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Wyszukujesz frazę "Insurance market" wg kryterium: Temat


Tytuł:
Nieetyczne zachowania ubezpieczonych na polskim rynku ubezpieczeń
Unethical Behavior of the Insured in the Polish Insurance Market, the Causes and Consequences
Autorzy:
Wieteska, Stanisław
Powiązania:
https://bibliotekanauki.pl/articles/20311462.pdf
Data publikacji:
2012
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
ethics
insurance market
insurance crime
Opis:
For many years we have observed the occurrence of extorting compensation from insurance companies. The scale of it is not fully identified. Despite the enormous effort to combat with this phenomenon, the size of it is still growing. The article discusses the reasons for this phenomenon, especially motivation and tendency of the insured to fraud. It also presents the economic consequences of the phenomenon for insurance companies.
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2012, 15; 241-249
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Development of the Polish non-life insurance market and macroeconomic stabilization of the Polish economy in 2000-2020
Autorzy:
Rojek, Konrad
Powiązania:
https://bibliotekanauki.pl/articles/16729745.pdf
Data publikacji:
2022
Wydawca:
Instytut Naukowo-Wydawniczy "SPATIUM"
Tematy:
insurance market
macroeconomic stabilization
Opis:
The paper presents the results of research on the relationship between the deve-lopment of the Polish non-life insurance market and macroeconomic stability of the Polish economy in 2000-2020. The research was based on The Method of Zero Unitarization (construction of a synthetic indicator of the Polish non-life insurance market development), the Pentagon of Macroeconomic Stabilization and a cross-correlogram (study of the relationship between the two variables).
Źródło:
Central European Review of Economics & Finance; 2022, 39, 4; 5-23
2082-8500
2083-4314
Pojawia się w:
Central European Review of Economics & Finance
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Nieuczciwe praktyki na rynku ubezpieczeniowym – klauzule abuzywne
Autorzy:
Wieteska, Stanisław
Powiązania:
https://bibliotekanauki.pl/articles/653067.pdf
Data publikacji:
2011
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
insurance market
unfair clauses
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2011, 14, 2
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Unfair practices in the insurance market: describing unfair clauses
Autorzy:
Wieteska, Stanisław
Powiązania:
https://bibliotekanauki.pl/articles/653265.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
insurance market
unfair clauses
Opis:
In a market economy, the protection of consumer rights is an extremely important issue. This also applies to the insurance market where these issues are generally understood as ones related to the conclusion and execution of insurance contracts. The insured person is exposed to many dangers, being the weaker party in the insurance market, since insurance companies, as professionals, can easily impose convenient transaction terms. The article aims to identify market practices including unfair terms imposed by insurance companies. It provides examples of such unfair terms and conditions in the form of so-called abusive clauses in insurance contracts and points to the consequences of their use.
Źródło:
Annales. Etyka w Życiu Gospodarczym; 2018, 21, 8; 47-55
1899-2226
2353-4869
Pojawia się w:
Annales. Etyka w Życiu Gospodarczym
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
EVOLUTION OF THE POLISH INSURANCE SECTOR ON MACRO-ECONOMIC BACKGROUND
Autorzy:
Treder, Hanna
Powiązania:
https://bibliotekanauki.pl/articles/450558.pdf
Data publikacji:
2008
Wydawca:
Uniwersytet Gdański. Wydawnictwo Uniwersytetu Gdańskiego
Tematy:
Macro-economic Development
Insurance Market
Opis:
The insurance sector in Poland has been developing in certain conditions of macro-economic environment. The process in which the phenomena in the insurance market takes place is determined by the speed of development of the whole economy. The dynamics of the development may be seen in the size of GDP, in the size of foreign trade and in the level of foreign investments. The macroeconomic indicators confirm the continuing economic growth. This affects the development of the market in a favourable way because it means that there is a large demand for insurance products. The increasing demand is a strong stimulus of the further market development. Good forecasts of the economic development encourage foreign investors to deposit capital in Poland. The insurance sector is also an attractive place for foreign investments. The conditions of activity of the insurance market have been determined by law regulations that are based on the directives of the European Union. Although the level of development of the Polish insurance market is still lower than in many countries of the European Union the currently perceived tendencies lead to a decrease of the existing disproportions.
Źródło:
International Journal of Emerging and Transition Economies (IJETE); 2008, 1, 2; 289-301
1308-2701
Pojawia się w:
International Journal of Emerging and Transition Economies (IJETE)
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Insurance Market Development in Comparison With Other Financial Markets Segments in Poland in the Prosperity and Recession
Autorzy:
Ostrowska, Dorota
Powiązania:
https://bibliotekanauki.pl/articles/489047.pdf
Data publikacji:
2014
Wydawca:
Instytut Badań Gospodarczych
Tematy:
financial market
insurance market
financial market assets
Opis:
The problem undertaken in this article is to reduce the dynamics of the financial market in Poland in the period of crisis. The aim of this paper is to analyze the pace of the market development, taking into account the changes that have taken place in the insurance market. Research period covers the years of prosperity and the recession.
