Informacja

Drogi użytkowniku, aplikacja do prawidłowego działania wymaga obsługi JavaScript. Proszę włącz obsługę JavaScript w Twojej przeglądarce.

English (EN)·Polski (PL)·Yкраїнський (UK)
Przejdź do strony domowej biblioteki Centralna Biblioteka Wojskowa Link otwiera się w nowym oknie Logo biblioteki Prolib Integro - strona głównaCentralna Biblioteka Wojskowa

Wyszukujesz frazę "financial advice" wg kryterium: Temat

  Lista filtrów
Wyrównaj
    Wyświetlanie 1-6 z 6
    Tytuł:
    The role of financial literacy in retirement investment choice
    Autorzy:
    Nguyen, Thi Anh Nhu
    Polách, Jiří
    Vozňáková, Iveta
    Powiązania:
    https://bibliotekanauki.pl/articles/22446398.pdf
    Data publikacji:
    2019
    Wydawca:
    Instytut Badań Gospodarczych
    Tematy:
    financial literacy
    retirement
    investment choice
    financial advice
    pension knowledge
    Opis:
    Research background: Preparation for retirement is a major concern for the people in the workforce as they have to encounter considerable difficulties in making the right investment decisions for their retirement. Purpose of the article: This research extends the literature on personal finance by investigating the impact of both financial literacy levels and pension knowledge on employees? investment choice decision for their retirement, while in previous literature the role of these factors has mainly been explored separately.  Methods: To conduct the research, a survey questionnaire was applied to collect data in three main regions of Vietnam comprising Northern, Central and Southern Vietnam. Data collection was made in 2018, in which 427 valid questionnaires were used for data analysis from 700 questionnaires. Two estimation methods are employed for analysis in this study, including a linear probability model (LPM) and two-stage least squares (2SLS) model. The findings of this research remain significant after the Two-Stage Least Squares (2SLS) regression model is used as an estimation technique to eliminate potential bias caused by endogenous problems. Finding & Value added: The results show that basic financial literacy level and pension knowledge are principal factors which significantly increase the probability of exercising retirement investment choice of employees, while advanced financial literacy level factor has a significant effect on choosing growth investing options for their retirement. Further, this research finds that there is no correlation between employees? financial risk tolerance and their retirement investment choice. Furthermore, the study proposes and offers new evidence that pension knowledge is a decisive factor providing employees with encouragement to exercise retirement investment choice and those who consult with financial advisors tend to take part in growth investing option.
    Źródło:
    Equilibrium. Quarterly Journal of Economics and Economic Policy; 2019, 14, 4; 569-589
    1689-765X
    2353-3293
    Pojawia się w:
    Equilibrium. Quarterly Journal of Economics and Economic Policy
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Robo-doradztwo jako przykład fin-techu — problem regulacji i funkcjonowania
    Robo-advice as example of fin-tech — problems of regulating and operating
    Autorzy:
    Waliszewski, Krzysztof
    Powiązania:
    https://bibliotekanauki.pl/articles/1064653.pdf
    Data publikacji:
    2020-07-31
    Wydawca:
    Polskie Wydawnictwo Ekonomiczne
    Tematy:
    doradztwo finansowe
    technologie finansowe
    robo-advice
    financial advisory
    financial technology
    financial regulation
    Opis:
    Usługa automatycznego doradztwa finansowego (robo- -doradztwa) należy do innowacji finansowych w obszarze obsługi klienta detalicznego i jest świadczona przez podmioty z segmentu technologii finansowych. Usługa ta dotyczy najczęściej doradztwa w zakresie inwestycji i polega na wykorzystaniu algorytmów i sztucznej inteligencji do zebrania informacji od klienta i zaproponowaniu rozwiązania odpowiadającego profilowi ryzyka klienta. Taki sposób obsługi zmniejsza koszty usług doradczych oraz minimalizuje lub całkowicie znosi minimalną kwotę inwestycji wymaganą przez doradcę. Ojczyzną robo-doradztwa są Stany Zjednoczone, gdzie jest największy rynek, ale robo-doradcy są obecni również w Europie. W artykule przedstawiono najważniejsze aspekty związane z definicją, regulacjami, funkcjonowaniem, wielkością rynku na świecie i w Polsce wraz z ich prognozą do 2023 r. Z przedstawionej analizy wynika, że najbardziej prawdopodobnym rozwiązaniem w przyszłości jest model hybrydowy, w którym tradycyjny doradca finansowy odpowiadający za kształtowanie relacji z klientem wykorzystuje narzędzia robo-doradztwa do obsługi klienta. Wyzwaniem dla regulatora i nadzoru finansowego będzie wprowadzenie takich norm, które zapewnią bezpieczeństwo uczestników obrotu gospodarczego, a z drugiej strony nie będą zbyt restrykcyjne i hamujące rozwój tego innowacyjnego segmentu rynku usług finansowych.
