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Wyświetlanie 1-13 z 13
Tytuł:
Migration of the banking sector to digital banking in Poland
Migracja sektora bankowego do bankowości cyfrowej w Polsce
Autorzy:
Kozak, S.
Golnik, R.
Powiązania:
https://bibliotekanauki.pl/articles/2051327.pdf
Data publikacji:
2020
Wydawca:
Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:
banking in Poland
digitization
banking services
mobile banking
Opis:
Subject and purpose of work: The aim of the article is to present selected aspects of the digitization process of the banking sector in Poland, including the role of the digital channel in the sale of banking products. Materials and methods: The research is of comparative character and is based on data from the financial website PRNews.pl, NBP, KNF and the ECB Bank. Results: Mobile banking in Poland is highly concentrated. In 2016-2019, the five largest banks serviced 82% of all mobile banking customers, and their number increased by 27% annually. Conclusions: Digitization simplifies the process of obtaining and processing information and contributes to reducing operating costs. However it also forces banks to prepare appropriate security and implement costly technological investments. It increases the availability and quality of banking services, and moves customer service from banking branches to the digital channel. Additionally it contributes to reducing the network of branches and the number of employees employed in them.
Przedmiot i cel pracy: Celem artykułu jest przedstawienie wybranych aspektów procesu cyfryzacji sektora bankowego wPolsce, wtym roli bankowości elektronicznej wsprzedaży produktów bankowych. Materiały i metody: Badanie ma charakter porównawczy i opiera się na danych z finansowego portalu internetowego PRNews.pl, Narodowego Banku Polskiego, Komisji Nadzoru Finansowego i Europejskiego Banku Centralnego. Wyniki: Bankowość mobilna wPolsce jest silnie skoncentrowana. Wlatach 2016-2019 pięć największych banków obsługiwało 82% wszystkich klientów bankowości mobilnej, a ich liczba wzrastała o 27% rocznie. Wnioski: Cyfryzacja upraszcza proces pozyskiwania i przetwarzania informacji oraz przyczynia się do obniżenia kosztów operacyjnych. Zmusza jednak również banki do przygotowania odpowiednich zabezpieczeń i realizacji kosztownych inwestycji technologicznych. Zwiększa dostępność i jakość usług bankowych oraz przenosi obsługę klientów z oddziałów bankowych do kanału cyfrowego. Dodatkowo przyczynia się do zmniejszenia sieci oddziałów i liczby zatrudnionych w nich pracowników.
Źródło:
Economic and Regional Studies; 2020, 13, 3; 284-294
2083-3725
2451-182X
Pojawia się w:
Economic and Regional Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Control of squirrel-cage electric generators in a parallel intermediate DC circuit connection
Autorzy:
Kozak, M.
Gordon, R.
Bejger, A.
Powiązania:
https://bibliotekanauki.pl/articles/135529.pdf
Data publikacji:
2016
Wydawca:
Akademia Morska w Szczecinie. Wydawnictwo AMSz
Tematy:
back-to-back
DC link
power distribution
VSI
FOC
power machine
Opis:
The paper covers the theoretical background and tests of two asynchronous squirrel cage generators connected to voltage source inverters working in parallel. Inverters were connected in parallel by their intermediate direct current circuits by means of auctioneering diodes, and then to a DC power network. The real-time control algorithm of digital signal processor DSP and field-programmable gate array FPGA was used to achieve proper excitation of two different power machines, and to maintain high enough levels of direct current link voltage. Windings of both generators are fed by use of so-called machine side inverters. The asynchronous generator is a voltage source inverter controlled by a field-oriented control algorithm based on the current machine model. To prove robustness of the chosen algorithm, different types of load were applied while generators and inverters worked in parallel.
Źródło:
Zeszyty Naukowe Akademii Morskiej w Szczecinie; 2016, 45 (117); 17-22
1733-8670
2392-0378
Pojawia się w:
Zeszyty Naukowe Akademii Morskiej w Szczecinie
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Tests of HTS 2G superconducting tapes using the LabVIEW environment
Autorzy:
Kwoka, R.
Kozak, J.
Majka, M.
