Skocz do pozycji: 1.

Tytuł:

FINANCIAL INNOVATIONS AND THEIR ROLE IN THE MODERN FINANCIAL SYSTEM - IDENTIFICATION AND SYSTEMATIZATION OF THE PROBLEM (Innowacje finansowe i ich znaczenie we wspólczesnym systemie finansowym - identyfikacja i systematyzacja problemu)

Autorzy:

Blach, Joanna

Powiązania:

https://bibliotekanauki.pl/articles/599690.pdf

Data publikacji:

2011

Wydawca:

Wyższa Szkoła Informatyki i Zarządzania z siedzibą w Rzeszowie

Tematy:

FINANCIAL INNOVATIONS
FINANCIAL MARKET
FINANCIAL SYSTEM

Opis:

This paper discusses the role that financial innovations play in the modern financial system, aiming at identifying and systematizing the core problems and definitions related to this issue. The paper first describes the importance of the financial system and financial markets in the economy, explaining their functions and presenting their particular characteristics, focusing on their innovativeness. Then, based on the theoretical studies, the broad definition of the financial innovations is developed, stating that any new developments in any elements of the financial system, including: markets, institutions, instruments and regulations, can be regarded as financial innovations if they are perceived as new by the end-user of innovation. Next, the systematization of the most important types of financial innovations is presented regarding different classification criteria, such as: sources of innovations, motives for innovations, their effects or functions. As financial innovations are not a homogenous group of financial developments, their implications for the financial system can be ambiguous, thus the final assessment of their role can not be generalized and should be made on a case-by-case basis. The information presented in this paper can be regarded as an introduction, encouraging to do further research, as the complexity of the financial innovations makes them an interesting and important subject for this.

Źródło:

Finansowy Kwartalnik Internetowy e-Finanse; 2011, 7, 3; 13-26
1734-039X

Pojawia się w:

Finansowy Kwartalnik Internetowy e-Finanse

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 2.

Tytuł:

Rynek finansowy Unii Europejskiej – wyzwania
Challenges to financial markets in the EU

Autorzy:

Mikita, Małgorzata

Powiązania:

https://bibliotekanauki.pl/articles/16539519.pdf

Data publikacji:

2012

Wydawca:

Kancelaria Sejmu. Biuro Analiz Sejmowych

Tematy:

financial policy
EU financial market
eurozone
financial crisis
financial stability

Opis:

In this article, the author focuses on two challenges that aim to increase the security of the EU’s financial market operations: namely, more effective supervision of financial conglomerates at the EU level, and improving the transparency of sovereign wealth funds (SWFs). The first part of the article presents the EU actions with regard to financial market integration; i.e., current integration activities and planned changes to European financial market regulations. The second part looks at the challenges facing financial markets in the European Union. The author concludes that the main priority for the EU should be strengthening its economic governance and ensuring stability of its operations.

Źródło:

Studia BAS; 2012, 3(31); 29-42
2080-2404
2082-0658

Pojawia się w:

Studia BAS

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 3.

Tytuł:

The Customer as a Subject of Protection on the Financial Market in European Union

Autorzy:

Cyman, Damian

Powiązania:

https://bibliotekanauki.pl/articles/2091840.pdf

Data publikacji:

2021-10-28

Wydawca:

Uniwersytet Gdański. Centrum Prawa Samorządowego i Prawa Finansów Lokalnych

Tematy:

Financial market
consumer protection
financial stability
financial services
financial crises

Opis:

The crisis begun in 2007 exposed the weakness of the existing regulations, revealing challenges for legislators all over the world. Financial stability started to be understood as an essential value for the proper operation of the financial market. It has become important to address the question as to how to protect financial markets from more crises, or at least alleviate their effects. The idea of supervision of a financial market has undergone thorough transformation. Particular emphasis has been placed on protecting buyers of financial services. Adequate customer protection has been recognized as a sign of trust in the market and its stability and has gained systemic importance and relevance for the European financial system. There is a growing tendency to enlarge the group of subjects eligible for special protection. it is becoming an increasingly common idea that not only consumers but all non-professional customers should be protected. The idea is becoming widespread that the weaker party to a legal transaction can be not only a consumer [natural person] but also a non-professional market entity. Such a solution is certainly appropriate. Narrowing down the ‘consumer’ to a natural person may seem artificial and out of line with market realities, not to mention the serious consequences of bad financial decisions taken by non- professional financial market participants. Another important challenge facing the modern financial market is to establish a system of institutional safeguards to ensure security for all market entities and to enforce fair play rules. However, even the best provisions of substantive law, though necessary, may prove to fall short. Therefore, there is a pressing need for strong and competent both state and international institutions duly equipped with auditing and supervisory powers to deal with the present situation. They should also have the possibility of enforcing substantive laws in a way that allows for flexible responses to any emerging threat to the protected values. The shift towards a regulatory and supervisory method of protection sets a more serious tone for the supervision model adopted for the financial market. In it, the market is responsible not only for ensuring that the supervised entities operate correctly, but also for the quality of services that they provide.

Źródło:

Financial Law Review; 2021, 24, 4; 43-54
2299-6834

Pojawia się w:

Financial Law Review

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 4.

Tytuł:

The Fraudulent Phenomenon of the Financial Pyramids in the Financial Industry

Autorzy:

Ślusarek, Natalia

Powiązania:

https://bibliotekanauki.pl/articles/36096467.pdf

Data publikacji:

2022

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial pyramids
financial crime
financial abuse
financial fraud
Ponzi schemes

Opis:

The purpose of the article is to present the fraudulent behaviour observable in the financial industry, which is the financial pyramid phenomena, through a detailed description of such occurrences together with the damage and consequences generated. This paper will include a solid piece of knowledge about this behaviour, and will also distinguish the similarities and differences between financial pyramids. Methodology of this paper is the critical analysis of the literature and comparative analysis of selected pyramids according to the criteria to compare and distinguish similarities and differences. Results of the research confirm that the phenomenon of the financial pyramids is very harmful to the financial industry but also to the participants and society as a whole. The losses generate every year are enormous, but on the other hand, there is suffering of the victims as well. To conclude, the financial pyramids are inseparable elements of the financial industry and moreover, they are very dangerous and destructive. The knowledge of the specificity of pyramids increases the safety of financial consumers in the financial market.

Źródło:

Finanse i Prawo Finansowe; 2022, 2 (Numer Specjalny); 87-107
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 5.

Tytuł:

Simultaneous use of the financial literacy level and the financial inclusion degree as a result of financial education efficiency in Visegrad Group countries

Autorzy:

Frączek, Bożena
Bobenič Hintošová, Aneta
Bačová, Monika
Siviček, Tomáš

Powiązania:

https://bibliotekanauki.pl/articles/522042.pdf

Data publikacji:

2017

Wydawca:

Uniwersytet Ekonomiczny w Katowicach

Tematy:

Financial education
Financial inclusion
Financial literacy
Financial markets
Personal finance

Opis:

The appropriate level of financial knowledge and the degree of financial integration needed in today’s financialized world. This paper studies the level of financial literacy and the degree of financial inclusion among the students who study economic fields. These students are a special target group – very important for future development of financial markets. They are not only the future participants, but also the potential animators and creators of the financial market as well as the future financial advisors. The research sample comes from Visegrad Group countries (4V Countries), as the representatives from Central and Eastern Europe countries, where the level of financial literacy and degree of financial inclusion seems to be lower in comparison to the West European Countries. The research also contributes to knowledge in the area of expanding the methods of assessments of efficiency of financial education. The Authors decided to verify the new assessment of effectiveness of financial education. It will be conducted by a separate and simultaneous assessment of financial literacy and financial inclusion. The main results of research confirm the very low level of financial literacy and financial inclusion of young future economists in 4V Countries in both groups: starting and finishing the professional financial education. In addition, examining the degree of financial inclusion among the students who at the same time are educated at the basic level confirms the much lower level of informed financial inclusion.

Źródło:

Journal of Economics and Management; 2017, 27; 5-25
1732-1948

Pojawia się w:

Journal of Economics and Management

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 6.

Tytuł:

Bibliometric Analysis of Studies on the Concept of Financial Literacy

Autorzy:

Sipahi Döngül, Esra
Skica, Tomasz

Powiązania:

https://bibliotekanauki.pl/articles/36093807.pdf

Data publikacji:

2024

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial literacy
business
financial behavior
financial knowledge

Opis:

The purpose of the article. This paper attempts to reveal the effect of the study by visually presenting the analysis of the studies on the concept of "financial literacy". Methodology. Bibliometric analysis of the studies published in the Web of Science (WOS) database between 1991 and 2023 was analyzed with the VOSviewer (Version 1.6.9) package program. Since the title, content, and keyword of the concept of "financial literacy" were intended to be scanned in all languages and all publication types, 2,889 works were accessed and analyzed. The limitations of the study are that only the studies in WOS are analyzed. No data from Scopus and PubMed databases has been included. For future studies, research from the Scopus and PubMed databases should be added. Results of the research. When the most frequently included keywords in the publications related to the concept of "financial literacy" have a relationship between them at least twice in the study, the keywords "financial literacy" with 825 repetitions in terms of 1841 total connection strength, "financial education" with 111 repetitions in terms of 315 total connection strength, "financial behavior" with 65 repetitions in terms of 217 total connection strength and "financial knowledge" with 71 repetitions in terms of 213 total connection power are seen. As a result of the analysis performed, it was determined that there were 2265 connection powers and 4069 total connection powers for a total of 36 clusters. When we look at the year-by-year distribution, the most works were published in 2022 with a maximum of 426 works. At least one work was published in 2004, 2003, 1998, 1994 and 1991. Among the published studies, journal article 2,515, proceedings paper 280, early access 135, book chapters 101, review article 68, editorial material 29, correction 6, book 5, book review 3 were determined as works. When we look at the languages in which the published works are published, they are in English with a maximum of 2,814 works. At least two works are in French and Chinese. In order to determine the year-based stratification status of the published studies for country-based citations, it was noted that a country should have at least 1 study published and at least 1 citation obtained. As a result of the analysis, analysis was carried out on 78 observation units that were found to have a relationship between them, and it was determined that there were 14 clusters, 1065 connection power and 9417 total connection power. The countries with the most citations are the USA (11981 citations), the Netherlands (2445 citations) and England (1685 citations). In terms of the number of works, the ranking is the USA (197 publications), China (77 publications), India (73 publications), and Australia (70 publications). When the stratification status of the citation ties of the countries on a yearly basis is examined, it is seen that they are limited between 2017 and 2021.

Źródło:

Finanse i Prawo Finansowe; 2023, 1 (Numer Specjalny); 31-51
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 7.

Tytuł:

FINANCIAL EXCLUSION AS A RESULT OF LIMITED FINANCIAL LITERACY IN THE CONTEXT OF THE FINANCIALIZATION PROCESSWykluczenie finansowe jako skutek ograniczonych umiejętności finansowych w kon- tekście procesu finansjalizacji
Wykluczenie finansowe jako skutek ograniczonych umiejętności finansowych w kon- tekście procesu finansjalizacji

Autorzy:

Maciejasz-Świątkiewicz, Marta

Powiązania:

https://bibliotekanauki.pl/articles/950405.pdf

Data publikacji:

2015

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

financial exclusion
financial literacy
financial inclusion
financialization

Opis:

Today financial literacy and consciousness seems to be indispensable for the proper participation in the financial services market. In the face of the financialization process, the lack of or even insufficient financial knowledge and consciousness, can lead to serious consequences, including financial exclusion. Financial consciousness can be defined as a phenomenon connected with being aware of financial incidents and processes and having the capability to explore and evaluate these phenomena, or as a complex psychological formation acting to control one’s financial behaviour. Financial literacy is a part of financial consciousness. This article shows how and in what way financial literacy and consciousness are responsible for the financial exclusion diagnosed in the survey. The aim of the article is to answer the question whether the lack of or insufficient financial literacy can be responsible for financial exclusion.

Źródło:

Financial Sciences. Nauki o Finansach; 2015, 4(25); 90-101
2080-5993
2449-9811

Pojawia się w:

Financial Sciences. Nauki o Finansach

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 8.

Tytuł:

The Essence and Significance of Financial Instruments for Enterprises in Poland in 2010-2018

Autorzy:

Paduszyńska, Marta

Powiązania:

https://bibliotekanauki.pl/articles/1022804.pdf

Data publikacji:

2020-09-30

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial instruments
non-financial enterprises
financial results

Opis:

The purpose of the article/hypothesis: The aim of the study is an attempt to show the degree of use of financial instruments by non-financial enterprises operating on the Polish market and to determine whether their application translates into the financial results achieved by these enterprises. The hypothesis was adopted that the importance and use of financial instruments by enterprises on the Polish market is not significant, however, as a result of global transformations and the growing importance of financial markets, the activity of entities in this respect will increase. Methodology: In order to determine the degree of use of financial instruments among enterprises, the data published by the Central Statistical Office (GUS) for the years 2010–2018 were used and the key indicators illustrating the involvement of enterprises in the instruments available on the financial market were calculated. The literature on the subject was also reviewed and analyzed. Results of the research: The conducted considerations that non-financial enterprises in the polish market showed an increase in involvement in financial activities, as evidenced by the growing share of financial instruments, both on the active and passive side. On the passive side, the use of credits and loans in financing the activities of entities increased. This increase, however, did not translate into the use of the effects of financial leverage in the surveyed enterprises and an increase in the profitability of equity. In the case of assets, in the analyzed period there was an increase in the involvement of free funds in investments, mainly due to an increase in equity financial instruments. However, the analysis of financial revenues in total revenues may suggest that greater involvement in the financial sphere does not translate into profitability of assets and the results of the surveyed entities. It should be emphasized, however, that the development of the financial market and the increasing availability and variety of financial instruments strengthen the interest of enterprises in capital investments.

Źródło:

Finanse i Prawo Finansowe; 2020, 3, 27; 109-124
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

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Skocz do pozycji: 9.

Tytuł:

Zintegrowana ocena kondycji finansowej przedsiębiorstwa
Integrated evaluation of the financial condition of the company

Autorzy:

Tomczak, Sebastian

Powiązania:

https://bibliotekanauki.pl/articles/2032713.pdf

Data publikacji:

2013-12-31

Wydawca:

Wydawnictwo Adam Marszałek

Tematy:

financial condition
financial analysis
integrated financial analysis

Opis:

The paper presents the monitoring of the financial condition of the company as an auxiliary tool, based on which you will be able to assess the financial situation of the company. The purpose of this article is to show the advantages and disadvantages of each analysis of the company as well as the present concepts for future studies.

Źródło:

Krakowskie Studia Małopolskie; 2013, 18; 266-278
1643-6911

Pojawia się w:

Krakowskie Studia Małopolskie

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 10.

Tytuł:

The Differences in Students’ Financial Literacy based on Financial Education

Autorzy:

Nano, Dorjana
Cani, Shkelqim

Powiązania:

https://bibliotekanauki.pl/articles/1036151.pdf

Data publikacji:

2013

Wydawca:

Academicus. International Scientific Journal publishing house

Tematy:

financial literacy
financial education
personal financial course

Opis:

This paper examines the differences in Financial Literacy among Albanian university students based on their financial education. The main objectives of this study are: i) firstly, to assess the level of financial knowledge, financial attitude and financial behaviour, and to make relevant comparison based on students financial education; ii) secondly, to evaluate an overall score of financial literacy and to investigate its difference among students who are financially educated and their counterparts; iii) finally, to provide some conclusions and policy implications with regard to financial literacy. A total of 607 students from five public and three private universities in Albania participated in this research. The outcome shows that student’s financial behaviour does not differ based on their financial education. In addition, non-financially educated students appear to demonstrate better financial behaviour. Finally, students who have taken a personal financial course are shown to be more knowledgeable and financially literate than their counterparts. This study paves the way for future research in Albania.

Źródło:

Academicus International Scientific Journal; 2013, 08; 149-160
2079-3715
2309-1088

Pojawia się w:

Academicus International Scientific Journal

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 11.

Tytuł:

A Pre-school Child of Initiative

Autorzy:

Jagiełło, Ewa
Klim-Klimaszewska, Anna

Powiązania:

https://bibliotekanauki.pl/articles/454150.pdf

Data publikacji:

2016

Wydawca:

Akademia Ignatianum w Krakowie

Tematy:

children
economic education
financial program
financial education
financial traps
financial language

Opis:

In the 21st century such words as saving money, financing and electronic money are very popular. It is difficult to discuss about functioning in the society without the ability to efficient movement in the field of finances. The need to propagate financial education since the early age is gaining popularity. This is strictly connected with the development of a wise consumer’s attitude and the ability to manage in various financial situations, as well as passing respect towards money among small children. Both parents and teachers are responsible for promotion of economic ideas. Knowledge gained by children within every day’s life is the source of information for forming financial programs. Children accompany their parents during visits at a bank, shop, post office and other institutions offering financial services. A pre- school child should not only know where such places are and how they look like, but also their duties and the basic rules of functioning. The following article has been devoted to such subject matter. It presents the list of words which are commonly used by children at the age of four or five. To collect the base of the words the method of brainstorm was used and the map of thoughts was created. Finally, the list of the subject matters within financial education for children of the pre-school age has been elaborated.

Źródło:

Multidisciplinary Journal of School Education; 2016, 9; 15-30
2543-7585

Pojawia się w:

Multidisciplinary Journal of School Education

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 12.

Tytuł:

Evaluating the Relationship Between Financial Sustainability and Socio-Economic Development of Countries

Autorzy:

Kremen, Viktoriia
Shkolnyk, Inna
Semenog, Andrii
Kremen, Olha

Powiązania:

https://bibliotekanauki.pl/articles/1356777.pdf

Data publikacji:

2019-12-23

Wydawca:

Uniwersytet Warszawski. Wydział Nauk Ekonomicznych

Tematy:

financial sustainability
socio-economic development
financial development
financial sector
financial market

Opis:

This paper examines the mainstream theories of “financial sustainability” and “financial development”. It is suggested understanding “financial development” as the complex dynamic characteristics of the financial sector, which is formed under the influence of financial and economic policy factors and the financial market functioning. The paper provides the methodology of relationship between financial sustainability and socio-economic development of countries evaluation. Based on the matrix method, it is proved that the differences in developed and developing countries occur due to the relationship between financial sustainability and financial development.

Źródło:

Central European Economic Journal; 2019, 6, 53; 25 - 38
2543-6821

Pojawia się w:

Central European Economic Journal

Dostawca treści:

Biblioteka Nauki

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Skocz do pozycji: 13.

