- Tytuł:
- Financial Inclusion, Growth and Inequality: A Model Application to Colombia
- Autorzy:
- Karpowicz, Izabela
- Powiązania:
- https://bibliotekanauki.pl/articles/565672.pdf
- Data publikacji:
- 2016
- Wydawca:
- Uniwersytet Warszawski. Wydawnictwo Naukowe Wydziału Zarządzania
- Tematy:
-
Financial deepening
financial inclusion
access to finance
inequality - Opis:
- Financial inclusion has been one of the key pillars of Colombia’s development strategy for a number of years. Financial inclusion policies have aimed at channeling microcredit to poor, spreading formal banking system usage, fostering electronic payment acceptance, and making financial services more affordable. Using simulations from a general equilibrium model it is possible to identify the most binding financial sector frictions that preclude financial inclusion of enterprises, and study the effects on growth and inequality of efforts to remove these frictions. The study finds that lowering contraints on collateral promises higher growth while inequality is better tackled through measures that lower the financial participation cost
- Źródło:
-
Journal of Banking and Financial Economics; 2016, 2(6); 68-89
2353-6845 - Pojawia się w:
- Journal of Banking and Financial Economics
- Dostawca treści:
- Biblioteka Nauki
Artykuł