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Tytuł:
Mikrokredyty: skuteczna pomoc czy złudna idea?
Microcredit: Effective Help or Delusive Idea?
Autorzy:
Lewicka-Strzałecka, Anna
Powiązania:
https://bibliotekanauki.pl/articles/469146.pdf
Data publikacji:
2012
Wydawca:
Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN
Tematy:
microcredit
poverty
microfinance institutions
Opis:
Microcredit has been regarded as one of the most powerful tools to address global poverty. More and more financial means is given to the microcredit movement by international institutions, wealthy philanthropists and ordinary people. Yet, strong criticism of this movement appears in which its assumptions are deflated and its effectiveness is challenged. The aim of the article is to reconstruct the most important theoretical and empirical strands in discussion on microcredit as a means to defeat poverty. In this discussion many arguments from different disciplines are presented and their justness depends on specific economic, cultural and religious conditions. Multitude and variety of these arguments seems to enforce the thesis that the question of microcredit’s effectiveness cannot be universally adjudicated because effectiveness differs according to conditions.
Źródło:
Prakseologia; 2012, 152; 201-221
0079-4872
Pojawia się w:
Prakseologia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Activity of Microfinance Institutions in the Period of the Global Financial Crisis
Autorzy:
Galiński, Paweł
Powiązania:
https://bibliotekanauki.pl/articles/517234.pdf
Data publikacji:
2013
Wydawca:
Instytut Badań Gospodarczych
Tematy:
microfinance institutions
loans
deposits
Opis:
The article examines the models of microfinance institutions (MFIs) and some alterations in this field. The regional distribution of MFIs has been shown, as well as their main ties with the real economy against a background of commercial banks. The study also provide some findings on the influence of the financial crisis, which erupted in the late 2007, on the microfinance sector. Therefore, the author analyzed the literature and quantitative data in order to determine these relation-ships.
Źródło:
Equilibrium. Quarterly Journal of Economics and Economic Policy; 2013, 8, 1
1689-765X
2353-3293
Pojawia się w:
Equilibrium. Quarterly Journal of Economics and Economic Policy
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Characterisation of smallholder resettled sugarcane farmers and their perceptions towards microfinance in Zimbabwe (chiredzi)
Autorzy:
Matsvai, Simion
Mushunje, Abbissynia
Tatsvarei, Simbarashe
Powiązania:
https://bibliotekanauki.pl/articles/1879410.pdf
Data publikacji:
2021-10-11
Wydawca:
Uniwersytet Przyrodniczy w Poznaniu. Wydawnictwo Uczelniane
Tematy:
smallholder resettled farmers
microfinance
farmer perceptions
Opis:
The study sought to characterize smallholder A2 resettled sugarcane farmers and evaluate their perceptions towards microfinance. Data was collected using a questionnaire. Descriptive statistics were used. Results revealed that the majority of farmers solely depend on sugarcane farming. More than 80% of farmers (non-participants) were risk averse while, 90% of the beneficiaries indicated to be risk neutral. More than 90% of the sample farmers subscribe to Sugarcane Farmers Associations. Farmers perceived interest rates, processing and administration charges to be very high. Male farmers dominated their female counterpart and primary education being the highest education level attained by the majority of farmers. Farmers perceived the Estate to be offering better support than the government, MFIs and Farmers Associations in their areas of advocacy. Policy suggestions include gender balance on land allocation; government to be proactive after allocating land. Further recommendations include that MFIs should supplement the disbursed funds with other non-financial services; reduce interest rates, payback period, application procedures and time and increasing grace period.
Źródło:
Journal of Agribusiness and Rural Development; 2021, 61, 3; 293-306
1899-5241
Pojawia się w:
Journal of Agribusiness and Rural Development
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The effect of microfinance on income inequality: Perspective of developing countries
Autorzy:
Mahmoud Ali, Israa Ali
Ghoneim, Hebatallah
Powiązania:
https://bibliotekanauki.pl/articles/522284.pdf
Data publikacji:
2019
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Developing countries
Income inequality
Microcredit
Microfinance
Opis:
Aim/purpose – Studying the impact of microfinance on income inequality from a macro- -economic perspective. Design/methodology/approach – Cross-sectional regression analysis is used to measure the effect of microfinance on the Gini index in a sample of 30 developing countries from across Africa, Asia, Latin America, and Europe. A set of control variables are added to the model including: inflation, educational attainment, democracy, population growth, percentage of arable land to strengthen the model’s reliability. Findings – Results indicate that neither a positive nor a negative impact of microfinance on Gini index could be significantly proved for the sample countries. Research implications/limitations – Due to lack of data availability, research is conducted on a small sample of 30 countries. Therefore, to obtain more generalisable results, it is recommended for future research to use a larger sample. Originality/value/contribution – Microfinance is becoming a focal issue in alleviating poverty and inequality, and this paper’s main contribution is that it explores this matter from a macro-economic perspective by looking at the holistic impact of microcredit on a sample of developing countries. Hence, the paper provides further investigation and suggestions for a better implementation of microfinance policies.
