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Tytuł:
Threats to Polands Internal Security during the Fight against the COVID-19 Virus Pandemic
Autorzy:
Tabis, Dominika
Powiązania:
https://bibliotekanauki.pl/articles/2056253.pdf
Data publikacji:
2021
Wydawca:
Uniwersytet Marii Curie-Skłodowskiej. Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej
Tematy:
COVID-19, pandemic, Poland, safety, threats
Opis:
The analysis of threats to Poland's internal security during the first year of the fight against the COVID-19 virus pandemic was the aim of the article. The study was based on the theoretical assumptions of this phenomenon and the most important determinants in the area of the political system, social peace and public order, which led to the disruption of the existing social order. The research was based on the descriptive concept and qualitative data analysis, with the interpretation of information contained primarily in the literature on the subject, normative acts, recent scientific studies, as well as media reports. The study ended with a positive verification of the following hypotheses: 1) Actions taken by the government during the fight against the COVID-19 virus pandemic posed threats to Poland's internal security and 2) During the first year of the fight against the pandemic, events occurred that disrupted internal security in the systemic area, social peace and public order.
Źródło:
Annales Universitatis Mariae Curie-Skłodowska, sectio K – Politologia; 2021, 28, 2; 89-100
1428-9512
2300-7567
Pojawia się w:
Annales Universitatis Mariae Curie-Skłodowska, sectio K – Politologia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The impact of the COVID-19 pandemic on the German banking industry – a critical analysis of regulatory easing for banks
Autorzy:
Hastenteufel, Jessica
Haag, Anke
Eschenröder, Maria
Powiązania:
https://bibliotekanauki.pl/articles/2135744.pdf
Data publikacji:
2022
Wydawca:
Akademia Górniczo-Hutnicza im. Stanisława Staszica w Krakowie. Wydawnictwo AGH
Tematy:
COVID-19 pandemic
banking
banking supervision
Opis:
The COVID-19 pandemic was a challenge for all aspects of life. Besides others, this includes health and social life as well as the overall state of the economy. To contain the spread of the coronavirus, governments throughout the world imposed temporary closures (lockdowns). The banking industry was affected by these lockdowns in multiple ways. To mitigate the potential negative impact of the COVID-19 pandemic on banks, the national and international supervisory authorities passed comprehensive measures. The aim of this paper is to highlight the main regulatory facilitations for German banks by focusing on measures regarding capital buffers and the operating areas of banks. Besides this, an expert study was conducted to analyze how the measures are perceived by German banks and to develop recommendations for action. The results of the study show that the measures have mainly had a signaling effect on banks. However, measures like the easing of capital requirements are also related to higher risks for the banks. The results illustrate that most banks have hesitated in taking these additional risks if they can avoid them, with other measures like general moratoria on payments considered helpful. Overall, the results demonstrated that the experts prefer a cautious approach to using the easing measures.
Źródło:
Managerial Economics; 2021, 22, 2; 95--112
1898-1143
Pojawia się w:
Managerial Economics
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Evaluation of Noise Pollution in Bengaluru City, India During COVID-19 Pandemic
Autorzy:
Anjum, Saima
Kumari, Anupma
Powiązania:
https://bibliotekanauki.pl/articles/2141634.pdf
Data publikacji:
2022
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
noise pollution
Bengaluru
COVID-19 pandemic
Opis:
Most of the Indian cities and towns have been facing serious traffic noise pollution due to urbanization, substantial growth of new vehicles, inadequate road network, etc. Automotive traffic, railroads, and air traffic are the most common sources of noise pollution in cities, with vehicular traffic accounting for around 55% of overall metropolitan noise. Prolonged exposure to such loud noise causes anger, stress, mental diseases, discomfort, hypertension, concentration problems, and sleeplessness. This study aims to investigate the effects of COVID-19 societal lockdown on changes in the noise pollution levels before, during, and after the lockdown period in various industrial, commercial, residential, and silence zones in Bengaluru, India, in light of the recent imposition of COVID-19 societal lockdown. According to data acquired from the KSPCB (Karnataka State Pollution Control Board) online portal, the average noise levels before and during lockdown were determined to be in the range of 59.4 dB to 70.9 dB and 58.2 dB to 62.7 dB for different zones. During the lockdown, all commercial, industrial and educational activities were closed to limit the spread of infection, resulting in usage of private and commercial transportation declining dramatically. Reduction in the noise level was observed during the lockdown in all monitoring stations of Bengaluru, except for Indira Gandhi Institute of Child Health, where the noise level didn’t decline because of a COVID emergency. Maximum reduction was observed in the commercial area (11.56%) followed by industrial areas (8.34%). The result further indicated that only the industrial area experienced an increase of 8.41% in noise level, while other areas experienced a reduction in a noise level during the early post-lockdown. During the mid and late post-lockdown periods, most locations experienced a rapid spike in the noise intensity.