Tytuł:

The legal situation of financial market participants in the context of the amendment of the Act on Trading in Financial Instruments

Autorzy:

Potempa, Tomasz
Pasoń, Karolina

Powiązania:

https://bibliotekanauki.pl/articles/1590765.pdf

Data publikacji:

2020

Wydawca:

Uniwersytet Szczeciński. Wydawnictwo Naukowe Uniwersytetu Szczecińskiego

Tematy:

financial market
Polish Financial Supervision Authority (Financial Supervision Commission)
financial supervision

Opis:

The main subject of this article is an attempt to resolve whether and on what principles active financial market participants were entitled to continue their activities related to trading in financial instruments during the so-called transition period determined by the provision of Article 29 of the Act of 1 March 2018 amending the Act on Trading in Financial Instruments and certain other acts (Dz.U. [Journal of Laws] of 2018, item 685). To this end, the authors have interpreted this provision in the context of the overall regulation of the amending act, with particular attention paid to the new wording of the definition of trading in financial instruments. The analysis of the indicated issues is carried out primarily from the point of view of active participants of the financial market, which constitutes a significant enrichment of the studies that have so far dealt with the discussed problem. Against the background of the above considerations, the authors draw attention to the influence of the Polish Financial Supervision Authority (Financial Supervision Commission) on other financial market participants, especially in relation to the supervisory proceedings conducted by the Authority and the supervisory measures applied. As a result of the conducted deliberations, the authors notice that the imprecision and incompleteness of the content of the analysed legal acts may be connected with significant negative consequences for the financial market participants, primarily in the form of financial sanctions.

Źródło:

Studia Administracyjne; 2020, 12; 75-87
2080-5209
2353-284X

Pojawia się w:

Studia Administracyjne

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 14.

Tytuł:

The mean reversion/persistence of financial cycles: Empirical evidence for 24 countries worldwide

Autorzy:

Lv, Shengnan
Xu, Zeshui
Fan, Xuecheng
Qin, Yong
Skare, Marinko

Powiązania:

https://bibliotekanauki.pl/articles/22443105.pdf

Data publikacji:

2023

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial cycles
financial connectedness
financial crisis
systemic risk

Opis:

Research background: The globalization trend has inevitably enhanced the connectivity of global financial markets, making the cyclicality of financial activities and the spread of market imbalances have received widespread attention, especially after the global financial crisis. Purpose of the article: To reduce the negative effects of the contagiousness of the financial cycles, it is necessary to study the persistence of financial cycles and carve out the total connectedness, spillover paths, and sources of risks on a global scale. In addition, understanding the relationship between the financial cycle and economic development is an important way to prevent financial crises. Methods: This paper adopts the nonlinear smoothing transition autoregressive (STAR) model to extract cyclical and phase characteristics of financial cycles based on 24 countries during 1971Q1?2015Q4, covering developed and developing countries, the Americas, Europe, and Asia regions. In addition, the frequency connectedness approach is used to measure the connectedness of financial cycles and the relationship between the global financial cycle and the global economy. Findings & value added: The analysis reveals that aggregate financial cycles persist for 13.3 years for smoothed and 8.7 years for unsmoothed on average. The national financial cycles are asynchronous and exhibit more prolonged expansions and faster contractions. The connectedness of financial cycles is highly correlated with systemic crises and contributes to the persistence and harmfulness of shocks. It is mainly driven by short-term components and exhibits more pronounced interconnectedness within regions than across regions. During the financial crisis, the global financial cycle movements precede and are longer than the business fluctuations. Based on the study, some policy implications are presented. This paper emphasizes the impact of systemic crises on the persistence of financial cycles and their connectedness, which contributes to refining research related to the coping mechanisms of financial crises.

Źródło:

Equilibrium. Quarterly Journal of Economics and Economic Policy; 2023, 18, 1; 11-47
1689-765X
2353-3293

Pojawia się w:

Equilibrium. Quarterly Journal of Economics and Economic Policy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 15.

Tytuł:

Strategies of Financial Liquidity of Individual Agricultural Farms
Strategie płynności finansowej indywidualnych gospodarstw rolnych

Autorzy:

Gołaś, Zbigniew
Bieniasz, Anna

Powiązania:

https://bibliotekanauki.pl/articles/2033521.pdf

Data publikacji:

2006-12-31

Wydawca:

Uniwersytet Przyrodniczy w Poznaniu. Wydawnictwo Uczelniane

Tematy:

Arable farm
Financial liquidity
Financial strategy
Financial analysis

Opis:

The results of agricultural farms classification according to financial liquidity strategies which reflect the management of working capital have been presented in the study. The aggressive, conservative and mixed strategies have been separated. Moreover, taxonomical methods to delimitation general strategy of financial liquidity were suggested.
Dla każdego podmiotu gospodarczego zasadnicze znaczenie w średniookresowej perspektywie ma utrzymanie płynności finansowej, tj. zdolności do regulowania bieżących zobowiązań. Zdolność ta jest szczególnie ważna, ponieważ jej brak nawet przy generowaniu zysków uniemożliwia normalne prowadzenie działalności i może doprowadzić do kryzysu finansowego często kończącego się upadłością. Syntetycznym wyrazem zarządzania płynnością finansową są realizowane w praktyce strategie płynności finansowej. Z przeprowadzonych badań wynika, że w gospodarstwach rolnych zdecydowanie dominowały strategia konserwatywno-agresywna oraz konserwatywna, które były charakterystyczne dla odpowiednio: 35,52% i 31,25% ogółu zbiorowości. Oznacza to generalnie, że gospodarstwa rolne przywiązują większą wagę do wypłacalności i redukowania ryzyka pogorszenia płynności finansowej, a tym samym, że elastyczne i zachowawcze podejście do płynności finansowej dominowało nad postawami agresywnymi i ryzykownymi. Należy sądzić, że zróżnicowane podejście do zarządzania płynnością finansową przekłada się na zróżnicowanie szeregu ich charakterystyk dotyczących potencjału wytwórczego, organizacji i produkcji oraz efektywności ekonomiczno-finansowe.

Źródło:

Journal of Agribusiness and Rural Development; 2006, 5, 377; 125-140
1899-5241

Pojawia się w:

Journal of Agribusiness and Rural Development

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 16.

Tytuł:

Financial Consequences of Differentiation of Strategy of Financial Liquidity in Agricultural Farms
Finansowe konsekwencje zróżnicowania strategii płynności finansowej w gospodarstwach rolnych

Autorzy:

Gołaś, Zbigniew
Bieniasz, Anna

Powiązania:

https://bibliotekanauki.pl/articles/2033529.pdf

Data publikacji:

2006-12-31

Wydawca:

Uniwersytet Przyrodniczy w Poznaniu. Wydawnictwo Uczelniane

Tematy:

Arable farm
Financial liquidity
Financial strategy
Financial analysis

Opis:

The financial situation of agricultural farms according to financial liquidity strategy has been presented in the study. The analysis was conducted taking into account the basic criteria of financial liquidity opinion, debts, efficiency and profitability.
Artykuł stanowi kontynuację rozważań nad problematyką strategii płynności finansowej gospodarstw rolnych zawartych w publikacji Gołasia i Bieniasz (2006). W niniejszym opracowaniu przedstawiono wyniki analizy finansowej gospodarstw rolnych według wyodrębnionych strategii płynności. Badania przeprowadzono na podstawie tzw. analizy wskaźnikowej, powszechnie uznawanej za szybką i efektywną metodę wglądu w operacje gospodarcze i funkcjonowanie podmiotów (Sierpińska i Jachna 1993). Wyniki badań przedstawiono w układzie strategii płynności finansowej oraz w czterech podstawowych obszarach analitycznych standardowej analizy finansowej:1) płynności finansowej (statycznej i dynamicznej),2) zadłużenia (poziomu zadłużenia i zdolności do obsługi długu),3) sprawności działania (poziomu kosztów, rotacji majątku i jego składników oraz wydajności czynników wytwórczych),4) rentowności handlowej, ekonomicznej i finansowej.

Źródło:

Journal of Agribusiness and Rural Development; 2006, 5, 377; 101-124
1899-5241

Pojawia się w:

Journal of Agribusiness and Rural Development

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 17.

Tytuł:

Ewolucja wieloletnich ram finansowych Unii Europejskiej
Evolution of the multi‑annual financial framework of the European Union

Autorzy:

Russel, Piotr

Powiązania:

https://bibliotekanauki.pl/articles/16539522.pdf

Data publikacji:

2012

Wydawca:

Kancelaria Sejmu. Biuro Analiz Sejmowych

Tematy:

financial policy
EU budget
EU multi - annual financial framework
financial programming
financial perspective

Opis:

The paper looks at the EU’s multi - annual financial programming with particular emphasis on the current multi-annual financial framework (MFF) for 2007–2013. The paper begins by describing the main categories of revenue and expenditure of the EU budget during the period 1988–2011. Next, the origin of the EU’s medium‑term planning is briefly presented, as well as the first three (i.e. 1988–1992, 1993–1999 and 2000–2006) financial frameworks. The final section assesses the 2007–2013 framework. On the basis of this analysis, the author concludes that over the years major changes have occurred in both the income sources and spending priorities for the EU budget.

Źródło:

Studia BAS; 2012, 3(31); 87-108
2080-2404
2082-0658

Pojawia się w:

Studia BAS

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 18.

Tytuł:

Analysis of selected elements of the financial statements as an element of the banks financial management

Autorzy:

Czuma - Imiołczyk, Lidia

Powiązania:

https://bibliotekanauki.pl/articles/1177337.pdf

Data publikacji:

2018

Wydawca:

Przedsiębiorstwo Wydawnictw Naukowych Darwin / Scientific Publishing House DARWIN

Tematy:

Financial statements
analysis of financial statements
bank financial management
bank management
financial management

Opis:

The subject of consideration of the following are the most important issues related to the bank's financial management, with particular emphasis on the analysis and assessment of banks' financial activities. The Bank is a specific organization against which high requirements are placed, and the management of banking activities involves many challenges of a multi-faceted nature. The theoretical part focuses on issues related to the financial management of a banking enterprise, with particular emphasis on the role of financial statements in shaping the bank's operations. The empirical part contains an analysis of elements of the X bank financial report in 2013-2015.

Źródło:

World Scientific News; 2018, 104; 134-144
2392-2192

Pojawia się w:

World Scientific News

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 19.

Tytuł:

Rola edukacji ekonomicznej w kształtowaniu stabilności systemu finansowego
The role of economic education in the context of shaping the stability of the financial system

Autorzy:

Ratowska-Dziobiak, Eleonora

Powiązania:

https://bibliotekanauki.pl/articles/1878740.pdf

Data publikacji:

2021-09-30

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

economic education
stability
financial system
financial market
financial services

Opis:

An efficiently operating financial system is considered as an integral part of a well-functioning economy. It is the mechanism by which services are provided that allow the flow of purchasing power. Thus, this system creates the foundations of activity for entities using money, enabling the conclusion of economic transactions in which money performs various functions. The result of the existence of this system is the possibility of co-creation of money by non-financial economic entities (enterprises and households) and the flow of cash between them. In the light of many transformations taking place in the financial system, it is extremely important to ensure its stability. A properly functioning financial system significantly supports the achievement of the main goals of the central bank – maintaining a stable level of prices, and thus creating the basis for achieving long-term economic growth. Educational activities are of great importance in ensuring the stability of the financial system. The aim of the article is to present the role of economic education among young people, thanks to which they can better understand the complexities of the functioning of the financial system, the importance of its stability and prepare to make more conscious decisions as fully-fledged participants of the financial market. Understanding the specificity of the available financial instruments enables the minimalization of the risk associated with their selection / purchase. The accuracy of decisions made in adulthood depends on the knowledge of basic economic issues and the awareness of potential threats.

Źródło:

Finanse i Prawo Finansowe; 2021, 3, 31; 119-132
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 20.

Tytuł:

Instytucje shadow banking w systemie finansowym obszaru euro – cechy, zakres, kontrowersje
Shadow banking in the eurozone

Autorzy:

Marszałek, Paweł

Powiązania:

https://bibliotekanauki.pl/articles/11364443.pdf

Data publikacji:

2018

Wydawca:

Kancelaria Sejmu. Biuro Analiz Sejmowych

Tematy:

shadow banking
financial systems
financial stability
financial regulations
eurozone

Opis:

The article provides an overview of the shadow banking in the euro area. Shadow banking refers to the system of financial intermediation that involves entities outside of traditional banking regulations. The paper begins with the presentation of the post-crisis tendencies in the financial systems worldwide, with particular attention given to the banking sectors. In the next section, the author presents the size and dynamics of shadow banking, discusses the threats identified by the EU and the concerns regarding the risks this sector poses to the financial system.

Źródło:

Studia BAS; 2018, 1(53); 25-44
2080-2404
2082-0658

Pojawia się w:

Studia BAS

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 21.

Tytuł:

Pozycja w systemie władzy USA oraz zadania Rady ds. Monitorowania Stabilności Finansowej

Autorzy:

Kwiatkowski, Wojciech

Powiązania:

https://bibliotekanauki.pl/articles/630277.pdf

Data publikacji:

2017

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

Financial sustainability, Financial system, Supervision

Opis:

Present article discusses some of the key issues introduced to the US federal law in 2010 to ensure the stability of the financial sector in the United States. Special attention was paid to two issues, i.e. the rules and procedures under which the FSOC may considered a non-banking finance company to be important from the point of view of stability of the US financial sector (and in such situation trigger supplementary supervision by the FRS) and the procedure for controlled liquidation of a financial company considered by the FSOC to be a risk to the stability of the US financial system.

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2017, 1; 61-74
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 22.

Tytuł:

Legal Status of the Financial Ombudsman in the European Union – Risks and Challenges

Autorzy:

Derc, Ewa

Powiązania:

https://bibliotekanauki.pl/articles/2091922.pdf

Data publikacji:

2021-09-30

Wydawca:

Uniwersytet Gdański. Centrum Prawa Samorządowego i Prawa Finansów Lokalnych

Tematy:

financial law
law
Financial Ombudsman

Opis:

This contribution deals with the protection of consumer rights which must be clear and certain. At the same time, it is not possible to protect the important interests of the stability of the financial market and its actors and, at the same time, to protect those who use the services of these actors. After all, the interests of the parties in a contract are not entirely compatible, the client wants to receive the lowest possible price of capital and the borrower the highest possible price. A body that will protect one party will not be independent with regard to the other interest being protected. The idea of all the Financial Ombudsmen created after 2008 is precisely that of protecting one party, the consumer/customer, who, in his or her own way, is the guarantor of the banks' liquidity security. This idea prevails where the consumer of financial services is effectively protected. The Ombudsman is, in a way, a consequence, but also a guarantor of financial stability and the financing system, and not speculation on consumers.

Źródło:

Financial Law Review; 2021, 22, 3; 145-162
2299-6834

Pojawia się w:

Financial Law Review

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 23.

Tytuł:

Kryzys lat 2007–2009 i luka informacyjna w sektorze finansowym
The Crisis of 2007–2009 and Information Gaps in the Financial Sector

Autorzy:

Siwiński, Włodzimierz

Powiązania:

https://bibliotekanauki.pl/articles/957025.pdf

Data publikacji:

2013-06-15

Wydawca:

Akademia Leona Koźmińskiego w Warszawie

Tematy:

financial crisis
financial liquidity
systemic risk
financial information gaps

Opis:

Purpose: The paper aims at identifying the major information gaps related to the financial sector that have emerged during the last years, including the explanation of the reasons and consequences of these gaps. Methodology: The analysis is conducted using the descriptive methodology based on real developments in the financial sector. This analysis identifies substantial institutional changes within the financial sector combined with the introduction of new financial instruments that significantly increased information gaps related to financial developments. Findings: We found that one of the main reasons for the breakdown in the financial liquidity market was the sudden buildup of a systemic risk caused, among other things, by substantial information gaps and limitations in the transparency of financial markets. The low transparency of the financial markets has been caused by institutional changes and new financial instruments introduced within the financial sector. They were introduced by the financial institutions themselves to facilitate very risky financial activities that were very profitable for them in the short term, but – as it occurred – very disruptive for the whole financial system and the whole economy in the longer term. Research limitations: The analysis is limited only to the consideration of the causes and consequences of statistical gaps substantially reducing the transparency of the financial sector. A more comprehensive project should also explore and provide an appropriate proposal for remedy data and – even more important – a proposal to set up a macroprudential policy framework. Originality: The original contribution of the paper is the link between specific institutional changes within the financial sector as well as new financial instruments and the emergence of particular information gaps.

Źródło:

Management and Business Administration. Central Europe; 2013, 21, 2(121); 6-22
2084-3356

Pojawia się w:

Management and Business Administration. Central Europe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 24.

Tytuł:

Instytucja pożyczkodawcy ostatniej instancji - na przykładzie Międzynarodowego Funduszu Walutowego

Autorzy:

Frankiewicz, Damian

Powiązania:

https://bibliotekanauki.pl/articles/630191.pdf

Data publikacji:

2016

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

Financial crisis, Financial instruments, Loans

Opis:

A global lender of last resort is an institution that plays a significant role in an international financial system. It was clearly brought into the limelight by the recent financial crisis. The existence of this institution is strongly justified by the volume and volatility of global capital flows, the increasing financial and economic interlinkages between the countries, as well as the consequent possibility of the spill over effects. The article argues that the International Monetary Fund appears to be the only international financial institution capable of acting as a global lender of last resort and thus ensuring stability of the international financial system. The IMF has proven useful in providing liquidity support to countries struggling with financial dificulties in recent years. It is equipped with adequate financial resources, lending facilities tailored to address the specific circumstances of its members, highly qualified staff and the coordination capacities at the international level, which are indispensable to forestall the crisis in the global economy

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2016, 4; 167-184
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 25.

Tytuł:

Financial Stability Reports in Latin America and the Caribbean

Autorzy:

Lim, Cheng Hoon
Klemm, Alexander D.
Ogawa, Sumiko
Pani, Marco
Visconti, Claudio

Powiązania:

https://bibliotekanauki.pl/articles/2041937.pdf

Data publikacji:

2019-01

Wydawca:

Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania

Tematy:

Financial Stability Report
Financial Supervision

Opis:

Many countries in Latin America and the Caribbean now publish financial stability reports. They use FSRs as a tool for financial surveillance and communication. This study reviews their latest issues to assess their content, quality, and transparency, and the extent to which the country’s macrofinancial and institutional context affect the quality of the publications. While some reports provide a strong analysis of risks and vulnerabilities, there are significant cross-country differences, and many reports could be improved by adopting a more comprehensive, forwardlooking, and thematic assessment of financial stability. A well thought out communication strategy, including a regular and predictable publication schedule and an easily accessible website, is also important to enhance the impact of the reports. Data gaps, particularly at the disaggregated level, are material and need to be urgently addressed.

Źródło:

Journal of Banking and Financial Economics; 2019, 1(11); 46-78
2353-6845

Pojawia się w:

Journal of Banking and Financial Economics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 26.

