- Tytuł:
-
Czy polski model pośrednictwa ubezpieczeniowego jest moralnie poprawny?
Is the Polish Model of Insurance Market Morally Fair? - Autorzy:
- Stanny, Dominik
- Powiązania:
- https://bibliotekanauki.pl/articles/468798.pdf
- Data publikacji:
- 2010
- Wydawca:
- Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN
- Tematy:
-
broker
agent
insurance market
brokers fee transparency - Opis:
- The aim of this article is to present the problem of moral fairness of Polish insurance market. According to Polish law and Polish Brokers Code Of Conduct broker should act for the benefit of insured individuals. However, the fact that brokers are paid a courtage (broker fee) by insurers allows to doubt whether brokers always act genuinely for the benefit of their customers. Two different answers to the question were analysed: one suggested by P. Sukiennik and the other offered by J. Kliszcz. P. Sukiennik claims that broker fee must be transparent for clients. He thinks that the transparency results in lowering the total amount of commission and finally it increases the quality of brokerage. J. Kliszcz insists that nowadays regulation is sufficient in guarantying clients’ interests. He maintains that a client is not interested in getting to know the broker fee, but in lowering the total price of service. From the ethical point of view one can say that both authors tacitly accept the utilitarian perspective. However, they judge differently the existing practices and thus give different prescriptions.
- Źródło:
-
Prakseologia; 2010, 150; 231-239
0079-4872 - Pojawia się w:
- Prakseologia
- Dostawca treści:
- Biblioteka Nauki
Artykuł