Powiązania:
https://bibliotekanauki.pl/articles/118249.pdf
Data publikacji:
2018
Wydawca:
Polskie Towarzystwo Promocji Wiedzy
Tematy:
superconducting winding
HTS tape
LabVIEW
superconducting fault current limiter
uzwojenie nadprzewodzące
Taśma HTS
nadprzewodnikowy ogranicznik prądu zwarciowego
Opis:
HTS 2G superconducting tapes without stabilizer are used for the construction of superconducting fault current limiters. The characteristics R =f(T) of the su-perconducting tape is essential for design of superconducting current limiters and analysis of their numerical models. The article presents the experimentally determined characteristics R=f(T) of the second ge-neration superconducting tapes SF4050 and SF12050 using the LabVIEW integrated environment. The article describes the method of sample preparation and methodology of testing of HTS 2G superconducting tapes. The LabVIEW integrated environment was used for the testing, thanks to which it was possible to download, process and save measurement data.
Źródło:
Applied Computer Science; 2018, 14, 1; 64-72
1895-3735
Pojawia się w:
Applied Computer Science
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Acoustic emission of monolithic IGBT transistors
Autorzy:
Bejger, A.
Kozak, M.
Gordon, R.
Powiązania:
https://bibliotekanauki.pl/articles/27315861.pdf
Data publikacji:
2018
Wydawca:
STE GROUP
Opis:
Due to the increasing number of applications of power semiconductor devices, more and more attention is being paid to diagnostic methods to determine the condition of working semiconductor components. On the basis of the results of experimental research, a correlation can be observed between the transition between the on/off states of a single IGBT transistor in operation and the acoustic signal emitted by it. Acquisition of acoustic emission signals was obtained using a specialized sensor from Vallen. To record the received signal, a high resolution digital oscilloscope was used, which exported the recorded signal to a file, which enabled further digital processing of the acquired signals. The aim of the study was to determine the usefulness of acoustic emission detection methods to determine the possibility of damage to an element based on the recorded acoustic signal.
Źródło:
New Trends in Production Engineering; 2018, 1, 1; 755-760
2545-2843
Pojawia się w:
New Trends in Production Engineering
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Structural Studies of Selected DSPC-Surfactant Model Systems of Biological Membranes
Autorzy:
Szpotkowski, K.
Kozak, M.
Kozak, A.
Zieliński, R.
Wieczorek, D.
Jurga, S.
Powiązania:
https://bibliotekanauki.pl/articles/1809762.pdf
Data publikacji:
2009-02
Wydawca:
Polska Akademia Nauk. Instytut Fizyki PAN
Tematy:
33.20.Ea
47.55.dk
87.14.Cc
87.16.D-
Opis:
Fourier transform infrared spectroscopy was used to analyse the influence of a cationic surfactant from the group of morpholine derivatives on the conformational dynamics of $CH_2$ group in acyl chain of DSPC. The presence of the surfactant causes a decrease in the DSPC phase transition temperature. This result suggests that the surfactant interactions with phospholipid molecules disturb the lipid layers. The Fourier transform infrared measurements were supplemented with tests of the environmental toxicity of the surfactant used.
Źródło:
Acta Physica Polonica A; 2009, 115, 2; 561-564
0587-4246
1898-794X
Pojawia się w:
Acta Physica Polonica A
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Assessment of the potential of dimethyl ether as an alternative fuel for compression ignition engines
Autorzy:
Smolec, R.
Idzior, M.
Karpiuk, W.
Kozak, M.
Powiązania:
https://bibliotekanauki.pl/articles/133723.pdf
Data publikacji:
2017
Wydawca:
Polskie Towarzystwo Naukowe Silników Spalinowych
Tematy:
dimethyl ether
DME
alternative fuels
common rail
biofuel
eter dimetylowy
paliwa alternatywne
biopaliwa
Opis:
The main problem that the automotive industry has been dealing with since the beginning of the XXI century is the need to reduce the exhaust emissions from piston combustion engines. Another, not at all less important problem is the depleting natural resources of crude oil. There are many concepts aiming at resolving of the said issues. One of them is the possibility of application of dimethyl ether (DME) in a classic engine. The paper characterizes this fuel, drawing attention to the aspects related to the adaptation of the engine to this type of fuel, presents the process of its atomization and relevant exhaust emissions.
