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Wyświetlanie 1-15 z 38
Tytuł:
The importance of students’ financial literacy in context of entrepreneurship – Spain and Poland
Autorzy:
Florek, Irmina
Powiązania:
https://bibliotekanauki.pl/articles/2077389.pdf
Data publikacji:
2020-06-30
Wydawca:
Wyższa Szkoła Finansów i Zarządzania w Białymstoku
Tematy:
entrepreneurship
Spain
students' financial literacy
Opis:
Many young people tend to present low financial literacy needed to make financial decisions in their self-interest. This problem affects activities related to entrepreneurship as well, concerning limited knowledge of available forms of financing or willingness to run own business overall. Nonetheless, according to the scientific literature and the current state of research, the awareness of the financial literacy importance seems to be growing gradually. This paper is based upon a research of students from Poland and Spain in context of entrepreneurial activities and financial literacy. Connection between those two phenomena is discussed.
Źródło:
Przedsiębiorstwo & Finanse; 2020, 1; 27-38
2084-1361
Pojawia się w:
Przedsiębiorstwo & Finanse
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Bibliometric Analysis of Studies on the Concept of Financial Literacy
Autorzy:
Sipahi Döngül, Esra
Skica, Tomasz
Powiązania:
https://bibliotekanauki.pl/articles/36093807.pdf
Data publikacji:
2024
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
financial literacy
business
financial behavior
financial knowledge
Opis:
The purpose of the article. This paper attempts to reveal the effect of the study by visually presenting the analysis of the studies on the concept of "financial literacy". Methodology. Bibliometric analysis of the studies published in the Web of Science (WOS) database between 1991 and 2023 was analyzed with the VOSviewer (Version 1.6.9) package program. Since the title, content, and keyword of the concept of "financial literacy" were intended to be scanned in all languages and all publication types, 2,889 works were accessed and analyzed. The limitations of the study are that only the studies in WOS are analyzed. No data from Scopus and PubMed databases has been included. For future studies, research from the Scopus and PubMed databases should be added. Results of the research. When the most frequently included keywords in the publications related to the concept of "financial literacy" have a relationship between them at least twice in the study, the keywords "financial literacy" with 825 repetitions in terms of 1841 total connection strength, "financial education" with 111 repetitions in terms of 315 total connection strength, "financial behavior" with 65 repetitions in terms of 217 total connection strength and "financial knowledge" with 71 repetitions in terms of 213 total connection power are seen. As a result of the analysis performed, it was determined that there were 2265 connection powers and 4069 total connection powers for a total of 36 clusters. When we look at the year-by-year distribution, the most works were published in 2022 with a maximum of 426 works. At least one work was published in 2004, 2003, 1998, 1994 and 1991. Among the published studies, journal article 2,515, proceedings paper 280, early access 135, book chapters 101, review article 68, editorial material 29, correction 6, book 5, book review 3 were determined as works. When we look at the languages in which the published works are published, they are in English with a maximum of 2,814 works. At least two works are in French and Chinese. In order to determine the year-based stratification status of the published studies for country-based citations, it was noted that a country should have at least 1 study published and at least 1 citation obtained. As a result of the analysis, analysis was carried out on 78 observation units that were found to have a relationship between them, and it was determined that there were 14 clusters, 1065 connection power and 9417 total connection power. The countries with the most citations are the USA (11981 citations), the Netherlands (2445 citations) and England (1685 citations). In terms of the number of works, the ranking is the USA (197 publications), China (77 publications), India (73 publications), and Australia (70 publications). When the stratification status of the citation ties of the countries on a yearly basis is examined, it is seen that they are limited between 2017 and 2021.
