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Wyszukujesz frazę "funded pensions" wg kryterium: Wszystkie pola


Wyświetlanie 1-3 z 3
Tytuł:
A PARADOX OF REFORMING PENSIONS IN POLAND
Autorzy:
Ząbkowicz, Anna
Powiązania:
https://bibliotekanauki.pl/articles/517287.pdf
Data publikacji:
2016
Wydawca:
Instytut Badań Gospodarczych
Tematy:
funded pensions
pension reform
public finance
Opis:
Recent years see intense reforming of funded pensions sub-system in Poland. Actually, what are the policy objectives at which change in design introduced in 2013 (mandatory funding) and projected in 2014 (voluntary funding) is oriented? The article briefly reports what contemporary re-designing of the pension system at different stages was about, and reconstructs the objectives of reforming at each stage. It finds that interlocking streams of change aimed at two goals in fact which are i) relief to public finance ii) expanding pension funding by financial intermediaries. It argues that the two are in contradiction to each other, and this makes a paradox of pension reforming. The review of 2013- and 2014- design, unexpectedly enough, results in conclusion that at present reforming is focused on pension funding revitalization, which may cause a recurring distress to public finance. Thus, the article identifies one of dilemmas of institutional-order development in Poland, which can be probably also experienced in other countries where pension funding has been introduced.
Źródło:
Equilibrium. Quarterly Journal of Economics and Economic Policy; 2016, 11, 3; 585-602
1689-765X
2353-3293
Pojawia się w:
Equilibrium. Quarterly Journal of Economics and Economic Policy
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
CHOICE OVERLOAD PARADOX AND PUBLIC POLICY DESIGN. THE CASE OF SWEDISH PENSION SYSTEM
Autorzy:
Czech, Sławomir
Powiązania:
https://bibliotekanauki.pl/articles/517425.pdf
Data publikacji:
2016
Wydawca:
Instytut Badań Gospodarczych
Tematy:
extensive choice
cognitive limitations
market failure
choice architecture
funded pensions
Opis:
In this paper we focus on an adverse effect of extensive choice widely known as ‘choice overload’. We draw on the case of Swedish funded pensions for illustration and analyze the consequences of the design that allowed for maximizing the choice set. The analysis shows limitations of employing the rational choice approach to the real choice decisions biased with common psychological factors and demonstrates that government’s responsibility for the privatized pension system does not end with the design. We also emphasize the need for a decent default option, which would mitigate socially harmful results of adverse behavior effects like procrastination, status quo bias or abstaining from choice. After all, privatized pension systems still belong to the sphere of public policy.
Źródło:
Equilibrium. Quarterly Journal of Economics and Economic Policy; 2016, 11, 3; 559-584
1689-765X
2353-3293
Pojawia się w:
Equilibrium. Quarterly Journal of Economics and Economic Policy
Dostawca treści:
Biblioteka Nauki
Artykuł
    Wyświetlanie 1-3 z 3

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