Źródło:
Archives of Acoustics; 2022, 47, 2; 131-140
0137-5075
Pojawia się w:
Archives of Acoustics
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Organization and analysis of costs related to the participation of judo athletes in international competitions during the pandemic period
Autorzy:
Koteja, Piotr Michał
Gaweł, Sylwester
Małodobry, Zbigniew
Powiązania:
https://bibliotekanauki.pl/articles/21976928.pdf
Data publikacji:
2023-09-30
Wydawca:
Wyższa Szkoła Finansów i Prawa w Bielsku-Białej
Tematy:
Judo
sport management
Covid-19 pandemic
Opis:
The COVID-19 pandemic, emerging a century after the Spanish flu, posed unprecedented challenges to global health and various sectors, including sports. This article examines the profound impact of the pandemic on the sport of judo, exploring the adaptations, protocols, and challenges faced by the International Judo Federation (IJF), athletes, and organizers. The study analyzes the dynamics of the virus, preventive measures, and the development of judo-specific protocols, highlighting the need for a collective global response. Unique challenges faced by judo athletes, coaches, and organizers are discussed, including changes in training processes, isolation measures, and the economic impact on the sports industry. The study presents a detailed overview of the IJF's COVID-19 protocol, encompassing vaccination requirements, testing procedures, and entry conditions for participants. The judo community's response to the pandemic is contextualized within the broader context of global sports, emphasizing the need for innovative solutions and collaborative efforts. The article concludes with a comprehensive analysis of the financial implications of the pandemic on judo competitions, revealing a substantial increase in costs due to health and safety protocols. The global economic impact on the sports industry is outlined, emphasizing the need for targeted assistance and the exploration of digital solutions.
Źródło:
Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej; 2023, 27, 3; 92-96
2543-9103
2543-411X
Pojawia się w:
Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
O męczeństwie rozumu i zarazie świata
Autorzy:
Wróblewska-Jachna, Joanna
Powiązania:
https://bibliotekanauki.pl/articles/29520240.pdf
Data publikacji:
2022-12-21
Wydawca:
Uniwersytet Bielsko-Bialski
Tematy:
Covid-19 pandemic
critique
contemporary culture
Opis:
The book published last year records experiences and meditations on the time of the COVID-19 pandemic. The topics of the publication include: the author’s observations of contemporary culture, the deconstruction of the axionormative order and emerging of culturally foreign social worlds. The author shares his views on the nature of observed changes as well as their sources. The adapted cognitive perspective is concentrated around the rich legacy of the social sciences of Catholic Church.
Źródło:
Świat i Słowo; 2022, 38, 1; 505-512
1731-3317
Pojawia się w:
Świat i Słowo
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The Impact of the COVID-19 Pandemic on the Financial Performance of Polish Public Hospitals Owned by Local and Regional Governments
Autorzy:
Wójtowicz, Katarzyna
Wójtowicz, Jan
Ujazda, Damian
Powiązania:
https://bibliotekanauki.pl/articles/2168393.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Marii Curie-Skłodowskiej. Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej
Tematy:
financial performance
public hospitals
COVID-19 pandemic
Opis:
Theoretical background: The COVID-19 pandemic has put a great strain on healthcare systems and hospitals. Although the effects of COVID-19 have affected almost all aspects of the economies and health systems of most countries around the world, relatively little research has been done on the consequences of the pandemic on the financial performance of hospitals around the world. This literature gap is mainly the result of a short research period and difficulties in obtaining reliable and good quality empirical data. The review of the literature shows that the impact of the COVID-19 pandemic on the financial performance of hospitals is ambiguous. Most of them focused primarily on the first year of the pandemic and were mostly based on fragmentary financial data and sometimes only on the case study method.Purpose of the article: The purpose of this article is to evaluate the impact of the COVID-19 pandemic on the financial performance of the largest public hospitals owned by local and regional governments. The research, covering mainly the years 2019–2021, was carried out based on financial statements obtained from 40 public hospitals in the form of independent public healthcare institutions (SPZOZ).Research methods: To assess the impact of the COVID-19 pandemic on the financial performance of Polish hospitals, a ratio analysis was carried out. Due to the specificity of public health facilities, ratios included in the Ministry of Health Regulation of 12 April 2017 were used, which refer mainly to independent public healthcare facilities.Main findings: The research revealed that the COVID-19 pandemic contributed to the deterioration of the financial performance of Polish public hospitals owned by local and regional governments. However, the impact was not dramatic, but only intensified the financial difficulties experienced by Polish hospitals before.
