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Tytuł:
Empirical examination of the implementation of electronic payment systems in service delivery of insurance companies in Nigeria
Autorzy:
Nwankwo, Samson Ifejionu
Ajemunigbohun, Sunday Stephen
Powiązania:
https://bibliotekanauki.pl/articles/522479.pdf
Data publikacji:
2016
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Electronic payment
Implementation
Insurance companies
Nigeria
Service delivery
Opis:
This study investigates the implementation of electronic payment syms in the service delivery of insurance companies operating in Nigeria. A cross-sectional survey design employed. A simple random technique and structured questionnaire were both employed. 79 respondents were drawn from 32 insurance companies which were selected from the directory of member companies. The major statistical technique employed for this study was a Kolmogorov−Smirnov test. The study recommends that continuous investment in technology is imperatively crucial to allow for cordial business relationship among all players in the Nigerian insurance market environment and greater attention should be placed on customers’ education and engagement.
Źródło:
Journal of Economics and Management; 2016, 24; 64-76
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Evaluation of the electronic port right of way payment information system
Autorzy:
Bensfia, Chafik
Bouklata, Ahmed
Powiązania:
https://bibliotekanauki.pl/articles/27315568.pdf
Data publikacji:
2023
Wydawca:
STE GROUP
Tematy:
evaluation of the information system
electronic payment
information system
Opis:
In a connected and uncertain world, where almost two thirds of the world's population are now online, the integration of digital tools in the social and economic context is becoming a priority and an imposed choice for any organization. As a result, the strategic position of the Information System (IS) in these organizations is necessarily linked to performance. The creation of added value or net benefits through the use of these platforms becomes an ultimate and strategic objective for any organization. This study evaluates the success of the information system (IS) for electronic payment of port fees. From a quantitative approach of a hypothetico-deductive nature and using partial least squares structural equation modeling (PLS-SEM), we found that the success of the IS implies a quality of the electronic payment system, as well as the information produced influences the use and satisfaction of the users and finally these last two findings impact the individual and organizational performance of the organizations. (Net benefits).
Źródło:
Management Systems in Production Engineering; 2023, 3 (31); 254--262
2299-0461
Pojawia się w:
Management Systems in Production Engineering
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The nexus between electronic payment system and entrepreneurial activities in rural areas of Ogun State, Nigeria
Autorzy:
Ogunmuyiwa, Michael
Amida, Olasunkanmi
Powiązania:
https://bibliotekanauki.pl/articles/2108273.pdf
Data publikacji:
2022-06-30
Wydawca:
Uniwersytet Pedagogiczny im. Komisji Edukacji Narodowej w Krakowie
Tematy:
ATM
electronic payment
entrepreneurial activities
mobile banking POS
rural areas
Opis:
Electronic payment systems have become the new channels for financial transactions driving business operations globally. However, the extent to which electronic payment systems influence entrepreneurial activities in rural areas is still a major concern for development analysts. Hence, the purpose of the paper is to examine the impact of electronic payment systems on entrepreneurial activities in rural areas of Ogun State, Nigeria. Survey research design method was employed in the study. Three hundred and eighty-five (385) respondents who are owners of micro and small enterprises were sampled. Purposive sampling technique was employed to administer the questionnaire to the respondents. The data were analysed using the Ordinary Least Square (OLS) regression technique. The findings revealed that electronic payment system via automated teller machine (β = .148; t = 2.587; P = .010), point of sales systems (β = .173; t = 3.461; P =.000) and mobile banking (β = .170; t = 2.949; P = .003) significantly drive entrepreneurial activities in rural areas. The findings further establish that point of sales system is the most significant measure of electronic payment system driving entrepreneurial activities in rural areas. The study recommends that micro and small enterprises’ owners should leverage more on the point of sales system in driving their activities while also taking advantage of automated teller machines and mobile banking platforms.
