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    Wyświetlanie 1-7 z 7
    Tytuł:
    Banking union as one of the guarantors of economic security in the EU
    Autorzy:
    Sitek, Paweł
    Powiązania:
    https://bibliotekanauki.pl/articles/451793.pdf
    Data publikacji:
    2015
    Wydawca:
    Wyższa Szkoła Gospodarki Euroregionalnej im. Alcide De Gasperi w Józefowie
    Tematy:
    banking union
    a bank
    an integrated fi nancial framework
    restructuring
    orderly liquidation
    Opis:
    Ending the global crisis and the European crisis pointed to further weaknesses and the areas for changes in the functioning of the European Union law. In the area of macroeconomics, the weakness of fi scal policy could be seen as well as some weaknesses of fi nancial institutions in general. Th e strong infl uence of banks and fi nancial institutions on the whole the EU’s economic environment resulted the increase of the ability to compromise decision to introduce an integrated fi nancial framework. Th is means that BANKING UNION could be created. Th e purpose of this analysis is to raise the questions and then the attempt to fi nd the answer in the following areas: – Why does Europe need the banking union? – What are the advantages and risks of the banking union? – To what extent the solution proposed by banking union, in practice, will improve the fi nancial security of the EU? Th e nation security in the terms of economic, legal, political, etc. is a state of permanent work for the correction and improvement of many institutions. Th e European Union, as an entity even more complex than particular countries – consisting of 27 states, is faced with the challenge of making even greater levels of diffi culty. It should be recognized that one of the most important areas that need to be reformed in the EU is to implement an integrated fi nancial framework, which means the implementation of the banking union.
    Źródło:
    Journal of Modern Science; 2015, 24, 1; 411-425
    1734-2031
    Pojawia się w:
    Journal of Modern Science
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    The impact of off balance records on selected financial indicators of the cooperative bank assessment
    Autorzy:
    Kurasz, Arkadiusz
    Powiązania:
    https://bibliotekanauki.pl/articles/949772.pdf
    Data publikacji:
    2017
    Wydawca:
    Wydawnictwo Uniwersytetu Ekonomicznego we Wrocławiu
    Tematy:
    financial crisis
    off-balance records
    assessment of the financial situation
    a cooperative bank
    indicator
    Opis:
    Financial crisis, regardless of the geographical coverage, subjective or sector, can be assessed from the perspective of two most important elements initiated: damage (eg. the collapse of Lehman Brothers) and changes (regulating the balance of power in the financial markets). The analysis of indicators used in assessing the financial situation of the cooperative bank on the basis of the selected documents shows that there are areas in need of renovation. The purpose of this article is to propose changes to the design rate of effectiveness of the cooperative bank, expressed as the ratio of operating costs to income from banking operations (KDB/WNB). The developed solution will provide information about the real revenues and expenses related to the core business of cooperative banks and will enable the same objective assessment of the effectiveness in this area of activity. The research methods adopted in the article are based on studies of literature, review of legislation, analysis of financial statements of the cooperative bank and conclusions
    Źródło:
    Financial Sciences. Nauki o Finansach; 2017, 2(31); 52-65
    2080-5993
    2449-9811
    Pojawia się w:
    Financial Sciences. Nauki o Finansach
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Structural and functional differences between state-owned and private banks in Iran
    Autorzy:
    Jaffari, Amin
    Sohrabi Abad, Zahra
    Ghazinezhad, Zahra
    Powiązania:
    https://bibliotekanauki.pl/articles/697208.pdf
    Data publikacji:
    2020
    Wydawca:
    Uniwersytet Opolski
    Tematy:
    rozwiązanie banku
    banki prywatne i publiczne
    utworzenie banku
    wyposażenie i alokacja zasobów
    wydajność
    bank dissolution
    private and public banks
    establishment of a bank
    equipping and allocating resources
    efficiency
    Opis:
    Banki jako instytucje finansowe pełnią rolę pośredników finansowych. Banki wpływają na oszczędności, inwestycje, produkcję, zatrudnienie i wzrost w gospodarce narodowej. Banki państwowe i prywatne pełnią podobną rolę i funkcję, a rządzące nimi zasady i przepisy nie różnią się bardzo. Irańska ustawa o bankowości bez lichwy została przyjęta w czasie, gdy w systemie bankowym kraju nie było prywatnego banku, a wszystkie ustawy i regulacje dotyczące operacji bankowych zostały podporządkowane państwowej wizji działalności bankowej. Stąd pytanie brzmi, czy banki prywatne podążają drogą rządowego systemu bankowego. Pomimo podobieństw banki te podlegają czasem różnym zasadom i regulacjom dotyczącym zakładania, prowadzenia i rozwiązywania. Ta różnica strukturalna doprowadziła do różnicy funkcjonalnej i często różnicowała sposób przyciągania i alokacji zasobów a także sprawiała, że system bankowości prywatnej nieco zrównoważył niedociągnięcia rządowego systemu bankowego.