Źródło:
Finanse i Prawo Finansowe; 2023, 1 (Numer Specjalny); 31-51
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Financial Issues Perceived by Youth: Preliminary Survey for Financial Literacy Evaluation in the Baltics
Autorzy:
Titko, Jelena
Lace, Natalja
Polajeva, Tatjana
Powiązania:
https://bibliotekanauki.pl/articles/488927.pdf
Data publikacji:
2015
Wydawca:
Instytut Badań Gospodarczych
Tematy:
financial literacy
survey
Baltic countries
Opis:
Financial literacy as a prerequisite of citizens’ financial well-being and, as a consequence, economic security is a hot topic not only in the academic envi-ronment, but also among the representatives of governmental and non-governmental organizations. One of the most important activities realized by the government in order to enhance citizens’ financial literacy level is the implementation of the National strategy. The first step of this process is an evaluation of a current situation, which, in turn, requires a proper measurement instrument. The current research was aimed at specifying the content and the structure of the instrument, as well as to reveal the differences in perception of financial matters by students from different countries. A set of 12 financial questions was developed to detect perceived importance and complexity of financial literacy components, as well as to get financial literacy self-assessment scores. The questions were disseminated among the Latvian, Lithuanian and Estonian students. The obtained results assisted to specify the content and wording of questions to be included into the financial literacy measurement instrument. Besides, revealed differences between students’ perception of financial questions allowed making conclusions about students’ self-confidence that has a great impact on financial literacy level.
Źródło:
Oeconomia Copernicana; 2015, 6, 1; 75-98
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Financial Education as Significant Challenge for High School in Poland for the Upcoming Years
Autorzy:
Kurowski, Łukasz
Powiązania:
https://bibliotekanauki.pl/articles/1195173.pdf
Data publikacji:
2016
Wydawca:
Szkoła Główna Handlowa w Warszawie
Tematy:
financial education
financial literacy
introduction to entrepreneurship
Opis:
The article presents the most important reasons for the low level of the financial and economic competences of high school students. The analysis in this area is based on the research conducted by the National Bank of Poland in November 2014. The aim of this article is to draw attention to the low status of the school subject „introduction to entrepreneurship” which is taught in the secondary school. For this reason the majority of young people lack the basic knowledge in terms of finance and economy. The GFC (global financial crisis) experience has shown that the level of financial liabilities is disproportionate to the possibility of their repayment. One of the reason for this behaviour is the low level of financial education among the young. Therefore, the role of entrepreneurship education at the high school stage is invaluable and determines future attitudes toward economic activity.
Źródło:
Edukacja Ekonomistów i Menedżerów; 2016, 42, 4; 152-162
1734-087X
Pojawia się w:
Edukacja Ekonomistów i Menedżerów
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Can People Trust What They Don‘t Understand? Role of Language and Trust for Financial Inclusion
Autorzy:
Nagańska, Aleksandra
Cichocki, Stanisław
Powiązania:
https://bibliotekanauki.pl/articles/2167577.pdf
Data publikacji:
2022-07-30
Wydawca:
Uniwersytet Warszawski. Wydział Nauk Ekonomicznych
Tematy:
financial literacy
trust
linguistic diversity
financial inclusion
Opis:
The aim of this paper is to look at determinants of financial inclusion through the lens of comprehension of financial concepts and financial language. Specifically, we are interested in which factors are important should this comprehension be absent. We show that, in the context of finance, communication is an important transmission channel through which individuals are encouraged or discouraged to participate in the financial system. We argue that the unfamiliarity with products and the complexity of language used in the banking sector tend to limit trust granted to financial institutions. We test the hypothesis that linguistic diversity is a strong instrument for the impact of the lack of communication on trust.Applying Ordinary Least Squares and probit regression, quantile regression, and instrumental variables to cross country and individual-level data, we show the importance of individual and cultural characteristics and demonstrate the role of trust and communication for financial inclusion. The outcome is consistent for different model specifications.