Źródło:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia; 2022, 56, 3; 187-204
0459-9586
2449-8513
Pojawia się w:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Impact of the Covid-19 pandemic on the activities and implementation of polish research institutes and their statutory activities in 2020–2021
Autorzy:
Barcikowska, Renata
Powiązania:
https://bibliotekanauki.pl/articles/11541752.pdf
Data publikacji:
2022-12-30
Wydawca:
Sieć Badawcza Łukasiewicz - Instytut Lotnictwa
Tematy:
COVID-19 pandemic
research institutes
science
economy
Opis:
This is a research article whose main objective is to discuss the impact of the COVID-19 pandemic on the activities of research institutes in Poland. The sources of the paper are the results of surveys conducted twice in 2020, on a selected sample of research institutes associated with the Main Council of Research Institutes. For the purposes of the article, surveys of the literature and available sources were made, and the method of analysis and synthesis was applied. The article closes with a summary containing the most important conclusions.
Źródło:
Marketing Instytucji Naukowych i Badawczych; 2022, 46, 4; 59-74
2353-8414
Pojawia się w:
Marketing Instytucji Naukowych i Badawczych
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Adaptation of Students to Educational Changes Caused by the COVID-19 Pandemic
Autorzy:
Pituła, Beata
Grzyb, Barbara
Powiązania:
https://bibliotekanauki.pl/articles/1964352.pdf
Data publikacji:
2021-12-31
Wydawca:
Wydawnictwo Adam Marszałek
Tematy:
adaptation
students
COVID-19 pandemic
distance learning
Opis:
The article presents research results obtained as part of the implemented project regarding identification of the process of adaptation of students to the conditions of new education caused by the pandemic. The opinions of students have been obtained by means of a diagnostic survey. They allowed to reconstruct individual adaptation models adopted by the students in response to distance learning and need to adjust to the education process during lockdown.
Źródło:
The New Educational Review; 2021, 66; 47-56
1732-6729
Pojawia się w:
The New Educational Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Relacje pomiędzy samorządem terytorialnym a administracją rządową w warunkach pandemii covid-19
Autorzy:
Bojarowicz, Tomasz
Powiązania:
https://bibliotekanauki.pl/articles/2050266.pdf
Data publikacji:
2021-01-11
Wydawca:
Uniwersytet Rzeszowski. Wydawnictwo Uniwersytetu Rzeszowskiego
Tematy:
local government
government administration
COVID-19 pandemic
Opis:
The aim of the study is to show the mutual relations between the government administration and local government units in the conditions of the COVID-19 pandemic. The article uses the decision-making method in order to analyse the actions taken and the decision-making process. Discourse analysis is used to study the communication process between the government administration and local government administration. To analyse the legal acts adopted during the pandemic, an institutional and legal analysis was used. New, serious challenges related to the COVID-19 pandemic did not change the difficult, tense relations between the local government and the central administration, nor did they weaken the conflict between them. In the period of the epidemic, the current animosities, which had existed even before its outbreak, were reinforced. They were related to the dispute between the omnipotence of the state and decentralist tendencies. Additionally, new discrepancies, resulting from the consequences of the epidemic and radical actions taken in relation to it, arose.