Źródło:
Przedsiębiorczość - Edukacja; 2022, 18, 1; 51-63
2083-3296
2449-9048
Pojawia się w:
Przedsiębiorczość - Edukacja
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Elektroniczne instrumenty płatnicze – tendencje rozwojowe
The electronic payment instruments – the development tendencies
Autorzy:
Szpringer, Włodzimierz
Powiązania:
https://bibliotekanauki.pl/articles/426208.pdf
Data publikacji:
2013
Wydawca:
Szkoła Główna Handlowa w Warszawie
Tematy:
electronic payment instruments
e-business
two-sided markets
multi-sided markets
Opis:
In the article, the author points to an interesting aspect of e-business models development – namely „intercepting” the value of new technologies and the ability to „unblock” the hidden (potential) values brought by technology. The paper describes the development of consumer finance services and discusses so called two- or multi-sided markets. In addition, the author presents three areas of innovation in retail payment: innovative payment instruments, canals and manners of payment as well as innovative forms of money.
Źródło:
e-mentor. Czasopismo naukowe Szkoły Głównej Handlowej w Warszawie; 2013, 3 (50); 89-100
1731-6758
1731-7428
Pojawia się w:
e-mentor. Czasopismo naukowe Szkoły Głównej Handlowej w Warszawie
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The influence of the socio-demographic characteristics of the young on mobile telephone payment usage levels
Autorzy:
Wiercioch, Magdalena
Powiązania:
https://bibliotekanauki.pl/articles/2108161.pdf
Data publikacji:
2021-06-29
Wydawca:
Uniwersytet Pedagogiczny im. Komisji Edukacji Narodowej w Krakowie
Tematy:
electronic banking
electronic mobile payment
financial awareness
high school
students
Opis:
The study aims to determine the impact of high school students’ socio-demographic characteristics from Podkarpackie Voivodeship on the level of use of modern forms of payment and banking services and to assess the security levels of these tools. The data was obtained through a survey where the research tool was a questionnaire conducted among students. The study of the literature on the subject and reports from other studies on similar topics were used. Research has shown that socio-demographic characteristics influence the level of use of some modern payment and banking services such as secure online payments, mobile applications for online shopping and electronic banking. Young male respondents expressed higher ratings for mobile banking security as well as for electronic payments. Similarly, the level of parents’ education was associated with an increase in students’ positive assessment of the security of mobile banking and electronic payments. The results suggest a need to increase financial knowledge and awareness among young people and their parents in modern forms of payment and banking services.
Źródło:
Przedsiębiorczość - Edukacja; 2021, 17, 1; 234-243
2083-3296
2449-9048
Pojawia się w:
Przedsiębiorczość - Edukacja
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Multi-criterial evaluation of electronic payment system variants and evaluation of results of an empirical research focused on an electronic payment system
Autorzy:
Brumercikova, Eva
Bukova, Bibiana
Komsta, Henryk
Rybicka, Iwona
Powiązania:
https://bibliotekanauki.pl/articles/1841247.pdf
Data publikacji:
2020
Wydawca:
Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
Tematy:
multicriterial evaluation
electronic payment system
empirical research
ocena wielokryterialna
elektroniczny system opłat
badania empiryczne
Opis:
While choosing an electronic payment system intended for an immediate communication of a user (passenger) with an electronic terminal of a service provider (carrier), it is necessary to respect system parameters of presented technologies (NFC, EMV, and ABT). The methodology of choosing an electronic payment system within public transport may be divided into three steps as follows: • outlining criteria for variants evaluation, • multi-criterial evaluation of variants, and • evaluation of empirical research results. The presented article introduces more results of the research within VEGA project solving. Specifically, the article presents results of the multi-criterial expert decisionmaking problem using the WSA (Weighted Sum Approach) method and the TOPSIS (Technique for Order Preference by Similarity to Ideal Solution) method. At the end of the article, there are presented results of empirical research studies focused on an electronic payment system used in public passenger transport. The empirical research studies were realized in the Slovak Republic in 2014, 2016, and 2018.