Tytuł:

The role of formal and informal remittances as the determinants of formal and informal financial services

Autorzy:

Virak, Khiev
Bilan, Yuriy

Powiązania:

https://bibliotekanauki.pl/articles/22443153.pdf

Data publikacji:

2022

Wydawca:

Instytut Badań Gospodarczych

Tematy:

formal financial services
informal financial services
remittance channels
financial inclusion

Opis:

Research background: The choice of financial services and remittances are important as they influence the livelihood of remittance recipients, who are mostly poor and financially excluded. In literature, extensive evidence suggests a positive impact of the size of remittances on access to financial inclusion and financial development of remittance-recipient countries. However, a concern of such studies is that they might provide a biased outcome as the available data of remittances tend to be formal, whereas informal remittances are difficult to observe. Hence, their evidence might not be applicable in developing countries where remittance transfer via informal channels is very popular. Purpose of the article: The main objective of this study is to examine the effect of the remittance channel (formal and informal) on the choice of formal, informal financial services of credit and savings of remittance recipients. Methods: As our dependent variable is a financial service which is a categorical variable (formal and informal), the paper will employ a multinomial logistic regression model to estimate the impact. The data employed in this analysis is from the Finscope survey conducted in Myanmar in 2013 and 2018. Myanmar is the best context for our study, as it is one of a big migrant-sending countries and a developing country whose financial sector is significantly underdeveloped. Findings & value added: Our findings show that formal remittances promote the use of formal financial services such as credit and savings. However, there is no evidence regarding women recipients` informal channels and formal financial services. Our evidence also suggests there is a need for the government to encourage migrant workers to transform informal remittances into formal ones by removing the barriers of formal remittance channels to promote the use of formal credit and saving among remittance-recipients who are poor and financially excluded.

Źródło:

Equilibrium. Quarterly Journal of Economics and Economic Policy; 2022, 17, 3; 727-746
1689-765X
2353-3293

Pojawia się w:

Equilibrium. Quarterly Journal of Economics and Economic Policy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 27.

Tytuł:

Modeling of the financial system?s stability on the example of Ukraine

Autorzy:

Shkolnyk, Inna
Kozmenko, Serhiy
Kozmenko, Olga
Orlov, Volodymyr
Shukairi, Fathi

Powiązania:

https://bibliotekanauki.pl/articles/22444336.pdf

Data publikacji:

2021

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial institute
financial market
stock market
financial depth
assets
efficiency

Opis:

Research background: Financial stability is one of the key tasks in the functioning of the country?s financial system. National financial systems have significant differences in the level of their development, structure and approaches to regulation. There are no uniform world standards for methods and indicators of assessing financial stability. International financial institutions, including the International Monetary Fund, only outline certain areas and offer an indicative list of indicators that should be taken into account. Purpose of the article: Taking into account the peculiarities of the subject and object structure of Ukraine?s financial system, this study formed groups of indicators that reflect the state of financial depth, level of access and efficiency of the financial system, systematized by subject (financial institutions) and object financial markets) characteristics. Methods: The basis for the formation of a set of indicators is a matrix of characteristics of the financial system?s stability, which is formed according to the principle of 4x2 proposed by experts of the International Monetary Fund. The list of indicators to calculate the integrated indicator that characterizes the stability of the financial system of Ukraine, covers the period 2007?2019 and includes 29 indicators that take into account the peculiarities of its formation and development. Harrington?s desirability function is used to determine the integrated indicator that characterizes the state of financial stability. Findings & value added: The intermediate calculations obtained by modeling groups of indicators showed that the level of access to the financial system and the state of its depth are balanced during the study period (the range of variation of integrated indicators for these groups is minimal ? from 0.1 to 0.18), is at a satisfactory level and the basis for ensuring the financial system?s stability. Conversely, the efficiency of the financial system is low, and characterized by a high degree of volatility (range of variation ? 0.51). The obtained integrated indicator, which is in the range from 0.41 to 0.54 on the Harrington desirability scale, makes it possible to assess the state of the financial system?s stability in Ukraine as satisfactory, but with a high level of sensitivity to both external and internal shocks.

Źródło:

Equilibrium. Quarterly Journal of Economics and Economic Policy; 2021, 16, 2; 377-411
1689-765X
2353-3293

Pojawia się w:

Equilibrium. Quarterly Journal of Economics and Economic Policy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 28.

Tytuł:

Seniorzy na rynku usług finansowych
Seniors in the financial services market

Autorzy:

Wierzbicka, Ewa

Powiązania:

https://bibliotekanauki.pl/articles/2033958.pdf

Data publikacji:

2022-03-30

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

senior
financial services
financial security
customer of financial institutions
risk

Opis:

The purpose of the article/hipothesis: To determine the trends of changes in the situation of seniors in the financial services market in 2018–2020. The author assesses the standard of living and economic situation of seniors in Poland. The author indicates what factors and conditions affect the activity of seniors in the financial market as well as their safety as clients of financial institutions. According to the author, seniors bear the greater risk while choosing financial products appropriate to their needs and conditions, in comparison with other consumer groups. On a larger scale, this group of consumers is also affected by the risk of mis-selling and fraud, as well as cyber risk. The above-mentioned types of risk are exacerbated by the decreasing availability of financial services that are specifically dedicated to this group of clients. Research method: Critical analysis of the literature on the subject and results of empirical research and statistical data available. Selected reports of institutions such as the Polish Banks Association, the National Bank of Poland, the Credit Information Bureau as well as reports of advisory and consulting companies were also analyzed. Research results: Indication of the basic conditions influencing the economic situation of seniors in Poland and their position as consumers of products offered by the financial intermediaries. Defining the basic determinants of seniors' safety in the financial services market. So far, Poland has not developed a system of comprehensive protection of seniors, based on intergenerational solidarity in which, alongside government and local government institutions, financial intermediaries would actively participate.

Źródło:

Finanse i Prawo Finansowe; 2022, 1, 33; 25-42
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 29.

Tytuł:

Poland’s financial sector development in terms of global financial transformations

Autorzy:

Marena, Tetyana

Powiązania:

https://bibliotekanauki.pl/articles/1013714.pdf

Data publikacji:

2020-12-30

Wydawca:

Uniwersytet Ekonomiczny w Poznaniu

Tematy:

global financial transformations
financial sector
financial market
international reserves
Polska

Opis:

The paper deals with the study of global financial transformations impact on the financial sector in Poland. Two types of tendencies of the global financial space development that create new conditions for national financial systems are defined,including: trends that lead to qualitative shifts in countries’ financial systems and do not necessarily imply a negative impact on the national financial systems; threatening challenges that shatter financial markets and restrain their sustainable development. The current positions of Poland’s financial sector in the world and regional financial systems are evaluated. The shifts in the national financial sector in terms of global financial transformations are found out. It is stated that while integrating into the global financial space, Poland will increasingly feel the impact of global transformations that will determine further scenarios for the domestic financial sector development. Exogenous factors that can aggravate challenges threatening the stability of Poland’s financial sector in the near future are identified.

Źródło:

Research Papers in Economics and Finance; 2020, 4, 3; 7-16
2543-6430

Pojawia się w:

Research Papers in Economics and Finance

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 30.

Tytuł:

Kontrola w mieście metropolitalnym jako aspekt bezpieczeństwa finansowego
Control in the Metropolitan City as an aspect of financial security

Autorzy:

Czaja-Hliniak, Irena

Powiązania:

https://bibliotekanauki.pl/articles/476499.pdf

Data publikacji:

2014

Wydawca:

Krakowska Akademia im. Andrzeja Frycza Modrzewskiego

Tematy:

financial security
financial control
internal audit
financial management
metropolitan cities

Opis:

In the present European Union economic and financial crisis and the enlarging size of public debt, the instruments, which prevent the financial risk and ensure the financial safety, play an important role. This issue is important for Europe, the State and also for local government. Activities of local governments have a significant impact on the formation of public debt, and thus on financial security. In order to ensure the economic and financial security there exist different forms of control, including financial control, control of activities of the State and local government. The scope of this issue depends on the type of local government units. The scope of financial management control in small municipalities is different from the one in large cities. Metropolitan cities have specific problems, therefore issues of control, controlling and controlled entities, the subject and scope of control are also specific. Financial control in the broad sense is a particular type of control. Financial control can be divided into internal, external, and internal audit. The most important are external controls carried out by the Supreme Chamber of Control (NIK), the Regional Audit Office (RIO), the Tax Inspection Office, the Provincial Office, the Marshal's Office and other entities, where, in principle, there is no overlap between the subject of the control carried out by different entities. Recently the increase of controls related to the use of EU funds can be seen, due to the expiry of the period of settling accounts associated with the completion of the EU's Financial Perspective.

Źródło:

Studia Prawnicze: rozprawy i materiały; 2014, 1(14); 33-44
1689-8052
2451-0807

Pojawia się w:

Studia Prawnicze: rozprawy i materiały

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 31.

Tytuł:

Współczesne problemy oraz wyzwania w zakresie utrzymania stabilności bezpieczeństwa systemu finansowego

Autorzy:

Alińska, Agnieszka
Pietrzak, Bogusław
Wasiak, Katarzyna

Powiązania:

https://bibliotekanauki.pl/articles/629827.pdf

Data publikacji:

2015

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

financial crisis, financial system stability, financial system safety, safety net

Opis:

Although important changes were introduced to the financial system after the recent financial crisis, there still is room for improvement in terms of stability and safety. The aim of the article is to describe those improvements, particularly in operations of central and commercial banks, and their influence on sustainable growth. The text lists systematic conditions of stability and safety of banking system and points out to the importance of trust in financial institutions, systematic risk, macroprudential policy and the need to coordinate macroprudential, microprudential and monetary policies

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2015, 2; 29-50
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 32.

Tytuł:

Micro and small enterprises’ financial statement information from the financial ratio analysis perspective
Informacje do sprawozdań finansowych mikro i małych przedsiębiorstw z perspektywy analizy wskaźników finansowych

Autorzy:

Rudžionienė, Kristina
Molotkevičiūtė, Aušra
Klimaitienė, Rūta

Powiązania:

https://bibliotekanauki.pl/articles/2232263.pdf

Data publikacji:

2023

Wydawca:

Sopocka Akademia Nauk Stosowanych

Tematy:

micro business
small business
financial statements
financial information
financial ratios.

Opis:

Purpose of the article is to evaluate the compliane, in all material respects, of the information provided in the financial statements of micro and small enterprises, from the financial ratio analysis perspective. To achieve this objective, the financial statements prepared by micro and small companies have been analyzed with regard to the form thereof, the most important ratios for micro enterprises have been determined, followed by a financial ratio analysis of micro enterprises preparing small company financial statements has been performed. It has been determined that, in all material respects, the information contained in the financial statements of small entities is complete, whereas the information presented in the financial statements of micro enterprises is incomplete. It is impossible to calculate all the main micro-enterprise ratios based on short financial statements. It is therefore recommended that micro businesses prepare their financial statements in the form of small enterprise financial statements. In order to survive on a competitive market, enterprises of this category need to assess their financial performance continuously and consistently. The EU and member states’ declared simplification of micro-business financial reporting can prevent business decision-makers from obtaining reliable information from financial statements which is necessary and for financial analysis. The practice shows that, when the financial statement information requirements are the same for both small and micro companies, many micro businesses opt to prepare small-company financial statements, rather than statements of their business category. The existing regulation should be revised with regard to this situation.

Źródło:

Przestrzeń, Ekonomia, Społeczeństwo; 2022, 21/I; 149-174
2299-1263
2353-0987

Pojawia się w:

Przestrzeń, Ekonomia, Społeczeństwo

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 33.

Tytuł:

Rola instrumentów inżynierii finansowej w alokacji funduszy Unii Europejskiej
The role of financial engineering instruments in the allocation of EU funds

Autorzy:

Pełka, Wanda

Powiązania:

https://bibliotekanauki.pl/articles/16539533.pdf

Data publikacji:

2012

Wydawca:

Kancelaria Sejmu. Biuro Analiz Sejmowych

Tematy:

financial policy
multi‑annual financial framework
EU funds
cohesion policy
financial programming
financial engineering

Opis:

The aim of this paper is to present an alternative financing mechanism that could be used in the next programming period. The first section briefly examines the main differences between a financing system that is based on grants and one that is based on financial instruments. Next, the author describes the financial engineering instruments used at the national and EU levels. The final section assesses the advantages and disadvantages of financial mechanisms that combine financial instruments with private capital. As the SWOT analysis shows, the financial engineering instruments could be effectively used to increase the absorption of EU funds in the period 2014–2020.

Źródło:

Studia BAS; 2012, 3(31); 223-240
2080-2404
2082-0658

Pojawia się w:

Studia BAS

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 34.

Tytuł:

Kasowe i memoriałowe mierniki oceny bezpieczeństwa finansowego przedsiębiorstwa
The Cash-based and Accrual-based Measures for Evaluating the Enterprise Financial Security

Autorzy:

Karbownik, Lidia

Powiązania:

https://bibliotekanauki.pl/articles/906367.pdf

Data publikacji:

2012

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial security of enterprise
financial position of enterprise
financial statement

Opis:

Despite of commonly used the term „enterprise financial security” the issue is not clearly defined and raises a lot of controversy. In the Polish and foreign literature there is no synthetic measure of the enterprise financial security. The fundamental goal of this paper is identification the key, cash-based and accrual-based measures of the enterprise financial security. The main thesis of this article is the assertion that the need for satisfactory financial perspectives (conditions) for the continuation and development of business activities implies the necessity for the parallel measurement and evaluation of cash-based and accrual-based measures, which is consequently the basis for effective and efficient management of business entity, its continued activity and development

Źródło:

Acta Universitatis Lodziensis. Folia Oeconomica; 2012, 267
0208-6018
2353-7663

Pojawia się w:

Acta Universitatis Lodziensis. Folia Oeconomica

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 35.

Tytuł:

Pojęcie i obszary kreowania oraz zapewniania bezpieczeństwa finansowego przedsiębiorstwa
The Concept and Areas of Creation and Assurance of the Enterprise Financial Security

Autorzy:

Karbownik, Lidia

Powiązania:

https://bibliotekanauki.pl/articles/906369.pdf

Data publikacji:

2012

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial security of enterprise
financial position of enterprise
financial statement

Opis:

Despite of commonly used the term „enterprise financial security”, the issue is not clearly defined and raises a lot of controversy. The reasons for this are many, but certainly one of the most important among them is a tendency of the enterprise to take risks. The fundamental goal of this paper is to define the enterprise financial security and indication of the key areas of its evaluation. The main thesis of this article is the statement that we can not talk about the enterprise financial security, if it does not have satisfactory, financial prospects and conditions for the continuation and development of its business activity.

Źródło:

Acta Universitatis Lodziensis. Folia Oeconomica; 2012, 267
0208-6018
2353-7663

Pojawia się w:

Acta Universitatis Lodziensis. Folia Oeconomica

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 36.

Tytuł:

Financial stability: problems of inter-level and cross-sectoral equilibrium

Autorzy:

Gospodarchuk, Galina
Suchkova, Ekaterina

Powiązania:

https://bibliotekanauki.pl/articles/22446430.pdf

Data publikacji:

2019

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial stability
indicators of financial stability
analysis of financial stability
instruments for regulating financial stability

Opis:

Research background: As part of the creation of an effective mechanism for managing financial stability, the tasks of providing an inter-level and cross-sectoral financial equilibrium remain unresolved. So far, clear and unambiguous criteria for financial stability have not been formulated, with which monetary and prudential policies could be related, as well as measures to minimize systemic and individual risks. The problem of creating a system of indicators comes to the fore, allowing the creation of new effective instruments for regulation of financial flows that contribute to the prevention of financial crises. Purpose of the article: The paper proposes a system of indicators of financial stability, which allows for solving the tasks of inter-level and cross-sectoral equilibrium in the selection of regulatory tools for monetary and prudential policy. Methods: We have used real interest rates as a measure of financial stability at the macro level. The real rates have been calculated from time series with nominal interest rate and inflation in the credit market (divided into loans to financial and non-financial organizations and individuals), and in the bond market (divided into corporate, municipal, and federal bonds). The analysis of the market and institutional financial stability of the USA, Russia, Japan, Switzerland, Australia over the period 1984?2014 was done. Then, comprehensive investigation on the financial stability in the Russian Federation in 2014?2017 was conducted. The results have been compared against financial stability of individual banks, which was measured using profit to risk ratio. The latter has been calculated from bank?s financial reports using our method, which had been developed earlier. Findings & Value added: We have developed criteria for qualitative assessment of financial stability and the risk map, which helps to identify the level of accumulated imbalances in the market and institutional environment, as well as in the levels and sectors of the economy. The criteria for selecting monetary and prudential regulatory instruments have been formulated depending on the amount of accumulated risks. The criteria for forming a portfolio of regulatory instruments with regard to their rigidity are proposed.

Źródło:

Equilibrium. Quarterly Journal of Economics and Economic Policy; 2019, 14, 1; 53-79
1689-765X
2353-3293

Pojawia się w:

Equilibrium. Quarterly Journal of Economics and Economic Policy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 37.

Tytuł:

Financial development and income inequality

Autorzy:

Weychert, Ewa

Powiązania:

https://bibliotekanauki.pl/articles/1356392.pdf

Data publikacji:

2020-10-03

Wydawca:

Uniwersytet Warszawski. Wydział Nauk Ekonomicznych

Tematy:

income inequality
financial development
access to finance
financial depth
financial stability
efficiency of financial sector

Opis:

This paper analyses the influence of financial development on income inequality. Throughout this work, one may find the overview of theoretical and empirical literature as well as the empirical model using fixed panel data method. This research paper tries to disentangle the opposing views on the relationship between finance and income distribution, by evaluating the impact of the different dimensions of financial development on the level of income inequality. The important added value of this research is the usage of quintiles of income distribution as a dependent variable that may help to recognise the effect of financial development on the poorest and richest. Another novelty of the paper is the consideration of the effects of financial variables on Gini coefficient in the long and short run. The main results of the analysis using dataset from 2003 to 2014 indicate that financial access decreases income inequality.

Źródło:

Central European Economic Journal; 2020, 7, 54; 84 - 100
2543-6821

Pojawia się w:

Central European Economic Journal

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 38.

