- Tytuł:
-
Households savings and financial behavior in relation to the ability to handle financial emergencies: case study of Kosovo
Oszczędności gospodarstw domowych i zachowania finansowe w związku z umiejętnością poradzenia sobie z trudnymi sytuacjami finansowymi: studium przypadku Kosowa - Autorzy:
-
Lulaj, E.
Dragusha, B.
Lulaj, D.
Rustaj, V.
Gashi, A. - Powiązania:
- https://bibliotekanauki.pl/articles/2117093.pdf
- Data publikacji:
- 2021
- Wydawca:
- Szkoła Główna Gospodarstwa Wiejskiego w Warszawie. Wydawnictwo Szkoły Głównej Gospodarstwa Wiejskiego w Warszawie
- Tematy:
-
Savings
financial behavior
multiple regression analysis
households
growth and decline economics
zachowania finansowe
analiza regresji wielorakiej
gospodarstwa domowe
oszczędności
ekonomia wzrostu i spadku - Opis:
- To reflect the financial situation of households, especially for emergencies, the main purpose of this research is to analyze financial behavior in relation to savings. This research explains the interaction of minimum savings rules and committed forms of saving, which means that the use of personal budgets depends on financial behavior due to insecurity and the financial situation of families. The research is consistent with some empirical findings on financial behavior in relation to savings, which affect the growth or decline of the economy, because the lower the well-being of families the lower the economic growth or vice versa. The validation of the hypotheses was realized through the analysis of field findings, using the econometric model of savings in relation to financial behavior through factor analysis, reliability analysis and multiple regression analysis. The main finding of this research is the lack of financial behavior to save for emergencies. These findings are important in order for households to be aware of financial behavior in relation to savings, because there is no emergency fund to cover their needs.
- Źródło:
-
Acta Scientiarum Polonorum. Oeconomia; 2021, 20, 1; 35-48
1644-0757 - Pojawia się w:
- Acta Scientiarum Polonorum. Oeconomia
- Dostawca treści:
- Biblioteka Nauki
Artykuł