Źródło:
Transport Problems; 2020, 15, 4, cz. 1; 95-103
1896-0596
2300-861X
Pojawia się w:
Transport Problems
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Innowacje w płatnościach elektronicznych – tendencje rozwojowe
Innovations in Electronic Payments: Development Trends
Autorzy:
Szpringer, Włodzimierz
Szpringer, Mariusz
Powiązania:
https://bibliotekanauki.pl/articles/526316.pdf
Data publikacji:
2015
Wydawca:
Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
Tematy:
innovative payment systems
payment services
electronic payment instruments
competition and regulation
innowacyjne systemy płatności
usługi płatnicze
elektroniczne instrumenty płatnicze
konkurencja a regulacja
Opis:
The aim of this study is to investigate the development trends of innovation in the market for electronic payments and related challenges for regulation. A key aspect of the regulation of payment systems is the ability to foster innovative solutions created by new technologies and introduce them in the sphere of payment services, taking into consideration efficiency and security. Innovative payment services are services based on new approaches, new technologies and new standards that improve in a substantial, qualitative way the current methods of payments. There are three areas of innovation in the field of retail payments: innovative payment instruments, innovative channels and payment methods, innovative forms of money.
Celem opracowania jest zbadanie tendencji rozwojowych innowacji na rynku płatności elektronicznych i związanych z nimi wyzwań dla regulacji. Kluczowy aspekt regulacji systemów płatności to zdolność wspierania innowacyjnych rozwiązań, które niosą ze sobą nowe technologie, oraz ich wprowadzania w sferze usług płatniczych z równoczesnym zapewnieniem efektywności i bezpieczeństwa. Innowacyjne usługi płatnicze to usługi, w których zostały wprowadzone nowe rozwiązania, technologie lub standardy zmieniające w istotny, jakościowy sposób dotychczasowe metody dokonywania płatności. Można wskazać trzy obszary innowacji w dziedzinie płatności detalicznych: innowacyjne instrumenty płatnicze, innowacyjne kanały i sposoby dokonywania płatności, innowacyjne formy pieniądza.
Źródło:
Problemy Zarządzania; 2015, 3/2015 (54), t.1; 11-28
1644-9584
Pojawia się w:
Problemy Zarządzania
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The application of the progressive decision-making methods in the electronic payment system in public transport
Autorzy:
Droździel, Pawel
Rybicka, Iwona
Brumercikova, Eva
Bukova, Bibiana
Powiązania:
https://bibliotekanauki.pl/articles/374725.pdf
Data publikacji:
2019
Wydawca:
Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
Tematy:
electronic payment system
public transport
innovation
total utility
elektroniczny system opłat
transport publiczny
innowacja
całkowita użyteczność
Opis:
In 2018, there was an empirical research conducted in passengers' interest in innovative methods of passenger handling within passenger transport in the Slovak Republic. The research determined the knowledge of passengers regarding new methods, namely, NFC technologies, EMV technologies and ABT technologies. The article defines the methodology of choosing an electronic payment system within public transport, followed by partial results of research multicriteria evaluation of alternatives electronic payment system in public transport. For evaluation of variants, an electronic payment system within public transport was the selected method of a total utility.
Źródło:
Transport Problems; 2019, 14, 3; 135-144
1896-0596
2300-861X
Pojawia się w:
Transport Problems
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Skłonność Polaków do korzystania z innowacyjnych instrumentów płatniczych
Propensity to Use Innovative Payment Instruments in Poland
Autorzy:
Harasim, Janina
Powiązania:
https://bibliotekanauki.pl/articles/587038.pdf
Data publikacji:
2014
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Elektroniczne instrumenty płatnicze
Elektroniczne płatności
Handel detaliczny
Innowacje
Karty płatnicze
Obrót bezgotówkowy
Transakcje bezgotówkowe
Cashless flow
Electronic payment instruments
Electronic payments
Innovations
Non-cash transactions
Payment cards
Retail trade
Opis:
A propensity to use innovative payment instruments depends mostly on: payment habits, "switching costs" connected with the change of instruments used so far and their advantage over traditional instruments in terms of convenience, safety and cost. Empirical research proves that polish consumers still prefer cash in today transactions (however they use more and more often cards) and their propensity to use innovative instruments is low. It is caused by high level of traditional instruments' satisfaction and the fact that according to respondents innovative instruments are not competitive for cash in terms of convenience, speed, cost and safety. They were also graded lower than traditional noncash payment instruments (excluding speed).