Tytuł:

POSITION OF THE EUROPEAN FINANCIAL CONGRESS ON THE SUPPLEMENTARY SUPERVISION OF FINANCIAL CONGLOMERATES

Autorzy:

Borsuk, Marcin
Dżuryk, Andrzej

Powiązania:

https://bibliotekanauki.pl/articles/485435.pdf

Data publikacji:

2016

Wydawca:

Bankowy Fundusz Gwarancyjny

Tematy:

financial conglomerates
financial conglomerate risk management
group risk management
financial conglomerates supervision
FICOD
financial stability

Opis:

This article presents the position of the European Financial Congress in relation to the European Commission’s consultation document on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate. From 9th June till 20th September 2016, the EC ran a public consultation on the evaluation of the financial conglomerate directive (FICOD), whether it delivers on its objective to identify and manage group risks, i.e. multiple gearing, excessive leveraging of capital, contagion, complexity management, concentration and conflict of interest. Financial conglomerates were originally represented by bancassurance. Over time financial institutions have expanded into investment banking, asset management and other financial activities, with separate segment supervisions. Now, they are getting bigger, more complex and international, expanding into the real economy, outsourcing critical processes to non-regulated external offshore companies. Moreover, manufacturing companies are developing competencies in banking area and traditional financial institutions are being challenged by expanding fintech projects. The evaluation of supplementary supervision shall lead to better regulation in terms of relevance, effectiveness, efficiency, coherence and added value. As a result, the legislation shall contribute to enhanced financial stability, safeguard creditors’ and policyholders’ interests, and promote the competitiveness of financial conglomerates within the EU and at international level. From the Polish perspective, FICOD shall protect the financial system from the import of group risks and lead to secure growth of local financial conglomerates, enjoying a level playing field in the EU. The EC consultation paper was addressed by representatives of different groups of stakeholders in the Polish financial market, including in particular: universal banks, auto loan companies, insurance undertakings, regulatory bodies, consulting firms and academia.

Źródło:

Bezpieczny Bank; 2016, 4 (65); 116-144
1429-2939

Pojawia się w:

Bezpieczny Bank

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 39.

Tytuł:

Wykluczenie finansowe i integracja finansowa – aspekty terminologiczne

Autorzy:

Czarnecka, Maria

Powiązania:

https://bibliotekanauki.pl/articles/630362.pdf

Data publikacji:

2018

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

financial exclusion, financial inclusion, typology of financial exclusion, financial exclusion factors, bank exclusion, credit exclusion, degree of financial exclusion

Opis:

The aim of the article was to present the issue of financial exclusion and define sensitive areas of this phenomenon. The factors that may be relevant for measuring the degree of financial exclusion were analysed. An attempt was also made to determine the difficulties in access to financial services in the context of practices applied by both the supply and demand sides. In addition, barriers to the use of services were analysed as were financial products in terms of practices used by supply and demand. The typology of financial exclusion presented in the article is an attempt to define the type and scope of the phenomenon. Bank exclusion, credit exclusion and exclusion from the savings system are financial exclusion indicators. Each of those types of exclusion affects the economic and social level. Financial exclusion, which is one of the symptoms of the imbalance between demand and supply, is understood here as total or partial access to financial services offered by the market. The article also attempts to analyse the causes of exclusion with the division into supply and demand factors. The typology of financial exclusion proposed in the article may be a contributing factor to the reverse phenomenon, which is financial inclusion.

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2018, 1; 63-83
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 40.

Tytuł:

Using Artificial Neural Networks to Predict Stock Prices
Zastosowanie sztucznych sieci neuronowych do prognozowania cen papierów wartościowych

Autorzy:

Kozdraj, Tomasz

Powiązania:

https://bibliotekanauki.pl/articles/905061.pdf

Data publikacji:

2009

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

neural networks
financial markets
financial forecasting

Opis:

Artificial neural networks constitute one of the most developed conception of artificial intelligence. They are based on pragmatic mathematical theories adopted to tasks resolution. A wide range of their applications also includes financial investments issues. The reason for NN's popularity is mainly connected with their ability to solve complex or not well recognized computational tasks, efficiency in finding solutions as well as the possibility of learning based on patterns or without them. They find applications particularly in forecasting stock prices on financial markets. The paper presents the problem of using artificial neural networks to predict stock prices on the example of the Warsaw Stock Exchange. It considers the general framework of neural networks, their potential and limitations as well as problems faced by researcher meets while using neural networks in prediction process.
Sztuczne sieci neuronowe stanowią jedną z najbardziej rozwiniętych gałęzi sztucznej inteligencji. Oparte są na pragmatycznych koncepcjach matematycznych dostosowywanych do rozwiązywanego zadania. Szeroki obszar zastosowań tych struktur obejmuje również zagadnienia szeroko rozumianych inwestycji finansowych. Przyczyn popularności należy upatrywać głównie w możliwości rozwiązywania skomplikowanych lub niezbyt dobrze rozpoznanych problemów obliczeniowych, sprawności znajdowania rozwiązań oraz możliwości uczenia się na podstawie wzorców lub bez nich. W szczególności sztuczne sieci neuronowe znajdują swoje zastosowanie w problemach predykcji cen papierów wartościowych na rynkach finansowych. Artykuł przedstawia problematykę zastosowania sieci neuronowych do prognozowania cen akcji na Giełdzie Papierów Wartościowych w Warszawie. Ukazuje ogólną koncepcję sieci neuronowych, ich możliwości, ograniczenia oraz problemy, jakie stają przed badaczem w momencie ich wykorzystania w procesie prognozowania.

Źródło:

Acta Universitatis Lodziensis. Folia Oeconomica; 2009, 225
0208-6018
2353-7663

Pojawia się w:

Acta Universitatis Lodziensis. Folia Oeconomica

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 41.

Tytuł:

Financial Stability In The Eurozone

Autorzy:

Zielińska, Klaudia

Powiązania:

https://bibliotekanauki.pl/articles/632980.pdf

Data publikacji:

2016-03-01

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial stability
EMU
euro
financial institutions

Opis:

Financial stability inside the European Monetary Union (EMU) is a trendy topic in most developed countries around the world. From the moment the EMU was brought to life, there was much speculation about its imperfections, inadequate management, and vulnerability. Some of them have turned out to be true, while others have been proved invalid. Nevertheless, the debt crisis has demonstrated inadequacies in the EMU’s structure and proved that a higher degree of integration is necessary in order to guarantee the robustness of the common currency and fully utilize its potential. This article summarizes the most serious doubts with respect to the functioning of the monetary union and evaluates their credibility over time. New financial stability-securing solutions are also described and analyzed as to whether they are sufficient to prevent Europe from stumbling from one crisis to another. The subject is analyzed over different periods of time - firstly describing the term “financial stability”, along with the major concerns about the process of introducing the euro at the time of its finalization and implementation. Secondly the article describes how these preceding doubts have been verified during the following fourteen years of the EMU’s functioning. The revealed weaknesses of the EMU are also underlined in order to prove the need of further integration. The final section summarizes the solutions implemented in response to the crises that have hit Europe during the time of the Euro’s functioning.

Źródło:

Comparative Economic Research. Central and Eastern Europe; 2016, 19, 1; 157-177
1508-2008
2082-6737

Pojawia się w:

Comparative Economic Research. Central and Eastern Europe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 42.

Tytuł:

ADAPTATIONS WITHIN THE FINANCIAL MARKET IN CHINA AFTER GLOBAL FINANCIAL CRISIS

Autorzy:

Glinka, Katarzyna

Powiązania:

https://bibliotekanauki.pl/articles/488945.pdf

Data publikacji:

2016

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial crisis
financial markets
currency internationalisation

Opis:

The purpose of this paper is to present the evolutionary changes occurring in the financial market of China, which were catalysed by the turmoil in the global financial market. These changes were the outcome of anti-crisis measures in macroeconomics policy undertaken at the beginning of the crisis; they were also a response to the quantitative easing policy in the USA and in the Euro Zone (i.e. an increased money supply also reaching the financial market in China). With the currently binding system of currency exchange (managed floating exchange rate), China’s policy towards capital movement, on the one hand, is an attempt to maximise the benefits of the inflow of foreign capital , whilst, on the other – to minimise the risk related to the sudden changes in the direction of the flow of capital. The consequence of such an approach is the strategy of gradual liberalisation of capital account, accompanied by the significant involvement of the state in the financial market. Some specific solutions applied to this matter, that are discussed in the paper, point to the specifics of such a strategy. The liberalisation of the national capital market was preceded by the liberalisation of the offshore market (in Hong Kong). Such a strategy allows China to take up measures directed at the internationalisation of their own currency without any significant opening of the capital account. This paper concentrates on a descriptive analysis of the above phenomenon.

Źródło:

Oeconomia Copernicana; 2016, 7, 4; 565-591
2083-1277

Pojawia się w:

Oeconomia Copernicana

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 43.

Tytuł:

Zachowania mieszkańców Ukrainy na rynku finansowym
Economic Behavior of Ukrainians on the Financial Market

Autorzy:

Yefremenko, T.

Powiązania:

https://bibliotekanauki.pl/articles/2138568.pdf

Data publikacji:

2004

Wydawca:

Polska Akademia Nauk. Czytelnia Czasopism PAN

Tematy:

economic behaviour
financial market
financial strategies

Opis:

Studies on financial behaviour of Ukrainian population have been just started. None of its attributes has been investigated yet. The authoress stresses the necessity of massive empirical researches and sociological analyses on financial market and financial strategies of various social groups.

Źródło:

Studia Socjologiczne; 2004, 4(175); 49-60
0039-3371

Pojawia się w:

Studia Socjologiczne

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 44.

Tytuł:

Design and Factors Affecting State Supervision of the Financial Market

Autorzy:

Jeżowski, Mirosław

Powiązania:

https://bibliotekanauki.pl/articles/417426.pdf

Data publikacji:

2015-03-15

Wydawca:

Akademia Leona Koźmińskiego w Warszawie

Tematy:

state supervision
financial supervision
financial market

Opis:

Purpose: The purpose of the paper is to identify the factors that affect the development of the models of financial market state supervision and to identify the factors that have influenced the evolution of the supervision model in Poland. Methodology: critical analysis of literature, legal provisions and documents. Findings: The completely integrated and the fully dispersed model of supervision are located at the opposite ends of the spectrum. A variety of the hybrid models can be identified between them. Factors that affect supervision organization are both economic and non-economic. Factors that have influenced the Polish model of supervision include political aspects, administration costs and, in due course, also the development of the financial market. Research implications: The variety of state supervision structures, combined with the ambiguity and multiplicity of factors that affect their evolution create a new research challenge. Significant problems in accessing documents have been identified. Originality: The author presents an overview of models of state supervision of financial markets and factors affecting the evolution and structure of supervision. Conclusions drawn from the analysis were used to identify factors that influence the evolution and supervision of the Polish financial market.

Źródło:

Management and Business Administration. Central Europe; 2015, 1; 112-128
2084-3356

Pojawia się w:

Management and Business Administration. Central Europe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 45.

Tytuł:

Empirical analysis of financial development and financial inclusion nexus in Nigeria
Empiryczna ocena związku między rozwojem finansowym i włączeniem finansowym w Nigerii

Autorzy:

Anthony-Orji, O.I.
Orji, A.
Ogbuabor, J.E.
Onwe, I.E.

Powiązania:

https://bibliotekanauki.pl/articles/2082872.pdf

Data publikacji:

2022

Wydawca:

Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej

Tematy:

financial inclusion
financial development
investment
deposits

Opis:

Subject and purpose of work: The literature on financial development and economic growth is expansive. The proportion of individuals and firms that use or have access to financial services can be referred to as the financially included. Considerable evidence shows that the poor benefit more from access to basic financial services such as payments, savings accounts and insurance. Thus, this study analysed the impact of financial inclusion on financial development in Nigeria between 1982 and 2019. Materials and methods: Multiple regression analysis was employed in the study in order to properly estimate the models and get robust results. Results: The findings reveal that financial inclusion has a minor impact on financial development. Investment was also shown to improve financial development. Conclusions: The study recommended that policies should be directed towards creating a more inclusive financial system in order to improve the current level of financial inclusion, so as to achieve better financial development in Nigeria.

Źródło:

Economic and Regional Studies; 2022, 15, 2; 181-195
2083-3725
2451-182X

Pojawia się w:

Economic and Regional Studies

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 46.

Tytuł:

Stabilność i bezpieczeństwo systemu bankowego - aspekty instytucjonalne i operacyjne

Autorzy:

Pietrzak, Bogusław
Wasiak, Katarzyna

Powiązania:

https://bibliotekanauki.pl/articles/630263.pdf

Data publikacji:

2017

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

Banking system, Central banks, Financial security, Financial sustainability, Financial safety net

Opis:

This article attempts to systematize the institutional and operational conditions of stability and security of the banking system. The intention of the authors is to analyse some factors strongly affecting the functions and principles of two members of modern banking systems - the central bank and commercial banks. The authors start the analyses by defining stability and security of the banking system. Then point out to the role of the various segments of the financial safety net in providing conditions for stable and secure system, and determine the necessary requirements of the stabilization as demanded from the banking institutions management system. In conclusion, they define the set of requirements (institutional and operational) necessary for achieving the stability and security of the banking system

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2017, 1; 121-142
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 47.

Tytuł:

Rozwój systemu finansowego2 i jego wpływ na redukcję ubóstwa – rola inkluzji finansowej i świadomości finansowej
Financial Development and Its Influence on Poverty Reduction – the Role of Financial Inclusion and Financial Literacy

Autorzy:

Potocki, Tomasz

Powiązania:

https://bibliotekanauki.pl/articles/547304.pdf

Data publikacji:

2015

Wydawca:

Uniwersytet Rzeszowski. Wydawnictwo Uniwersytetu Rzeszowskiego

Tematy:

rozwój finansowy
finansjalizacja
decyzje finansowe
włączenie finansowe
świadomość finansowa
edukacja finansowa
kryzys finansowy
Financial development
Financialisation
Financial Decisions
Financial inclusion
Financial literacy
financial education
financial crisi

Opis:

Artykuł przedstawia zależności pomiędzy rozwojem finansowym a redukcją ubóstwa i nierówności dochodowych. Celem niniejszego artykułu było przedstawienie argumentów teoretycznych i badawczych wspierających następującą tezę badawczą: „Rozwój systemu finansowego może sprzyjać redukcji ubóstwa i zmniejszać nierówności dochodowe w długim okresie, ale tylko wówczas, gdy towarzyszy temu proces inkluzji finansowej i podnoszenia świadomości finansowej”. Artykuł ma charakter przeglądowy, poparty jest wyczerpującym przeglądem literatury zagranicznej i polskiej. W artykule zastosowano analizę krytyczną źródeł literaturowych.
Paper describe the relation between the financial development and poverty as well as income inequality reduction. In particular, The main aim of the paper is to present theoretical and research arguments supporting research thesis: “financial development may be an efficient tool to reduce poverty and income inequality in the long run but only when is supported by the process of financial inclusion and financial literacy development”. Additionally, article is methodological and present extensive research review of the topic.

Źródło:

Nierówności Społeczne a Wzrost Gospodarczy; 2015, 42; 117-139
1898-5084
2658-0780

Pojawia się w:

Nierówności Społeczne a Wzrost Gospodarczy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 48.

Tytuł:

Konieczność zmian w strukturze siatki finansowej Unii Europejskiej a bezpieczeństwo usług finansowych. Perspektywa ryzyka
Need for Changes in the Structure of the European Union Financial Safety Net and Security Financial of Services. The Risk of Perspective

Autorzy:

Pera, Jacek

Powiązania:

https://bibliotekanauki.pl/articles/588783.pdf

Data publikacji:

2013

Wydawca:

Uniwersytet Ekonomiczny w Katowicach

Tematy:

Bezpieczeństwo finansowe
Kryzys finansowy
Rynek usług finansowych
Ryzyko finansowe
Usługi finansowe
Financial crisis
Financial risk
Financial security
Financial services
Financial services market

Opis:

All activities of the EU in the scope stabilization of the financial services should be closely correlated with the reforms in this area conducted in the world and the EU should actively participate in the construction of a new financial secure architecture. The actions, which should further stabilize the increasing phenomenon of crisis should include: reconstruction of the institutions created after the collapse of the Bretton Woods system, a new global mechanism for regulating the economic processes must be created, the development of new international economic policy, which will be based on the transnational regulations, further work on the new architecture of financial security, the introduction of strict regulatory measures and increase of security standards, close governance monitoring of the global banks that concentrate a huge mass of money.

Źródło:

Studia Ekonomiczne; 2013, 172; 192-204
2083-8611

Pojawia się w:

Studia Ekonomiczne

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 49.

Tytuł:

Use of financial analysis in external audit procedures

Autorzy:

Kuczyńska-Cesarz, Anna

Powiązania:

https://bibliotekanauki.pl/articles/132061.pdf

Data publikacji:

2020

Wydawca:

Centrum Rzeczoznawstwa Budowlanego Sp. z o.o.

Tematy:

external audit
financial audit
statutory auditor
financial statements
financial analysis
audit techniques

Opis:

Financial audit examining the correctness of financial reporting plays an important role in the current economic reality, because it gives credibility to the accounting information system of entities subject to Polish balance sheet law. The course of the external audit, regulated by many national and international regulations, allows the entities carrying out the audit to use various tools, thanks to which it is possible to issue an opinion and prepare an audit report constituting the basis for assessing the economic and financial situation of the audited entity. One of these tools is financial analysis using techniques such as ratio analysis, trend analysis, comparative analysis, rationality test or regression analysis. Each technique performs different tasks in the course of the audit and has a significant influence on the auditor’s final judgment about the audited entity. The article describes the above-mentioned techniques and assesses their usefulness in the financial audit.

Źródło:

Modern Engineering; 2020, 2; 62-74
2450-5501

Pojawia się w:

Modern Engineering

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 50.

Tytuł:

Analiza wiedzy i umiejętności finansowych młodego pokolenia
Analysis of financial literacy of the young generation

Autorzy:

Musiał, Marta
Świecka, Beata

Powiązania:

https://bibliotekanauki.pl/articles/654483.pdf

Data publikacji:

2016

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

wiedza finansowa
świadomość finansowa
edukacja finansowa
financial literacy
financial capability
financial education

Opis:

The aim of the article is to analyze financial literacy of the young generation. For the purpose of the article the following hypothesis is to be assumed: Young people have low financial knowledge and skills. They require financial education much more than other generations. These considerations are both theoretical and empirical with base in secondary research, as well as primary ones. The applied research methods rely on the operationalization of the conceptual issues related to financial knowledge and skills. Those are scarcely described in the Polish literature. Carried out literature studies are basis for the analysis of secondary and primary research, conducted on a group of 949 students from 10 faculties of the University of Szczecin. The research was conducted in the spring of 2015.
Celem artykułu jest ocena wiedzy (financial knowledge) i umiejętności finansowych (financial literacy) młodego pokolenia oraz wskazanie na preferowane postawy i zachowania finansowe respondentów. Na potrzeby artykułu przyjęto następującą hipotezę badawczą: Wiedza i umiejętności finansowe wpływają na kształtowanie postaw finansowych młodego pokolenia. Młodzi ludzie posiadają niską wiedzę i umiejętności finansowe. Wymagają edukacji finansowej znacznie bardziej niż inne generacje. Rozważania w tym zakresie mają zarówno charakter teoretyczny, jak i empiryczny w oparciu o badania wtórne, jak i własne. Zastosowane metody badawcze polegają na operacjonalizacji pojęciowej zagadnień związanych z wiedzą i umiejętnościami finansowymi, które są niewystarczająco opisane w literaturze krajowej. Przeprowadzone studia literaturowe stanowią podstawę do analizy badań wtórnych i pierwotnych realizowanych na grupie 949 studentów z dziesięciu wydziałów Uniwersytetu Szczecińskiego. Badania były realizowane wiosną 2015 roku.