Źródło:
Oeconomia Copernicana; 2014, 5, 3; 153-170
2083-1277
Pojawia się w:
Oeconomia Copernicana
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The role of insurance in the development of the financial sector
Autorzy:
Karpitskaya, Maryna
Barysenka, Pavel
Powiązania:
https://bibliotekanauki.pl/articles/2128083.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet w Białymstoku. Wydawnictwo Uniwersytetu w Białymstoku
Tematy:
insurance
reinsurance
insurance market
premiums
insurance policy
risks
Opis:
The study examines trends in the financial sector of the Republic of Belarus and determines the role of insurance in its stabilization. An analysis of the current state of the insurancemarket is carried out and the problems are identified in the article. The factors which influence the level of consumption of insurance services are represented in the article. The development of insurance protection has been analyzed through the introduction of additional obligatory insurance types. The mechanism is developed within the framework of the Strategy for the Belarusian insurance market development. The scientific novelty and significance of the obtained results lies in the methodological justification for the formation of an effective organizational and economic insurance mechanism within the functioning financial system framework of the Republic of Belarus. The essence and novelty of the proposal lies in the development of a structural and logical functional model of the insurance market with the use of a reinsurance pool in which the subjects are identified and their participation in reinsurance operations is determined. The scientific novelty includes the creation of an operating costs fund, which complies with European insurance legislation.
Źródło:
Optimum. Economic Studies; 2018, 2(92); 51-60
1506-7637
Pojawia się w:
Optimum. Economic Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Rynek prywatnych ubezpieczeń zdrowotnych w krajach europejskich. Przykład rozwiązań francuskich
Autorzy:
Jurkiewicz, Irmina
Tinardon, Carole
Powiązania:
https://bibliotekanauki.pl/articles/634975.pdf
Data publikacji:
2010
Wydawca:
Uniwersytet Jagielloński. Wydawnictwo Uniwersytetu Jagiellońskiego
Tematy:
private health insurance, voluntary health insurance, market, France
Opis:
Private health insurance market in European countries. French examplePrivate health insurance exists alongside to the statutory health system in most of the European countries. The reason to introduce PHI in health care system, among other, is limiting public health care expenditures by involving private insurers and individuals. Moreover it is believed that increase in competition between public and private insurers would expand consumers’ choice in health care. Despite all similarities in terms of main goals and general structure of health care system, PHI institutions in European countries vary. The aim of the article is to present classification and examples of private health insurance solutions. More focus is put on French PHI system as an instance of existence of many types of PHI under specific regulations. The article also shows characteristics of PHI types. Furthermore the EU Third Non-Life Insurance Directive is presented as a main regulatory framework for PHI. PHI market basic information is included.
Źródło:
Zdrowie Publiczne i Zarządzanie; 2010, 8, 1
2084-2627
Pojawia się w:
Zdrowie Publiczne i Zarządzanie
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
InsurTechowe trendy na rynku ubezpieczeniowym
Insur-Tech trends on the insurance market
Autorzy:
Kurek, Robert
Powiązania:
https://bibliotekanauki.pl/articles/582983.pdf
Data publikacji:
2018
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
FinTech
InsurTech
rynek ubezpieczeniowy
insurance market.
Opis:
Połączenie nowoczesnych rozwiązań, nowych technologii i ubezpieczeń (InsurTech) jest zarówno przejawem innowacyjności, jak i znakiem czasów. Telematyka i tzw. Internet rzeczy w służbie ubezpieczeń znalazły już szerokie wykorzystanie. Zastosowanie rozwiązań opartych na blockchainie, identyfikacji biometrycznej oraz głosowej, inteligentnych systemach OCR (Optical Character Recognition) czy rzeczywistość wirtualna także są przedmiotem zainteresowania wielu firm. Istotne są i będą technologie wykorzystujące sztuczną inteligencję w procesie sprzedaży lub podejmowania decyzji, a także zaawansowana analityka (Big Data). Liczba rozwiązań z zakresu nowych technologii, które z powodzeniem wykorzystywane są w branży ubezpieczeniowej na całym świecie, rośnie wraz z rozwojem Internetu, mediów społecznościowych i nośników komunikacji. Z jednej strony ułatwiają one życie klientom, z drugiej mogą wpływać na wysokość składek lub kwoty wypłacanych odszkodowań.
