Autor: Ciukaj, Radosław - Katalog OPAC zbiorów

Skocz do pozycji: 1.

Tytuł:: FinTech regulation and the development of the FinTech sector in the European Union
Autorzy:: Ciukaj, Radosław
Folwarski, Mateusz
Powiązania:: https://bibliotekanauki.pl/articles/19322614.pdf
Data publikacji:: 2023-05-11
Wydawca:: Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
Tematy:: FinTech
FinTech Regulation Index
digital innovations
Opis:: The aim of the article is to identify the relationship between the level of regulation of various segments of the FinTech industry and the level of development of this sector. To address this research problem, the paper analyses the scope of regulation in 14 segments of the FinTech sector, and based on that, develops the FinTech Regulation Index for the individual European Union countries. Then, the paper uses this index to examine if there is a relationship between the level of regulation and the level of FinTech development in the various European Union countries. The econometric analysis confirmed the initial hypothesis that there is a significant relationship between the level of FinTech sector regulation and the level of its development.
Źródło:: Journal of Banking and Financial Economics; 2023, 1(19); 44-56
2353-6845
Pojawia się w:: Journal of Banking and Financial Economics
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 2.

Tytuł:: Determinants of the non-performing loan ratio in the European Union banking sectors with a high level of impaired loans
Autorzy:: Ciukaj, Radosław
Kil, Krzysztof
Powiązania:: https://bibliotekanauki.pl/articles/557764.pdf
Data publikacji:: 2020
Wydawca:: Uniwersytet Ekonomiczny w Poznaniu
Tematy:: non-performing loans
European Union banks
credit risk
Opis:: In the article an attempt is made to identify the quality of credit exposure determinants of banks in European Union countries that were characterized by a high level of impaired loans at the end of 2017 (Bulgaria, Croatia, Cyprus, Italy, Ireland, Greece, Portugal). Using the static panel-based approach the non-performing loan (NPL) determinants for the period from 2011 to 2017 were analyzed. The results showed that the high level of NPLs can be explained mainly by both macroeconomic and microeconomic factors. In particular, it has been shown that in the surveyed countries supervisory authorities should pay special attention to smaller banks with high dynamics of new loans and a low return on assets due to the fact that these entities are characterized by a higher NPL ratio. A higher level of NPL is also affected by a high concentration of the banking sector and higher interest rates on newly granted loans. As a result of research it was also shown that the majority of NPL determinants are the same in all types of banks, regardless of the business model and the scope of banking supervision. The differences were noticeable in characteristics regarding the housing market as well as the profitability of operations and lending dynamics of the analyzed entities.
Źródło:: Economics and Business Review; 2020, 6(20), 1; 22-45
2392-1641
Pojawia się w:: Economics and Business Review
Dostawca treści:: Biblioteka Nauki

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