Temat: personal financial planning - Katalog OPAC zbiorów

Skocz do pozycji: 1.

Tytuł:: From the Roots to the Present of Personal Financial Planning – Achievements on the 50th Anniversary of the Movement
Autorzy:: Waliszewski, Krzysztof
Welch, H. Oliver
Powiązania:: https://bibliotekanauki.pl/articles/1022956.pdf
Data publikacji:: 2021-03-31
Wydawca:: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:: personal financial planning
financial advisors
personal finance
consumer protection
Opis:: The purpose of the article The aim of the article is to present the reasons for the emergence of personal and financial planning in the 1960s in the US, and then its quantitative and qualitative evolution around the world, taking into account institutional aspects. Methodology Review of the literature on the subject, legal acts and statistics of the financial advisory movement. Results of the research The study found that personal financial planning emerged from a grassroots initiative as a response to the needs of consumers and progressive representatives of the financial sector. Its territorial expansion beyond its homeland was associated with a growing awareness of the benefits of financial advisory services to households. Before the entire financial planning movement there is enormous growth potential.
Źródło:: Finanse i Prawo Finansowe; 2021, 1, 29; 129-153
2391-6478
2353-5601
Pojawia się w:: Finanse i Prawo Finansowe
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 2.

Tytuł:: PROFITABILITY OF FINANCIAL CONSULTING COMPANIES IN POLAND BEFORE CRISIS AND TIMES OF THE FINANCIAL CRISIS
Autorzy:: Waliszewski, Krzysztof
Powiązania:: https://bibliotekanauki.pl/articles/659098.pdf
Data publikacji:: 2014
Wydawca:: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:: financial personal planning
personal advice
Opis:: The financial crisis and its effects are visible in many segments of the financial market. Thisis also a relatively young market for financial advice to retail clients in managing their finances.Initially, an initiative grassroots entrepreneurs and private financial institutions took the formof entities to help consumers in selecting the most appropriate credit initially, and laterinvestments, insurance, regular savings products. The success of the first companies invited to create the following, which were already other, more difficult operating conditions. Verifierof their market strategy, capital strength and management quality was just a financial crisis, whichmeant much more difficult environmental conditions and activities. As a result, you need torestructure the branch network and employment, financial innovation and expansion into newareas of counseling (SMEs). In the case of some players in the market these measures have notbeen successful, and the familiar (A–Z Finance, Money Expert) and less familiar (Homest SwissFamily Finance) issued numerous entities in the bankruptcy. The financial crisis had a negativeimpact on the effectiveness of financial advisors through the prism of their profitability. Branchout from the crisis strengthened and consolidated, but before it has a number of challenges relatedto issues of control, certification and standardization activities and restore confidence in thefinancial advisor profession, which has been undermined by the unethical actions by the financialcrisis (excessive indebtedness, exposure to excessive investment risk).
Źródło:: Acta Universitatis Lodziensis. Folia Oeconomica; 2014, 2, 300
0208-6018
2353-7663
Pojawia się w:: Acta Universitatis Lodziensis. Folia Oeconomica
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 3.

Tytuł:: Robo-advisors as Automated Personal Financial Planners – SWOT Analysis
Autorzy:: Waliszewski, Krzysztof
Zięba-Szklarska, Marta
Powiązania:: https://bibliotekanauki.pl/articles/1022759.pdf
Data publikacji:: 2020-09-30
Wydawca:: Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
Tematy:: digital financial planning
personal financial management
automated financial advisors
fin-tech regulation
Opis:: Automatic financial consulting (robo-advice) is a financial innovation in the area of personal financial planning, and in particular investment consulting classified as fin-tech (financial technology). The main disadvantage of traditional investment advice is limited availability due to the required amount of assets and high management costs. These disadvantages are answered by robo-advice, using artificial intelligence and algorithms without the participation of a physical adviser, thereby reducing or abolishing minimal assets and reducing costs [Kocianski 2016]. The purpose of the article is to analyze strengths and weaknesses as well as opportunities and threats of robo-advisors, especially when compared to traditional financial advisors. This paper is an analysis of a history, regulations, application, functionality and development of Robo-Advice. The concept of Robo-Advice was critically analysed, with presentation of current strength and weaknesses, as well as opportunities and threats. We aimed showing that Robo-Advice should be innovative, feature a new approach, and should transform the current financial consulting. There are still, however, many opportunities and challenges in this field, which await discovering. The article uses the SWOT analysis method, analysis of the literature and reports. As indicated by the analysis, robo-advisors are not a threat to traditional financial advisors, but their complement, which makes the hybrid model connecting a physical advisor assisted by technological solutions (robo-advisors) most likely. This thesis is also confirmed by the small scale of robo-advisors’ activity compared to traditional advisors measured by the market penetration rate (in 2023 about 2% assets under management).
Źródło:: Finanse i Prawo Finansowe; 2020, 3, 27; 155-173
2391-6478
2353-5601
Pojawia się w:: Finanse i Prawo Finansowe
Dostawca treści:: Biblioteka Nauki

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