- Tytuł:
-
Kredyt z opcją „klucz za dług” a dobrowolna sprzedaż nieruchomości
Loan with the „Key for Debt” Option and the Voluntary Sale of Real Estate - Autorzy:
- Nowak, Paweł
- Powiązania:
- https://bibliotekanauki.pl/articles/2033971.pdf
- Data publikacji:
- 2021-10-27
- Wydawca:
- Uniwersytet Łódzki. Wydawnictwo Uniwersytetu Łódzkiego
- Tematy:
-
consumer protection
debt security
key for debt
mortgage loan
voluntary sale of real estate - Opis:
- The purpose of the article: The aim of the article is to discuss the loan proposal in the „key for debt” formula contained in Recommendation S of 2019 against the background of voluntary sale of real estate based on art. 35 of the Act on Mortgage Credit and Supervision over Mortgage Credit Intermediaries and Agents [on Mortgage Loans and Loan Agents of 23 March 2017]. Methodology: It was created on the basis of an analysis of the content of legal acts and documents as well as studies of the subject literature. Results of the research: The conclusions contained in the article refer to the possibility of using one of these institutions to free yourself from debt. The analysis shows that a loan in the „key for debt” formula, due to insufficient interest on the part of lenders and borrowers, will not be a real support for borrowers and borrowers will not be able to limit their liability for the loan taken to the value of the real estate being credited.
- Źródło:
-
Finanse i Prawo Finansowe; 2021, 4, 32; 21-32
2391-6478
2353-5601 - Pojawia się w:
- Finanse i Prawo Finansowe
- Dostawca treści:
- Biblioteka Nauki
Artykuł