Źródło:
Journal of Economics and Management; 2019, 35; 40-62
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Mikrofinanse a oprocentowanie produktów kredytowych kierowanych do osób ubogich
Microfinance vs interest rates of credit products addressed to low income citizens
Autorzy:
Adamek, Jacek
Powiązania:
https://bibliotekanauki.pl/articles/692888.pdf
Data publikacji:
2014
Wydawca:
Uniwersytet im. Adama Mickiewicza w Poznaniu
Tematy:
microfinance
loan
interest rates
mikrofinanse
pożyczka
stopa procentowa
Opis:
The discussion on the condition of contemporary finance is focused on many issues among which a particular emphasis is put on the access conditions to microfinance services, including interest rates of loans and credit products. The belief that interest rates of credits offered to lowincome borrowers should be ‘attractive’ to allow them to benefit from loans stands in direct opposition to the concept that interest rates must be calculated at a level that will predominantly ensure continuity and stability of the functioning of a microfinance institution, even in a situation when it is necessary to apply high prices of financial services, frequently exceeding the levels specified for interest rates of credits/loans offered by traditional financial intermediaries. These conflicting views create space for the discussion presented in this article, the objective of which is to identify and analyse the determinants of a microloan interest rate from the theoretical as well as practical dimension, and to present the author’s own comments referring to the above subject matter.
Dyskusja nad kondycją współczesnych mikrofinansów skupia się na wielu problemach, wśród których ważne miejsce zajmuje zagadnienie warunków dostępu do usług mikrofinansowych, w tym oprocentowania produktów pożyczkowo-kredytowych. Przekonaniu, że stopy procentowe kredytów udzielanych osobom ubogim powinny być dla nich na tyle „atrakcyjne”, aby produkty te mogły być wykorzystywane przez swoich beneficjentów, przeciwstawia się koncepcję, zgodnie z którą stopa ta musi być kalkulowana, przede wszystkim, na poziomie zapewniającym trwałość i stabilność funkcjonowania instytucji mikrofinansowej, nawet w sytuacji konieczności stosowania wysokich cen usług finansowych, często przekraczających poziomy wyznaczane dla oprocentowania kredytów/pożyczek oferowanych przez tradycyjnych pośredników finansowych. Te sprzeczne poglądy tworzą przestrzeń rozważań prowadzonych w niniejszym artykule, którego celem jest określenie i analiza uwarunkowań determinujących oprocentowanie mikropożyczki, zarówno w wymiarze teoretycznym, jak i praktycznym, oraz przedstawienie własnych, autorskich refleksji dotyczących powyższej problematyki.
