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Wyświetlanie 1-2 z 2
Tytuł:
Constraints in the functioning of primary agricultural cooperative societies in Haryana state India
Bariery w funkcjonowaniu rolniczych spółdzielni produkcyjnych w stanie Haryana w Indiach
Autorzy:
Singh, Suninder
Singh, Abhey
Lal, Choote
Powiązania:
https://bibliotekanauki.pl/articles/2165509.pdf
Data publikacji:
2022
Wydawca:
Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:
PACS
agriculture cooperatives
functioning
agricultural credit
Haryana State
Opis:
Subject and purpose of work: The study aims to identify the constraints in the functioning of PACS in Haryana, India. Materials and methods: The study was based on primary data collected from nine PACS managers through schedule. The purposive sampling technique was employed for the selection of PACS. The percentage was used for data analysis. The data were collected in the second quarter of 2022. Results: The study found that 100 % of PACS managers regarded lack of adequate funds, a low level of deposits, and increased day-to-day government intervention as constraints in the functioning of PACS. Subsequently, the respondents mentioned inability to mobilise resources (77.77%), lack of managerial skills (77.77%), lack of trained staff (55.55%), improper channel of recovery system (44.44%), untimely repayment and poor recovery percentage of the loan (44.44%), political interference (33.33%), difficulties due to low educational level of borrowers (22.22%), and uncooperative attitude of borrowers (11.11%). Conclusions: Main constraints in the functioning of PACS are lack of adequate funds, a low level of deposits, increased day-to-day government intervention, inability to mobilise resources, and lack of managerial skills.
Źródło:
Economic and Regional Studies; 2022, 15, 4; 509-518
2083-3725
2451-182X
Pojawia się w:
Economic and Regional Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Borrowing and repayment hardships: evidences from farmers in Haryana
Trudności związane z uzyskiwaniem i spłatą pożyczek: doświadczenia rolników z indyjskiego stanu Haryana
Autorzy:
Jakhar, Babloo
Kait, Rohtas
Kumar, Vijay
Powiązania:
https://bibliotekanauki.pl/articles/2165529.pdf
Data publikacji:
2022
Wydawca:
Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:
indebtedness
institutional loan
farmers debt
farmer
agricultural credits
Haryana State
Opis:
Subject and purpose of work: The paper focuses on the problems faced by farmers in obtaining and repaying loans from institutional and non-institutional sources. Materials and methods: The study was conducted in Haryana state, India. It was based on a field survey involving 600 farmers. Proportionate sampling technique was employed and pre-tested schedules were filled during vis-a-vis interviews. Results: The findings of the study highlight main problems faced by farmers in acquiring and repaying loans. They include: no loan without security, ambiguous terms and conditions, the time-consuming procedure of granting loans, not farmer friendly bank officials, and the request for bribes. In the case of non-institutional sources, main problems include: lack of security, deterioration of social status, and hesitation in mortgaging agricultural land. Furthermore, low price of agricultural produce, crop failure, and the high-interest rates charged by non-institutional sources were major constraints in the timely repayment of loan amounts. Conclusions: Several constraints existed in granting loans to farmers. Government should support and provide hassle free loans to farmers
Źródło:
Economic and Regional Studies; 2022, 15, 4; 562-580
2083-3725
2451-182X
Pojawia się w:
Economic and Regional Studies
Dostawca treści:
Biblioteka Nauki
Artykuł
    Wyświetlanie 1-2 z 2

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