Combination of modern solutions, new technologies and insurance (InsurTech) is the manifestation of innovation, as well as the sign of present times. Telematics and the socalled Internet of Things have already been widely applied for the benefit of insurance sector. The application of solutions based on blockchain, biometric and voice identification, intelligent OCR (Optical Character Recognition) systems, or virtual reality are also of interest to many companies. Equally important are, and will be, the technologies using artificial intelligence in the process of sales or decision making, as well as the advanced analytics (big data). The number of solutions in the area of new technologies, which are successfully used in the insurance industry worldwide, is growing along with the development of the Internet, social and communication media. On the one hand, they make life easier for clients, and on the other, they can influence the level of premiums or the amount of compensations paid.
Źródło:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu; 2018, 541; 138-146
1899-3192
Pojawia się w:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
New categories of spare parts and their impact on the increase of insurance crime in automobile insurance
Autorzy:
Lewicki, Wojciech
Stankiewicz, Bogusław
Powiązania:
https://bibliotekanauki.pl/articles/584585.pdf
Data publikacji:
2017
Wydawca:
Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
Tematy:
insurance market
insurance fraud
motor market
spare parts
sectoral exemptions
Opis:
The introduction in 2003 of ‘sectoral exemptions’ in the automotive industry was vital for the economic policies of the European Union by providing consumers with easy access to goods and services for the automotive market, and maximally similar prices. Before the introduction of the regulation, they were required to assemble and sell spare parts only signed by the manufactures cars, calling them original parts. Regulation defined the term ‘original parts’ and ‘alternative parts’ as the elements installed in the car to its components, which are necessary for the proper functioning of the vehicle. Although few years has already passed since the GVO regulations has been introduced, the analysis of the components of the compensations paid out still shows that prices of the spare parts that are included in the general amounts of the repairs’ costs of the cars and which are reimbursed by the insurance companies is significant. The issue of the spare parts choice within the process of the motor loss adjustment still are a big research problem especially considering the increase of the crime committed in the field of the automobile insurance in Poland.
Źródło:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu; 2017, 482; 130-139
1899-3192
Pojawia się w:
Prace Naukowe Uniwersytetu Ekonomicznego we Wrocławiu
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Czy polski model pośrednictwa ubezpieczeniowego jest moralnie poprawny?
Is the Polish Model of Insurance Market Morally Fair?
Autorzy:
Stanny, Dominik
Powiązania:
https://bibliotekanauki.pl/articles/468798.pdf
Data publikacji:
2010
Wydawca:
Polska Akademia Nauk. Instytut Filozofii i Socjologii PAN
Tematy:
broker
agent
insurance market
brokers fee transparency
Opis:
The aim of this article is to present the problem of moral fairness of Polish insurance market. According to Polish law and Polish Brokers Code Of Conduct broker should act for the benefit of insured individuals. However, the fact that brokers are paid a courtage (broker fee) by insurers allows to doubt whether brokers always act genuinely for the benefit of their customers. Two different answers to the question were analysed: one suggested by P. Sukiennik and the other offered by J. Kliszcz. P. Sukiennik claims that broker fee must be transparent for clients. He thinks that the transparency results in lowering the total amount of commission and finally it increases the quality of brokerage. J. Kliszcz insists that nowadays regulation is sufficient in guarantying clients’ interests. He maintains that a client is not interested in getting to know the broker fee, but in lowering the total price of service. From the ethical point of view one can say that both authors tacitly accept the utilitarian perspective. However, they judge differently the existing practices and thus give different prescriptions.
Źródło:
Prakseologia; 2010, 150; 231-239
0079-4872
Pojawia się w:
Prakseologia
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Insurance Market in the Light of Covid-19 Pandemic
Autorzy:
Ratowska-Dziobiak, Eleonora
Powiązania:
https://bibliotekanauki.pl/articles/36095425.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
insurance market
pandemic
COVID-19
threats
opportunities
Opis:
The COVID-19 pandemic has been compared to world wars or other tragic events in terms of the death toll it has taken and huge economic losses it has caused. It is not a finished process, so it is difficult to predict the scale of its impact. According to IMF estimates, the contraction of the world economy will be much greater than in the years of the financial crisis of 2008–2009. The negative effects in different countries may depend on the severity and extent of the applied lock-down or interventions undertaken by governments. Changes taking place in various sectors of the economy are of a different nature. The effects of the pandemic can be also seen in the insurance segment. The aim of this article is to find answers to the following research questions: To what extent did the COVID-19 pandemic affect the situation on the insurance market? In which areas are its consequences particularly visible? What kind of opportunities and threats does the pandemic bring from the perspective of the insurance market? Methodology. The analysis used available scientific publications, reports prepared by the Polish Financial Supervision Authority, Polish Insurance Association and entities conducting brokerage activities or selected consulting companies. The result of the research. In a few days, in March 2020, a real revolution took place on the insurance market. The insurers faced the need to introduce completely remote customer service. They also had to launch new tools, which in many cases were still in the testing phase and which they did not have the opportunity to use on a large scale. With the onset of the pandemic, they were quickly implemented. It was related to additional funds, huge commitment and discipline of all employees, liquidators, agents, sales departments, and administration. Consequent on this, clients gained full access to all services and insurance products, without leaving home. On the other hand, pandemic has led to the significant changes within the demand for the insurance services and customers’ expectations, but also to growing scale of damages and compensation paid to the clients leading to the higher insurance premiums.
