Temat: fintech, - Katalog OPAC zbiorów

Skocz do pozycji: 1.

Tytuł:: Fintech i blockchain – kierunki rozwoju gospodarki cyfrowej
FinTech and blockchain: directions of development of digital economy
Autorzy:: Szpringer, Włodzimierz
Powiązania:: https://bibliotekanauki.pl/articles/7478251.pdf
Data publikacji:: 2019
Wydawca:: Kancelaria Sejmu. Biuro Analiz Sejmowych
Tematy:: FinTech
cryptocurrency
blockchain
digital economy
Opis:: The paper looks at the selected issues connected with the digital economy, namely innovations such as FinTech and blockchain, as a possible direction of its development. First, the author discusses FinTech, a technology that aims to compete with traditional methods of delivery of financial services. Next, he raises the question of blockchain that records and maintains transactions made in cryptocurrency in a peer-to-peer network. The relevant definitions, key areas, regulatory framework, benefits and challenges related to both innovations are also presented.
Źródło:: Studia BAS; 2019, 1(57); 9-35
2080-2404
2082-0658
Pojawia się w:: Studia BAS
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 2.

Tytuł:: FinTech – A Step Ahead or a Force of Creative Destruction in Finance
Autorzy:: Pasterny, Zofia
Powiązania:: https://bibliotekanauki.pl/articles/1368021.pdf
Data publikacji:: 2021-06-30
Wydawca:: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:: creative destruction
innovation
fintech
blockchain
cloud computing
Opis:: The purpose of the article/hypothesis. This article aims to introduce the concept of creative destruction in relation to transformative solutions in finance based on the example of FinTech and innovative technologies with special emphasis on blockchain and cloud computing. As a means to reach its objective this paper analyzes in depth the concept of creative destruction originated by Schumpeter in 1940s and translates it to modern business financial environment to present the reader with double-sided effects of introduced changes, their unique and unprecedented character both from the perspective of FinTech and traditional financials intermediares. Methodology. In order to research the effects of innovations on the financial markets the critical study of the foreign literature will be conducted. Results of the research. The conducted considerations displayed a parallel between innovations introduced by FinTech and actions undertaken by traditional financial institutions in order to remain strong players on the financial market. Even though solutions provided by start-ups may debilitate gained trust, which is one of the fundamental cores of finance, and raise questions related to breach of established regulations, they support the market with increased efficiency and variability of products and services. However, it can be easily perceived that advantages of introduced solutions outweigh possible dangers, and financial intermediaries, especially banks, decide to operate on the basis of the engagament model that supposes a synergy with start-up to blend favourable aspects of both of them including banks’ well-established repute and trust along with FinTech’s innovative potential.
Źródło:: Finanse i Prawo Finansowe; 2021, 2, 30; 87-102
2391-6478
2353-5601
Pojawia się w:: Finanse i Prawo Finansowe
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 3.

Tytuł:: Artificial intelligence algorithms and cloud computing technologies in blockchain-based fintech management
Autorzy:: Lăzăroiu, George
Bogdan, Mădălina
Geamănu, Marinela
Hurloiu, Lăcrămioara
Luminița, Luminița
Ștefănescu, Roxana
Powiązania:: https://bibliotekanauki.pl/articles/19901187.pdf
Data publikacji:: 2023
Wydawca:: Instytut Badań Gospodarczych
Tematy:: artificial intelligence algorithms
cloud computing
blockchain
fintech
green and sustainable finance
banking
Opis:: Research background: Fintech development shapes corporate investment efficiency and economic growth with innovative tools, and can decrease financing constraints of enterprises, enabling direct and indirect financing and furthering inter-bank competition. Crowdfunding- and blockchain-based fintech operations harness deep and maching learning algorithms, augmented and virtual reality technologies, and big data analytics in mobile payment transactions. Purpose of the article: We show that fintechs have reconfigured financial service delivery by harnessing AI-based data-driven algorithms and cloud and blockchain technologies. Fintech optimizes financial organization and services, economic structures and growth, data analysis, and digital banking performance. Machine learning algorithms can streamline payment operation capabilities and process promptness, ensuring smooth operational flows, assessing risks, and detecting frauds and money laundering by historical data and customer behavior analysis across instant payment networks and infrastructures. Methods: Quality tools: AXIS, Eppi-Reviewer, PICO Portal, and SRDR. Search period: July 2023. Search terms: “fintech” + “artificial intelligence algorithms”, “cloud computing technologies”, and “blockchain technologies”. Selected sources: 40 out of 195. Published research inspected: 2023. Data visualization tools: Dimensions and VOSviewer. Reporting quality assessment tool: PRISMA. Findings & value added: Fintech development enables organizational innovation by mitigating information asymmetry and financing limitations while providing financial assistance and tax incentives in relation to products and services. The fintech growth has influenced the dynamic intermediary function of financial institutions in terms of sustainability and economic development. Fintech and natural resources negatively influence, while green innovations and financial development further, environmental sustainability.
Źródło:: Oeconomia Copernicana; 2023, 14, 3; 707-730
2083-1277
Pojawia się w:: Oeconomia Copernicana
Dostawca treści:: Biblioteka Nauki

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