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Wyświetlanie 1-10 z 19
Tytuł:
Etyka w bankowości
Ethics in banking
Autorzy:
Mierzejewska, Anna
Powiązania:
https://bibliotekanauki.pl/articles/1929246.pdf
Data publikacji:
2021-12-22
Wydawca:
Akademia im. Jakuba z Paradyża w Gorzowie Wielkopolskim
Tematy:
ethics
business ethics
bank
banking ethics
code of banking ethics
Opis:
The article presents the rich and complex ethics related to business activity, including banking. The basic issues in this field were presented, taken both from the literature on this subject and from banking practice, by reviewing the ethical values contained in the „Code of Banking Ethics”, a set of rules of conduct related to the activities of banks. It also presents the current economic and financial situation of the Polish banking sector, as well as the evolution of transformations and changes taking place in banking over the years. The implementation of the set goal required the following research methods: scientific observation based on a review of the available literature, studies and source materials from the banking sector, along with analysis and inference.
Źródło:
Język. Religia. Tożsamość; 2021, 2(24) B; 167-178
2083-8964
2544-1701
Pojawia się w:
Język. Religia. Tożsamość
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Demographic and Socio-Economic Factors as Barriers to Robo-Advisory Acceptance in Poland
Autorzy:
Piotrowski, Dariusz
Powiązania:
https://bibliotekanauki.pl/articles/2168385.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Marii Curie-Skłodowskiej. Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej
Tematy:
financial advisory
technology acceptance
banking ethics
privacy
artificial intelligence in banking
Opis:
Theoretical background: One manifestation of the use of artificial intelligence technology in financial services is robo-advisory. Automated assistants are used in the area of communication with consumers and the sale of financial products. The development of robo-advisory services may contribute to increasing the availability of financial services and the cost efficiency of banks’ operations. So far, however, robo-advisory has not been widely used in bank services, and the reasons for this can be seen in the lack of wide acceptance of robo-advisory by bank customers, among other things.Purpose of the article: The aim of this paper is to identify barriers to the acceptance of robo-advisory in the services of banks operating in Poland. Variables relating to the demographic and socio-economic characteristics of consumers were analysed. Knowledge in this area can provide banks with a practical guideline for activities aimed at increasing acceptance of artificial intelligence technology and wider use of robo-advisory in financial services.Research methods: The paper uses the results of a survey conducted in October 2020 regarding the application of artificial intelligence technology in the banking sector in Poland. The survey included a representative sample of 911 Polish citizens aged 18–65. A multinomial logit model was employed to identify variables that represent significant barriers to robo-advisory acceptance in financial services.Main findings: The conducted research helped identify the barriers to acceptance of robo-advisory among consumers in Poland. A low propensity to use robo-advisory in bank services is characteristic of respondents from older age groups, as well as those who do not show a predilection for testing new technological solutions. Lack of experience in using investment advisory services and customer concerns about the misuse of personal data by banks are also significant barriers.
Źródło:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia; 2022, 56, 3; 109-126
0459-9586
2449-8513
Pojawia się w:
Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Privacy frontiers in customers relations with banks
Autorzy:
Piotrowski, Dariusz
Powiązania:
https://bibliotekanauki.pl/articles/2192170.pdf
Data publikacji:
2023-04-27
Wydawca:
Uniwersytet Ekonomiczny w Poznaniu
Tematy:
privacy
personal data processing
Artificial Intelligence
banking ethics
social media
Opis:
The widespread use of digital technologies in banking allows banks to obtain and analyse huge amounts of data from different communication channels. While this phenomenon is conducive to improving the quality of services it also increases the risk of privacy breaches. The aim of this study is to identify what factors determine consumer acceptance of banks' use of public access personal data found on social media accounts. The results indicate the importance of the ifnancial incentive and consumers' assessment of banks' information activities regarding the processing of personal data. Determinants relating to the technological sophisti cation of respondents were also found to be significant, with a particular focus on the ethical evaluation of deci sions made by Arfticial Intelligence algorithms. The results of the work may be used by banks in practice to adapt the area of personal data management to the requirements of e-privacy and Trustworthy Artifcial Intelligence.
