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    Wyświetlanie 1-8 z 8
    Tytuł:
    Ekonomia behawioralna w polskim systemie emerytalnym
    Behavioural economics in the Polish pension system
    Autorzy:
    Kawiński, Marcin
    Sieczkowski, Wojciech
    Powiązania:
    https://bibliotekanauki.pl/articles/2196939.pdf
    Data publikacji:
    2022
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    behavioural economics
    pension security system
    pension reforms
    financial planning
    Opis:
    The article explores behavioural aspects of pension schemes. It begins with fundamental changes in social security schemes, described as financialisation, marketisation and privatisation. These processes provided background for the development of behavioural mechanisms. However, in practise, behavioural economics is usually narrowed to the patterns which are most frequently used and which are believed to be effective. The goal of the article is to check this effectiveness. A detailed analysis of different pension schemes shows that this effectiveness differs significantly and cannot be considered as a default feature. The authors argue that certain behavioural mechanisms have already been used in the Polish pension scheme, and the effectiveness analysis shows that effectiveness depends on the framework of the decision-making process.
    Źródło:
    Studia BAS; 2022, 4(72); 103-121
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Formalne i nieformalne zabezpieczenie emerytalne – postawy i oczekiwania Polaków wobec zmian demograficznych, społecznych i ekonomicznych. Kontekst europejski
    Formal and informal retirement security – Poles’ attitudes and expectations in the face of demographic, social and economic changes. European context
    Autorzy:
    Pieńkowska-Kamieniecka, Sylwia
    Walczak, Damian
    Powiązania:
    https://bibliotekanauki.pl/articles/2196940.pdf
    Data publikacji:
    2022
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    pension
    pension system
    demography
    old age
    Opis:
    The aim of the article is to discuss the importance of formal and informal sources of retirement security of Poles in the face of current economic, social and demographic changes. Formal sources are understood as the institutional pension security (regulated by law), while the informal source will be primarily considered to be family support (the so-called natural pension security). Following the introduction, the first section shows demographic trends in Poland and refers to pension security from the public pension system. The second section presents data sources and research methods used in the article. The third section shows the results of research on planned protection in old age. The fourth part discusses and concludes the results of the study. The research shows that not many Poles save for old age, counting on the support of the state and children.
    Źródło:
    Studia BAS; 2022, 4(72); 123-142
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Dodatkowe zabezpieczenie emerytalne młodych Polaków
    Supplementary old-age security of young Poles
    Autorzy:
    Rutecka-Góra, Joanna
    Pieńkowska-Kamieniecka, Sylwia
    Powiązania:
    https://bibliotekanauki.pl/articles/16539502.pdf
    Data publikacji:
    2023
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    retirement
    supplementary old-age pension plans
    individual retirement accounts
    pension awareness
    retirement planning
    Opis:
    The aim of the article is to assess the level of pension security and retirement readiness of young adults (under 30) in Poland. The forms of supplementary pension security used by young adults were analysed, and the level of their participation in supplementary pension plans was examined. Following the introduction, the first section presents the architecture of the old-age pension system in Poland. The second section focuses on young people’s participation level in supplementary pension plans and their savings goals. The next section presents the results of the research on the financial goals and adequacy of respondents’ retirement planning based on OECD/INFE survey data. The last part discusses and concludes the results of the study. The survey found that young adults are not taking enough action to reduce the expected retirement gap and are more likely to set financial goals and be more optimistic about their retirement planning than older adults. They are more likely to rely on their own savings and supplementary retirement security, which, however, is not supported by data on the level of participation in supplementary retirement plans. Only one in five young adults intends to continue working past retirement age.
    Źródło:
    Studia BAS; 2023, 3(75); 55-78
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Wysokość świadczeń emerytalnych z Funduszu Ubezpieczeń Społecznych a finansowanie instytucjonalnej opieki długoterminowej w Polsce
    Pension benefits from the Social Security Fund and the financing of institutional long-term care in Poland
    Autorzy:
    Lipski, Dariusz
    Powiązania:
    https://bibliotekanauki.pl/articles/2196942.pdf
    Data publikacji:
    2022
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    long-term care (LTC)
    pensions
    risk of ageing
    old-age infirmity
    dependency
    Opis:
    The objective of this study is to introduce the topic of old-age infirmity risk and to analyse the sources of its financing in the current legal framework, based on social insurance retirement benefits paid by the Social Insurance Institution. The problems of estimating the scale of old-age infirmity risk in Poland will be considered, and on the example of the average cost of living in a nursing home in selected cities conclusions and recommendations on possible sources of financing institutional long-term care in the future will be presented. Undertaking a discussion of the economic dimension of old age is justified primarily by the assumption that financing the specific needs of the elderly can generate extraordinary costs, both for individual households and for the public sector as a whole.
