- Tytuł:
-
Wady i zalety obowiązujących w Polsce metod wyceny nieruchomości z punktu widzenia procesu sekurytyzacji kredytów hipotecznych
Advantages and Disadvantages Existing in Poland Real Estate Valuation Methods From the Point of View of the Securitization of Mortgages - Autorzy:
- Bywalec, Magdalena
- Powiązania:
- https://bibliotekanauki.pl/articles/588640.pdf
- Data publikacji:
- 2014
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Tematy:
-
Kredyt hipoteczny
Ryzyko
Wartość nieruchomości
Wycena nieruchomości
Zabezpieczenie hipoteczne
Mortgage credit
Mortgage security, Risk
Real estate valuation
Real estate’s value - Opis:
- The last financial crisis has shown that one of the main problems of the mortgage market and related portfolios of mortgage securitization market , is correct estimation of property value. This value is important because it represents a kind of protection for both the mortgage and the securities issued in the securitization of mortgages. This article is an attempt to analyze the existing solutions in Poland on property valuation in terms of their strengths and weaknesses, and suitability for the securitization process.The paper presents on the one hand disadvantages adopted in Poland solutions that can contribute to reduce the possibility of mortgages securitisation, incorrect running of the securitisation and to increase the risks associated with this process. On the other hand, this article tried to highlight the advantages of the methods used in Poland for the valuation of the property. Suitable used the advantages of real estate valuation methods enhanced appropriate procedure revaluation of property values can help to increase the safety of mortgage securitization and thus to increase the interest of mortgage-backed securities.
- Źródło:
-
Studia Ekonomiczne; 2014, 186 cz 1; 37-47
2083-8611 - Pojawia się w:
- Studia Ekonomiczne
- Dostawca treści:
- Biblioteka Nauki
Artykuł