Źródło:
Polityka i Społeczeństwo; 2020, 18, 4; 61-72
1732-9639
Pojawia się w:
Polityka i Społeczeństwo
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Academic education during the COVID-19 pandemic – polish and italian experience
Autorzy:
Marek, Lidia
Polenta, Stefano
Warzocha, Tomasz
Powiązania:
https://bibliotekanauki.pl/articles/2130212.pdf
Data publikacji:
2021
Wydawca:
Uniwersytet Zielonogórski. Oficyna Wydawnicza
Tematy:
academic education
learning process
COVID-19 pandemic
Opis:
The diagnoses and empirical analyses described in the article were linked by a common research problem expressed in the question about the experiences of academic entities in the field of remote education in the situation of the SARS-CoV-2 epidemic. The international research reported in the text, however, was conducted in an extra-coordinated situation (to a large extent during the lockdown period), applying two methodological approaches in complementary quantitative and qualitative procedures. Elements of a diagnostic survey (in Polish studies) and an analysis of the content of documents (in Italian studies) were used. The application of the indicated procedures allowed to obtain a complementary image of the experiences of higher education entities in the research situation outlined. The empirical analyses presented in the text allow for the formulation of certain common conclusions resulting from the reported international research. The international and global experience is a novelty of the epidemic situation in which remote education was implemented. The necessity arose to focus on the new conditions of relations between entities in academic education, which differ from traditional direct contact, as already indicated to us by Socrates and Plato. The lockdown changed these relationships. The everyday life of universities has been disrupted, which requires new solutions for the organisation of the educational process.
Źródło:
Dyskursy Młodych Andragogów; 2021, 22; 171-182
2084-2740
Pojawia się w:
Dyskursy Młodych Andragogów
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Gaps in online education in the times of a pandemic in the opinion of polish and kenyan students
Autorzy:
Babicka-Wirkus, Anna
Cywiński, Aleksander
Muoki Joshua, Stephen
Walat, Wojciech
Powiązania:
https://bibliotekanauki.pl/articles/2130216.pdf
Data publikacji:
2021
Wydawca:
Uniwersytet Zielonogórski. Oficyna Wydawnicza
Tematy:
academic education
learning process
COVID-19 pandemic
Opis:
The authors aim to answer the research question: ‘What do you miss most about online education?’. The rationale for the research is that this form of education is likely to continue to be used. Referring to the quality strategy, the authors concentrate on the meaning of words used in responses to the above-mentioned open question, which was part of the research on the ‘Socio-technological aspects of academic education during the pandemic – from an international perspective’. The tool used was an electronic questionnaire, which was completed by 796 respondents from Poland, including 678 students and 118 academic teachers, as well as 41 students from Kenya. The questionnaire consisted of 31 closed and 6 open questions. The responses of Polish students and academic teachers, as well as Kenyan students, indicate the following categories: ‘contact’, ‘organisation’ and ‘technical dimension’. It forms an image of a specifically understood craft, work performed in separation, and the place of residence. The component in the form of modern technologies only modernises the educational process but does not make it satisfactory for either party of the aforementioned social relationship. The conclusion that can be drawn from the research is as follows: in the face of the COVID-19 pandemic, the primary task is to reorganise the contact between students and academic teachers in such a way that it is possible to achieve the assumed learning outcomes.
Źródło:
Dyskursy Młodych Andragogów; 2021, 22; 183-195
2084-2740
Pojawia się w:
Dyskursy Młodych Andragogów
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Praktyki religijne zapośredniczone medialnie jako alternatywa dla tradycyjnej religijności Polaków w czasie pandemii COVID-19
Autorzy:
Boguszewski, Rafał
Powiązania:
https://bibliotekanauki.pl/articles/2130978.pdf
Data publikacji:
2022-06-01
Wydawca:
Polskie Towarzystwo Religioznawcze
Tematy:
religiosity
religious practices
mediatization
COVID-19 pandemic
Opis:
Faith and religious commitment endure as the distinguishing features of Poles when compared with other countries in Europe. However, these traits also been affected by the COVID-19 pandemic and its aftermath. Due to the limitations that accompanied Poles as the pandemic unfolded, traditional participation in religious practices could not always match the same scale and extent from before the pandemic. Consequently, some discontinued or reduced their religious involvement, while others would look for alternative forms of participation in religious practices, e.g. via radio, television or the Internet. Based on the results of quantitative research (CAWI) carried out using an online panel during the second (N = 1,072) and third wave of the pandemic (N = 1,080), the paper sets out to answer the following questions: (1) how has the religiosity of Poles changed during the pandemic?; (2) have Poles participated in religious practices via television, radio and internet?; (3) do Poles treat television, radio and online religious practices as an alternative to traditional religiosity?