Źródło:
Economics and Business Review; 2023, 9, 1; 119-141
2392-1641
Pojawia się w:
Economics and Business Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Consumer perceived ethicality of banks in the era of digitalisation: The case of Poland
Autorzy:
Piotrowski, Dariusz
Powiązania:
https://bibliotekanauki.pl/articles/2034012.pdf
Data publikacji:
2022-04-15
Wydawca:
Uniwersytet Ekonomiczny w Poznaniu
Tematy:
banking ethics
ethical judgement
digital technologies
electronic banking
artificial intelligence
financial advisory services
Opis:
Ethically conducted business has a positive impact on consumer trust, satisfaction and loyalty. eTh aim of this paper is to identify the bank activities that customers perceive as ethical and to what extent they aefct consumer perceived ethicality. eTh binomial logit model applied in this study demonstrates that the honesty of ifnancial advice, use of e-banking services and use of artificial intelligence technology to improve the quality of banking services have a significantly positive impact on consumers' perception of banks in Poland as ethical institutions. Significant variables that negatively inuflence consumer perceived ethicality include gender, education, use of ifnancial advisory services, banks' manipulation of information about financial products and use of personal data against the will of customers.
Źródło:
Economics and Business Review; 2022, 8, 1; 90-114
2392-1641
Pojawia się w:
Economics and Business Review
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Kodyfikacja standardów etycznych w instytucjach bankowych
Codification of ethical standards in banking institutions
Autorzy:
Czechowska, Iwona Dorota
Powiązania:
https://bibliotekanauki.pl/articles/485342.pdf
Data publikacji:
2015
Wydawca:
Bankowy Fundusz Gwarancyjny
Tematy:
Kodeksy etyczne firm
kodeksy etyki bankowej
corporate codes of ethics
codes of banking ethics
Opis:
The purpose of this paper is to present a code of ethics banks, in the broader context of ethical codes of companies. The research problem is to determine whether the websites of banks are positioned codes of ethics, what kind of stakeholders present in the ethical codes of banks, what content on the clients are located in the ethical codes of banks. The subjects of analysis are the contents of codes of ethics. The paper consists of three parts: the first explains the importance of codes of ethics in the second, the typology and the content codes, while in the latter part of the third-shown by the banking sector codes of ethics and codes of conduct found on the websites of banks
Źródło:
Bezpieczny Bank; 2015, 1(58); 97-117
1429-2939
Pojawia się w:
Bezpieczny Bank
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Ethics, Banking and Ownership
Autorzy:
Kalmi, Panu
Powiązania:
https://bibliotekanauki.pl/articles/485240.pdf
Data publikacji:
2014
Wydawca:
Bankowy Fundusz Gwarancyjny
Tematy:
Ethics, Banking, Ownership structure, Bank supervision, Banking sector, Banking risk
Etyka, Bankowość, Struktura własnościowa, Nadzór bankowy, Sektor bankowy, Ryzyko bankowe
Opis:
The paper analyses the notion of banking ethics and presents a simple model of risk shifting that illuminates the conflict between depositors and shareholders and presents shareholder incentives to gamble "with other peoples' money". Customer ownership through cooperative or savings bank structure solves this problem, however, these structures have problems of their own. Finally, it stresses the benefits of organizational diversity in banking, on how banks in different ownership structures may foster that diversity, and also why ownership may not be a sufficient condition for diversity.
Źródło:
Bezpieczny Bank; 2014, 2(55); 27-37
1429-2939
Pojawia się w:
Bezpieczny Bank
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Ethical problems at work in the opinion of employees of selected banks
Autorzy:
Rogowski, Robert
Powiązania:
https://bibliotekanauki.pl/articles/653262.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
work in banking
ethics at work
banking
work
ethics
Opis:
The paper presents ethical problems faced by the employees of selected banks in Poland. The theoretical section of the paper describes the codes of ethics in banking, especially those concerning the moral aspects of working in banking. The empirical part of the paper presents the results of research on the ethos of bank workers. Quantitative and qualitative analyses were carried out using a special Internet forum devoted to the banking sector. The study includes a content analysis of comments posted by the bank employees on the Internet forum.
