- Tytuł:
- Joint Life Term Insurance Reserves Use the Retrospective Method Based on De Moivre Law
- Autorzy:
-
Handoyo, Fiyan
Riaman, Riaman
Gusriani, Nurul
Supian, Sudrajat
Subiyanto, Subiyanto - Powiązania:
- https://bibliotekanauki.pl/articles/1059517.pdf
- Data publikacji:
- 2019
- Wydawca:
- Przedsiębiorstwo Wydawnictw Naukowych Darwin / Scientific Publishing House DARWIN
- Tematy:
-
De Moivre Law
Joint Life Insurance
Premium Reserves
Retrospective Methods - Opis:
- Joint Life Insurance futures is life insurance that covers two or more people within n years. The policy holder will get benefits from the insurance company if one of the combined insurance insured dies during the period of protection. It is likely that the insurance company will incur a loss if the claim is greater than predicted. Therefore, it is necessary to calculate premium reserves for insurance companies to predict company losses in the future. The method used to calculate premium reserves is the retrospective method. Premium reserves are calculated based on the 2011 TMI and De Moivre's assumptions. The results of the annual premium calculation based on assumptions are greater than using TMI 2011, because life opportunities based on assumptions are relatively small, while premium reserves are based on smaller assumptions than using 2011 TMI because the size of the reserves depends on the development of premiums.
- Źródło:
-
World Scientific News; 2019, 128, 2; 315-327
2392-2192 - Pojawia się w:
- World Scientific News
- Dostawca treści:
- Biblioteka Nauki
Artykuł