- Tytuł:
- Deleveraging in the Banking Sector
- Autorzy:
- Cichorska, Joanna
- Powiązania:
- https://bibliotekanauki.pl/articles/522274.pdf
- Data publikacji:
- 2014
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Tematy:
-
Ryzyko kredytowe
System bankowy
Banki komercyjne
Kryzys finansowy
Rating
Credit risk
Banking system
Commercial banks
Financial crisis - Opis:
- A symptom of the financial crisis in the banking system was an increase in credit risk, which has become an expression of increasing the share of the loan portfolio of non-performing loans on time. The resulting losses were not sufficiently covered by equity, which proved to be insufficient against the increasing difficulties. Increasing the risk of default led to the development of the new capital adequacy ratio known as Basel III, which implies an increase in equity of commercial banks. This process is practically impossible in a short time, especially for medium-sized and small banks. Therefore, banks are forced, to limit their active operations, mainly by reducing lending and sales of treasury bonds of countries with a low credit rating. This process is called deleveraging. (original abstract)
- Źródło:
-
Journal of Economics and Management; 2014, 16; 5-15
1732-1948 - Pojawia się w:
- Journal of Economics and Management
- Dostawca treści:
- Biblioteka Nauki
Artykuł