Źródło:
Studia Ekonomiczne; 2014, 186 cz 1; 72-89
2083-8611
Pojawia się w:
Studia Ekonomiczne
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Technological environment as a factor of development for enterprises providing accommodation services
Otoczenie technologiczne jako czynnik rozwoju przedsiębiorstw świadczących usługi noclegowe
Autorzy:
Kuźmicki, M.
Kuś, A.
Powiązania:
https://bibliotekanauki.pl/articles/2051457.pdf
Data publikacji:
2019
Wydawca:
Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:
enterprise
accommodation service
development factor
technological environment
Polska
hotel market
dynamic change
hotel guest
Internet
computer system
mobile phone
electronic reservation system
electronic payment system
payment card
transportation network
Opis:
Subject and purpose of work: The article presents the diversity of the use of EU funds for tourism in Poland in the region of Eastern Poland in the years 2014–2020. The focus was on indicating the regional differentiation of the size and type structure of projects. Materials and methods: The information base was data on projects co-financed from EU funds, collected in the National Information System (KSI SIMIK 2014-2020). Results: In all voivodships, both in terms of the number of projects and their values, projects in the field of culture (cultural heritage, cultural institutions, cultural events) definitely dominated. They constituted over 50% of the total number of all projects and 65% of their total value. Conclusions: In the years 2014-2020 tourism was included in the Regional Operational Programs indirectly, which impacted on the nature of implemented projects. Between them dominated projects related to the modernization and preservation of tourism resources, especially cultural projects.
Źródło:
Economic and Regional Studies; 2019, 12, 3; 265-274
2083-3725
2451-182X
Pojawia się w:
Economic and Regional Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Legal Liability for Various Offenses on the Internet
Autorzy:
Bezhevets, Alla
Powiązania:
https://bibliotekanauki.pl/articles/1930582.pdf
Data publikacji:
2021-06-30
Wydawca:
Wydawnictwo Adam Marszałek
Tematy:
liability of web site owners
social networks
virtually coordinated games
theft of virtual property
Internet court
Dark Internet
electronic payment systems
Opis:
The article examines the main types of possible offenses on the Internet and the existing problems in identifying those liable for these offenses. At the same time, the cross-border nature of offenses in the network and ways to solve problems with bringing individuals to justice for such crimes are taken into account. The issues of liability of web site owners, administrators of social networks, operators of non-bank electronic payment systems, distributors of virtually coordinated dangerous games and other subjects are considered. In addition, the article analyzes the difficulties in identifying the subject of liability for offenses in the network when they use VPN technology, private network Tor, non-indexed sites that are part of the Dark Internet. Also, the offenses that arose with the advent of the Internet, such as theftof virtual property, fraudulent enrichment on clicks by robotic agents, and others are investigated. The proposal to create a non-governmental international court on the Internet to block the violator’s activity in network is being considered.
Źródło:
Krakowskie Studia Małopolskie; 2021, 2(30); 25-34
1643-6911
Pojawia się w:
Krakowskie Studia Małopolskie
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Directions of broadening the range of tariff systems functionalities in urban transport
Autorzy:
Urbanek, A.
Powiązania:
https://bibliotekanauki.pl/articles/393521.pdf
Data publikacji:
2014
Wydawca:
Polskie Stowarzyszenie Telematyki Transportu
Tematy:
tariff system functionality
urban transport
transport tariff
telematic tools
electronic payment system
funkcjonalność systemu taryfowego
transport miejski
taryfa transportowa
narzędzia telematyczne
elektroniczny system płatności
Opis:
The systems of selling tickets for urban transport services, realized basing on paper tickets, is severely limited, both within the aspect of collecting data concerning the services demand, and as far as the possibilities to diversify the prices and to shape transport tariffs are concerned. The development of the advanced IT technologies enable the use of telematic technologies in tariff systems of the local collective transport. Investing in the modern payment systems for the urban services is connected with considerable financial contributions from public resources, and the expected effect of the implementation is the defined functionality which is to substantially support the process of pricing and of transport offer optimization. The goal of the article is to present the possibilities resulting from the use of telematic tools in the process of shaping transport tariffs and to present the potential and the desired directions of the changes in the tariff systems of the local collective transport.