    The service of automated financial advice (robo-advice) belongs to financial innovations in the area of retail customer service and is provided by entities from the financial technologies segment. This service usually concerns investment consultancy and involves the use of algorithms and artificial intelligence to collect information from the client and propose a solution corresponding to the client's risk profile. This method of service reduces the costs of consultancy services and minimizes or completely abolishes the minimum investment amount required by the adviser. The homeland of robo-advice is the United States, where the largest market is, but robo-advisers are also present in Europe. The article presents the most important aspects related to the definition, regulations, operating, size of the world and Poland's market and it forecast until 2023. The presented analysis shows that the most likely solution in the future is the hybrid model, in which a traditional financial advisor responsible for shaping customer relations uses robo-advice tools for customer service. The challenge for the regulator and financial supervision will be the introduction of such standards that will ensure the security of economic trading participants, and on the other hand will not be too restrictive and inhibit the development of this innovative segment of the financial services market.
    Źródło:
    Przegląd Ustawodawstwa Gospodarczego; 2020, 7; 12-20
    0137-5490
    Pojawia się w:
    Przegląd Ustawodawstwa Gospodarczego
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    PROFITABILITY OF FINANCIAL CONSULTING COMPANIES IN POLAND BEFORE CRISIS AND TIMES OF THE FINANCIAL CRISIS
    Autorzy:
    Waliszewski, Krzysztof
    Powiązania:
    https://bibliotekanauki.pl/articles/659098.pdf
    Data publikacji:
    2014
    Wydawca:
    Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
    Tematy:
    financial personal planning
    personal advice
    Opis:
    The financial crisis and its effects are visible in many segments of the financial market. Thisis also a relatively young market for financial advice to retail clients in managing their finances.Initially, an initiative grassroots entrepreneurs and private financial institutions took the formof entities to help consumers in selecting the most appropriate credit initially, and laterinvestments, insurance, regular savings products. The success of the first companies invited to create the following, which were already other, more difficult operating conditions. Verifierof their market strategy, capital strength and management quality was just a financial crisis, whichmeant much more difficult environmental conditions and activities. As a result, you need torestructure the branch network and employment, financial innovation and expansion into newareas of counseling (SMEs). In the case of some players in the market these measures have notbeen successful, and the familiar (A–Z Finance, Money Expert) and less familiar (Homest SwissFamily Finance) issued numerous entities in the bankruptcy. The financial crisis had a negativeimpact on the effectiveness of financial advisors through the prism of their profitability. Branchout from the crisis strengthened and consolidated, but before it has a number of challenges relatedto issues of control, certification and standardization activities and restore confidence in thefinancial advisor profession, which has been undermined by the unethical actions by the financialcrisis (excessive indebtedness, exposure to excessive investment risk).
    Źródło:
    Acta Universitatis Lodziensis. Folia Oeconomica; 2014, 2, 300
    0208-6018
    2353-7663
    Pojawia się w:
    Acta Universitatis Lodziensis. Folia Oeconomica
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Financial technologies in personal financial planning: robo-advice vs. human-advice
    Autorzy:
    Waliszewski, Krzysztof
    Warchlewska, Anna
    Powiązania:
    https://bibliotekanauki.pl/articles/1036945.pdf
    Data publikacji:
    2020-12-30
    Wydawca:
    Uniwersytet im. Adama Mickiewicza w Poznaniu
    Tematy:
    personal financial planning
    fin-tech
    robo-advice
    human advice
    JEL codes: D10, G20, G50, L84, O33
    Opis:
    The paper presents the essence of financial technologies in personal financial planning, especially robo-advice. The main aim of the paper is to describe the presumptions for the development of robo-advice. An analysis of robo-advice on personal finance management was made. The analysis was based on a review of the subject literature, and on primary and secondary research. Particular attention was paid to the intensification of activities in the implementation of modern solutions and tools supporting the management of personal finances and the gradual development of robo-advisors. Modern solutions are still struggling with great distrust on the part of their current and potential customers, and the development of modern technologies in liquidity and asset management still requires a human factor.
