- Tytuł:
-
Finansowe implikacje decyzji ubezpieczeniowych gospodarstw domowych
The Financial Implications of the Insurance Decisions of Households - Autorzy:
-
Znaniecka, Krystyna
Szewieczek, Daniel
Ogrodnik, Helena - Powiązania:
- https://bibliotekanauki.pl/articles/586652.pdf
- Data publikacji:
- 2014
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Tematy:
-
Budżet gospodarstwa domowego
Gospodarstwa domowe
Podejmowanie decyzji finansowych
Świadomość ubezpieczeniowa
Ubezpieczenia majątkowe
Ubezpieczenia osobowe
Budgets of households
Decision making of finance
Household
Insurance awareness
Personal lines insurance
Property insurance - Opis:
- Households which are the essential participants in the economic system, are also an important part of the real economy. Specific location and scale of the impact of households on the financial system supports the validity of a detailed analysis of the factors and determinants of household attitudes to risk and to insurance for both property and personal insurance. Decisions taken by the households in the area of insurance are often the result of risk-taking by members of the household, which is a non-economic conditionality, but deeper analysis shows that the dominant factor is the value of the income of the household members and the potential value of the losses that may arise both in estate property and personal goods of household members. Empirical studies conducted on a representative sample of households in the Silesia province indicated that often are concluded personal insurance, although the risk identification made by households is focused more on estate property. This means that the insurance protection of property household goods, despite the identification of risk is not sufficiently realized.
- Źródło:
-
Studia Ekonomiczne; 2014, 198 cz 2; 260-274
2083-8611 - Pojawia się w:
- Studia Ekonomiczne
- Dostawca treści:
- Biblioteka Nauki
Artykuł