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2018, 21, 8; 57-70
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Sprawa Etyczna. Opracowanie hipotetycznego studium przypadku CFA The Ethics Challenge edycja 2021
The Ethical Discourse. Elaboration of the CFA Ethics Challenge 2021 case study
Autorzy:
Bulczak, Patrycja M.
Marciniszyn, Adrianna B.
Tomczuk, Agata W.
Powiązania:
https://bibliotekanauki.pl/articles/2054070.pdf
Data publikacji:
2021-10-18
Wydawca:
Bankowy Fundusz Gwarancyjny
Tematy:
etyka
CFA Ethics Challenge
CFA
rekomendacje
doradztwo inwestycyjne
kodeks
moralność
CFA CFA Ethics Challenge
ethics
ethics code
ethics in banking
investment consulting
investment advisory
morality
Opis:
Opracowanie dotyczy analizy zagadnień etycznych jakie zidentyfikowano w studium przypadku obejmującego opis zdarzeń z pierwszego tygodnia pracy nowo zatrudnionego doradcy bankowego w hipotetycznym banku (New Bank). Analiza została wykonana na potrzeby wystąpień w finale 4. edycji konkursu CFA Ethics Challenge 2021. Wykorzystując model trójkąta nadużyć, zidentyfikowano trzy grupy nagannych zachowań lub działań oraz sformułowano propozycje rozwiązań. Opracowano także rekomendacje z intencją poprawy poziomu etyki w New Banku oraz wyeksponowano te aspekty, które zasługują na uznanie.
The article presents an analysis of the ethical issues identified in a case study involving a description of events during the first week of work of a new bank advisor in a hypothetical bank (New Bank). The analysis was created for the final stage of the 4th edition of CFA Ethics Challenge (2021). Basing on the model of the fraud triangle, three groups of reprehensible behaviours and actions were identified with appropriate solutions. The article also presents recommendations for the improvement of ethics in New Bank and focuses on aspects deemed crucial.
Źródło:
Bezpieczny Bank; 2021, 84, 3; 115-124
1429-2939
Pojawia się w:
Bezpieczny Bank
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Ekonomiczne i etyczne aspekty kształtowania strategii konkurencji w sektorze bankowym
Economic and Ethical Aspects of Shaping Competitive Strategies in the Banking Sector
Autorzy:
Przybyciński, Tomasz
Powiązania:
https://bibliotekanauki.pl/articles/652616.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
-
competitive strategies
ethics
banking sector
Opis:
To succeed in the marketplace, companies must adopt competitive strategies. Economic, as well as ethical aspects of competitive strategies, are of great importance. A lack of healthy competition leads to difficult problems in economic life, especially in the banking sector. The most irresponsible competitive strategies have the potential to make the highest return. However, risky financial decisions usually resulted in banking crises. They were frequently resolved through bailouts at the taxpayer’s expense and contributed to moral hazard.
-
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2018, 21, 1
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Etyczne problemy w pracy na podstawie opinii pracowników wybranych banków
Ethical Problems at Work in the Opinion of Employees of Selected Banks
Autorzy:
Rogowski, Robert
Powiązania:
https://bibliotekanauki.pl/articles/965163.pdf
Data publikacji:
2016-09-15
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
work in banking
ethics at work
banking
work
ethics
A13
G21
M12
M54
Opis:
The paper presents ethical problems of employees in selected banks in Poland. The theoretical part of the paper deals with codes of ethics in banking, especially those concerning the moral aspects of working in banking. The empirical part of the paper presents the results of research on the ethos of bank workers. Quantitative and qualitative analyses were carried out using a specialist Internet forum devoted to the banking sector. The study includes an analysis of hundreds of comments posted on an Internet forum.
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2016, 19, 3
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Wyświetlanie 1-10 z 19

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