Źródło:
Central European Economic Journal; 2022, 9, 56; 132-157
2543-6821
Pojawia się w:
Central European Economic Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
FINANCIAL EXCLUSION AS A RESULT OF LIMITED FINANCIAL LITERACY IN THE CONTEXT OF THE FINANCIALIZATION PROCESSWykluczenie finansowe jako skutek ograniczonych umiejętności finansowych w kon- tekście procesu finansjalizacji
Wykluczenie finansowe jako skutek ograniczonych umiejętności finansowych w kon- tekście procesu finansjalizacji
Autorzy:
Maciejasz-Świątkiewicz, Marta
Powiązania:
https://bibliotekanauki.pl/articles/950405.pdf
Data publikacji:
2015
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
financial exclusion
financial literacy
financial inclusion
financialization
Opis:
Today financial literacy and consciousness seems to be indispensable for the proper participation in the financial services market. In the face of the financialization process, the lack of or even insufficient financial knowledge and consciousness, can lead to serious consequences, including financial exclusion. Financial consciousness can be defined as a phenomenon connected with being aware of financial incidents and processes and having the capability to explore and evaluate these phenomena, or as a complex psychological formation acting to control one’s financial behaviour. Financial literacy is a part of financial consciousness. This article shows how and in what way financial literacy and consciousness are responsible for the financial exclusion diagnosed in the survey. The aim of the article is to answer the question whether the lack of or insufficient financial literacy can be responsible for financial exclusion.
Źródło:
Financial Sciences. Nauki o Finansach; 2015, 4(25); 90-101
2080-5993
2449-9811
Pojawia się w:
Financial Sciences. Nauki o Finansach
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The Differences in Students’ Financial Literacy based on Financial Education
Autorzy:
Nano, Dorjana
Cani, Shkelqim
Powiązania:
https://bibliotekanauki.pl/articles/1036151.pdf
Data publikacji:
2013
Wydawca:
Academicus. International Scientific Journal publishing house
Tematy:
financial literacy
financial education
personal financial course
Opis:
This paper examines the differences in Financial Literacy among Albanian university students based on their financial education. The main objectives of this study are: i) firstly, to assess the level of financial knowledge, financial attitude and financial behaviour, and to make relevant comparison based on students financial education; ii) secondly, to evaluate an overall score of financial literacy and to investigate its difference among students who are financially educated and their counterparts; iii) finally, to provide some conclusions and policy implications with regard to financial literacy. A total of 607 students from five public and three private universities in Albania participated in this research. The outcome shows that student’s financial behaviour does not differ based on their financial education. In addition, non-financially educated students appear to demonstrate better financial behaviour. Finally, students who have taken a personal financial course are shown to be more knowledgeable and financially literate than their counterparts. This study paves the way for future research in Albania.
Źródło:
Academicus International Scientific Journal; 2013, 08; 149-160
2079-3715
2309-1088
Pojawia się w:
Academicus International Scientific Journal
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The financial practices of professional soldiers of the Armed Forces of the Slovak Republic in the area of personal finance management
Autorzy:
Jirásková, S.
Powiązania:
https://bibliotekanauki.pl/articles/119634.pdf
Data publikacji:
2015
Wydawca:
Akademia Sztuki Wojennej
Tematy:
professional soldiers
financial literacy
finance management
Opis:
The article deals with the issue of the financial practices of professional soldiers in the Armed Forces of the Slovak Republic in the management of personal finances. The main aim of the author was to present information about the current state of consumer habits and behaviour of professional soldiers in the management of personal finances, particularly in planning finances, budgeting households, generating savings and financial reserves, the use of credit and methods for financial security in old age. The questionnaire surveys and controlled interviews were used to obtain data about the financial practices of professional soldiers in the survey. Whereas, by conducting the survey of financial practices of professional soldiers, negative facts were also revealed, the paper introduces procedures that should help improve the situation in this area.
Źródło:
Zeszyty Naukowe AON; 2015, 4(101); 145-149
0867-2245
Pojawia się w:
Zeszyty Naukowe AON
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Demographic Factors Affecting the Level of Financial Literacy in Rural Areas: The Case of Vietnam
Autorzy:
Quang, Phung Thanh
The Anh, Khuc
Powiązania:
https://bibliotekanauki.pl/articles/1977500.pdf
Data publikacji:
2019-09-30
Wydawca:
Wydawnictwo Adam Marszałek
Tematy:
demography
financial literacy
rural areas
Vietnam
Opis:
This article measures the level of financial literacy in the rural areas of Vietnam. The financial literacy is usually concerned by financial institutions and government organizations. This is considered to be an indicator that contributes to the assessment of the quality and potential growth of the financial system. In the article the determinants of financial literacy in Vietnam are identified. In result the authors propose a designed financial literacy enhancement programme for implementation.