Źródło:
Ruch Prawniczy, Ekonomiczny i Socjologiczny; 2014, 76, 3; 251-260
0035-9629
2543-9170
Pojawia się w:
Ruch Prawniczy, Ekonomiczny i Socjologiczny
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Unboxing the black box on the dimensions of social globalisation and the efficiency of microfinance institutions in Asia
Autorzy:
Hussain, Hafezali Iqbal
Szczepańska-Woszczyna, Katarzyna
Kamarudin, Fakarudin
Anwar, Nazratul Aina Mohamad
Saudi, Mohd Haizam Mohd
Powiązania:
https://bibliotekanauki.pl/articles/19233712.pdf
Data publikacji:
2021
Wydawca:
Instytut Badań Gospodarczych
Tematy:
microfinance institutions
social globalisation
social efficiency
financial efficiency
Opis:
Research background: Microfinance institutions (MFIs) play an important role in alleviating poverty. Thus, MFIs should be efficient in order to ensure that their objectives on social welfare and financial performance can be achieved by identifying the potential determinants, specifically on social globalisation. Purpose of the article: This paper examines the impacts of the social globalisation dimensions of interpersonal, informational, and cultural globalisations on the financial and social efficiency of MFIs. Methods: The data period covered the years 2011-2018; the data set consists of 176 MFIs from six Asian countries. The Data Envelopment Analysis (DEA) approach was employed to examine the MFIs' efficiency levels. Generalised Least Square (GLS) regressions were used to analyse the impacts of social globalisation and other determinants towards the efficiency of MFIs. Findings and value added: Interpersonal globalisation had a significantly negative correlation with social efficiency, suggesting that increasing the number of foreigners in management intrudes on local managers' decisions. Informational globalisation had a significantly positive correlation with financial and social efficiency, which signifies that more information produces monopolistic profits in this industry. Finally, cultural globalisation had a positive correlation with social efficiency, demonstrating that a global trading culture improves the abilities and technological skills for labour development and enhances MFIs? social efficiency. In general, the Cobb Douglas Production theory explained the understanding of the impacts social globalisation has on MFI efficiency. Furthermore, the findings from this study could provide important scientific, practical gap and contribute new insights and implications to various parties. Firstly, governments or policymakers can establish effective national policies and strategies. Secondly, this study could support investors in monitoring and understanding the performance of MFIs. Finally, the research could fill scholarly gaps and uncover more potential factors that influence the efficiency of MFIs.
Źródło:
Oeconomia Copernicana; 2021, 12, 3; 557-592
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Grameen Bank jako przykład przedsiębiorstwa społecznego
Grameen Bank as an Example of a Social Business
Autorzy:
Janikowska, Ewa
Powiązania:
https://bibliotekanauki.pl/articles/468938.pdf
Data publikacji:
2010
Wydawca:
Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN
Tematy:
microloan
microlending
microfinance
Grameen Bank
Muhammad Yunus
social business
Opis:
The phenomenon of Grameen Bank has had a worldwide impact over thirty years of its successful history. It is assessed now that over 500 million of the world’s poorest population has benefited from microloans, a concept developed by professor Muhammad Yunus, 2006 Peace Nobel Prize Winner. By means of undertaken activities, Muhammad Yunus has given an unprecedented example of development of social business, which can be a modern way to replace charities. According to this concept, a social business is a sustainable business run in free market conditions, however profit-making is not its ultimate goal. A social business is either established to respond to a social need, which is not addressed otherwise, or is owned by the poor for whom a profit from shareholding can vitally contribute to their well-being. The present article discusses the history and main concepts of Grameen Bank – being the world largest social business – and other entities established as followers of the ideas voiced by Muhammad Yunus.
Źródło:
Prakseologia; 2010, 150; 263-287
0079-4872
Pojawia się w:
Prakseologia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Staff turnover and organizational performance: The case of a microfinance organization
Autorzy:
Giuliano, Romina
Godfroid, Cécile
Radermecker, Laure
Powiązania:
https://bibliotekanauki.pl/articles/20311773.pdf
Data publikacji:
2023
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
staff turnover
performance
context-emergent theory
microfinance
GMM
Opis:
Aim/purpose – This study examines the relationship between staff turnover and performance in the microfinance industry in a dynamic perspective and investigates some contingency factors that moderate this relationship. Design/methodology/approach – We ran random-effects and GMM models based on a database of 2,814 branch-month observations from a specific microfinance organization. Findings – It takes three months to see a significant negative impact of turnover on the volume of a branch’s loan portfolio. Moreover, it takes four months after the turnover event for this negative impact to be counterbalanced. After four months, turnover stops having negative consequences and even becomes advantageous in terms of loan portfolio growth, but this positive effect lasts only one month. The effect of turnover thus appears to be particularly limited in time. Finally, we find that the negative relationship between turnover rate and performance is weakened by the seniority level of departing loan officers and by the recruitment rate. Originality/value/contribution – First, this paper examines the duration of the consequences of turnover event, which is poorly studied in the literature. Second, it focuses on microfinance, an industry where relational capital is of high importance. Third, it extends the theory on turnover by highlighting that the seniority level of departing employees is a moderator in the relationship between turnover and organizational performance.