    Banks, as financial institutions, play the role of financial intermediaries: savings, investments, production, employment and growth in the national economy are affected by operations of banks. State-owned and private banks have a relatively similar role and function and the rules and regulations governing them are not very different, because the non-usury banking act was adopted at a time when there was no private bank in the banking system of the country and all acts and regulations governing banking operations were approved by the government’s banking vision. At the moment, banks are moving within the samelegal atmosphere. Hence, the question is whether private banks are taking the path that the government banking system has taken. Despite the similarities, these banks are sometimes subject to different rules and regulations in terms of how to establish, operate and dissolve. This structural difference has led to a functional difference and has often differentiated the ways in which resources are attracted and allocated and made the private banking system somewhat offset the deficiencies of the government banking system.
    Źródło:
    Opolskie Studia Administracyjno-Prawne; 2020, 18, 2; 51-74
    2658-1922
    Pojawia się w:
    Opolskie Studia Administracyjno-Prawne
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Structural Changes in the Market of Bank Deposits of Households in Ukraine
    Autorzy:
    Kichurchak, Marianna
    Powiązania:
    https://bibliotekanauki.pl/articles/1022960.pdf
    Data publikacji:
    2021-03-31
    Wydawca:
    Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
    Tematy:
    a market of household bank deposits
    social and economic situation
    indicators of variation in household bank deposits
    interest rates on deposits
    econometric models
    Opis:
    The purpose of the article is to identify the main factors that cause the structural changes in the market of bank deposits of households by regions of Ukraine. This is based on evaluating the spatial asymmetries in this market development in 2009–2018 by regions of Ukraine and identifying the factors that influences its structure by gross regional product (GRP) by means of the methodology of multivariate econometric modelling. Methodology. The following scientific methods are used: analysis and synthesis, induction and deduction, comparative analysis and econometric modelling. The scope and coefficients of variation for such indicators as the share of household bank deposits by GRP, the volume of household bank deposits per capita, the structure of household bank deposits by terms in general, in national and foreign currencies are calculated. Determining the main factors for multiple regression equations influencing structural changes in the market of household bank deposits by GRP is based on the methodology of stepwise regression. Results of the research. The spatial peculiarities of household bank deposits development in Ukraine was analysed and the reduction of its capacity was revealed due to the unfavourable socio-economic situation, the reform of the banking system and the influence of geopolitical factors. Based on the assessment of variation indicators dynamics, it was found that this market is characterised by regional asymmetries in terms of types of currencies and placement of household deposits. Regression-correlation equations were built, in which the shares of household deposits by regions of Ukraine (Y1, % GRP), in national currency (Y2, % GRP) and foreign currency (Y3, % GRP) are selected as dependent variables. The following measures are proposed to achieve positive changes in the market of household bank deposits in Ukraine: reducing unemployment; creation of favourable conditions for increasing the average monthly salary in the regions and modifying household spending to make savings; formation of an appropriate interest rate policy aimed at actively attracting temporarily available funds of the population to commercial banks.
    Źródło:
    Finanse i Prawo Finansowe; 2021, 1, 29; 61-78
    2391-6478
    2353-5601
    Pojawia się w:
    Finanse i Prawo Finansowe
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Banzhaf value for games analyzing voting with rotation
    Autorzy:
    Sosnowska, H.
    Powiązania:
    https://bibliotekanauki.pl/articles/406655.pdf
    Data publikacji:
    2014
    Wydawca:
    Politechnika Wrocławska. Oficyna Wydawnicza Politechniki Wrocławskiej
    Tematy:
    voting
    European Central Bank
    Shapley value
    Banzhaf value
    głosowanie
    Europejski Bank Centralny
    wartość Shapley'a
    wartość Banzhafa
    Opis:
    The voting procedure has been presented with rotation scheme used by the Governing Council of the European Central Bank as it enlarges to accommodate new members of the economic and monetary union. The main game theoretical approaches have been presented elsewhere. That paper considered the Shapley value computed in accordance with these approaches. The Banzhaf value has been analysed and the results compared with the results for the Shapley value.