Źródło:
Combustion Engines; 2017, 56, 2; 181-186
2300-9896
2658-1442
Pojawia się w:
Combustion Engines
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Radon chambers - technical design and some calibration problems
Kalibracyjne komory radonowe w instytucie Fizyki Jądrowej PAN w Krakowie
Autorzy:
Kozak, K.
Mazur, J.
Janik, M.
Zdziarski., T.
Haber, R.
Powiązania:
https://bibliotekanauki.pl/articles/340198.pdf
Data publikacji:
2004
Wydawca:
Główny Instytut Górnictwa
Tematy:
Instytut Techniki Jądrowej PAN w Krakowie
miernik AlphaGUARD PQ2000
kalibracyjna komora radonowa
Institut of Nuclear Physics Polish Academy of Sciences in Kraków
AlphaGUARD PQ2000 meter
radon chambers
Źródło:
Prace Naukowe GIG. Górnictwo i Środowisko / Główny Instytut Górnictwa; 2004, 1; 57-58
1643-7608
Pojawia się w:
Prace Naukowe GIG. Górnictwo i Środowisko / Główny Instytut Górnictwa
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Regionalisation of unutilised agricultural area in Poland
Autorzy:
Pudelko, R.
Kozak, M.
Jedrejek, A.
Galczynska, M.
Pomianek, B.
Powiązania:
https://bibliotekanauki.pl/articles/905295.pdf
Data publikacji:
2018
Wydawca:
Uniwersytet Marii Curie-Skłodowskiej. Wydawnictwo Uniwersytetu Marii Curie-Skłodowskiej
Opis:
Until the marketization of economy in 1990, practically there was no unutilised agricultural land in Poland. After the political transformation, the use of marginal land and part of small agricultural parcels located in areas of better soil agricultural suitability became unprofitable for economic reasons. Despite the reform of Polish agriculture, the problem of not using a large part of agricultural land is constantly present. There are currently no detailed data available on the actual scale of regionalisation and the structure of the landuse abandonment in Poland. Due to the above, the objective of this study is to fill knowledge gaps on this phenomenon. Analyses were performed based on cadastral maps for the whole country. It is the first comprehensive and detailed study of this issue, giving the full review of the regionalisation of abandoned land. Unutilised land defined as: cadastral parcels located on rural land, which is not declared as production area by farmers. The study has shown that currently in Poland more than 2.7 million ha of agricultural land is not declared by the farmers as area for agricultural activity. This assessment includes 2.03 million ha of unutilized areas of effective production (parcels > 0.3 ha), which constitutes 14.2% of the overall agricultural area. A significant proportion of the unutilised agricultural land constitute medium and high productivity soils: 59.7 thousand ha of class III, 73.87 thousand ha of class IIIa, 116.6 thousand ha of class IIIb, 240 thousand ha of class IV, 225 thousand ha of class IVa, 221 thousand ha of class IVb. Analyses showed clear regionalisation of the problem of unused potential in the agricultural production area. This situation is particularly visible in Małopolskie, Podkarpackie, Świętokrzyskie, Śląskie, and part of Mazowieckie voivodeships.
Źródło:
Polish Journal of Soil Science; 2018, 51, 1
0079-2985
Pojawia się w:
Polish Journal of Soil Science
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Influence of metrological conditions on radon measurements in soil - preliminary results
Wpływ warunków metrologicznych na stężenia radonu w glebie - wstępne wyniki
Autorzy:
Mazur, J.
Kozak, T.
Horwacik, T.
Haber, R.
Zdziarski, T.
Powiązania:
https://bibliotekanauki.pl/articles/340202.pdf
Data publikacji:
2004
Wydawca:
Główny Instytut Górnictwa
Tematy:
skażenie radonem
skażenie gleby
ekshalacja radonu
radon contamination
soil contamination
radon exhalation
Źródło:
Prace Naukowe GIG. Górnictwo i Środowisko / Główny Instytut Górnictwa; 2004, 1; 59-60
1643-7608
Pojawia się w:
Prace Naukowe GIG. Górnictwo i Środowisko / Główny Instytut Górnictwa
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Biochemical and structural studies of plant circadian clock proteins
Autorzy:
Saini, R.
Szpotkowski, K.
