- Tytuł:
-
Odpowiedzialne decyzje pożyczkowe jako instrument inkluzji finansowej
Responsible Loan Decisions as the Instrument of Financial Inclusion - Autorzy:
- Solarz, Małgorzata
- Powiązania:
- https://bibliotekanauki.pl/articles/585563.pdf
- Data publikacji:
- 2014
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Tematy:
-
Budżet gospodarstwa domowego
Podejmowanie decyzji finansowych
Pożyczki
Wykluczenie finansowe
Zadłużenie gospodarstw domowych
Budgets of households
Decision making of finance
Financial exclusion
Household debt
Loans - Opis:
- Financial exclusion can result from incorrect everyday financial risk management. It refers to those individuals who, as a result of financial decisions made in different market conditions, or suffering unfortunate life circumstances, have become excessively indebted and their material status has suddenly deteriorated. In such situation they turn out unattractive for banks and thus suffer exclusion from the financial system. The objective of the article is to present the importance of responsible loan decisions made by households - one of the stakeholder groups of responsible finance - in counteracting financial exclusion. The condition for undertaking a correct loan decision is the access to adequate information as well as having knowledge and financial skills which allow to take proper advantage of such information.
- Źródło:
-
Studia Ekonomiczne; 2014, 198 cz 2; 216-226
2083-8611 - Pojawia się w:
- Studia Ekonomiczne
- Dostawca treści:
- Biblioteka Nauki
Artykuł