    Źródło:
    Operations Research and Decisions; 2014, 24, 4; 75-88
    2081-8858
    2391-6060
    Pojawia się w:
    Operations Research and Decisions
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Bank account of a campaign committee
    Rachunek bankowy komitetu wyborczego
    Autorzy:
    Majewski, Kamil
    Powiązania:
    https://bibliotekanauki.pl/articles/2055638.pdf
    Data publikacji:
    2022-04-20
    Wydawca:
    Wyższa Szkoła Humanitas
    Tematy:
    compliance
    bank activities
    bank account
    campaign committee’s activities
    financial management of a campaign committee
    AML
    bank customer
    consumer
    działalność banków
    rachunek bankowy
    działalność komitetu wyborczego
    gospodarka finansowa komitetu wyborczego
    klient banku
    konsument
    Opis:
    This study covers the subject matter of bank accounts of campaign committees, including the ones taking part in the local government elections of 2018. It was also the author’s intention to discuss the background of the subject matter, which is why the presented discussion of the legislative framework refers also to bank accounts in general. Such an approach allows to refer the conclusions drawn to campaign committees taking part in other elections. Using the formal dogmatic method, the Author discusses the legal grounds for establishing cooperation between a bank and a customer (as parties to a bank account contract) and, then, between a bank and a campaign committee (as a specific customer type), obligations of the parties to that relationship and the bank’s obligations under other provisions performed in relation to campaign committees and bank accounts maintained for such campaign committees, including in particular in the area of counteracting money laundering and terrorist financing, and their impact on the performance of supervisory obligations and safety of the economic system.
    Niniejsze opracowanie dotyczy problematyki rachunków bankowych komitetów wyborczych, w tym także tych biorących udział w wyborach samorządowych w 2018 r. Intencją autora było również omówienie tła tej problematyki, dlatego zaprezentowane omówienie stanu prawnego odnosi się także do rachunków bankowych w ogóle. Takie ujęcie pozwala na odniesienie sformułowanych wniosków do komitetów wyborczych biorących udział w innych wyborach. Z wykorzystaniem metody formalno-dogmatycznej autor omawia prawne podstawy nawiązywania współpracy pomiędzy bankiem i klientem (jako stronami umowy rachunku bankowego) oraz następnie pomiędzy bankiem i komitetem wyborczym (jako szczególnego rodzaju klientem), obowiązki stron tej relacji oraz obowiązki banku wynikające z innych przepisów wykonywane w stosunku do komitetów wyborczych i prowadzonych dla nich rachunków bankowych, w tym w szczególności z zakresu przeciwdziałania praniu pieniędzy oraz finansowaniu terroryzmu, a także ich wpływ na wykonywanie obowiązków nadzorczych i bezpieczeństwo systemu gospodarczego.
    Źródło:
    Roczniki Administracji i Prawa; 2021, 4, XXI; 163-173
    1644-9126
    Pojawia się w:
    Roczniki Administracji i Prawa
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Response of coastal phytoplankton to upwelling induced hydrological changes in the Alappuzha mud bank region, Southwest coast of India
    Autorzy:
    Madhu, N.V.
    Anil, P.
    Meenu, P.
    Gireeshkumar, T.R.
    Muraleedharan, K.R.
    Rehitha, T.V.
    Dayana, M.
    Vishal, C.R.
    Powiązania:
    https://bibliotekanauki.pl/articles/2078930.pdf
    Data publikacji:
    2021
    Wydawca:
    Polska Akademia Nauk. Instytut Oceanologii PAN
    Tematy:
    phytoplankton
    hydrological change
    coastal upwelling
    chlorophyll a
    algal bloom
    mud bank
    nearshore area
    Alappuzha
    India
    Opis:
    The response of phytoplankton community to the co-existing events of coastal upwelling and mud banks in the nearshore waters of Alappuzha (15 m depth), located in the southwest coast of India from April to November 2016, is described based on size-fractionated phytoplankton biomass (chlorophyll a), primary production and community composition. The study region exhibited well-distinct spatio-temporal hydrological changes because of the influence of wind-driven coastal upwelling, prevalent during the southwest monsoon (SWM) period. However, the formation of mud banks, in addition to coastal upwelling, was observed at station M2, which facilitated the substantial increase of water column turbidity and inorganic nutrients (ammonium, phosphate, and silicate) during and after the peak SWM period compared to the non-mud bank reference stations (M1 and M3). The prevailing hydrological changes were complemented the corresponding phytoplankton productivity patterns, in which profound domination of nanophytoplankton (2—20 μm) chlorophyll a and primary production was observed throughout the study region, irrespective of seasons. The SIMPER analysis, based on phytoplankton (mostly >20 μm) species composition data (microscopy), revealed the formation of certain characterizing species, mainly comprised of diatoms and dinoflagellates. The consistent predominance of the nanophytoplankton, established under variable hydrological scenarios, showed that the inorganic nutrient (specifically ammonium) availability was instrumental in defining the widespread growth of nanophytoplankton community compared to the prevailing light levels. The present study thus revealed that even the small-sized phytoplankton community could survive in the nutrient-enriched coastal waters, characterised by the co-existing upwelling and mud banks.
    Źródło:
    Oceanologia; 2021, 63, 2; 261-275
    0078-3234
    Pojawia się w:
    Oceanologia
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
      Wyświetlanie 1-7 z 7

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