Źródło:
Journal of Economics and Management; 2023, 45; 413-440
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Microfinance Banks and its Impacts on Small and Medium Scale Enterprises in Nigeria
Autorzy:
Khan, Bhola
Powiązania:
https://bibliotekanauki.pl/articles/1031859.pdf
Data publikacji:
2020
Wydawca:
Przedsiębiorstwo Wydawnictw Naukowych Darwin / Scientific Publishing House DARWIN
Tematy:
Borrowing Condition
Chi-square
Enterprises
Microfinance
Tax Holiday
Opis:
In this study the attempt is made to find the impact of Microfinance banks on the development of Small and Medium Enterprises (SMEs) with specific reference to Damaturu the capital of Yobe State of Nigeria. The main objective of the study was to assess the development of small and medium scale enterprises gearing the whole attention to the contribution of microfinance banks and to evaluate the aftermath of the strict borrowing condition of microfinance banks on the development of the small and medium scale enterprises. For this purpose, the study used representative random sampling and administered fifty (50) questionnaires out of which forty-one (41) were correctly filled and returned. For the analysis of data, the research used Chi-square tool to test the formulated hypotheses. After the careful analysis of data, the findings revealed that the bank is in good position to enhance the development of SMEs in the study area even though little entrepreneurs patronize due to the interest rate attached to the fund. The findings also revealed that the strict borrowing condition in place ordained by the bank is also a militating factor that prevent entrepreneurs from patronizing the service of the bank. The study recommended that government should intervene in the contemporary issues and lay hands in bestowing relief to those banks and in encouraging them in many ways, such like tax holidays and it’s like to keep this sub-industry of small and medium scale enterprises alive for the good of all.
Źródło:
World Scientific News; 2020, 141; 115-131
2392-2192
Pojawia się w:
World Scientific News
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Rozwój sektora finansowego a wzrost gospodarczy na przykładzie Indii
Financial system development and economic growth – case study of India
Autorzy:
Ostrowska, Marta
Lach, Marika
Wójcicka, Karolina
Powiązania:
https://bibliotekanauki.pl/articles/434668.pdf
Data publikacji:
2013
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
India
financial system
economic growth
microfinance
capital market
Opis:
The aim of the article is to analyze the relationship between financial system development and economic growth. The influence of financial system development on real economy has been an object of interest of economists for a long time, which is confirmed by numerous empirical studies. A vast majority of scientists believes that there is a strong positive correlation between the level of financial development (financial system development in particular) and economic growth. Many empirical studies confirm that countries with a well developed financial system manage to achieve improvement in various social development indicators at the same time. The analysis presented in the article is based on the case study of India, an emerging market, where a number of financial reforms took place. The reforms enabled development of both the Indian banking sector and capital market. In the last couple of years India joined the group of countries with huge development potential. Due to steady economic growth, India has entered the top 10 of the world biggest economies. Financial system reforms contributed to the increase in the number of banks. New private banks were established and foreign banks entered the market. Unfortunately, it has proved not to be sufficient to grant an entire financial inclusion. In spite of the fact that financial assets in India are dominated by banking assets, the further development of banking sector is impeded by high agency costs and obstacles to market penetration. Even though the banking sector in India is relatively big, only 55 percent of population owns bank accounts and merely 5.9 percent − credit cards. In economic literature it is commonly accepted that microfinance creates an opportunity for the poor to access banking products and services, which should consequently lead to further economic growth. Capital market deregulation and liberalization attracted professional intermediaries and resulted in an increase in listed companies. During the upswing on global financial markets, the market capitalization to GDP ratio in India was higher than the ratio in developed economies. However, dynamic growth of market valuations of listed companies is not matched by the trading volume, which is proved by relatively low values of turnover ratio and stocks traded-to-GDP ratio. In a short period of time India managed to create a well-developed derivatives market from scratch. However, fixed income market in India is dominated by Treasury securities with corporate debt constituting only a small and illiquid segment of the market. Developed equity market and new lending growth constitute an important source of capital necessary for further development of domestic companies.