Kozak, M.
Jaskolski, M.
Davis, S.J.
Powiązania:
https://bibliotekanauki.pl/articles/80840.pdf
Data publikacji:
2013
Wydawca:
Polska Akademia Nauk. Czytelnia Czasopism PAN
Tematy:
circadian clock
diurnal change
plant circadian clock
protein
multiple feedback loop
crystallization
recombinant fusion protein
early flowering
small angle X-ray scattering
protein-protein interaction
biochemical study
structural study
Źródło:
BioTechnologia. Journal of Biotechnology Computational Biology and Bionanotechnology; 2013, 94, 1
0860-7796
Pojawia się w:
BioTechnologia. Journal of Biotechnology Computational Biology and Bionanotechnology
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Tibial tuberosity. Trochlear groove distance in symptom-free young subjects and the proposal for a new guideline value to evaluate patellofemoral pain syndrome in case of trochlea dysplasia
Autorzy:
Alk, A.
Bantle, V.
Martin, T.
Wang, R.
Kasprzyk, M.
Kozak, J.
Powiązania:
https://bibliotekanauki.pl/articles/2063813.pdf
Data publikacji:
2018
Wydawca:
Międzynarodowe Stowarzyszenie na rzecz Robotyki Medycznej
Tematy:
zespół bólu rzepkowo-udowego
kolano biegacza
mobilny system ultrasonograficzny oparty na smartfonie
patellofemoral pain syndrome
PFPS
TT-TG
smartphone-based mobile sonography system
Opis:
For the evaluation of the patellofemoral pain syndrome (PFPS) the mediolateral distance between the tibial tuberosity and the trochlear groove (TT-TG) is considered as the gold standard. In this work, we propose to replace the measurement of the TT-TG with conventional tomographic or radiological section images by a smartphone-based mobile sonography system. This new system allows to provide not only ultrasound imaging but also a measuring method for determining the TT-TG using a smartphone as a mobile tracking unit. Moreover, the system supports the diagnosis by acquiring an additional parameter: the mediolateral distance between the intercondylar notch and the tibial tuberosity (TT-IN). The distinctive structure of the intercondylar notch simplifies the examination compared to using the trochlear groove alone. A feasibility study conducted for this paper indicates that this second guideline value is an adequate replacement for the conventional measurement of the TT-TG. Especially in case of trochlea dysplasia the detection and definition of the groove may be difficult and the TT-IN value offers a reasonable alternative. Our study shows that the proposed sonography system is able to accurately determine the TT-TG in a population of symptom-free young subjects. These measurements range from 13.1 ± 4.2 mm for male to 14.8 ± 3.4 mm for female subjects. Our findings correspond to the postulated values of the gold standard. We are able to show that the values for the TT-IN are in a comparable range with 14.4 ± 4.1mm for men and 13.6 ± 4.0 mm for women. We are convinced that this study strongly indicates that the TT-IN is a useful value that is easy to measure with a mobile ultrasound-based measurement system and can provide the same level of diagnostic value compared to the gold standard TT-TG. In conclusion, a new guideline value is presented to complement the measurement of the TT-TG when a pathological anatomy prevents the detection of the groove.
Źródło:
Medical Robotics Reports; 2018, 7; 26--30
2299-7407
Pojawia się w:
Medical Robotics Reports
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
The influence of air conditioning changes on the effective dose due to radon and its short-lived decay products
Autorzy:
Grządziel, A.
Kozak, K.
Mazur, J.
Połednik, B.
Dudzińska, M. R.
Bilska, I.