Źródło:

Acta Universitatis Lodziensis. Folia Oeconomica; 2016, 6, 326
0208-6018
2353-7663

Pojawia się w:

Acta Universitatis Lodziensis. Folia Oeconomica

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 51.

Tytuł:

Istotny pogląd Rzecznika Finansowego jako instrument ochrony klientów podmiotów rynku finansowego
The Financial Ombudsman’s competence to submit observations to the court as an instrument aiming to protect clients of financial market entities

Autorzy:

Wyżykowski, Bartosz

Powiązania:

https://bibliotekanauki.pl/articles/927525.pdf

Data publikacji:

2018-03-15

Wydawca:

Uniwersytet im. Adama Mickiewicza w Poznaniu

Tematy:

observations
client
financial market entity
Financial Ombudsman

Opis:

The article describes the competence of the Financial Ombudsman to submit to the court of law a view (observation) relevant to a case before the court. For long this instrument has been reserved for non-governmental organisations only. In December 2007, the Insurance Ombudsman was vested with such a competence as well. However, the scope of cases in which the Insurance Ombudsman can submit observations is limited to disputes arising from insurance contracts and disputes concerning members of pension funds or participants of occupational pension schemes. With the establishment in October 2015 of the Financial Ombudsman (who is the legal successor of the Insurance Ombudsman), this competence has been extended to cases and disputes regarding all clients of financial market entities. Submitting an observation is intended to enable the transfer of knowledge and experience of the Financial Ombudsman as a specialist in matters concerning financial market services, to the courts of law. In practice however, certain doubts arise in regard to how this instrument should be used properly. In particular, it is not always clear in which cases the Financial Ombudsman may be allowed to submit an observation and in what circumstances such a possibility should be considered as unacceptable or undesirable. Also, the legal character of an observation and its legal nature in regard to the civil procedure is being assessed differently. Thus the question arises on what the content and scope of an observation should be based. In regard to the main task imposed on the Financial Ombudsman, namely the protection of the rights and interests of clients of financial market entities, it seems only reasonable that the content and scope of an observation as well as the decision on whether it will be submitted to the court at all remains in the exclusive judgment of the Financial Ombudsman. The main aim of the article is to analyse these issues based on the experience of the Financial Ombudsman resulting from the use of the instrument in practice.

Źródło:

Studia Prawa Publicznego; 2018, 1 (21); 121-151
2300-3936

Pojawia się w:

Studia Prawa Publicznego

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 52.

Tytuł:

Financialization as one of the sources of contemporary economic crises

Autorzy:

Tyński, Aleksander
Witkowski, Witold
Wróblewski, Jarosław

Powiązania:

https://bibliotekanauki.pl/articles/16729696.pdf

Data publikacji:

2023

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financialization
financial crisis
financial market
risk
securitization

Opis:

Motivation: Financialization is a multidimensional, complex process, which is currently developing very strongly and which can affect the economy in a positive or negative way. A positive impact usually materializes in the form of an increase in the level of GDP, and a negative one in the form of supremacy of the financial area over the real sphere, an increase in the role of financial activity of non-financial entities, and even the autonomy of the financial sphere in relation to the real sphere.Aim: The purpose of this article is to identify and assess the impact of the financialization process on the modern economy and to look at this process as one of the potential sources of financial crises. This article focuses on the negative effects of financialization and uses the example of the American crisis of 2008.Materials and methods: review and critical review of the literature and reports from the financial sector, with particular emphasis on the negative impact of financialization on the US financial sector in 2008.Results: The first part presents the essence and characteristics of financialization and attempts to systematize this process. In the second part, financialization was looked at through the prism of the risk it brings, the materialization of the effects of which may lead to serious economic turbulence, and even to financial crises. The level of these effects was presented and assessed, as well as the methods of action of the American government, which contributed to minimizing the effects of the 2008 crisis, but which at the same time cannot be considered effective in the fight against financialization.

Źródło:

Catallaxy; 2023, 8, 1; 47-62
2544-090X

Pojawia się w:

Catallaxy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 53.

Tytuł:

The importance of financial investment using the example of the financial instrument of municipal bonds of the municipality of Ostrów Wielkopolski

Autorzy:

Wałęsa, Natalia

Powiązania:

https://bibliotekanauki.pl/articles/424851.pdf

Data publikacji:

2015

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

investment
financial investment
financial instrument
municipal bonds

Opis:

The purpose of this publication is to present the importance of financial investment using the example of the financial instrument of municipal bonds of the Municipality of Ostrów Wielkopolski. The budget support offered by the bond issue is not comparable with the possibilities of what can be achieved without issuing securities. After many years, bonds have become one of the main subjects in the capital market. Since the 1990s the issue of bonds has been growing in many municipalities including Łódź, Ostrów Wielkopolski, Kraków, Warszawa and many, many others. Unfortunately, not all of these municipalities are so eager to realise their intentions, and thus the fact is that the development is carried out in the longer term. The subject of bonds is not an easy subject, good companies operating it today have a lot of work with it and do not want to physically engage in this difficult topic. Any intentional investment and revenue in the budgets of local governments rely on financial instruments, the securities of which are municipal bonds.

Źródło:

Econometrics. Ekonometria. Advances in Applied Data Analytics; 2015, 1 (47); 78-87
1507-3866

Pojawia się w:

Econometrics. Ekonometria. Advances in Applied Data Analytics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 54.

Tytuł:

Financial Education as Significant Challenge for High School in Poland for the Upcoming Years

Autorzy:

Kurowski, Łukasz

Powiązania:

https://bibliotekanauki.pl/articles/1195173.pdf

Data publikacji:

2016

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

financial education
financial literacy
introduction to entrepreneurship

Opis:

The article presents the most important reasons for the low level of the financial and economic competences of high school students. The analysis in this area is based on the research conducted by the National Bank of Poland in November 2014. The aim of this article is to draw attention to the low status of the school subject „introduction to entrepreneurship” which is taught in the secondary school. For this reason the majority of young people lack the basic knowledge in terms of finance and economy. The GFC (global financial crisis) experience has shown that the level of financial liabilities is disproportionate to the possibility of their repayment. One of the reason for this behaviour is the low level of financial education among the young. Therefore, the role of entrepreneurship education at the high school stage is invaluable and determines future attitudes toward economic activity.

Źródło:

Edukacja Ekonomistów i Menedżerów; 2016, 42, 4; 152-162
1734-087X

Pojawia się w:

Edukacja Ekonomistów i Menedżerów

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 55.

Tytuł:

Annual financial statements, the importance of other comprehensive income

Autorzy:

Warzocha, Grzegorz

Powiązania:

https://bibliotekanauki.pl/articles/949287.pdf

Data publikacji:

2018

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

other comprehensive income
financial statements
financial reporting

Opis:

The objective of the research was to verify whether the financial information presented in other comprehensive income has a material impact on the statement of total comprehensive income and financial statements viewed as a whole. The research focused primarily on the presentation requirements defined by the International Accounting Standard IAS 1 Presentation of Financial Statements and study of the annual reports filed in 2014-2016 by the WIG 20 constituent companies listed on the Warsaw Stock Exchange. In order to assess whether the impact of the financial information reported in other comprehensive income is material, relevant concepts of materiality were applied. It was tentatively assumed that the financial information presented in other comprehensive statement will be material. The results of the conducted research study confirmed in general this assumption.

Źródło:

Financial Sciences. Nauki o Finansach; 2018, 23, 2; 90-101
2080-5993
2449-9811

Pojawia się w:

Financial Sciences. Nauki o Finansach

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 56.

Tytuł:

Insurance Market Development in Comparison With Other Financial Markets Segments in Poland in the Prosperity and Recession

Autorzy:

Ostrowska, Dorota

Powiązania:

https://bibliotekanauki.pl/articles/489047.pdf

Data publikacji:

2014

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial market
insurance market
financial market assets

Opis:

The problem undertaken in this article is to reduce the dynamics of the financial market in Poland in the period of crisis. The aim of this paper is to analyze the pace of the market development, taking into account the changes that have taken place in the insurance market. Research period covers the years of prosperity and the recession.

Źródło:

Oeconomia Copernicana; 2014, 5, 3; 153-170
2083-1277

Pojawia się w:

Oeconomia Copernicana

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 57.

Tytuł:

The financial crisis and securitization

Autorzy:

Szabłowska, Ewa

Powiązania:

https://bibliotekanauki.pl/articles/628614.pdf

Data publikacji:

2010

Wydawca:

Fundacja Pro Scientia Publica

Tematy:

securitization, financial crisis, subprime, Polish financial market

Opis:

Securitization means the change of non-liquid assets into securities. This topic has become more popular, mainly due to the U.S. subprime mortgage crisis. In this article, an analysis is given of the current situation in financial markets and the changes, which were implemented from the first days of subprime crisis. Also mentioned is the impact the crisis has had on securitization development. Part of the article is devoted to the situation on the Polish financial market. It is quite a new market and it is susceptible to such crises. The Article presents the part played by securitization in the Polish financial market and the circumstances for its growth in the near future. It also covers the latest information related to financial market regulations, which could have direct or indirect impact on the quantity and value of securitization transactions.

Źródło:

Journal of Education Culture and Society; 2010, 1, 1; 37-48
2081-1640

Pojawia się w:

Journal of Education Culture and Society

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 58.

Tytuł:

The evolution of the Polish financial supervisory model in the context of economic transformation and 2007+ crisis

Autorzy:

Łupiński, Marcin

Powiązania:

https://bibliotekanauki.pl/articles/2129046.pdf

Data publikacji:

2019

Wydawca:

Uniwersytet w Białymstoku. Wydawnictwo Uniwersytetu w Białymstoku

Tematy:

economic system transition
financial stability
financial supervision

Opis:

Purpose – The article was written to outline of the evolution of the Polish financial system supervision model evolution in the context of the 30 years of economic transformation and substantial changes of the institutional environment. Research methodology – The conducted historical analysis shows that several global trends influenced local solutions starting from neoliberal self-regulation sectoral approach to the more statecontrol oriented integrated model. The author describes the mechanism that drove the evolution of the Polish financial system and presents how the financial supervisory responded to these changes. The most important part of the article is devoted to the description of the Polish financial sector’s response to the last financial crisis and the role that the financial supervisory model played in finding successful solutions for complex risks transmitted from international financial markets. Finding – The article allows to understand better the financial system’s role in the sound economic development and the new systemic perception of the financial stability and encourages researchers to search for new financial and macroeconomic paradigms to be able to explain free-market failure in ensuring proper functioning of financial intermediation and finding a new solution that make the local and global financial system immune to inevitable future shocks. The main scope of the research is concentrated around the extended institutional supervisory framework with macroprudential policy as a new driving force for post-crisis regulatory order that the Polish banking sector must join. Originality/value – According to the knowledge of the author, it is one of the few articles concerning development of the Polish financial system and financial supervision in the context of institutional changes in the global and local regulatory framework after post-socialist transformation and 2007+ crisis.

Źródło:

Optimum. Economic Studies; 2019, 1(95); 83-98
1506-7637

Pojawia się w:

Optimum. Economic Studies

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 59.

Tytuł:

Can People Trust What They Don‘t Understand? Role of Language and Trust for Financial Inclusion

Autorzy:

Nagańska, Aleksandra
Cichocki, Stanisław

Powiązania:

https://bibliotekanauki.pl/articles/2167577.pdf

Data publikacji:

2022-07-30

Wydawca:

Uniwersytet Warszawski. Wydział Nauk Ekonomicznych

Tematy:

financial literacy
trust
linguistic diversity
financial inclusion

Opis:

The aim of this paper is to look at determinants of financial inclusion through the lens of comprehension of financial concepts and financial language. Specifically, we are interested in which factors are important should this comprehension be absent. We show that, in the context of finance, communication is an important transmission channel through which individuals are encouraged or discouraged to participate in the financial system. We argue that the unfamiliarity with products and the complexity of language used in the banking sector tend to limit trust granted to financial institutions. We test the hypothesis that linguistic diversity is a strong instrument for the impact of the lack of communication on trust.Applying Ordinary Least Squares and probit regression, quantile regression, and instrumental variables to cross country and individual-level data, we show the importance of individual and cultural characteristics and demonstrate the role of trust and communication for financial inclusion. The outcome is consistent for different model specifications.

Źródło:

Central European Economic Journal; 2022, 9, 56; 132-157
2543-6821

Pojawia się w:

Central European Economic Journal

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 60.

Tytuł:

Critical Analysis of Selected Provisions of the EU Legislative Package in Respect of the Capital Requirements For The Banking Sector

Autorzy:

Malarewicz-Jakubów, Agnieszka
Kułak, Paweł

Powiązania:

https://bibliotekanauki.pl/articles/430030.pdf

Data publikacji:

2014

Wydawca:

Uniwersytet w Białymstoku. Wydawnictwo Uniwersytetu w Białymstoku

Tematy:

capital requirements
banking law
banking sector
financial sector
European Union
financial stability
financial crisis
financial stability mechanisms

Opis:

The main aim of this article is to provide a critical analysis of selected provisions of the Directive and Regulation in respect of the capital requirements for banking and finance sector in the European Union. It focuses on the analysis of the following aspects: (i) proposed regimes, mechanisms and legal structures creating the European framework on the capital requirements; (ii) implications of the new legislation for the banking sector and for the national regulatory authorities; (iii) certain similarities between the Third Basel Accord prepared by the Basel Committee on the Banking Supervision and the proposed EU capital requirements package; and (iv) implications of the legislation for the Polish banking and finance sector. As the global financial crisis reshaped the approach to the banking institutions throughout the world, the authorities started to be more concerned about the safety and creation of certain mechanisms preventing the sudden issues of the banks and financial institutions, which were in consequence resolved by the taxpayers. The cooperation between EU authorities and the Basel Committee on Banking Supervision resulted in the creation of the new framework on the capital requirements for the European Banking sector. To a certain extent, the EU proposal is a part of global, legal framework setting out harmonized rules ensuring the general stabilization in the banking and finance sector. It also constitutes a continuation of the EU policy on ensuring the safety of the European banking and finance sector.

Źródło:

Optimum. Economic Studies; 2014, 5(71)
1506-7637

Pojawia się w:

Optimum. Economic Studies

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 61.

Tytuł:

Wokół istoty wykluczenia finansowego. Ujęcie przeglądowe

Autorzy:

Warchlewska, Anna

Powiązania:

https://bibliotekanauki.pl/articles/1022690.pdf

Data publikacji:

2020-03-31

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

wykluczenie finansowe
wyłączenie finansowe
włączenie finansowe
financial exclusion
financial disconnection
financial inclusion

Opis:

Artykuł zwraca uwagę na problem niejednoznaczności w opisie zjawiska wykluczenia finansowego. Dotychczasowe podejście do problemu wykluczenia finansowego w literaturze wskazuje na rozbieżności w pomiarze zjawiska, tak co do rodzaju, jak i obszaru. Skutkiem owych rozbieżności jest m.in. odmienne podejście metodologiczne oraz brak jednolitych miar pomiaru wykluczenia finansowego. Celem opracowania jest przedstawienie różnic terminologicznych w opisie i pomiarze zjawiska wykluczenia finansowego. Ponadto, dokonano charakterystyki etapu przejściowego, wyłączenia finansowego, który powinien stanowić etap pośredni między włączeniem finansowym a wykluczeniem finansowym.
The article draws attention to the problem of ambiguity in the description of financial exclusion. The previous approach to the problem of financial exclusion in the literature indicates discrepancies in the measurement of the phenomenon, both in type and area. The result of these discrepancies is, among others, a different methodological approach, lack of uniform measures of financial exclusion. The aim of the study is to present terminological differences in the description and measurement of the phenomenon of financial exclusion. In addition, the characteristics of the transition stage, financial exclusion, which should constitute an intermediate stage between full financial inclusion and financial exclusion, have been made.

Źródło:

Finanse i Prawo Finansowe; 2020, 1, 25; 123-140
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 62.

Tytuł:

Robo-advisors as Automated Personal Financial Planners – SWOT Analysis

Autorzy:

Waliszewski, Krzysztof
Zięba-Szklarska, Marta

Powiązania:

https://bibliotekanauki.pl/articles/1022759.pdf

Data publikacji:

2020-09-30

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

digital financial planning
personal financial management
automated financial advisors
fin-tech regulation

Opis:

Automatic financial consulting (robo-advice) is a financial innovation in the area of personal financial planning, and in particular investment consulting classified as fin-tech (financial technology). The main disadvantage of traditional investment advice is limited availability due to the required amount of assets and high management costs. These disadvantages are answered by robo-advice, using artificial intelligence and algorithms without the participation of a physical adviser, thereby reducing or abolishing minimal assets and reducing costs [Kocianski 2016]. The purpose of the article is to analyze strengths and weaknesses as well as opportunities and threats of robo-advisors, especially when compared to traditional financial advisors. This paper is an analysis of a history, regulations, application, functionality and development of Robo-Advice. The concept of Robo-Advice was critically analysed, with presentation of current strength and weaknesses, as well as opportunities and threats. We aimed showing that Robo-Advice should be innovative, feature a new approach, and should transform the current financial consulting. There are still, however, many opportunities and challenges in this field, which await discovering. The article uses the SWOT analysis method, analysis of the literature and reports. As indicated by the analysis, robo-advisors are not a threat to traditional financial advisors, but their complement, which makes the hybrid model connecting a physical advisor assisted by technological solutions (robo-advisors) most likely. This thesis is also confirmed by the small scale of robo-advisors’ activity compared to traditional advisors measured by the market penetration rate (in 2023 about 2% assets under management).

Źródło:

Finanse i Prawo Finansowe; 2020, 3, 27; 155-173
2391-6478
2353-5601

Pojawia się w:

Finanse i Prawo Finansowe

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 63.