Źródło:
Ekonomia - Uniwersytet Ekonomiczny we Wroclawiu; 2013, 3 (24); 44-62
2080-5977
Pojawia się w:
Ekonomia - Uniwersytet Ekonomiczny we Wroclawiu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Idea i praktyka mikrofinansów – uwagi krytyczne
The idea and practice of microfinance – critical approach
Autorzy:
Adamek, Jacek
Powiązania:
https://bibliotekanauki.pl/articles/693578.pdf
Data publikacji:
2013
Wydawca:
Uniwersytet im. Adama Mickiewicza w Poznaniu
Tematy:
poverty
financial exclusion
microfinance
ubóstwo
wykluczenie finansowe
mikrofinanse
Opis:
The objective of this paper is presentation and analysis of negative opinions of microfinance expressed by a wide group of specialists dealing with the microfinance form of supporting the efforts to fight poverty and financial exclusion. This problem has become the subject matter of discussions in scientific studies as well as mass media and covers a wide range of issues, referring not only to the ideological message of this particular form of financial intermediation, but also its practical aspects. The arguments presented in the paper and the underlying analyses are a result of literature studies as well as the author’s own reflections and remarks related to the discussed issues.
Celem artykułu jest próba prezentacji i analizy negatywnych opinii wyrażanych na temat mikrofinansów, formułowanych przez szerokie grono osób zajmujących się mikrofinansową formą wsparcia walki z biedą i wykluczeniem finansowym. Tematyka ta staje się przedmiotem dyskusji prowadzonej zarówno w opracowaniach naukowych, jak i środkach masowego przekazu i obejmuje szeroki spektrum problemów dotykających zarówno ideowe przesłanie tej formy pośrednictwa finansowego, jak i jej praktykę. Zaprezentowane w artykule argumenty i odnoszone do nich analizy są pochodną przeprowadzonych przez autora studiów literaturowych oraz wynikają z jego własnych przemyśleń i uwag wobec poruszanej tematyki.
Źródło:
Ruch Prawniczy, Ekonomiczny i Socjologiczny; 2013, 75, 2; 151-166
0035-9629
2543-9170
Pojawia się w:
Ruch Prawniczy, Ekonomiczny i Socjologiczny
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Public policy on microfinance sector – current state and future developments
Polityka publiczna wobec sektora mikrofinansów – analiza stanu
Autorzy:
Alińska, Agnieszka
Czepirska, Izabela
Powiązania:
https://bibliotekanauki.pl/articles/630341.pdf
Data publikacji:
2018
Wydawca:
Szkoła Główna Handlowa w Warszawie
Tematy:
public policy
microfinance
the financial crisis
polityka publiczna
mikrofinanse
kryzys finansowy
Opis:
Zmiany wywołane kryzysem finansowym przyczyniły się do rozwoju alternatywnych finansów, których jednym z przykładów są mikrofinanse. Aby w pełni wykorzystać potencjał i znaczenie tego sektora finansowego, ograniczać ryzyko funkcjonowania instytucji mikrofinansowych na rynku usług finansowych, a także wzmocnić ich potencjał rynkowy, wymagane jest podjęcie kompleksowych działań zmierzających do opracowania i wdrożenia sektorowej polityki publicznej dedykowanej mikrofinansom. Celem artykułu jest wskazanie uwarunkowań determinujących rozwój sektora mikrofinansowego, jako elementu polityki sektorowej w odniesieniu do identyfikowanych potrzeb finansowych, gospodarczych i społecznych. Na tle dotychczas wdrożonych w Polsce segmentowych programów publicznych adresowanych pośrednio do instytucji mikrofinansowych opisane zostały kierunki i uwarunkowania kompleksowych działań zmierzających do opracowania kompleksowego programu polityki publicznej wykorzystującego potencjał mikrofinansów i służący do jego rozwoju.
Changes resulting from the financial crisis have contributed to the development of alternative form of financing, including microfinance which is considered a financial system sector. In order to fully realize its potential, reduce risks inherent to microfinance institutions. as well as to strengthen its market capabilities, it is necessary to take comprehensive measures aimed at devising and implementing public policy on microfinance. The objective of the article is to examine conditions determining the development of the microfinance sector as an element of sectoral policy targeted at meeting financial, economic and social needs. The authors analyze steps necessary for the microfinance sector’s full potential realization and its development. The background for considerations presented in the article is the sectoral public programme focused on microfinance institutions which has already been introduced or is under implementation in Poland.