    Źródło:
    Studia BAS; 2022, 4(72); 169-186
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Opinia prawna w sprawie poselskiego projektu ustawy o zmianie ustawy o emeryturach i rentach z Funduszu Ubezpieczeń Społecznych
    Legal opinion on a Deputies’ bill amending the Act on Old-Age Pensions and Disability Pensions from the Social Insurance Fund (Sejm Paper No. 150)
    Autorzy:
    Szczepańska, Magdalena
    Powiązania:
    https://bibliotekanauki.pl/articles/2216043.pdf
    Data publikacji:
    2016
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    debt
    enforcement
    old-age pension and disability pension
    bill
    social security
    Opis:
    The proposed bill provides for the amendment of Article 141 of the above-mentioned Act which specifies the limits of enforcement deductions from pension benefits. In the author’s opinion, the entry into force of the rules providing for the lack of opportunities for enforcement of deductions from pension benefits in the lowest amount may lead to adverse consequences for that group of beneficiaries in relation to access to financial services. These institutions may treat such pensioners as people with a low level of solvency, since it is not possible to carry out enforcement deduction directly from periodic benefits they receive. Moreover, a 14-day period of vacatio legis specified in the bill seems too short in the context of the substance of the proposed amendment.
    Źródło:
    Zeszyty Prawnicze BAS; 2016, 1(49); 177-180
    1896-9852
    2082-064X
    Pojawia się w:
    Zeszyty Prawnicze BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Ochrona prawna rodziny w ubezpieczeniu społecznym rolników
    Legal protection of family in farmers’ social insurance
    Autorzy:
    Koczur, Wiesław
    Powiązania:
    https://bibliotekanauki.pl/articles/11541878.pdf
    Data publikacji:
    2016
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    legal protection of the family
    farmer’s social insurance
    farmer’s sickness benefits
    farmer’s insurance against accident at work
    farmer’s pension
    social security
    Opis:
    The paper presents and assesses the Polish regulations related to Agricultural Social Insurance in the context of family legal protection. The particular attention is given to the rules which stipulate the benefits and range of recipients of this insurance. According to the academic literature, social security law plays an important role in the field of legal protection of the family. The author seeks to answer the question whether the existing normative solutions of the insurance are fulfilling this condition. The paper concludes with a presentation of key changes recommended by the author.
    Źródło:
    Studia BAS; 2016, 1(45); 163-186
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Potencjał instytucjonalnych form dodatkowego oszczędzania w zakresie zwiększenia dochodów emerytów w Polsce
    Potential of institutional forms of additional saving to increase the income of pensioners in Poland
    Autorzy:
    Russel, Piotr
    Powiązania:
    https://bibliotekanauki.pl/articles/2196938.pdf
    Data publikacji:
    2022
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    s replacement rate
    occupational pension schemesemployee capital plans
    individual retirement accounts
    individual retirement security accounts
    Opis:
    The article explores the degree of popularisation of the voluntary pension system in Poland and examines the popularity of the existing forms of savings. The aim of the article is also to try to answer the question which of the existing forms of additional saving offer the greatest chance of enhancing the income adequacy of pensions by increasing the low replacement rates that can be expected from the general basic system. The paper begins with a review of selected studies on the development of voluntary forms of additional saving for retirement in Poland. In the next section the author addresses the issue of voluntary retirement savings from an individual perspective in the context of the forecast declining replacement rate. The third section focuses on an analysis of the dissemination of the existing forms of voluntary saving for retirement and their potential to increase the income of pensioniers in Poland. The conducted analysis proved that the degree of popularisation of additional forms of saving for retirement in Poland is still low, although the greatest potential for its increase should be seen in the development of employee capital plans (pracownicze plany kapitałowe, PPK).
    Źródło:
    Studia BAS; 2022, 4(72); 73-101
    2080-2404
    2082-0658
    Pojawia się w:
    Studia BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
    Tytuł:
    Projekt stanowiska Sejmu w sprawie o sygn. akt K 12/12
    The draft of the Sejm’s position in the proceedings before the Constitutional Tribunal initiated by a group of Deputies and concerning the Act of 9 June 2011 on the Support for Family and Foster Care System (ref. no. K 12/12)
    Autorzy:
    Lis‑Staranowicz, Dorota
    Powiązania:
    https://bibliotekanauki.pl/articles/16647934.pdf
    Data publikacji:
    2012
    Wydawca:
    Kancelaria Sejmu. Biuro Analiz Sejmowych
    Tematy:
    violation of art. 32 i 67 Constitution
    the principle of equality before the law
    infringement of the constitutional right to social security
    sickness benefit
    pension entitlement
    Opis:
    The author of the draft claims that the challenged Article 80 paragraph 1 of the Act is in compliance with Article 31, in conjunction with Article 18, of the Constitution. Furthermore, the author requests that the case be discontinued pursuant to Article 39 paragraph 1(3) of the Constitutional Tribunal Act owing to the fact that the challenged provisions had ceased to have effect (Article 244 paragraph 1 and Article 245 paragraph 1 of the above mentioned Act) before the Constitutional Tribunal passed its judgment.
    Źródło:
    Zeszyty Prawnicze BAS; 2012, 3(35); 271-292
    1896-9852
    2082-064X
    Pojawia się w:
    Zeszyty Prawnicze BAS
    Dostawca treści:
    Biblioteka Nauki
    Artykuł
      Wyświetlanie 1-8 z 8

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