Źródło:
Finanse i Prawo Finansowe; 2022, 2 (Numer Specjalny); 73-86
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The Impact of Major Natural Disasters on the System and the Insurance Market of the Interwar Poland
Autorzy:
Kasperski, Wojciech
Powiązania:
https://bibliotekanauki.pl/articles/1804681.pdf
Data publikacji:
2019-11-16
Wydawca:
Katolicki Uniwersytet Lubelski Jana Pawła II. Towarzystwo Naukowe KUL
Tematy:
natural disasters
interwar period
insurance market
history of insurance
Opis:
The article is an attempt to present the problem of natural disasters and their influence on the economy and the functioning of the insurance market during the interwar period in Poland. The Author reveals the picture of Poland grappling with a number of challenges such as the unification of the legislation or rebuilding of the economy deteriorated by the war. The country had to increase its expenditure in the aftermath of natural disasters. Poland is presented as a state that had to cope with disasters and various economic turbulences every three years on average. As early as in 1921, the whole territory of Poland was struck by scorching heats resulting in huge loses in its economy, especially in agriculture. Mid 1920s was a period of raging inflation but also a struggle with the flood, which had been the greatest natural disaster in the territory of Poland in over three centuries. The years 1926–1929 were the heyday for the Polish economy, yet Poland suffered the first signs of an economic breakdown in 1929. In the summer of 1928, it had faced a tornado that destroyed houses, obliterated forests and claimed the lives of many. A similar occurrence was recorded in 1931 in the area of Lublin, where a hurricane of unprecedented force ravaged the land. The turn of the year 1929 went down in the history of our nation as the winter of the century. Another flood ravaged Poland in 1934, when the country had not yet fully recovered after the economic collapse caused by the Great Depression. The flood caused losses exceeding 84 million zloty. The Author also presents changes in the legislation of that time forced by the disasters and, above all, the law concerning prevention of fire and other natural disasters. It was a law which owing to the support of insurers enabled fire brigades and fire fighter units to develop so that the general public and its property could be safeguarded against disasters in the future.
Źródło:
Roczniki Nauk Prawnych; 2017, 27, 2; 29-46
1507-7896
2544-5227
Pojawia się w:
Roczniki Nauk Prawnych
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Non-life insurance markets in CEE countries – part I: Products’ structure
Autorzy:
Wieczorek-Kosmala, Monika
Powiązania:
https://bibliotekanauki.pl/articles/522240.pdf
Data publikacji:
2016
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
CEE countries
Insurance market
Non-life insurance
Products’ structure
Opis:
The course of the development of non-life insurance markets in CEE countries differs in many aspects from the Western-European countries. This study shows how these changes performed in the eight CEE countries, that overcame transition in similar time and accessed the European Union in May, 2004. In this paper (as the first part of the study) wider attention was given to the changes of products’ structure of non-life markets. It was found that motor third party liability insurance still remains the most relevant insurance line in the non-life markets of the examined countries.
Źródło:
Journal of Economics and Management; 2016, 25; 109-125
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Non-life insurance markets in CEE countries – part II: Polarisation and concentration
Autorzy:
Wieczorek-Kosmala, Monika
Powiązania:
https://bibliotekanauki.pl/articles/522515.pdf
Data publikacji:
2016
Wydawca:
Uniwersytet Ekonomiczny w Katowicach
Tematy:
Central and Eastern Europe countries
Insurance market
Insurance polarisation
Market concentration
Non-life insurance
Opis:
The paper discusses the performance of non-life insurance markets in the eight CEE countries that overcame transition in the 1990s and accessed European Union in May, 2004. A closer attention is given to the evaluation of two aspects of the general performance of non-life markets – polarisation and concentration. It was found that the polarisation of non-life markets between the analysed countries and other European Union members diminishes slowly. However, the concentration of non-life markets still remains high or moderate.
Źródło:
Journal of Economics and Management; 2016, 26; 150-172
1732-1948
Pojawia się w:
Journal of Economics and Management
Dostawca treści:
Biblioteka Nauki
Artykuł

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