Tytuł:

Robo-doradztwo jako przykład fin-techu — problem regulacji i funkcjonowania
Robo-advice as example of fin-tech — problems of regulating and operating

Autorzy:

Waliszewski, Krzysztof

Powiązania:

https://bibliotekanauki.pl/articles/1064653.pdf

Data publikacji:

2020-07-31

Wydawca:

Polskie Wydawnictwo Ekonomiczne

Tematy:

doradztwo finansowe
technologie finansowe
robo-advice
financial advisory
financial technology
financial regulation

Opis:

Usługa automatycznego doradztwa finansowego (robo- -doradztwa) należy do innowacji finansowych w obszarze obsługi klienta detalicznego i jest świadczona przez podmioty z segmentu technologii finansowych. Usługa ta dotyczy najczęściej doradztwa w zakresie inwestycji i polega na wykorzystaniu algorytmów i sztucznej inteligencji do zebrania informacji od klienta i zaproponowaniu rozwiązania odpowiadającego profilowi ryzyka klienta. Taki sposób obsługi zmniejsza koszty usług doradczych oraz minimalizuje lub całkowicie znosi minimalną kwotę inwestycji wymaganą przez doradcę. Ojczyzną robo-doradztwa są Stany Zjednoczone, gdzie jest największy rynek, ale robo-doradcy są obecni również w Europie. W artykule przedstawiono najważniejsze aspekty związane z definicją, regulacjami, funkcjonowaniem, wielkością rynku na świecie i w Polsce wraz z ich prognozą do 2023 r. Z przedstawionej analizy wynika, że najbardziej prawdopodobnym rozwiązaniem w przyszłości jest model hybrydowy, w którym tradycyjny doradca finansowy odpowiadający za kształtowanie relacji z klientem wykorzystuje narzędzia robo-doradztwa do obsługi klienta. Wyzwaniem dla regulatora i nadzoru finansowego będzie wprowadzenie takich norm, które zapewnią bezpieczeństwo uczestników obrotu gospodarczego, a z drugiej strony nie będą zbyt restrykcyjne i hamujące rozwój tego innowacyjnego segmentu rynku usług finansowych.
The service of automated financial advice (robo-advice) belongs to financial innovations in the area of retail customer service and is provided by entities from the financial technologies segment. This service usually concerns investment consultancy and involves the use of algorithms and artificial intelligence to collect information from the client and propose a solution corresponding to the client's risk profile. This method of service reduces the costs of consultancy services and minimizes or completely abolishes the minimum investment amount required by the adviser. The homeland of robo-advice is the United States, where the largest market is, but robo-advisers are also present in Europe. The article presents the most important aspects related to the definition, regulations, operating, size of the world and Poland's market and it forecast until 2023. The presented analysis shows that the most likely solution in the future is the hybrid model, in which a traditional financial advisor responsible for shaping customer relations uses robo-advice tools for customer service. The challenge for the regulator and financial supervision will be the introduction of such standards that will ensure the security of economic trading participants, and on the other hand will not be too restrictive and inhibit the development of this innovative segment of the financial services market.

Źródło:

Przegląd Ustawodawstwa Gospodarczego; 2020, 7; 12-20
0137-5490

Pojawia się w:

Przegląd Ustawodawstwa Gospodarczego

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 64.

Tytuł:

Financial innovations and new tools in finance

Autorzy:

Wójcik-Czerniawska, Agnieszka

Powiązania:

https://bibliotekanauki.pl/articles/18104744.pdf

Data publikacji:

2023-03-15

Wydawca:

Szkoła Główna Handlowa w Warszawie. Kolegium Zarządzania i Finansów

Tematy:

financial innovation
financial sector
mobile banking
ATM
financial strategies
innovation new tools

Opis:

A benefit in and of itself is not what makes innovation so valuable. In order to make the company ‘more innovative,’ you might hear someone advise a certain course of action. Additionally, a company’s ability to innovate successfully can serve as a magnet for the best and brightest in the industry. They become steadfast employees who appreciate the opportunity to be part of the company’s innovation efforts. Managing innovation is a systematic strategy to implement changes that aim to improve a company’s products, processes, or overall position. There must be an increase in sales or customer satisfaction, a stronger working relationship between the company’s many divisions, or a better working environment for employees as a result of the changes. Financing innovation refers to the development of new financial products, services, or procedures. Throughout the years, innovations in financial instruments and payment methods have fuelled financial innovation. Bank performance depends on financial innovation because it has the potential to boost the industry’s efficiency and profitability. Banks utilise financial and organisational innovation to save money and improve the sector. Using a cash dispensing machine provides users with an ability to withdraw money whenever and wherever they want. With a single click, you can receive or pay cash via mobile banking. This is a great choice for people who do not feel comfortable going to typical bank offices. With negligible transaction costs, it is one of the most cost-effective ways to evaluate financial services.

Źródło:

Journal of Management and Financial Sciences; 2022, 46; 105-116
1899-8968

Pojawia się w:

Journal of Management and Financial Sciences

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 65.

Tytuł:

Polityka pieniężna a kryzysy finansowe
Monetary Policy and Financial Crises

Autorzy:

Koronowski, Adam

Powiązania:

https://bibliotekanauki.pl/articles/575731.pdf

Data publikacji:

2009-10-31

Wydawca:

Szkoła Główna Handlowa w Warszawie. Kolegium Analiz Ekonomicznych

Tematy:

monetary policy
financial crisis
Inflation
financial stability

Opis:

The paper discusses the role of monetary policy in preventing financial crises and offsetting their implications. The paper provides a critical evaluation of views on the relationship between monetary policy and financial crises. The author looks at this issue in the context of practical experiences, especially those coming from the U.S. market, where the analyzed ties seem to be the most prominent. The author concludes that a monetary policy exclusively focused on the prices of goods and services and oriented toward keeping inflation in check in the short term, may create an environment conducive to the outbreak of a financial crisis. The probability of such a situation is especially high if the financial market is heavily liberalized and poorly supervised, Koronowski says. However, the main conclusion is that a financial crisis may be prompted by an excessive, prolonged increase in the liquidity of the banking sector after a decline in financial stability or as a result of failed central bank attempts to stimulate credit expansion and economic growth. Yet another conclusion is that monetary policy must be stable not only in terms of inflation, but also in terms of the price of money, Koronowski says. This is indispensable for a healthy financial sector and robust economic growth, the author adds.

Źródło:

Gospodarka Narodowa. The Polish Journal of Economics; 2009, 235, 10; 33-48
2300-5238

Pojawia się w:

Gospodarka Narodowa. The Polish Journal of Economics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 66.

Tytuł:

Stan finansów samorządowych u progu nowej perspektywy finansowej Unii Europejskiej na lata 2014–2020
The state of local government finances at the beginning of the new financial perspective of the European Union

Autorzy:

Zawora, Jolanta
Zawora, Paweł

Powiązania:

https://bibliotekanauki.pl/articles/534164.pdf

Data publikacji:

2014-12-14

Wydawca:

Uniwersytet Rzeszowski. Wydział Ekonomii

Tematy:

financial situation
financial independence
indebtedness of municipalities

Opis:

The aim of the study is to assess the financial situation of municipalities in Poland in the years 2007–2013. The analysis was carried out by using the following division of municipalities: rural, urban-rural and urban areas (city with district rights were distinguished). Various indicators were used to assess the financial situation of municipalities: total income and own income per inhabitant of municipality, financial independence, the ability to realize the investments, budget outturn and the operating result, debt. Financial situation of polish municipalities worsened in 2007–2013. Both range of financial autonomy of municipalities and investment opportunities decreased. At the same time the financial results worsened and the debt increased. As a result, there has been a reduction of local government investments

Źródło:

Przedsiębiorstwo i Region; 2014, 6; 59-70
2080-458X

Pojawia się w:

Przedsiębiorstwo i Region

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 67.

Tytuł:

Umiejętność zarządzania finansami w kształceniu podstawowym. Związki międzynarodowe
Finance management skillsinprimary education. Internationally

Autorzy:

Prokop, Jiří

Powiązania:

https://bibliotekanauki.pl/articles/461597.pdf

Data publikacji:

2014

Wydawca:

Uniwersytet Pedagogiczny im. Komisji Edukacji Narodowej w Krakowie. Instytut Spraw Społecznych

Tematy:

financial education
financial management
skills
funding
curriculum

Opis:

The requirements of the modern world pose new and difficult challenges to a modern man.This man finds himself or herself in the middle of changes in the social, economic and political situation. These circumstances have a huge impact on the whole system of education, therefore, educational institutions responsible for upbringing and supporting children have to face new challenges, tasks and goals. Nowadays, one of the conditions of the social successis to have adequate education and relevant skills These include finance management skills. This trainingis to prepare students foractive and responsible participation in the financial market, sothat in the future people knew how to manage their money, properly configure personal and family budget, and recognize new financial products or properly communicate with financial institutions. This paper provides definitions of such concepts as “financial ability”, “basic funding”in relation to primary education and present show these were incorporated in the curricular of selected countries. This image is enriched by discussion on policies that promoteraising the levelof education in the field of finance.

Źródło:

Labor et Educatio; 2014, 2; 167-188
2353-4745
2544-0179

Pojawia się w:

Labor et Educatio

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 68.

Tytuł:

WYDAJNOŚĆ FISKALNA PODATKU OD TRANSAKCJI FINANSOWYCH

Autorzy:

Twarowska, Małgorzata

Powiązania:

https://bibliotekanauki.pl/articles/659799.pdf

Data publikacji:

2014

Wydawca:

Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego

Tematy:

financial transaction tax
financial crisis
fiscal efficiency

Opis:

The last financial crisis, the role of financial institution in this process and the big scale of public aid to the financial institutions have contributed to the intensification in work on the financial transaction tax in the European Union. The plan to involve the financial sector in bearing crisis costs and to prevent such crises in future deserves to be supported.The aim of this paper is to assess the fiscal function of the financial transaction tax. The analysis indicates that the financial transaction tax fulfils its fiscal purpose but fails to achieve its steering function, namely to deter financial institutions from enacting risky business transactions and thus to prevent future crises and will not necessarily increase stability in the financial markets. Financial transaction tax increases the capital costs for companies from participating Member States.

Źródło:

Acta Universitatis Lodziensis. Folia Oeconomica; 2014, 1, 299
0208-6018
2353-7663

Pojawia się w:

Acta Universitatis Lodziensis. Folia Oeconomica

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 69.

Tytuł:

Sposób obliczania zapotrzebowania finansowego gmin w Niemczech

Autorzy:

Kowalik, Paweł
Kuźmiński, Łukasz

Powiązania:

https://bibliotekanauki.pl/articles/951126.pdf

Data publikacji:

2013

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

Germany
municipalities
financial equalization system
financial need

Opis:

National systems of local government fiscal equalization are composed of many elements. They are based mainly on income criteria. Financial needs of individuals are compared with the financial capacity of other entities. One element of the equalization system is the financial need of municipalities. This article aims to examine the method of calculation of fiscal capacity of the German municipalities.

Źródło:

Financial Sciences. Nauki o Finansach; 2013, 1 (14); 59-72
2080-5993
2449-9811

Pojawia się w:

Financial Sciences. Nauki o Finansach

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 70.

Tytuł:

How the Polish banking sector has survived the global crisis

Autorzy:

Piątkowski, Marcin

Powiązania:

https://bibliotekanauki.pl/articles/916236.pdf

Data publikacji:

2011

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

global financial crisis
polish banks
financial stability

Opis:

Banks in Poland have survived global financial crisis which began in 2008, much better than banks in many other countries in Western and Central Europe. The author lists and analyzes factors which contributed to maintain liquidity and financial stability of the banking sector. The most important include inter alia: strong macroeconomic bases of economy before the crisis, relatively less reliance on foreign capital and lower dependence on external trade, a lower level of households debt, a relatively high capitalization of banks and appropriate policy intervention. As the author suggests, maintaining stability of this sector will require new regulatory decisions.

Źródło:

Kwartalnik Nauk o Przedsiębiorstwie; 2011, 21, 4; 24-32
1896-656X

Pojawia się w:

Kwartalnik Nauk o Przedsiębiorstwie

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 71.

Tytuł:

In search of financial stability - the case of shadow banking

Autorzy:

Lucius, O.

Powiązania:

https://bibliotekanauki.pl/articles/108384.pdf

Data publikacji:

2014

Wydawca:

Akademia Górniczo-Hutnicza im. Stanisława Staszica w Krakowie. Wydawnictwo AGH

Tematy:

financial system
financial stability
shadow banking
regulation

Opis:

Financial stability seems to be an important buzzword these days. This paper discusses the threats to financial stability that might arise from shadow banking. In order to properly discuss the problems, shadow banking is defined. Then, which measures to take to remedy this situation will be discussed.

Źródło:

Managerial Economics; 2014, 15, 1; 63-81
1898-1143

Pojawia się w:

Managerial Economics

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 72.

Tytuł:

Differentiation of the financial standing of the municipalities of Świętokrzyskie voivodeship in the aspect of their financial independence

Autorzy:

Dziekański, Paweł

Powiązania:

https://bibliotekanauki.pl/articles/2128466.pdf

Data publikacji:

2020

Wydawca:

Uniwersytet w Białymstoku. Wydawnictwo Uniwersytetu w Białymstoku

Tematy:

commune
financial situation
financial independence
synthetic measure

Opis:

Purpose – The purpose of the article is to rate the diversity of the financial situation of municipalities in Świętokrzyskie voivodship in relation to their financial independence. Research method – The financial situation and independence are multidimensional. They are shaped by, among others, economic, legal and financial factors. The assessment of the financial standing and independence was based on the value of the synthetic measure determined by the TOPSIS method. The study covered the years 2009-2018. The article uses data obtained from the Regional Accounting Chamber of Kielce. Results – The subject of the discussion presented in the article are the issues of the financial situation and independence of the municipalities (102) of Świętokrzyskie voivodship. As part of the research, a set of diagnostic variables was selected, their nature, synthetic measure, and their division into quartile groups were determined. Originality / value – Stability and certainty of income determine the scope and level of tasks performed by the municipalities. The financial situation and independence of municipalities are not a permanent category. The financial situation of the municipalities in Świętokrzyskie voivodship was shaped by the development potential, the level of financing public services and implemented transfers, income and expenses independence and budget solvency. The best municipalities were characterized by a good situation and a high level of financial independence.

Źródło:

Optimum. Economic Studies; 2020, 3(101); 41-55
1506-7637

Pojawia się w:

Optimum. Economic Studies

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 73.

Tytuł:

The Finance and Growth Nexus Re-Examined: Do All Countries Benefit Equally?

Autorzy:

Barajas, Adolfo
Chami, Ralph
Seyed Reza, Yousefi

Powiązania:

https://bibliotekanauki.pl/articles/565730.pdf

Data publikacji:

2016

Wydawca:

Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania

Tematy:

Growth
Financial Development
Inclusive Growth
Financial Access

Opis:

A large theoretical and empirical literature has focused on the impact of financial deepening on economic growth throughout the world. This paper contributes to the literature by investigating whether this impact differs across regions, income levels, and types of economy. Using a rich data set for 150 countries for the period 1975–2005, dynamic panel estimation results suggest that the bene ficial effect of financial deepening on economic growth in fact displays measurable heterogeneity; it is generally smaller in oil exporting countries; in certain regions, such as the Middle East and North Africa (MENA); and in lower-income countries. Further analysis suggests that these differences might be driven by the degree of competition, and related to differences in the ability to provide widespread access to financial services.

Źródło:

Journal of Banking and Financial Economics; 2016, 1(5); 5-38
2353-6845

Pojawia się w:

Journal of Banking and Financial Economics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 74.

Tytuł:

Spillovers between European markets

Autorzy:

Choczyńska, Agnieszka

Powiązania:

https://bibliotekanauki.pl/articles/24201275.pdf

Data publikacji:

2022

Wydawca:

Akademia Górniczo-Hutnicza im. Stanisława Staszica w Krakowie. Wydawnictwo AGH

Tematy:

spillovers
European markets
financial crisis
financial integration

Opis:

Financial integration has been proven to benefit European economies. However, it may obstruct diversification attempts, and so attracts the attention of investors and researchers. The aim of this paper is to analyze changes in spillovers between European markets, the European Index, and the World Index, over a period of two decades (2000–2021), with regard to the level of development. Mature markets have higher spillovers than emerging and frontier ones. The main finding is that non-developed markets’ spillover levels in tranquil periods did not substantially increase in the last two decades, despite ongoing integration with developed European markets. However, spillover rises in time of global or regional crisis (e.g. Great Financial Crisis, Eurozone Debt Crisis, COVID-19 pandemic) for all markets, regardless of economic development, which can undermine diversification attempts just when they are most needed. Afterwards, the transmission of shocks falls back to the pre-crisis level, with the exception of the spillover between Eurozone markets and European Index, which remained very high even after the end of the particular crisis.

Źródło:

Managerial Economics; 2022, 23, 2; 111--130
1898-1143

Pojawia się w:

Managerial Economics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 75.

Tytuł:

O normatywnym pojęciu stabilności finansowej na rynku finansowym Unii Europejskiej w nowej architekturze nadzorczej
On Normative Term Financial Stability on the Financial Market of the EU in the New Supervisory Architecture

Autorzy:

Fedorowicz, Magdalena

Powiązania:

https://bibliotekanauki.pl/articles/558105.pdf

Data publikacji:

2017

Wydawca:

Uniwersytet Warszawski. Centrum Europejskie

Tematy:

Financial Stability,
Financial Market of the EU,
Financial Market Law of the EU,
Monetary Union,
European Financial Stability,
Financial Architecture of the EU,

Opis:

The main aim of this paper is to reconstruct all new legal components of the legal term „financial stability” and to underline its multilevel understanding and possible meanings of that term, which should framed the new Financial Stability Safety Net in the new supervisory architecture of the EU, where the financial stability is considered as a prerequisite of creation and market law application. The main thesis of this paper is assertion that the financial stability is multielement, multilevel and multifunctional term, which could and should be refered to both, the EU and domestic level as a whole, to financial institutions and supervisors and also to the clients of the financial market. This shows the opinion, that the legal term „financial stability” is to fulfil as a result of the balance, compromise andaccomplishment of the financial market participants legal interests.

Źródło:

Studia Europejskie - Studies in European Affairs; 2017, 4; 73-94
1428-149X
2719-3780

Pojawia się w:

Studia Europejskie - Studies in European Affairs

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 76.

Tytuł:

Functionality of it financial and accounting systems in the practice of polish enterprises

Autorzy:

Siemieniuk, Nina
Zalewska-Bochenko, Agnieszka
Siemieniuk, Łukasz

Powiązania:

https://bibliotekanauki.pl/articles/2127629.pdf

Data publikacji:

2018

Wydawca:

Uniwersytet w Białymstoku. Wydawnictwo Uniwersytetu w Białymstoku

Tematy:

financial and accounting system
financial and accounting programs
IT financial and accounting system

Opis:

The development of technologies and innovative solutions in the field of information transfer has a significant impact on the functioning of enterprises. Accounting is treated as an organized system of collecting and processing information affecting the enterprise. The aim of the paper is to indicate the important elements that support the organization of financial and accounting work in the company. The analyses were based on the data and research of IT financial and accounting systems. The analysis of the collected literature on the subject and the synthesis of knowledge included there was helpful in implementing this method. It has been hypothesized that the implemented IT systems in enterprises significantly support accounting and finance and bring potential benefits from the use of such software by enterprises. The paper shows that the role of financial and accounting systems in modern enterprises is becoming more and more important and irreplaceable. Thanks to computer systems it is possible to perform the tasks entrusted to employees quickly and efficiently.