Źródło:
Polish Political Science Yearbook; 2019, 3 (48); 391-406
0208-7375
Pojawia się w:
Polish Political Science Yearbook
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Financial literacy in the Czech Republic
Autorzy:
Kantnerová, Liběna
Powiązania:
https://bibliotekanauki.pl/articles/653305.pdf
Data publikacji:
2015
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
Financial Literacy
Education
Youth
Questionnaire
Educational system
Opis:
This paper analyses the need to deal with the issue of financial literacy and financial knowledge not only by adults, but also by youth and young adults. This paper is focused on research into the knowledge and understanding of the financial literacy of young people, mostly between the ages of 16 to 33 years, via a questionnaire. The survey, undertaken in the Czech Republic, is based on a sample of 329 students from high schools and 329 students from the University of South Bohemia in České Budějovice [658].
Źródło:
Finanse i Prawo Finansowe; 2015, 2, 4
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Vplyv finančnej gramotnosti na akceptáciu poisťovacích podvodov
Autorzy:
Cibere, Michal
Powiązania:
https://bibliotekanauki.pl/articles/2131211.pdf
Data publikacji:
2016
Wydawca:
Instytut Studiów Międzynarodowych i Edukacji Humanum
Tematy:
financial literacy
insurance fraud
acceptance
questionnaire survey
Opis:
The main aim of the paper is to find out the impact of financial literacy on the acceptance of insurance fraud on the sample of 363 respondents in the Slovak republic. This study shows the results of the questionnaire monitoring of the level of financial literacy of respondents, acceptance rate of insurance fraud models and their mutual influence. The results of the theses indicates that the financial literacy is not the main factor influencing the acceptance of insurance fraud.
Źródło:
Humanum. Międzynarodowe Studia Społeczno-Humanistyczne; 2016, 1(20); 43-65
1898-8431
Pojawia się w:
Humanum. Międzynarodowe Studia Społeczno-Humanistyczne
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Personal financial planning in Poland against the background of international experience
Autorzy:
Waliszewski, Krzysztof
Powiązania:
https://bibliotekanauki.pl/articles/950708.pdf
Data publikacji:
2014
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
personal finance
household finance
financial literacy
financial advisor
Opis:
The objective of this article is to present a profession personal financial advisor in Poland against the background of an international perspective ( the USA, the United Kingdom and the EU). The main hypothesis of this article is as follows: personal financial planning in Poland is developing area and its role will be growing in the future, especially in the pension, investment, insurance and credits area, but this growth will depend on the growth of economic and financial literacy, the enrichment of Polish society and the creation of public confidence towards the personal financial advisor profession. The auxiliary hypothesis of the article is as follows: the main barriers in the development of the financial advisor profession in Poland are low financial knowledge/financial literacy, lack of awareness in the benefits of personal financial planning and advising, reluctance to pay for professional financial advice, low savings rate and lack of regular savings habit and the low level of advice services’ market regulation. Verification of the hypothesis will base on literature study and own study executed among independent personal financial advisors.
Źródło:
Financial Sciences. Nauki o Finansach; 2014, 4(21); 111-134
2080-5993
2449-9811
Pojawia się w:
Financial Sciences. Nauki o Finansach
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Pre-service Mathematics Teachers’ Financial Literacy
Autorzy:
Petrášková, Vladimíra
Powiązania:
https://bibliotekanauki.pl/articles/16530440.pdf
Data publikacji:
2013-12-31
Wydawca:
Wydawnictwo Adam Marszałek
Tematy:
financial literacy
financial education
pre–service teacher training
Opis:
Pre-service teachers’ knowledge in the field of finances is crucial as it is a prerequisite to the development of students’ financial literacy. This paper describes a quantitative study focusing on testing pre-service mathematics teachers’ financial literacy at the start of their studies. 47 pre-service mathematics teachers were assigned a test of financial literacy within the frame of this study.