Źródło:
Archives of Transport System Telematics; 2014, 7, 4; 50-54
1899-8208
Pojawia się w:
Archives of Transport System Telematics
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Effectiveness of the urban services electronic payment systems on the example of silesian card of public services
Autorzy:
Dydkowski, G.
Powiązania:
https://bibliotekanauki.pl/articles/393631.pdf
Data publikacji:
2014
Wydawca:
Polskie Stowarzyszenie Telematyki Transportu
Tematy:
economic effectiveness
electronic payment system
urban service
external costs
profits
urban transport
efektywność ekonomiczna
elektroniczny system płatności
usługi miejskie
koszty zewnętrzne
zyski
transport miejski
Opis:
Electronic payment systems used for urban services are implemented and funded by the public sector. Those are rather big investments, characterized by high costs, but they also allow for gaining profits – mainly connected with the transport offer optimization and with more effective price management. When preparing the documents, among other papers concerning functionality or technical and technological solutions, it is necessary to prepare a feasibility study, in which the assessment of the effectiveness of such investments is an important part. To do so, one ought to identify and assess the costs and the profits connected with the realization of such projects. Such assessment ought to be performed within the frame of financial analyses (from the perspective of the unit implementing and using the solutions) and of economic analyses within which the external costs and profits should also be considered.
Źródło:
Archives of Transport System Telematics; 2014, 7, 4; 3-8
1899-8208
Pojawia się w:
Archives of Transport System Telematics
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Adoption of Innovation in Mobile Payments - Financial Viability Prerequisites for Banks
Analiza innowacji w zakresie płatności mobilnych - uwarunkowania działalności banków
Autorzy:
Ślązak, Emil
Powiązania:
https://bibliotekanauki.pl/articles/592535.pdf
Data publikacji:
2014
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Banki
Elektroniczne instrumenty płatnicze
Elektroniczne płatności
Innowacje finansowe
Sektor bankowy
Strategia rynkowa
Usługi bankowe
Banking sector
Banking services
Banks
Electronic payment instruments
Electronic payments
Financial innovations
Market strategy
Opis:
W publikacji podjęto analizę uwarunkowań wdrożenia i rozwoju płatności mobilnych w strategiach rynkowych sektora bankowego. Analiza obejmuje zestaw uwarunkowań podażowych związanych z aktywnym udziałem banków w tworzeniu rynku innowacji płatniczych w obszarze instrumentów mobilnych, jak również główne determinanty popytowe z wykazaniem ich znaczenia w procesie wdrażania płatności mobilnych.
Źródło:
Studia Ekonomiczne; 2014, 186 cz 1; 138-149
2083-8611
Pojawia się w:
Studia Ekonomiczne
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Виявлення та узагальнення основних тенденцій розвитку електронної комерції в країнах ЄС
Identifying and summarizing the main development trends of e-commerce in the EU
Autorzy:
Apal'kova, V. V.
Powiązania:
https://bibliotekanauki.pl/articles/692344.pdf
Data publikacji:
2014
Wydawca:
Dnieprowski Uniwersytet Narodowy im. Ołesia Honczara
Tematy:
електронна комерція
електронна торгівля
електронні платіжні сервіси
міжнародний ринок кур’єрської доставки
E-commerce
online trade
electronic payment services
international parcel and delivery market
Opis:
The article deals with the analysis E-commerce turnover in the EU countries. The problems and barriers to cross-border electronic sales are outlined. The important role of e-commerce for small and medium businesses’ development is proved
Подано аналіз грошових потоків у сфері електронної комерції в країнах Європейського Союзу, досліджено проблеми та бар’єри активізації транскордонної електронної торгівлі в Європі, підкреслено роль електронної торгівлі для розвитку малого і середнього бізнесу.
Źródło:
European Journal of Management Issues; 2014, 3; 10-15
2519-8564
Pojawia się w:
European Journal of Management Issues
Dostawca treści:
Biblioteka Nauki
Artykuł
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