Źródło:
Przegląd Religioznawczy; 2022, 2/284; 3-16
1230-4379
Pojawia się w:
Przegląd Religioznawczy
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Nutritional and lifestyle factors determining the problem of overweight and obesity among teenagers and youth during the COVID-19 pandemic : a comparative survey study among Poles and Belarusians
Autorzy:
Piecewicz-Szczęsna, Halina
Nieradko-Iwanicka, Barbara
Ręka, Gabriela
Nowak, Emilia
Maksymowicz, Marcela
Machowiec, Piotr
Surmach, Marina
Khilmonchik, Natalya
Valynets, Maryna
Powiązania:
https://bibliotekanauki.pl/articles/32875805.pdf
Data publikacji:
2022
Wydawca:
Polskie Towarzystwo Medycyny i Techniki Hiperbarycznej
Tematy:
overweight
obesity
children
youth
COVID-19 pandemic
Opis:
Introduction: The prevalence of obesity is increasing worldwide, especially among youth. The main cause of obesity in young people is a combination of excessive caloric intake and reduced physical activity. In addition to individual dietary and physical activity behaviors, genetic predisposition, socioeconomic and environmental factors, and comorbidities may contribute to obesity. Aim: The study aims to examine and compare the factors determining food preferences and habits as well as the occurrence of overweight and obesity among teenagers and youth in Poland and Belarus. Material and methods: An anonymous questionnaire consisting of 58 questions based on the Eating Behavior Questionnaire (QEB) was used. Responses were received from 700 young people from Poland and 690 from Belarus, some of whom were rejected. The data was collected in May and June 2021 and analyzed in the Statistica program (statistically significant results at p<0.05). The research was financed by a grant from the Polish National Agency for Academic Exchange. Results: The study group was divided into four groups in terms of age and nationality: Poles <20 years old (428 people), Belarusians <20 years old (222 people), Poles 20-29 years old (210 people), and Belarusians 20-29 years old (295 people ). The correct BMI had 66.7%, 74.3%, 70.7%, and 71.2% of the respondents, respectively (p=0.057; p=0.888). In both age groups, in the Mann-Whitney U test, there are significant differences in the number of meals per day (p<0.001) - Poles eat 4 or 5 meals a day more often, and Belarusians 3. In the chi-square test, both age groups showed a significant statistical difference (p<0.001) in the question about eating breakfast every day - Poles eat breakfast more often than Belarusians. The Mann-Whitney U test showed no differences in sleep duration between the respondents from both countries (p=0.453; p=0.905). Conclusions: The results of the research indicate a strong need to implement educational programs to raise the awareness among young people about healthy eating. Obesity, skipping breakfast, too few meals during the day, and their incorrect composition indicate the direction of pro-health policy, which will be conducive to making the right food choices for youth.
Źródło:
Polish Hyperbaric Research; 2022, 4(81); 93-104
1734-7009
2084-0535
Pojawia się w:
Polish Hyperbaric Research
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Resocjalizacja w czasach pandemii
Social rehabilitation in times of a pandemic
Autorzy:
Zinkiewicz, Beata
Powiązania:
https://bibliotekanauki.pl/articles/1958926.pdf
Data publikacji:
2021
Wydawca:
Krakowska Akademia im. Andrzeja Frycza Modrzewskiego
Tematy:
resocjalizacja
pandemia Covid-19
social rehabilitation
Covid-19 pandemic
Opis:
Treść artykułu stanowią rozważania na temat problemów resocjalizacji w okresie pandemii Covid-19. W pierwszej części zostały zarysowane dylematy przeciętnego człowieka, który znalazł się w nowej, nieznanej dotąd sytuacji zagrożenia zdrowia i życia. Druga część koncentruje się na wyzwaniach współczesnej resocjalizacji w obliczu koronakryzysu. Zredagowano ją na podstawie kwerendy źródeł internetowych oraz rozmów przeprowadzonych z przedstawicielami instytucji penitencjarnych, placówek wychowawczych dla nieletnich i kuratorów sądowych. Ostatnia część tekstu, stanowiąca podsumowanie, zawiera rekomendacje metodologiczne, czyli wskazuje nowe aspekty badań w analizowanym obszarze.