Źródło:

Optimum. Economic Studies; 2018, 4(94); 3-13
1506-7637

Pojawia się w:

Optimum. Economic Studies

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 77.

Tytuł:

Stabilność finansowa Unii Europejskiej: czy potrzebne są kolejne reformy?
Financial stability of the European Union: are further reforms necessary?

Autorzy:

Orłowski, Witold M.

Powiązania:

https://bibliotekanauki.pl/articles/2197340.pdf

Data publikacji:

2021

Wydawca:

Kancelaria Sejmu. Biuro Analiz Sejmowych

Tematy:

European integration
eurozone
financial crisis
financial stability
macroeconomic imbalances
financial sector
economic policy

Opis:

The article deals with reforms aimed at strengthening the financial stability of the eurozone and the EU. First, it refers to the “original sin” of the eurozone and the errors committed during its construction in the early 1990s. Then, the lessons from the double crisis of 2007–2009 and 2010–2012 are analysed, and the four main dilemmas that the EU faces in the area of institutional reforms are formulated. The overview of the implemented reforms and their proven impact on the macroeconomic imbalances leads to the conclusion that – although the above-mentioned double crisis combined with the global pandemic crisis have already mobilised the EU to introduce many important changes – the reform agenda is still not finished.

Źródło:

Studia BAS; 2021, 3(67); 7-25
2080-2404
2082-0658

Pojawia się w:

Studia BAS

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 78.

Tytuł:

Financial security management of enterprises in modern conditions

Autorzy:

Berzhanir, Inna

Powiązania:

https://bibliotekanauki.pl/articles/21375330.pdf

Data publikacji:

2023-06-30

Wydawca:

Politechnika Częstochowska

Tematy:

equity
financial security
financial stability
liquidity
working capital

Opis:

The financial security of economic entities is part of the financial security of the state since the enterprise creates added value, which forms a gross domestic product at the state level. In addition, businesses are the main taxpayers that affect the formation of state and local budget revenues. Therefore, a high level of financial security of an enterprise provides the state opportunities to perform its functions, ensures economic development, and improves social standards. In the context of economic and political instability, in addition to the variability of micro- and macro-environment factors that affect the activity of the enterprise, the assessment of financial security is a particularly pressing issue. The aim of the article is to develop a mechanism for managing the financial security of enterprises in accordance with the actual conditions of business conducted by Ukrainian enterprises. The management mechanism is considered as a certain system, which consists of a certain set of interrelated elements and involves taking actions to achieve financial interests by the timely reduction of financial risks and counteracting external as well as internal threats. In each enterprise, an urgent task is to develop an effective strategy for the development of financial security, which is characterized by the close relationship and interdependence of its individual components. In these conditions, in order to increase the level of financial security of enterprises, the following measures are proposed: reducing the amount of receivables, controlling short-term debt, limiting the need for financial sources, reassessing fixed assets, increasing production volumes and product sales, reducing costs and others.

Źródło:

Zeszyty Naukowe Politechniki Częstochowskiej. Zarządzanie; 2023, 1, 50; 20-30
2083-1560

Pojawia się w:

Zeszyty Naukowe Politechniki Częstochowskiej. Zarządzanie

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 79.

Tytuł:

A novel approach to estimating the debt capacity of European SMEs

Autorzy:

Karas, Michal
Režňáková, Mária

Powiązania:

https://bibliotekanauki.pl/articles/22401577.pdf

Data publikacji:

2023

Wydawca:

Instytut Badań Gospodarczych

Tematy:

debt capacity
financial distress
macroeconomic factors
financial constraints

Opis:

Research background: The concept of debt capacity assumes that a maximum value of debt ratio exists that when exceeded triggers unfavourable consequences, such as drop in market value, default or a change in the business' creditworthiness. With the current state of the art there is a priori no theoretical assurance that such a specific value exists, or rather it is represented by an interval of values. Beyond that, our understanding of debt capacity is often limited to a theoretical approximation by firm-specific factors, while the context of macroeconomic factors, especially those critical for SMEs, is neglected. Purpose of the article: The aim of this paper is to present a novel approach to estimating SMEs' debt capacity. Further, the aim is to answer the question of what firm-level and macroeconomy conditions lead to exhausting the SMEs' debt capacity and under what conditions a specific value of maximum debt capacity could be estimated. Methods: To estimate the debt capacity, we suggest a use of an information entropy minimising heuristic and the Minimal Description Length Principle. In this approach, the observed feature space is categorised into several regions. In this case, such a region represents a set of firm- and macroeconomy-specific conditions forming the debt capacity of the SMEs. To the best of our knowledge, such an approach has not yet been used in debt capacity applications. Findings & value added: We found out that the debt ratio itself provides little explanation of exhausted debt capacity, suggesting that high debt levels are compensated for by other factors. By using the suggested approach, a set of more than 100 different regions was analysed. It was found that in case of five regions (sets of conditions) the debt capacity is exhausted, as the high level of debt has significant distress consequences.

Źródło:

Equilibrium. Quarterly Journal of Economics and Economic Policy; 2023, 18, 2; 551-581
1689-765X
2353-3293

Pojawia się w:

Equilibrium. Quarterly Journal of Economics and Economic Policy

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 80.

Tytuł:

Financial crises and the perils for the world economy

Autorzy:

Zachariadis, Savvas

Powiązania:

https://bibliotekanauki.pl/articles/18104723.pdf

Data publikacji:

2020-06-22

Wydawca:

Szkoła Główna Handlowa w Warszawie. Kolegium Zarządzania i Finansów

Tematy:

financial crises
instability
world economy
financial cycle
Minsky

Opis:

In this paper, we wish to address the issue of financial crises. We focus on the causes and implications for the world economy and financial stability. For this reason, we attempt to identify the relative phenomena that encourage the emergence of financial crises. The amplification of the financial sector at the international level and the high degree of financial integration render the debate of financial crises solemnly significant. The world economy has become unstable and vulnerable to the emergence of unanticipated financial events. Such events are not simply limited to a large bank default but also to the inability of a multinational firm or an agent to validate their debts. Thus, we mainly emphasize the insights of Hyman Minsky into the global financial crisis, who suggested that the flaws of the current dominant financial status would eventually entail instability and probably lead to crises with contagion effects at the international level. Therefore, the aim of this paper is to indicate that the perils of financial crises for the global economy must be perceptible and considerable ex ante in order to be successfully confronted.

Źródło:

Journal of Management and Financial Sciences; 2020, 40; 43-56
1899-8968

Pojawia się w:

Journal of Management and Financial Sciences

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 81.

Tytuł:

The impacts of innovative and competitive abilities of SMEs on their different financial risk concerns: System approach

Autorzy:

Civelek, Mehmet
Krajčík, Vladimír
Fialova, Vendula

Powiązania:

https://bibliotekanauki.pl/articles/19322758.pdf

Data publikacji:

2023

Wydawca:

Instytut Badań Gospodarczych

Tematy:

financial risk management
financial performance
bankruptcy
innovativeness
competitiveness

Opis:

Research background: The lack of financial resources of small and medium enterprises (SMEs) make them face high financial risk. Their entrepreneurial abilities that belong to Resource-based View (RBV), such as innovativeness and competitiveness, might reduce SMEs' financial risk because those entrepreneurial abilities increase the financial performance of businesses. Purpose of the article: This paper aims to investigate the effects of the innovativeness and competitiveness of SMEs on their financial concerns based on financial risk, including bankruptcy, financial performance, and financial risk management. Methods: The authors use a method of data analysis and synthesis, including advanced knowledge and digital processing of background studies. This paper examines 1221 SMEs from the Czech Republic, Slovakia, and Hungary. Those firms are chosen by random sampling method from Cribis and the Budapest Chamber of Commerce databases. Then the researchers directed an online questionnaire to collect the research data from the randomly selected firms. The researchers use Ordinal Logistic Regression Test for analysis purposes. Findings & value added: This paper's results indicate that SMEs' competitiveness does not impact SMEs' bankruptcy prediction, financial performance, or financial risk management. On the other hand, while more innovative SMEs are less likely to face bankruptcy issues than less innovative SMEs, less innovative SMEs indicate better financial performance than their more innovative counterparts. Since this paper focuses on the influences of intangible assets of SMEs (such as characteristics based on RBV and Entrepreneurial Orientation) on their tangible assets (financial performance etc.) and puts emphasis on this fact from an International perspective, this paper makes a significant contribution to the literature. Furthermore, analyzing multiple relationships between SMEs' different entrepreneurial characteristics and various financial risk concerns is another important fact that might draw prospective readers' attention.

Źródło:

Oeconomia Copernicana; 2023, 14, 1; 327-354
2083-1277

Pojawia się w:

Oeconomia Copernicana

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 82.

Tytuł:

Prawo człowieka do podstawowych usług finansowych – wyzwania globalne
The human’s right to essential financial services – global challenges

Autorzy:

Borcuch, A.

Powiązania:

https://bibliotekanauki.pl/articles/322236.pdf

Data publikacji:

2013

Wydawca:

Politechnika Śląska. Wydawnictwo Politechniki Śląskiej

Tematy:

wykluczenie finansowe
usługi finansowe
financial exclusion
financial services

Opis:

Wykluczenie finansowe stanowi coraz ważniejszy problem we współczesnych finansach. Z jednej strony w literaturze naukowej pisze się coraz więcej o innowacyjnych usługach finansowych (wpływ informacyjnych i komunikacyjnych technologii na finanse), jednak z drugiej zapomina się o narastającej liczbie osób, które tracą dostęp do usług podstawowych. Prezentowany artykuł przedstawia problemy związane z wykluczeniem finansowym i próby jego przezwyciężania w skalach europejskiej oraz globalnej.
Financial exclusion becomes a peculiar problem in contemporary finance. From one point of view, in scientific literature there are growing number of publications concerned to innovative financial services (the influence of information-communication technologies on finance). From other side, there are not much publications uprising problems of people losing access to financial services. The presented article is an effort to discuss the problems of financial exclusion and attempts to overcome this phenomenon in European and global scale.

Źródło:

Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska; 2013, 65; 47-59
1641-3466

Pojawia się w:

Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 83.

Tytuł:

ECONOMIC SECURITY CHALLENGE OF THE MODERN REGION - AN ATTEMPT TO ASSESSMENT OF SYNTHETIC

Autorzy:

Paweł, Dziekański,

Powiązania:

https://bibliotekanauki.pl/articles/891342.pdf

Data publikacji:

2018-08-21

Wydawca:

Wyższa Szkoła Bezpieczeństwa Publicznego i Indywidualnego Apeiron w Krakowie

Tematy:

security (economic
financial)
finance
financial management
synthetic indicator

Opis:

Each state , regardless of size or importance in the international arena , considers broad issues of security as a priority the policy . This article refers to the determinants shaping economic security at the local level in the context of selected elements of the economy finance ( financial security ) . Economic security is the ability of the economic system the state for such use of internal development and international economic interdependence , which will guarantee its not threatened by development. In terms of finance is a guarantee of the existence and development of the organization , which is formed by the daily effort managing change - rzających to ensure good financial condition. Therefore refers to the total number of financial decisions that we make in connection with the management of assets. Conducted surveys confirm the existence of disparities in financial condition (financial security) municipalities. In the context of the synthetic indicator is the financial condition of the municipality of Ostrowiec Św., the weakest and the rural commune Waśniów.

Źródło:

Kultura Bezpieczeństwa. Nauka – Praktyka – Refleksje; 2014, 16; 121-140
2299-4033

Pojawia się w:

Kultura Bezpieczeństwa. Nauka – Praktyka – Refleksje

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 84.

Tytuł:

Financial cooperation initiatives in Latin America: Conditions of origins, subsistence and eventual vanishing

Autorzy:

Alves, Elia Elisa Cia
Biancarelli, André Martins

Powiązania:

https://bibliotekanauki.pl/articles/1806945.pdf

Data publikacji:

2020-12-30

Wydawca:

Uniwersytet Ekonomiczny w Poznaniu

Tematy:

regional financial cooperation
financial institution building
regional institutions

Opis:

Why do countries engage in Regional Financial Cooperation (RFC) initiatives and why they may give up on them? Under which conditions are those mechanisms born and how may changes aefct their performance? Although comparative studies have been a prolific strategy to investigate RFC the focus on the experiences of a specific region may reveal new insights. eThrefore the aim of this paper is to map the existing RFC mechanisms in Latin America, seeking to identify the demand, supply and conjectural conditions behind the processes of their creation and evolution. ehT theoretical framework provides concepts from International Relations' theories concerning regional institution building. Empirically fourteen Latin American RFC initiatives are surveyed. As a result important variables explaining RFC mechanisms in Latin America are presented in the paper: demand for greater participation (sense of belonging), material and political capacity from a paymaster and macroeconomic coordination.

Źródło:

Economics and Business Review; 2020, 6, 4; 51-71
2392-1641

Pojawia się w:

Economics and Business Review

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 85.

Tytuł:

Świadomość odpowiedzialnego pożyczania
Awareness of Responsible Borrowing

Autorzy:

Kolasińska, Elżbieta

Powiązania:

https://bibliotekanauki.pl/articles/468864.pdf

Data publikacji:

2012

Wydawca:

Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN

Tematy:

responsible borrowing
awareness
financial competences
trust
financial institutions

Opis:

The issue of responsible borrowing is an interdisciplinary issue, undertaken by different social sciences and practitioners of economic life. Responsible borrowing is a credible and reliable transaction between the lender and the borrower. This commitment requires reliability of both parties. The main thesis of this article is the following: Financial competences promote responsible decision-making about borrowing money. Nowadays, financial competences are the key resources that are essential for social and economic life. This article presents the development of the awareness of responsible borrowing of money. Financial competences and trust in financial institutions are also discussed. In conclusion, it was found that financial awareness and financial competences are conducive to responsible borrowing of money.

Źródło:

Prakseologia; 2012, 152; 169-184
0079-4872

Pojawia się w:

Prakseologia

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 86.

Tytuł:

EU SINGLE FINANCIAL MARKET – PROSPECTS FOR CHANGES

Autorzy:

Mikita, Małgorzata

Powiązania:

https://bibliotekanauki.pl/articles/599632.pdf

Data publikacji:

2012

Wydawca:

Wyższa Szkoła Informatyki i Zarządzania z siedzibą w Rzeszowie

Tematy:

financial market
European Union
integration of financial markets

Opis:

The global financial crisis has revealed the weaknesses of the European financial market, which triggered the European Union (EU) work on further integration of this market. The aim of this article is to present the direction of changes concerning the integration of the EU financial market. These changes are mainly related to the issue of supervising the EU financial market, regulating the institutions operating in this market, protecting customers, improving the effectiveness of the market, its transparency and liquidity, as well as improving management in crisis situations.

Źródło:

Finansowy Kwartalnik Internetowy e-Finanse; 2012, 8, 1; 53-60
1734-039X

Pojawia się w:

Finansowy Kwartalnik Internetowy e-Finanse

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 87.

Tytuł:

Content of Disclosures Concerning Control over Financial Reporting: The Perspective of Polish Listed Companies

Autorzy:

Gad, Jacek

Powiązania:

https://bibliotekanauki.pl/articles/465600.pdf

Data publikacji:

2016-09-15

Wydawca:

Akademia Leona Koźmińskiego w Warszawie

Tematy:

financial reporting
control over financial reporting
management report

Opis:

Purpose: The aim of this study was to identify the content of disclosures presented by public companies listed on the Warsaw Stock Exchange on the internal control and risk management systems in relation to financial reporting. Methodology: The study contents were formulated with the use of literature studies. Content analysis studies and disclosure index studies were used for the study of narrative disclosures. The research was of a qualitative nature. Results: The results showed that the companies listed on the Polish capital market are still at the stage of formulating reporting practices in the area of control systems over financial reporting. It should be noted that the diversity in information presented within disclosures about control systems over financial reporting is considerable. For some companies, the disclosures are formulated at such a high level of generality that no firm conclusions can be drawn. Detailed items of disclosures presented by particular companies can be identified in the reporting practices. The findings may provide the basis for constructing an index of disclosures about control systems over financial reporting. Scope of research: The study examined disclosures about internal control and risk management systems in relation to financial reporting presented by public companies listed on the Warsaw Stock Exchange. Originality: Disclosures about internal control and risk management systems in relation to financial reporting are a relatively new issue in Polish practice. The literature studies carried out as part of the research indicate that this issue is a research gap.

Źródło:

Journal of Management and Business Administration. Central Europe; 2016, 3; 23-46
2450-7814

Pojawia się w:

Journal of Management and Business Administration. Central Europe

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 88.

Tytuł:

Ryzyko w badaniu sprawozdań finansowych
Risks in a financial statements audit

Autorzy:

Simińska, Angelika

Powiązania:

https://bibliotekanauki.pl/articles/590476.pdf

Data publikacji:

2014

Wydawca:

Uniwersytet Ekonomiczny w Katowicach

Tematy:

Ryzyko finansowe
Sprawozdanie finansowe
Financial risk
Financial Statements

Opis:

The article presents the nature of financial statements audits and the audit risks involved. It analyses the risks which must be considered by the auditor in the analysis of the financial statements and the interactions between the particular risk categories (i.e. the audit risk, the risk of material misstatem ent and the detection risk). It also concentrates on the risks usually omitted in the literature but which must be considered by the financial statements’ readers which use the financial statements in the business decisionmaking processes. The article questions the generally accepted financial statements audit model due to the significant concentration of risk resulting from the sample-based approach and the professional judgment applied by the auditor as well as resulting from the factors affecting the auditor’s independence.

Źródło:

Studia Ekonomiczne; 2014, 190; 125-134
2083-8611

Pojawia się w:

Studia Ekonomiczne

Dostawca treści:

Biblioteka Nauki

/5

Artykuł

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Skocz do pozycji: 89.

Tytuł:

Unia bankowa a stabilność systemu finansowego UE

Autorzy:

Mikita, Małgorzata

Powiązania:

https://bibliotekanauki.pl/articles/630257.pdf

Data publikacji:

2017

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

Banking union, Bank supervision, Financial sustainability, Financial system

Opis:

Banking union is a new concept of the European Union in the field of financial market. The project aim is to strengthen the financial system and increase its resistance to crises that may arise in the future. This article aims to analyse the impact of the banking union on the stability of the financial system in the EU. Three pillars of the banking union are taken into account: single supervisory mechanism, single resolution mechanism and single deposit guarantee scheme. The author argues that the banking union can contribute to the stability of the financial system in the EU, but it cannot guarantee it

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2017, 1; 75-88
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 90.