Źródło:
Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2018, 3 (35); 201-216
2082-0976
Pojawia się w:
Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Społeczny wymiar bankowości na przykładzie Grameen Bank
Social Dimensions of Banking: the Example of the Grameen Bank
Autorzy:
Janikowska, Ewa
Powiązania:
https://bibliotekanauki.pl/articles/468890.pdf
Data publikacji:
2012
Wydawca:
Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN
Tematy:
Muhammad Yunus
Grameen Bank
microfinance
credit union
cooperative bank
commercial bank
Opis:
Crisis makes us look for a new model of economic activity based on social solidarity. Muhammad Yunus, Bengali economist and Peace Nobel Prize winner, the father of microfinance and originator of a new social business concept, has become an advisor to European Commission. Author of the paper describes the activities by Muhammad Yunus and his values. Yunus is convinced that there is place in the private sector to launch activities based on the free market, yet with a purpose to maximize social benefits. He describes such activities in the framework of “social business”, which he calls a missing element in the theory of the free market. The Grameen Bank, established by M. Yunus, remains the world’s largest social business. Further on, I analyze the financial market in Poland, and discuss if institutions of “social solidarity”, similar to Grameen Bank, have originated there. We have been accustomed to the stereotype of thinking about the rich and the poor, and of dividing society into those who work and the beneficiaries of social support. Quoting Yunus: “Because of this silence and indifference, banks have imposed a financial apartheid and gotten away with it. If economists would only recognize the power of socioeconomic implications of credit, they might recognize the need to promote credit as a human right.”
Źródło:
Prakseologia; 2012, 153; 259-279
0079-4872
Pojawia się w:
Prakseologia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
W jaki sposób mikrofinansowanie pomaga w walce z ubóstwem : studium przypadku Grameen Bank
How Microfinance Helps Combat Poverty : a Case Study of Grameen Bank
Autorzy:
Janikowska, Ewa
Powiązania:
https://bibliotekanauki.pl/articles/889565.pdf
Data publikacji:
2011
Wydawca:
Uniwersytet Ekonomiczny w Krakowie, Małopolska Szkoła Administracji Publicznej
Tematy:
Mikrofinanse
Pożyczki
Kredyt
Wykluczenie finansowe
Microfinance
Loans
Credit
Financial exclusion
Opis:
W ostatnim numerze półrocznika "Ekonomia Społeczna" mieli Państwo możliwość zapoznania się z napisaną przez prof. dr hab. Jerzego Hausnera przedmową do polskiego wydania książki Muhammada Yunusa Przedsiębiorstwo społeczne. Kapitalizm dla ludzi. W niniejszym artykule chciałabym przedstawić bliżej koncepcję laureata Pokojowej Nagrody Nobla oraz wpływ, jaki wywarła na poprawę losu ubogich na całym świecie. Celem artykułu nie jest ocena istniejących instytucji finansowych ani systemu finansowego per se.(abstrakt oryginalny)
The last issue of Ekonomia Społeczna included Jerzy Hausner's preface to a Polish extract of Building Social Business: The Grameen Bank. In this article, the ideas of the Nobel Peace Prize winner as well as their impacts on the improvement of the lot of poor people worldwide are discussed in more detail. The article does not to aim to assess existing financial institutions or financial systems themselves. (original abstract)
Źródło:
Ekonomia Społeczna; 2011, 2; 75-83
2081-321X
Pojawia się w:
Ekonomia Społeczna
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Innowacyjność mikrofinansów - dylematy i wyzwania dla systemu finansowego
Innovation of Microfinance - Dilemmas and Challenges for the Financial System
Autorzy:
Fila, Joanna
Powiązania:
https://bibliotekanauki.pl/articles/585746.pdf
Data publikacji:
2013
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Innowacje finansowe
Mikrofinanse
Rynki finansowe
Financial innovations
Financial markets
Microfinance
Opis:
Microfinance means offering financially excluded people and microentrepreneurs basic financial services like credit, savings and insurance. Microcredit is the most recognized and powerful instrument of microfinance. This is a small loan offered by Microfinance Institutions (MFIs) to people in need. This sources often allows people to invest in small business, make themselves self-employed and break the chain of poverty. Mikrofinanc became known in countries of the poor, however in last years gained recognizing also on the European continent. The goal of the article is to present and analysing the attempts at microfinance issues on the European level, particularly the idea, principles and conditions of the European Progress Microfinance Facility and of its innovative approach up to microfunds. The article shows the initiatives and their evolution. It is also paying attention to problems of microfinances associated with propagating, coordination and supervising them.
Źródło:
Studia Ekonomiczne; 2013, 173; 26-35
2083-8611
Pojawia się w:
Studia Ekonomiczne
Dostawca treści:
Biblioteka Nauki
Artykuł

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