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Wyszukujesz frazę "Mazur, Zofia M." wg kryterium: Autor


Wyświetlanie 1-3 z 3
Tytuł:
The Consumer Lending Protection. How to Prevent the Predatory Lending and “Debt Slavery” on the Small-Dollar Lending Market
Autorzy:
Mazur, Zofia M.
Powiązania:
https://bibliotekanauki.pl/articles/35528772.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
financial consumer protection
small-dollar lending
predatory lending
unbanked households
COVID-19
Opis:
The purpose of the article/hypothesis. The present contribution is focused on the lending market, its credit products, and actors, with particular regard to the non-bank small-dollar lenders and the underserved borrowers. The purpose is to analyze some of the specific small-dollar loans and related legislative initiatives from the American and European financial markets which may constitute remedies to the problem of predatory lending. Methodology. The analysis was based on the legal and administrative acts and documents as well as on the doctrine related to the topic examined. Results of the research. The study revealed that the misleading, abusive conducts and numerous sales strategies of professionals operating on the banking market may regard almost any individual. These unethical practices have intensified during the pandemic, becoming particularly dangerous.
Źródło:
Finanse i Prawo Finansowe; 2022, 4, 36; 71-91
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Unethical Advertising Practices in the Financial Market and Counteraction Tools
Autorzy:
Mazur, Zofia M.
Powiązania:
https://bibliotekanauki.pl/articles/35525857.pdf
Data publikacji:
2022
Wydawca:
Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:
financial advertising
financial consumer protection
advertising restrictions
small-dollar loans
advertising good practices
Opis:
The purpose of the article/hypothesis. Paper highlights certain crucial aspects of misleading and deceitful advertisings of banking and financial products and services, its effects, and the necessity to ban and/or restrict some of professionals’ misbehaviours. Many research evidence shown how an endless amount of information and specific advertisements can influence consumers’ financial decision-making. This concern was intensified by the impact of COVID-19 on the financial situation of many households. Methodology. Author has conducted extensive research using national and international literature, public reports, legal cases, administrative proceedings, national and international legislations. There are presented some national examples, good principles and suggestions of what should be done to better protect the customers on the banking and financial market. Results of the research. The study revealed that the misleading, abusive conducts and numerous sales strategies of professionals operating on the markets at issue may regard almost any individual. Unethical advertising practices may intensify because of ever-increasing technology and new advertising techniques. As described, both the type and the timing of the advertising can also greatly influence consumers’ choice. The policy makers shall be determined, decisive and fast in order to assure that financial products and services are safe and law-compliant, to raise standards in advertising sector, to prevent defaults, irresponsible borrowing, loss of privacy, discrimination, failures and predatory practices. The measures shall prevent the frauds and the marketing and sales strategies of a set of unrealizable promises or products unsuited to the needs of customers on the financial advertising market.
Źródło:
Finanse i Prawo Finansowe; 2022, 4, 36; 39-54
2391-6478
2353-5601
Pojawia się w:
Finanse i Prawo Finansowe
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
How Much May an Unreasonable Delay Cost? TAR Lazio Annuls the Highest Sanction Ever Issued by the Italian Competition Authority
Autorzy:
Mazur, Zofia M.
Scimeca, Elisa Luna
Powiązania:
https://bibliotekanauki.pl/articles/2158423.pdf
Data publikacji:
2021-12-10
Wydawca:
Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
Tematy:
anti-competitive agreement
unreasonable delays
consequences of undue delay
AGCM
parental liability
incorrect determination of relevant market
Opis:
The present contribution describes and comments on recent ruling(s) issued by the Italian Regional Administrative Court of Lazio Region (TAR Lazio) which annuls the highest sanction ever imposed by the Italian Competition Authority (AGCM) for the breach of competition law. The Court found that the AGCM’s final decision vitiated on both procedural and substantive grounds. The TAR Lazio held that the Competition Authority violated the principle of ‘reasonable length of proceedings’ by deferring the initiation of the investigation without valid justification. For this reason, in the last part of the contribution, the authors briefly analyse the possible consequences of the unjustified delays in the administrative proceedings on the final rulings.
Le présent commentaire porte sur le(s) récent(s) jugement(s) rendu(s) par le Tribunal administratif régional italien (TAR Lazio) qui annule la plus haute sanction jamais imposée par l’Autorité italienne de la concurrence (AGCM) pour violation du droit de la concurrence. Le tribunal a estimé que la décision finale de l’AGCM était entachée d’irrégularités tant sur le plan de la procédure que sur celui du fond. Le TAR Lazio a estimé que l’Autorité de la concurrence a violé le principe de “durée raisonnable de la procédure” en reportant l’ouverture de l’enquête sans justification valable. Pour cette raison, dans la dernière partie du commentaire, les auteurs analysent brièvement les conséquences possibles des retards injustifiés dans la procédure administrative sur les décisions finales.
Źródło:
Yearbook of Antitrust and Regulatory Studies; 2021, 14, 24; 159-176
1689-9024
2545-0115
Pojawia się w:
Yearbook of Antitrust and Regulatory Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
    Wyświetlanie 1-3 z 3

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