Tytuł:

Financial Inclusion, Growth and Inequality: A Model Application to Colombia

Autorzy:

Karpowicz, Izabela

Powiązania:

https://bibliotekanauki.pl/articles/565672.pdf

Data publikacji:

2016

Wydawca:

Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania

Tematy:

Financial deepening
financial inclusion
access to finance
inequality

Opis:

Financial inclusion has been one of the key pillars of Colombia’s development strategy for a number of years. Financial inclusion policies have aimed at channeling microcredit to poor, spreading formal banking system usage, fostering electronic payment acceptance, and making financial services more affordable. Using simulations from a general equilibrium model it is possible to identify the most binding financial sector frictions that preclude financial inclusion of enterprises, and study the effects on growth and inequality of efforts to remove these frictions. The study finds that lowering contraints on collateral promises higher growth while inequality is better tackled through measures that lower the financial participation cost

Źródło:

Journal of Banking and Financial Economics; 2016, 2(6); 68-89
2353-6845

Pojawia się w:

Journal of Banking and Financial Economics

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 91.

Tytuł:

The COVID-19 pandemic and the functioning of financial institutions in Poland. Cybersecurity issues.

Autorzy:

Pelc, Paweł

Powiązania:

https://bibliotekanauki.pl/articles/1991098.pdf

Data publikacji:

2021-03-04

Wydawca:

Akademia Sztuki Wojennej

Tematy:

cybersecurity
financial institutions
COVID-19
financial-market supervision

Opis:

The COVID-19 pandemic has significantly influenced the functioning and organisation of financial institutions in Poland and the cybersecurity mechanisms associated with it, due to the change in the model of functioning of these institutions. Changes to the way institutions function have been introduced under the influence of evolving restrictions and regulations, often in a manner which went beyond previously planned scenarios of action. The experience gained in this way should be included in the business continuity plans and procedures of financial institutions. It is also worth considering what changes should be permanently implemented by financial institutions, and what adaptations in the field of cybersecurity will be required. These adjustments should take place in interaction with the Polish Financial Supervision Authority, to maintain an appropriate level of security and quality of services rendered.

Źródło:

Cybersecurity and Law; 2020, 3, 1; 93-101
2658-1493

Pojawia się w:

Cybersecurity and Law

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 92.

Tytuł:

An Evolutionary Perspective on the Endogenous Instability of Capitalist Dynamics

Autorzy:

Klapkiv, Lyubov
Ulgen, Faruk

Powiązania:

https://bibliotekanauki.pl/articles/2167585.pdf

Data publikacji:

2022-11-30

Wydawca:

Uniwersytet Warszawski. Wydział Nauk Ekonomicznych

Tematy:

financial regulation
financial crisis
innovation
institutionalist
evolutionary approaches

Opis:

This article is a theoretical and conceptual exploration into the study of the dynamics of financial innovations and their consequences in market economies. Drawing upon the works of Schumpeter and Minsky in an institutionalist and evolutionary tradition, the article puts forward the monetary and financial features of the 21st century economies and the recurrent systemic financial instabilities generated within the context of the financialization process. It then calls for alternative regulatory reforms capable of leading to sustainable economic development. The originality of the analysis lies in the fact that the micro-dynamics of innovations may result in both creative and destructive outcomes since there are some crucial differences between entrepreneurial innovations à la Schumpeter as the positive force in economic development, and financial innovations à la Minsky as the source of instabilities. The article then focuses on the weaknesses and inconsistencies of loosely regulated financial markets and suggests a few principles for rele-vant financial regulation in an endogenously unstable economy. The main contribution of the article is that financial stability must be regarded as a public good to be provided by an economy-wide regulatory framework under the supervision of a visible public hand. The study of the conditions of financial stability proves to be a matter of a specific social dilemma—opposition between private and public interests—that concerns the organisation and management of financial markets at the macroeconomic level. Such a dilemma leads to the ultimate regulatory issue of spurring the innovation dynamics of financial markets while ensuring systemic stability and sustainability through an appropriate regulatory and supervisory environment.

Źródło:

Central European Economic Journal; 2022, 9, 56; 291-308
2543-6821

Pojawia się w:

Central European Economic Journal

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 93.

Tytuł:

Statyczna ocena płynności finansowej przedsiębiorstwa - ujęcie teoretyczne
Static Assessment of the Financial Liquidity of the Enterprise - Theoretical Aspects

Autorzy:

Kuciński, Andrzej

Powiązania:

https://bibliotekanauki.pl/articles/1826471.pdf

Data publikacji:

2018

Wydawca:

Politechnika Gdańska

Tematy:

financial analysis
financial liquidity
financial liquidity ratios
analiza finansowa
płynność finansowa
wskaźniki płynności finansowej

Opis:

Maintaining financial liquidity is one of the main goals of the company’s short-term financial management. The importance of the problem is emphasized by the fact that the maintenance of financial liquidity in an enterprise determines its current and future functioning. Thus, from the point of view of analysis and assessment of financial liquidity, its measurement is important. The article presents more extensively one of the financial liquidity intakes – static liquidity, the concept of which is based on information from the balance sheet. This approach is often used in the analysis of financial liquidity despite the objections raised in the literature. As part of the study, in accordance with its purpose, various financial liquidity approaches were presented, including the recognition of the static liquidity and the cognitive value of the static analysis of the company’s financial liquidity was assessed.
Utrzymanie płynności finansowej jest jednym z głównych celów stawianych w ramach krótkoterminowego zarządzania finansami przedsiębiorstwa. Ważność problemu podkreśla to, że zachowanie płynności finansowej w przedsiębiorstwie determinuje jego bieżące oraz przyszłe funkcjonowanie. Tym samym z punktu widzenia analizy i oceny płynności finansowej istotny jest jej pomiar. W artykule przedstawiono szerzej jedno z ujęć płynności finansowej - płynność statyczną, której koncepcja opiera się na informacjach pochodzących z bilansu. Podejście to jest często wykorzystywane w analizie płynności finansowej pomimo wysuwanych zastrzeżeń w literaturze. W ramach opracowania, zgodnie z jego celem, przedstawiono różne ujęcia płynności finansowej, w tym ujęcie płynności statycznej oraz dokonano oceny wartości poznawczej statycznej analizy płynności finansowej przedsiębiorstwa.

Źródło:

Przedsiębiorstwo we współczesnej gospodarce - teoria i praktyka; 2018, 2, 25; 93-104
2084-6495

Pojawia się w:

Przedsiębiorstwo we współczesnej gospodarce - teoria i praktyka

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 94.

Tytuł:

The analysis of the financial condition of the Moscow exchange and the accompanying financial risks ment
Analiza kondycji finansowej moskiewskiej giełdy papierów wartościowych i towarzyszące ryzyko finansowe

Autorzy:

Girinsky, A.
Bystryakov, A.
Rybakova, O.
Akhmedov, F.
Savenkova, E.
Abramov, G.
Grigorieva, E.

Powiązania:

https://bibliotekanauki.pl/articles/203231.pdf

Data publikacji:

2018

Wydawca:

Politechnika Poznańska. Wydawnictwo Politechniki Poznańskiej

Tematy:

financial risks
exchange structure
financial institutions
financial stability
financial market
ryzyko finansowe
struktura wymiany
instytucje finansowe
stabilność finansowa
rynek finansowy

Opis:

In article questions of the analysis of the financial risks connected with activity of financial institutions and first of all exchange structure are considered. The problem of increase of financial stability of the exchange is analyzed, potential and real risks are considered. On the basis of the analysis which is carried out in work the most important risks are revealed. Various classifications of risks are presented and sub classifications of each of groups are established. During the analysis the role of inflation and inflationary risks, and also their influences on financial stability of financial institutions and the exchange is studied. Also deflationary risks, currency risks and risks of an investment of the capitals are considered. Manifestation of risks at portfolio and real investments are analyzed. The separate group of risks connected with the organization of activity of the company is allocated reverse, settlement and commercial risks Are considered. The technique of risks of Global Association of Risk Professionals is considered. In work the main coefficients defining financial stability of the company are calculated. In some cases the behavior of various risks as a result of application of a technique of IFRS is analyzed. The financial condition of the Moscow Exchange for the last five years with identification of key parameters of development is in detail analyzed. As conclusions on work the most essential risks in activity of the exchange are specified.
W artykule przedstawiono analizę ryzyka finansowego związanego z działalnością instytucji finansowych Moskiewskiej Giełdy Papierów Wartościowych. Dokonano klasyfikacji ryzyk i ustalono podklasyfikację każdej z przyjętych grup. Podjęty problem badawczy uwzględnia również rola inflacji i ryzyka inflacyjnego, a także ich wpływ na stabilność finansową instytucji finansowych i giełdę. Konkluzja pracy przedstawia najważniejsze ryzyka związane z działalnością giełdy.

Źródło:

Zeszyty Naukowe Politechniki Poznańskiej. Organizacja i Zarządzanie; 2018, 76; 99-112
0239-9415

Pojawia się w:

Zeszyty Naukowe Politechniki Poznańskiej. Organizacja i Zarządzanie

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 95.

Tytuł:

Sytuacja finansowa na Ukrainie i środki zapewniające jej stabilność w czasie wojny
Ensuring the Stability of the Financial System in Ukraine During the War

Autorzy:

Pshik, Bogdan
Oleynyuk, Roman

Powiązania:

https://bibliotekanauki.pl/articles/2054038.pdf

Data publikacji:

2022-04-14

Wydawca:

Bankowy Fundusz Gwarancyjny

Tematy:

system finansowy
stabilność finansowa
instytucje finansowe
rynki finansowe
bank centralny
financial system
financial stability
financial institutions
financial markets
central bank

Opis:

Celem artykułu jest prezentacja sytuacji finansowej Ukrainy w czasie trwającej wojny z Rosją i ukazanie działań podejmowanych przez ukraińskie państwo, aby zapewnić stabilność systemu finansowego w ekstremalnej sytuacji. Przedstawiono decyzje Narodowego Banku Ukrainy, mające na celu ograniczenie inflacji, utrzymanie stabilności narodowej waluty (hrywny) i systemu bankowego. Scharakteryzowano źródła pomocy finansowej dla Ukrainy z uwzględnieniem możliwości wewnętrznych i pomocy międzynarodowej. Ponadto, ukazano zadania stojące przed państwem ukraińskim, które pozwolą na jego odbudowę gospodarczą, społeczną i polityczną po zakończeniu zmagań wojennych. W pracy wykorzystano oficjalne materiały Narodowego Banku Ukrainy, Ministerstwa Finansów, Ministerstwa Polityki Społecznej oraz Państwowej Służby Statystycznej Ukrainy.
The aim of this article is to present the financial situation in Ukraine during the on-going war with Russia and present the efforts undertaken by Ukrainian officials to ensure the stability of the financial system in extreme circumstances. The author describes the decisions of Ukraine’s National Bank which aim to curb inflation as well as ensure the stability of the national currency (hryvna) and the banking system. Sources of financial help for Ukraine, both internal and international, are also considered. The article also touches upon the challenges facing Ukraine in terms of financial, social and political recovery after the war ends. The article includes materials of the National Bank of Ukraine, the Ministry of Finance of Ukraine, the The Ministry of Social Policy of Ukraine and the State Statistics Service of Ukraine.

Źródło:

Bezpieczny Bank; 2022, 86, 1; 65-79
1429-2939

Pojawia się w:

Bezpieczny Bank

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 96.

Tytuł:

Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki
Personal financial planning (personal financial management) with the participation of financial advisers – significance for households and the economy

Autorzy:

Waliszewski, Krzysztof

Powiązania:

https://bibliotekanauki.pl/articles/526078.pdf

Data publikacji:

2014-11-15

Wydawca:

Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania

Tematy:

planowanie finansów osobistych zarządzanie finansami osobistymi doradztwo finansowe
doradca finansowy
personal financial planning
personal financial management financial advising
financial advisor

Opis:

W artykule zaprezentowano koncepcję finansów osobistych i zarządzania nimi oraz scharakteryzowano relatywnie nowy zawód wśród profesji finansowych w Polsce – doradcę finansowego, a także ukazano związki między zarządzaniem finansami osobistymi na poziomie poszczególnych gospodarstw domowych a kreowaniem podstaw wzrostu gospodarczego w całej gospodarce oraz przeciwdziałanie problemom społecznym. Hipotezą artykułu jest stwierdzenie, że planowanie finansów osobistych zwiększa efektywność gospodarowania dostępnymi środkami finansowymi przez gospodarstwo domowe, m.in. poprzez kształtowanie nawyku oszczędzania celowego, w długim okresie prowadzi do zwiększenia bogactwa gospodarstwa domowego, zwiększa świadomość finansową – kredytową, inwestycyjną, emerytalną i ubezpieczeniową poszczególnych jego członków, co korzystnie wpływa na gospodarkę na poziomie makroekonomicznym. Wobec deficytu dostatecznej wiedzy w gospodarstwach domowych, czasu na porównywanie ofert, braku doświadczenia na rynku usług finansowych, zaangażowanie w ten proces podmiotu zewnętrznego jest ekonomicznie zasadne.
The article presents the concept of personal finance and its management, as well as a characterization of a relatively new profession among financial professions in Poland – a personal financial advisor. It also shows the relationship between the management of personal finance at the level of individual households and creating foundations of economic growth in the whole economy and tackling social problems. The hypothesis of this article is a statement that the personal financial planning increases the effectiveness of management of available financial resources of the household, for example byforming the habit of intentional saving,and in the long term increases the household wealth as well as the financial awareness – with regards to credit, investment, pension and insurance of its individual members, which has a positive effect on the economy at the macro level. The involvement of external entity in this process is economically justified to the household deficit of sufficient knowledge, the time to compare offers, the lack of experience in the financial services market.

Źródło:

Problemy Zarządzania; 2014, 4/2014 (48) t.1; 204 - 221
1644-9584

Pojawia się w:

Problemy Zarządzania

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 97.

Tytuł:

DISCLOSURES ON CONTROL OVER FINANCIAL REPORTING: THE REPORTING PRACTICE OF BANKS LISTED ON THE WARSAW STOCK EXCHANGE

Autorzy:

Gad, Jacek

Powiązania:

https://bibliotekanauki.pl/articles/599382.pdf

Data publikacji:

2015

Wydawca:

Wyższa Szkoła Informatyki i Zarządzania z siedzibą w Rzeszowie

Tematy:

banks
financial reporting
disclosures
control over financial reporting

Opis:

The purpose of this paper is to identify the effects of the implementation of selected regulations on corporate governance in the reporting practice of banks listed on the Warsaw Stock Exchange. The survey examined the disclosures concerning the main features of the internal control and risk management systems in relation to financial reporting in banks. Research studies on disclosures related to control over financial reporting have not yet been conducted. The paper uses a research method involving the analysis of annual reports disclosed by banks. The method of induction was used in the process of inference. The results of the study indicate that in the practice of reporting of banks listed on the Warsaw Stock Exchange in 2011, there was no uniform reporting form in terms of the presentation of information on internal control or risk management systems in relation to financial reporting. The disclosures were different both in terms of level of detail and content. In some banks disclosures were drawn at a high level of generality.

Źródło:

Finansowy Kwartalnik Internetowy e-Finanse; 2015, 11, 1; 1-10
1734-039X

Pojawia się w:

Finansowy Kwartalnik Internetowy e-Finanse

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 98.

Tytuł:

Innowacje w działalności bankowej w świetle przeciwdziałania zjawisku wykluczenia finansowego w Polsce

Autorzy:

Cichowicz, Ewa
Nowak, Agnieszka K.

Powiązania:

https://bibliotekanauki.pl/articles/630543.pdf

Data publikacji:

2017

Wydawca:

Szkoła Główna Handlowa w Warszawie

Tematy:

Innovative character, Financial exclusion, Financial education, Commercial banks

Opis:

The goal of this article is to answer the question on the importance of innovations introduced by banks in Poland from the perspective of counteracting the processes related to financial exclusion of social groups. Conseąuently, selected innovative Solutions have been considered, contributing to improving the availability of banks' offer. To accomplish this goal, we conducted an in-depth analysis of the subject literature. On this basis, the most important concepts for the subject - innovation and financial exclusion - were analysed. Subseąuently, the content of the websites of selected banks operating in Poland was reviewed. Thanks to this, it was possible to identify innovations that could help to limit financial exclusion. In addition, information of what methods and tools are used by other institutions (including international ones) in the fight against financial exclusion were also used

Źródło:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2017, 2; 179-196
2082-0976

Pojawia się w:

Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace

Dostawca treści:

Biblioteka Nauki

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Skocz do pozycji: 99.

Tytuł:

Personal financial planning in Poland against the background of international experience

Autorzy:

Waliszewski, Krzysztof

Powiązania:

https://bibliotekanauki.pl/articles/950708.pdf

Data publikacji:

2014

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

personal finance
household finance
financial literacy
financial advisor

Opis:

The objective of this article is to present a profession personal financial advisor in Poland against the background of an international perspective ( the USA, the United Kingdom and the EU). The main hypothesis of this article is as follows: personal financial planning in Poland is developing area and its role will be growing in the future, especially in the pension, investment, insurance and credits area, but this growth will depend on the growth of economic and financial literacy, the enrichment of Polish society and the creation of public confidence towards the personal financial advisor profession. The auxiliary hypothesis of the article is as follows: the main barriers in the development of the financial advisor profession in Poland are low financial knowledge/financial literacy, lack of awareness in the benefits of personal financial planning and advising, reluctance to pay for professional financial advice, low savings rate and lack of regular savings habit and the low level of advice services’ market regulation. Verification of the hypothesis will base on literature study and own study executed among independent personal financial advisors.

Źródło:

Financial Sciences. Nauki o Finansach; 2014, 4(21); 111-134
2080-5993
2449-9811

Pojawia się w:

Financial Sciences. Nauki o Finansach

Dostawca treści:

Biblioteka Nauki

/5

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Skocz do pozycji: 100.

Tytuł:

Financial reporting in the USA: use of the IFRS

Autorzy:

Brabec, Zdeněk

Powiązania:

https://bibliotekanauki.pl/articles/951028.pdf

Data publikacji:

2013

Wydawca:

Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu

Tematy:

financial accounting
financial statements
IFRS
U.S. GAAP

Opis:

The United States of America can be considered an economic superpower with the biggest and most important capital market in the whole world. To enable the efficient functioning of this market, as well as to ensure investor protection, the companies whose securities are traded on the US capital market are obliged to prepare their financial statements according to a single set of understandable and enforceable global accounting standards. This article focuses on financial reporting required for listed companies in the USA. Firstly, the development of financial reporting is mentioned and then the convergence between IFRS and U.S. GAAP is briefly described. After that, the use of IFRS in the USA and the possible implications for the US capital market are analysed.

Źródło:

Financial Sciences. Nauki o Finansach; 2013, 2 (15); 23-36
2080-5993
2449-9811

Pojawia się w:

Financial Sciences. Nauki o Finansach

Dostawca treści:

Biblioteka Nauki

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