Temat: Rynek kredytów - Katalog OPAC zbiorów

Skocz do pozycji: 1.

Tytuł:: Barometry rynku kredytów mieszkaniowych w Polsce
Mortgage Credit Barometers in Poland
Autorzy:: Maria, Golec
Powiązania:: https://bibliotekanauki.pl/articles/587936.pdf
Data publikacji:: 2014
Wydawca:: Uniwersytet Ekonomiczny w Katowicach
Tematy:: Badania koniunktury
Barometry koniunktury
Kredyt mieszkaniowy
Metody ekonometryczne
Rynek kredytów
Rynki finansowe
Opis:: The paper carries out an overview and classification of various measures of the business situation of the mortgage market in Poland. On the basis of the values of selected indexes it was analyzed the correlation between economic situation barometers and the characteristics of the credit market growth. The surveys of the situation on the mortgage market have been conducting at different intervals, in different ways, taking into account the subjective assessment of banks staff, analysis the financial conditions offered credit products and their availability. In addition to the traditionally conducted by the National Bank of Poland business tendency survey of housing loans, the different institutions began to publish indexes characterizing the restrictiveness of banks in providing financing (credit availability indexes) in recent years. The study of the relationships between the economic barometers and growth sector of housing loans confirmed only the strong correlation with Pengab.
Źródło:: Studia Ekonomiczne; 2014, 186 cz 1; 242-253
2083-8611
Pojawia się w:: Studia Ekonomiczne
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 2.

Tytuł:: Determinanty nadmiernego zadłużenia - perspektywa pośrednika mikrofinansowego
Over-Indebtedness Determinants - the Perspective of Microfinance Intermediary
Autorzy:: Adamek, Jacek
Powiązania:: https://bibliotekanauki.pl/articles/589303.pdf
Data publikacji:: 2014
Wydawca:: Uniwersytet Ekonomiczny w Katowicach
Tematy:: Mikrofinanse
Pośrednictwo kredytowe
Rynek kredytów
Zadłużenie przedsiębiorstwa
Company indebtedness
Credit intermediation
Credit market
Microfinance
Opis:: The phenomenon of over-indebtedness presents one of the aspects featuring contemporary microfinance. The objective of the paper is to define and classify factors influencing the environment responsible for the emergence of over-indebtedness phenomenon and illustrating practices underlying microfinance entities functioning, with particular emphasis on these attributable to a microfinance intermediary. The realization of such a designated task is based on: characterizing the essence of over-indebtedness phenomenon, classifying and describing its selected determinants and presenting final conclusions referring to problems discussed in the hereby study.
Źródło:: Studia Ekonomiczne; 2014, 198 cz 2; 173-182
2083-8611
Pojawia się w:: Studia Ekonomiczne
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 3.

Tytuł:: Rynek pracy a rynek kredytów detalicznych
Earnings Conditions of Employment and Retail Credit Market in Poland
Autorzy:: Gola, Marian
Powiązania:: https://bibliotekanauki.pl/articles/585868.pdf
Data publikacji:: 2013
Wydawca:: Uniwersytet Ekonomiczny w Katowicach
Tematy:: Dochody gospodarstw domowych
Rynek kredytów
Rynek pracy
Zdolność kredytowa
Credit capacity
Credit market
Household income
Labour market
Opis:: December 2010 proved to be a crucial period for the retail credit market. Implemented at this time the T Recommendation of Financial Supervision Commission determined the drastic limitation of crediting of individuals by standard banking institutions. It was (and actually still is) the result of the need for the banks in the credit assessment using the algorithm minimum levels of household spending, designated primarily through the prism of the so-called minimum of poverty, which is published by the Institute of Labour and Social Affairs. Unfortunately, as indicated the observations and experience, the adoption of this type of solutions contributed to the exclusion of a large part of society, which under the new regulations may not use the services of banks' loan. The reason for this state of affairs is very prosaic - their incomes are too low and basically inadequate to coverage in the context of the "new" household expenditure, not to mention the loan installments. So we must ask the question, therefore, is certainly new regulatory solutions are adapted to the conditions prevailing in the domestic labor market?
Źródło:: Studia Ekonomiczne; 2013, 160; 215-222
2083-8611
Pojawia się w:: Studia Ekonomiczne
Dostawca treści:: Biblioteka Nauki

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