The content of the article consists of considerations on the problems of social rehabilitation during the Covid-19 pandemic. The first part outlines the dilemmas of the average person who is in a new, unknown situation, which threat to his health and life. The second part focuses on the challenges of contemporary social rehabilitation during the coronavirus crisis. It was compiled on the basis of a review of internet sources and interviews with representatives of penitentiary institutions, juvenile educational institutions and probation officers. The last part of the text, which is a summary, contains methodological recommendations, i.e. it indicates new aspects of research in the analyzed area.
Źródło:
Państwo i Społeczeństwo; 2021, 2; 32-50
1643-8299
2451-0858
Pojawia się w:
Państwo i Społeczeństwo
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Development of new payment services and the role of the fintech sector during the COVID-19 pandemic
Autorzy:
Macierzyński, Wiesław Łukasz
Macierzyński, Michał
Powiązania:
https://bibliotekanauki.pl/articles/30117255.pdf
Data publikacji:
2023
Wydawca:
Instytut Naukowo-Wydawniczy "SPATIUM"
Tematy:
fintech
e-commerce
deferred payments
COVID-19 pandemic
Opis:
Purpose: The purpose of the article is to present both theoretical and practical basis for development of payment services in Poland and in the whole world during the COVID-19 pandemic. Over this time there was a sharp rise in e-commerce along with a fast growth of the number of consumers making online payments. This resulted in changes in adoption of new technologies and payment services. Apart from those which were the consequence of quickening the pace of change in the consumers’ behavior, a crucial role, especially in developing countries, was played by local regulators, who somehow forced financial institutions to create new solutions, which fintech readily made good use of. In numerous countries it fostered radical and groundbreaking quickening of the pace of shifting to electronic payments and creating a new sort of payment services, adjusted to the needs and expectations of younger consumers. Methodology: The paper uses the method of an economic analysis and literature review - mostly electronic sources, descriptive and comparative analyses. Findings: From customers’ perspective, the impact of COVID-19 pandemic on development of new payment services should be acknowledged as positive, or even groundbreaking in some developing countries. Over the years 2020-2021 the number of customers making on-line payments, especially mobile payments, grew rapidly. This was the result of a fast, forced by pandemic, growth in sales in e-commerce. Consequently, it enabled to introduce and widely promote new financial services - based on open banking, and promoting solutions targeted at young consumers, e.g. deferred payments. Even though the pandemic is over, the interest rate rise and the consequences of the war in Ukraine are bound to bring further, dynamic development of such payment services, as well as their popularization on more and more new markets all over the world. Practical implications: The analysis of relations between theoretical and practical bases of widespread adoption of new solutions concerning on-line payments in the world during the COVID-19 pandemic is an important factor in the development of e-commerce market and financial services. The fact that digital forms of payments have become very common brought about the network effect, a situation when the value for the customer depends on the number of users of a particular solution. Due to that, poorer, developing countries could, making use of the solutions based on open banking and the technology provided by fintech, quickly popularize cashless, and electronic payments. Only a few years ago it was estimated that in the countries lacking the standard payment infrastructure it would take decades to reach this level. Also, in developed countries the pandemic contributed to popularization among young consumers of solutions adapted to their preferences, being an alternative to traditional credit cards. Deferred payments are a solution which is commonly used in e-commerce, and their main merits include increasing both conversion rates and average order value. However, it needs to be emphasized that this goes with a less flexible business model of the companies providing such services in high interest rate environment, as well as adverse consequences of broad access to such services. Many countries have observed a growth of customer debt - which effects both credit worthiness and problems to pay off rising debts. This results in imposing formal regulations on deferred payments markets more and more frequently.
Źródło:
Central European Review of Economics & Finance; 2023, 44, 3; 61-78
2082-8500
2083-4314
Pojawia się w:
Central European Review of Economics & Finance
Dostawca treści:
Biblioteka Nauki
Artykuł
Wyświetlanie 1-15 z 798

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