Powiązania:
https://bibliotekanauki.pl/articles/147303.pdf
Data publikacji:
2016
Wydawca:
Instytut Chemii i Techniki Jądrowej
Tematy:
radon
radon progeny
attached fraction of radon progeny
unattached fraction of radon progeny
dose conversion factor
Opis:
Most people spend the majority of their time in indoor environments where the level of harmful pollutants is often significantly higher than outdoors. Radon (222Rn) and its decay products are the example of radioactive pollutants. These radioisotopes are the main source of ionizing radiation in non-industrial buildings. The aim of the study was to determine the impact of air-conditioning system on radon and its progeny concentrations and thus on the effective dose. The measurements were carried out in the auditorium at the Environmental Engineering Faculty (Lublin University of Technology, Poland). Measurements of radon and its progeny (in attached and unattached fractions) as well as measurements of the following indoor air parameters were performed in two air-conditioning (AC) operation modes: AC ON and AC ON/OFF. The air supply rate and air recirculation were taken into consideration. The separation of radon progeny into attached and unattached fractions allowed for determining, respectively, the dose conversion factor (DCF) and the inhalation dose for teachers and students in the auditorium. A considerable increase of the mean radon progeny concentrations from 1.2 Bq/m3 to 5.0 Bq/m3 was observed in the AC ON/OFF mode compared to the AC ON mode. This also resulted in the increase of the inhalation dose from 0.005 mSv/y to 0.016 mSv/y (for 200 h/year). Furthermore, the change of the air recirculation rate from 0% to 80% resulted in a decrease of the mean radon concentration from 30 Bq/m3 to 12 Bq/m3 and the reduction of the mean radon progeny concentration from 1.4 Bq/m3 to 0.8 Bq/m3. This resulted in the reduction of the inhalation dose from 0.006 mSv/y to 0.003 mSv/y.
Źródło:
Nukleonika; 2016, 61, 3; 239-244
0029-5922
1508-5791
Pojawia się w:
Nukleonika
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Revision of Nymphaea candida range - new data on the distribution and habitat preferences of the species in southern Poland
Autorzy:
Nowak, A.
Nobis, M.
Dajdok, Z.
Zalewska-Galosz, J.
Nowak, S.
Nobis, A.
Czerniawska-Kusza, I.
Kozak, M.
Stebel, A.
Bula, R.
Sugier, P.
Szlachetka, A.
Bena, W.
Trojecka, A.
Piwowarczyk, R.
Adamiec, A.
Krawczyk, R.
Powiązania:
https://bibliotekanauki.pl/articles/58771.pdf
Data publikacji:
2010
Wydawca:
Polskie Towarzystwo Botaniczne
Tematy:
revision
Nymphaea candida
species distribution
habitat preference
Polska
pond
aquatic vegetation
species range
location
species list
locality list
morphological characteristics
Opis:
The paper presents results of geobotanical and taxonomic studies on the distribution and habitat requirements of Nymphaea candida in southern Poland. The researches were conducted in southern Poland in 2003-2009, in the provinces of Lower Silesia, Lublin, Małopolska, Opole, Silesian province as well as, in southern parts of Mazowieckie and Lubuskie. Flowers, leaves and fruits of Nymphaea species were collected from 27 locations. Altogether pollens from 73 populations of N. candida and 18 of N. alba from all the researched area were measured. The trophic level of an ecosystem was evaluated according to the results of the total nitrogen, total phosphorus, chlorophyll a, transparency and biological parameters. As the result of the studies of more than 200 water bodies, 57 localities of N. candida were documented within the investigation area. The populations of N. candida occupy mid-forest water bodies and river ox-bow lakes. A significant number of populations was also found in artificial reservoirs - fish ponds. The most suitable habitat conditions for N. candida occur in shallow waters in the shore zone with the amplitude of the water column vary from 0.5 to 2 m. Regarding the trophy level, N. candida occupies different habitats, mainly mesotrophic and also eutrophic with high content of organic matters. Considering the 15 checked morphological parameters, especially the stigma diameter, the number of carpellary teeth, flower and pollen diameters, the found and collected specimens of N. candida significantly differ from N. alba. The study confirms that N. candida ocurrs in whole lowland Poland without any regional distribution gaps. According to the IUCN guidelines to species assessment the data gathered during the presented study do not allow to classify N. candida as a vulnerable species in Poland. Still existing populations for more than 150 years, numerous stable locations, abundant populations, a habitat accessibility, a biotope extent, an ecological amplitude against the trophy level and direct human impacts suggest, that the species should be regarded as a least concern (LC) taxon.
Źródło:
Acta Societatis Botanicorum Poloniae; 2010, 79, 4
0001-6977
2083-9480
Pojawia się w:
Acta Societatis Botanicorum Poloniae
Dostawca treści:
Biblioteka Nauki
Artykuł
    Wyświetlanie 1-13 z 13

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