Źródło:
The New Educational Review; 2013, 34; 280-291
1732-6729
Pojawia się w:
The New Educational Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Simultaneous use of the financial literacy level and the financial inclusion degree as a result of financial education efficiency in Visegrad Group countries
Autorzy:
Frączek, Bożena
Bobenič Hintošová, Aneta
Bačová, Monika
Siviček, Tomáš
Powiązania:
https://bibliotekanauki.pl/articles/522042.pdf
Data publikacji:
2017
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Financial education
Financial inclusion
Financial literacy
Financial markets
Personal finance
Opis:
The appropriate level of financial knowledge and the degree of financial integration needed in today’s financialized world. This paper studies the level of financial literacy and the degree of financial inclusion among the students who study economic fields. These students are a special target group – very important for future development of financial markets. They are not only the future participants, but also the potential animators and creators of the financial market as well as the future financial advisors. The research sample comes from Visegrad Group countries (4V Countries), as the representatives from Central and Eastern Europe countries, where the level of financial literacy and degree of financial inclusion seems to be lower in comparison to the West European Countries. The research also contributes to knowledge in the area of expanding the methods of assessments of efficiency of financial education. The Authors decided to verify the new assessment of effectiveness of financial education. It will be conducted by a separate and simultaneous assessment of financial literacy and financial inclusion. The main results of research confirm the very low level of financial literacy and financial inclusion of young future economists in 4V Countries in both groups: starting and finishing the professional financial education. In addition, examining the degree of financial inclusion among the students who at the same time are educated at the basic level confirms the much lower level of informed financial inclusion.
Źródło:
Journal of Economics and Management; 2017, 27; 5-25
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The role of financial literacy in retirement investment choice
Autorzy:
Nguyen, Thi Anh Nhu
Polách, Jiří
Vozňáková, Iveta
Powiązania:
https://bibliotekanauki.pl/articles/22446398.pdf
Data publikacji:
2019
Wydawca:
Instytut Badań Gospodarczych
Tematy:
financial literacy
retirement
investment choice
financial advice
pension knowledge
Opis:
Research background: Preparation for retirement is a major concern for the people in the workforce as they have to encounter considerable difficulties in making the right investment decisions for their retirement. Purpose of the article: This research extends the literature on personal finance by investigating the impact of both financial literacy levels and pension knowledge on employees? investment choice decision for their retirement, while in previous literature the role of these factors has mainly been explored separately.  Methods: To conduct the research, a survey questionnaire was applied to collect data in three main regions of Vietnam comprising Northern, Central and Southern Vietnam. Data collection was made in 2018, in which 427 valid questionnaires were used for data analysis from 700 questionnaires. Two estimation methods are employed for analysis in this study, including a linear probability model (LPM) and two-stage least squares (2SLS) model. The findings of this research remain significant after the Two-Stage Least Squares (2SLS) regression model is used as an estimation technique to eliminate potential bias caused by endogenous problems. Finding & Value added: The results show that basic financial literacy level and pension knowledge are principal factors which significantly increase the probability of exercising retirement investment choice of employees, while advanced financial literacy level factor has a significant effect on choosing growth investing options for their retirement. Further, this research finds that there is no correlation between employees? financial risk tolerance and their retirement investment choice. Furthermore, the study proposes and offers new evidence that pension knowledge is a decisive factor providing employees with encouragement to exercise retirement investment choice and those who consult with financial advisors tend to take part in growth investing option.
Źródło:
Equilibrium. Quarterly Journal of Economics and Economic Policy; 2019, 14, 4; 569-589
1689-765X
2353-3293
Pojawia się w:
Equilibrium. Quarterly Journal of Economics and Economic Policy
Dostawca treści:
Biblioteka Nauki
Artykuł
Wyświetlanie 1-15 z 38

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