatometric analysis
sintering behavior
microstructure
Opis:
The sintering behavior of p-type bismuth telluride powder is investigated by means of dilatometric analysis. The alloy powders, prepared by ball milling of melt-spun ribbons, exhibit refined and flake shape. Differential thermal analysis reveals that the endothermic peak at about 280°C corresponds to the melting of bismuth, and peaks existing between 410°C and 510°C are presumably due to the oxidation and crystallization of the powder. The shrinkage behavior of ball-milled powders was strongly dependent of heating rate by the thermal effect exerted on specimens. In the case of 2°C/min, the peak temperature for the densification is measured at 406°C, while the peak temperature at a heating rate of 20°C/min is approximately 443°C. The relative density of specimen pressureless-sintered at 500°C exhibited relatively low value, and thus further study is required in order to increase the density of sintered body.
Źródło:
Archives of Metallurgy and Materials; 2020, 65, 3; 1117-1120
1733-3490
Pojawia się w:
Archives of Metallurgy and Materials
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Effect of setback irregularity location on the performance of RC building frames under seismic excitation
Autorzy:
Mouhine, Mohamed
Hilali, Elmokhtar
Powiązania:
https://bibliotekanauki.pl/articles/1849777.pdf
Data publikacji:
2020
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
punkt eksploatacyjny
nieregularność odsadzenia
analiza zniszczenia
uskok
lokalizacja
analiza pushover
rama żelbetowa
budynek
zachowanie konstrukcji
wzbudzenie sejsmiczne
performance point
setback irregularity
location
pushover analysis
reinforced concrete frame
building
structure behavior
seismic excitation
Opis:
The setback is a frequent type of irregularity expected in complex-shaped buildings. The main purpose of the present paper is to emphasize the influence of setback location on the performance of reinforced concrete building structures under seismic excitation. In this research study, 68 building models with setback values vary from 0.1 L to 0.5 L, located at various levels, are studied. Non-linear static (pushover) analyses were conducted. All building models are analyzed using a finite element calculation code. The outcomes show that setback irregularity location has a significant effect on the seismic behavior of the structure. Based on the regression analysis of the results obtained in the current study, a mathematical formula is proposed to quantify the effect of setback location on the performance of building structures. The results of this study would aid all professionals in the building sector to anticipate the response of these types of structures during the design phase.
Źródło:
Archives of Civil Engineering; 2020, 66, 4; 399-412
1230-2945
Pojawia się w:
Archives of Civil Engineering
Dostawca treści:
Biblioteka Nauki
Artykuł
Wyświetlanie 1-15 z 53

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