    Źródło:
    Ruch Prawniczy, Ekonomiczny i Socjologiczny; 2020, 82, 4; 303-317
    0035-9629
    2543-9170
    Pojawia się w:
    Ruch Prawniczy, Ekonomiczny i Socjologiczny
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Elementy globalnej architektury finansowej
    Elements of Global Financial Architecture
    Autorzy:
    Kłosiński, Kazimierz A.
    Powiązania:
    https://bibliotekanauki.pl/articles/30145345.pdf
    Data publikacji:
    2013
    Wydawca:
    Katolicki Uniwersytet Lubelski Jana Pawła II. Towarzystwo Naukowe KUL
    Tematy:
    usługi finansowe
    międzynarodowy (światowy) rynek usług finansowych
    polityka pieniężna
    Międzynarodowy Fundusz Walutowy
    Organizacja Współpracy Gospodarczej i Rozwoju
    Światowa Organizacja Handlu
    Komitet Nadzoru Bankowego w Bazylei
    Forum Stabilności Finansowej
    Rada Stabilności Finansowej
    Papieska Rada „Sprawiedliwość i Pokój”
    financial services
    international (global) market of financial services
    monetary politics
    International Monetary Fund
    Organization of Economic Cooperation and Development
    World Trade Organization
    Basel Committee on Banking Supervision
    Financial Stability Forum
    Financial Stability Board
    Papal Advice „the Justice and Peace”
    Opis:
    The deliberations in this article are an attempt to comprehend the existing state and the process of coming into existence of the most important structural elements of contemporary financial architecture on the global scale.
    Źródło:
    Roczniki Ekonomii i Zarządzania; 2013, 5; 35-55
    2081-1837
    2544-5197
    Pojawia się w:
    Roczniki Ekonomii i Zarządzania
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Discharge against medical advice at the adult accident and emergency department in a tertiary hospital of a developing nation
    Autorzy:
    Chinedum Ekwedigwe, Henry
    Jude Edeh, Anthony
    Chigozie Nevo, Anthony
    Tochukwu Ekwunife, Remigius
    Powiązania:
    https://bibliotekanauki.pl/articles/2037503.pdf
    Data publikacji:
    2020-06-30
    Wydawca:
    Uniwersytet Rzeszowski. Wydawnictwo Uniwersytetu Rzeszowskiego
    Tematy:
    accident and emergency
    alternative medical treatment discharge against medical advice financial constraint
    National Health Insurance Scheme (NHIS)
    Opis:
    Introduction. The goals of health care provision include that it be accessible, acceptable, affordable and adequate. Discharge against medical advice (DAMA) is a failure of proper health care provision as there is disagreement arising from dissatisfaction with provided health care. DAMA is common in our sub-region because of many reasons; these includes ignorance, financial constraint of the patient, beliefs in unorthodox care and patients feeling that they are well when their caregivers do not think so. Aim. The objectives of this study are to determine the incidence, method of documentation of DAMA in the case notes and patients reasons for DAMA in our tertiary health institution. The A&E of any hospital in our environment attracts public criticism when there is dissatisfaction with services and DAMA when not handled well can lead to justifiable criticisms and/or litigations. Material and methods. This is a retrospective study. It was carried out at the adult accident and emergency department of Enugu state university of technology teaching hospital Enugu. Duration of the study was from January 2017 to December 2018. Results. A total of 8,152 patients were seen in the accident and emergency during this period. One hundred and seventy one (171) case notes were retrieved and reviewed for the study, DAMA rate of 2.1% was obtained. Fifty one folders (29.8%) did not have reason for the DAMA documented in them. The commonest reason for the DAMA was to seek traditional medical care with frequency of 17.5%. This was closely followed by financial constraint with 15.8%. Documentation for DAMA was done directly in the case notes. Conclusion. The incidence of DAMA from this study is similar to what is obtainable from other local studies, financial constraint on the patients and seeking alternative medical treatment were the commonest reasons for DAMA in our sub-region. Also, the documentation for the DAMA in this study was poorly done.
    Źródło:
    European Journal of Clinical and Experimental Medicine; 2020, 2; 88-92
    2544-2406
    2544-1361
    Pojawia się w:
    European Journal of Clinical and Experimental Medicine
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
      Wyświetlanie 1-6 z 6

      Ta witryna wykorzystuje pliki cookies do przechowywania informacji na Twoim komputerze. Pliki cookies stosujemy w celu świadczenia usług na najwyższym poziomie, w tym w sposób dostosowany do indywidualnych potrzeb. Korzystanie z witryny bez zmiany ustawień dotyczących cookies oznacza, że będą one zamieszczane w Twoim komputerze. W każdym momencie możesz dokonać zmiany ustawień dotyczących cookies