Informacja

Drogi użytkowniku, aplikacja do prawidłowego działania wymaga obsługi JavaScript. Proszę włącz obsługę JavaScript w Twojej przeglądarce.

English (EN)·Polski (PL)·Yкраїнський (UK)
Przejdź do strony domowej biblioteki Centralna Biblioteka Wojskowa Link otwiera się w nowym oknie Logo biblioteki Prolib Integro - strona głównaCentralna Biblioteka Wojskowa

Wyszukujesz frazę "loan capital" wg kryterium: Temat

  Lista filtrów
Wyrównaj
    Wyświetlanie 1-4 z 4
    Tytuł:
    Do Financial Sector Structure and Development Matter for the Effect of Bank Capital on Lending in Large EU Banks?
    Autorzy:
    Olszak, Małgorzata
    Pipień, Mateusz
    Roszkowska, Sylwia
    Powiązania:
    https://bibliotekanauki.pl/articles/629959.pdf
    Data publikacji:
    2015
    Wydawca:
    Szkoła Główna Handlowa w Warszawie
    Tematy:
    loan supply, capital ratio, financial sector structure, financial sectordevelopment, procyclicality
    Opis:
    The paper aims at finding out what is the impact of bank capital ratios on loansupply in the EU and what factors explain the potential diversity of this impact.Applying the Blundell and Bond (1998) two step GMM estimator, we find that in thefull sample of large banks the role of capital ratio on loan growth in contractionsis relatively weak. However, if we take into account the differences in financial sector structure and development between EU countries, we find that the effectof capital ratio on lending is positive and statistically significant. Therefore, ourresults suggest that capital ratios are an important determinant of lending in thelarge EU banks in those countries where financial sector is more dominated bystock markets of is better developed. Thus, our results provide support for theview that more financially developed economies are prone to greater procyclicalimpact of capital ratios on lending of banks.
    Źródło:
    Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace; 2015, 3, 1; 167-180
    2082-0976
    Pojawia się w:
    Kwartalnik Kolegium Ekonomiczno-Społecznego Studia i Prace
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    THE IMPACT OF CAPITAL RATIO ON LENDING OF EU BANKS – THE ROLE OF BANK SPECIALIZATION AND CAPITALIZATION
    Autorzy:
    Olszak, Małgorzata
    Pipień, Mateusz
    Roszkowska, Sylwia
    Powiązania:
    https://bibliotekanauki.pl/articles/517156.pdf
    Data publikacji:
    2016
    Wydawca:
    Instytut Badań Gospodarczych
    Tematy:
    loan supply
    capital ratio
    procyclicality
    Opis:
    In this paper we aim to find out whether bank specialization and bank capitalization affect the relationship between loans growth and capital ratio, both in expansions and in contractions. We hypothesize that the impact of bank capital on lending is relatively strong in cooperative banks and savings banks. We also expect that this effect is nonlinear, and is stronger in “low” capital banks than in “high” capital banks. In order to test our hypotheses, we apply the two-step GMM robust estimator for data spanning the years 1996–2011 on individual banks available in the Bankscope database. Our analysis shows that lending of poorly capitalized banks is more affected by capital ratio than lending of well-capitalized banks. Loans growth of cooperative and savings banks is more capital constrained that lending of commercial banks. Capital matters for the lending activity in contractions only in the case of savings and “low” capital banks.
    Źródło:
    Equilibrium. Quarterly Journal of Economics and Economic Policy; 2016, 11, 1; 43-59
    1689-765X
    2353-3293
    Pojawia się w:
    Equilibrium. Quarterly Journal of Economics and Economic Policy
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    The effects of capital on bank lending in large EU banks – the role of procyclicality, income smoothing, regulations and supervision.
    Autorzy:
    Olszak, Małgorzata
    Pipień, Mateusz
    Roszkowska, Sylwia
    Kowalska, Iwona
    Powiązania:
    https://bibliotekanauki.pl/articles/1203974.pdf
    Data publikacji:
    2014
    Wydawca:
    Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
    Tematy:
    loan supply
    capital crunch
    procyclicality of loan loss provisions
    income smoothing
    bank regulation
    bank supervision
    Opis:
    This paper aims to find out what the impact is of bank capital ratios on loan supply in the EU and what factors explain the potential diversity of this impact. Applying the Blundell and Bond (1998) two step GMM estimator, we show that, in the EU context, the role of capital ratio for loan growth is stronger than previous literature has found for other countries. Our study sheds some light on whether procyclicality of loan loss provisions and income smoothing with loan loss provisions contribute to procyclical impact of capital ratio on loan growth. We document that loan growth of banks that have more procyclical loan loss provisions and that engage less in income smoothing is more sensitive to capital ratios. This sensitivity is slightly increased in this sample of banks during contractions. Moreover, more restrictive regulations and more stringent official supervision reduce the magnitude of the effect of capital ratio on bank lending. Taken together, our results suggest that capital ratios are an important determinant of lending in large EU banks.
    Źródło:
    Faculty of Management Working Paper Series; 2014, WPS 5/2014; 1-41
    2300-4371
    Pojawia się w:
    Faculty of Management Working Paper Series
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    The impact of capital on lending in publicly-traded and privately- held banks in the EU
    Autorzy:
    Olszak, Małgorzata
    Pipień, Mateusz
    Kowalska, Iwona
    Roszkowska, Sylwia
    Powiązania:
    https://bibliotekanauki.pl/articles/482947.pdf
    Data publikacji:
    2015
    Wydawca:
    Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
    Tematy:
    loan supply
    capital ratio
    procyclicality
    accounting conservatism privately-held and publicly-traded banks
    Opis:
    This paper extends the literature on the link between lending and capital by examining the role of equity ownership structure for this link in banks operating in the European Union. As theory predicts, publiclytraded banks are more prone to heightened agency problems (moral hazard and adverse selection) due to dispersed ownership and therefore have stronger incentives to engage in excessive risk-taking especially in economic expansions. This may bring about procyclical lending effect in economic downturns. Theory also predicts that these banks are also more affected by capital market frictions in economic downturns. Applying Blundell and Bond (1998) two step robust GMM estimator we predict and find that the link between lending and capital in economic downturns is stronger in publicly-traded banks than in privately- held banks, which may be a result of greater conditional accounting conservatism of publicly-traded banks. Additionally, the link between lending and capital during expansions is stronger in the case of privately- held banks reporting unconsolidated data, but not for banks reporting consolidated financial reports, consistent with the view that limited access to capital markets increases the cost of external finance of private banks. Finally, we find empirical support for the view that lending of privately- held banks is not constrained by capital ratio in economic downturns. Our results stress the importance of conditional conservatism for the effectiveness macroprudential policy, in particular countercyclical capital buffers.
    Źródło:
    Faculty of Management Working Paper Series; 2015, WPS 7/2015; 1-25
    2300-4371
    Pojawia się w:
    Faculty of Management Working Paper Series
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
      Wyświetlanie 1-4 z 4

      Ta witryna wykorzystuje pliki cookies do przechowywania informacji na Twoim komputerze. Pliki cookies stosujemy w celu świadczenia usług na najwyższym poziomie, w tym w sposób dostosowany do indywidualnych potrzeb. Korzystanie z witryny bez zmiany ustawień dotyczących cookies oznacza, że będą one zamieszczane w Twoim komputerze. W każdym momencie możesz dokonać zmiany ustawień dotyczących cookies