Simultaneous use of the financial literacy level and the financial inclusion degree as a result of financial education efficiency in Visegrad Group countries
Simultaneous use of the financial literacy level and the financial inclusion degree as a result of financial education efficiency in Visegrad Group countries
The appropriate level of financial knowledge and the degree of financial integration
needed in today’s financialized world. This paper studies the level of financial literacy
and the degree of financial inclusion among the students who study economic fields.
These students are a special target group – very important for future development of
financial markets. They are not only the future participants, but also the potential animators
and creators of the financial market as well as the future financial advisors. The
research sample comes from Visegrad Group countries (4V Countries), as the representatives
from Central and Eastern Europe countries, where the level of financial literacy and
degree of financial inclusion seems to be lower in comparison to the West European
Countries. The research also contributes to knowledge in the area of expanding the
methods of assessments of efficiency of financial education. The Authors decided to
verify the new assessment of effectiveness of financial education. It will be conducted by
a separate and simultaneous assessment of financial literacy and financial inclusion. The
main results of research confirm the very low level of financial literacy and financial inclusion of young future economists in 4V Countries in both groups: starting and finishing
the professional financial education. In addition, examining the degree of financial
inclusion among the students who at the same time are educated at the basic level confirms
the much lower level of informed financial inclusion.
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