- Tytuł:
- Verification of motor vehicle post accident insurance claims
- Autorzy:
- Aleksandrowicz, Piotr
- Powiązania:
- https://bibliotekanauki.pl/articles/1841233.pdf
- Data publikacji:
- 2020
- Wydawca:
- Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
- Tematy:
-
damage claims
verification of claims
fraud
SDC method
uszkodzenie pojazdu
weryfikacja roszczeń
oszustwo
metoda SDC - Opis:
- Use of a vehicle involves a risk of collision and, consequently, high costs of post-accident repairs. Therefore, if there is no insurance cover and the repair must be paid by the vehicle owner, some of them choose to file fraudulent insurance claims as the damage can be very difficult to verify. Payments of undue damages pose a major social and economic problem. This article deals with these problems and puts forward a proposition of insurance claim verification by means of a new research method to increase the efficiency of detection and elimination of such claims. This new method requires division of the damage-verification process into static analysis (S), dynamic analysis (D) and analysis of characteristic damage (C). The obtained results show that insurance companies have had problems with selection of appropriate research methods to verify the insurance claims. Application of the proposed new method allows to reduce payments of undue damages and the costs of court proceedings.
- Źródło:
-
Transport Problems; 2020, 15, 1; 25-38
1896-0596
2300-861X - Pojawia się w:
- Transport Problems
- Dostawca treści:
- Biblioteka Nauki
Artykuł