Temat: Indebtedness - Katalog OPAC zbiorów

Skocz do pozycji: 1.

Tytuł:: The growth performance of selected spice crops in Haryana state
Procesy wzrostu wybranych upraw roślin przyprawowych w rejonie Harijana
Autorzy:: Lal, C.
Kait, R.
Powiązania:: https://bibliotekanauki.pl/articles/2048607.pdf
Data publikacji:: 2021
Wydawca:: Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:: indebtedness
farmers
loan
farm-size
Opis:: Subject and purpose of work: The study aims to assess the nature, extent and sources of debt and the measures of the burden of debt on farmers. Materials and methods: The study was based on primary data collected (by field survey) from a sample of 600 farmers selected from Haryana state in India. With regards to the selection of farmers/respondents, a proportionate sampling technique was employed. For the analysis of the collected data, average (or mean value) and percentage techniques were used. The data were collected in January, February and March, 2021. Results: The study revealed that the average amount of debt per sampled farmer is 563 960 rupees. This amount of debt is very high. Institutional sources played a major role in loan disbursement to farmers. Of the total amount owed, one third of all the debt was incurred from non-institutional sources at a higher rate of interest; 67.03% was incurred for productive purposes and the remaining 32.97% of debt was incurred for non-productive purposes. Non-productive debt adds nothing to agricultural production. 67% of all farmers in the state belong to marginal and small farm-size category. Thus, at small size of land holdings, at higher rate of interest charged by non-institutional sources and non-productive loans are the main cause of farmer indebtedness. Conclusions: Farmers have been trapped under the burden of debt and are not in a situation to pay their loans back within the prescribed period of time.
Źródło:: Economic and Regional Studies; 2021, 14, 3; 373-384
2083-3725
2451-182X
Pojawia się w:: Economic and Regional Studies
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 2.

Tytuł:: Farmers perception of causes and consequences of their indebtedness in Haryana, India
Postrzeganie przyczyn i konsekwencji zadłużenia przez rolników w stanie Hariana w Indiach
Autorzy:: Jakhar, B.
Kait, R.
Kumar, V.
Powiązania:: https://bibliotekanauki.pl/articles/2048756.pdf
Data publikacji:: 2022-03-31
Wydawca:: Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:: indebtedness
Haryana State agriculture
debt types
consequences
Opis:: Subject and purpose of work: The study aims to highlight the perception of farmers regarding the causes and consequences of their indebtedness. Materials and methods: The study was based on primary data collected (by field survey) from a sample of 600 farmers. With regards to the selection of farmers or respondents,the proportionate sampling technique was employed. Percentage technique was used for data analysis. The data were collected in the first quarter of 2021. Results: It was found that 95.67% of the farmers (out of 600) reported low prices for agricultural output as being the main cause of their indebtedness, followed by crop failure (89.00%), the high cost of inputs (85.00%), high interest rates (61.17%) and small landholdings (58.83%). In addition, consequences reported by loanee farmers were deterioration in their social status (67.83%) and psychological stress (57.67%). However, positive changes experienced by farmers after repaying a loan were less than the negative experiences. Conclusions: The main causes of farmers’ indebtedness were crop failure and the high cost of inputs compared to the price of their produce. Due to their indebtedness, their economic and social status deteriorated and they experienced the feeling of insecurity.
Źródło:: Economic and Regional Studies; 2022, 15, 1; 56-73
2083-3725
2451-182X
Pojawia się w:: Economic and Regional Studies
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 3.

Tytuł:: Borrowing and repayment hardships: evidences from farmers in Haryana
Trudności związane z uzyskiwaniem i spłatą pożyczek: doświadczenia rolników z indyjskiego stanu Haryana
Autorzy:: Jakhar, Babloo
Kait, Rohtas
Kumar, Vijay
Powiązania:: https://bibliotekanauki.pl/articles/2165529.pdf
Data publikacji:: 2022
Wydawca:: Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:: indebtedness
institutional loan
farmers debt
farmer
agricultural credits
Haryana State
Opis:: Subject and purpose of work: The paper focuses on the problems faced by farmers in obtaining and repaying loans from institutional and non-institutional sources. Materials and methods: The study was conducted in Haryana state, India. It was based on a field survey involving 600 farmers. Proportionate sampling technique was employed and pre-tested schedules were filled during vis-a-vis interviews. Results: The findings of the study highlight main problems faced by farmers in acquiring and repaying loans. They include: no loan without security, ambiguous terms and conditions, the time-consuming procedure of granting loans, not farmer friendly bank officials, and the request for bribes. In the case of non-institutional sources, main problems include: lack of security, deterioration of social status, and hesitation in mortgaging agricultural land. Furthermore, low price of agricultural produce, crop failure, and the high-interest rates charged by non-institutional sources were major constraints in the timely repayment of loan amounts. Conclusions: Several constraints existed in granting loans to farmers. Government should support and provide hassle free loans to farmers
Źródło:: Economic and Regional Studies; 2022, 15, 4; 562-580
2083-3725
2451-182X
Pojawia się w:: Economic and Regional Studies
Dostawca treści:: Biblioteka Nauki

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Skocz do pozycji: 4.

Tytuł:: Zadłużeni seniorzy jako wyzwania pracy socjalnej
Senior debtors as a challange to social work
Autorzy:: Tymicka, Agata
Powiązania:: https://bibliotekanauki.pl/articles/1189759.pdf
Data publikacji:: 2020-01-31
Wydawca:: Akademia Bialska Nauk Stosowanych im. Jana Pawła II w Białej Podlaskiej
Tematy:: zadłużenie
senior
zadłużeni seniorzy
praca socjalna
indebtedness
senior debtors
social work
Opis:: Starość jest takim etapem cyklu życia, w którym człowiek szczególnie potrzebuje wsparcia rodziny i instytucji. Przed placówkami pomocy społecznej, w tym przede wszystkim pracownikami socjalnymi, pracującymi bezpośrednio w środowisku zamieszkania stoi zatem wyjątkowe zadanie wyjścia naprzeciw sytuacjom, mogącym zagrażać bezpieczeństwu osób starszych. Jednym z takich zagrożeń jest obecnie zadłużenie polskich seniorów – niemal połowa osób w podeszłym wieku posiada zobowiązania pożyczkowe. Celem niniejszego opracowania jest analiza zjawiska zadłużenia osób starszych ze szczególnym uwzględnieniem możliwości wsparcia. Aby rzetelnie zrealizować postawione zamierzenie dokonano analizy dostępnej w tym zakresie literatury przedmiotowej oraz najnowszych raportów Biura Informacji Gospodarczej. W pierwszej części artykułu dokonano wyjaśnienia podstawowych pojęć, następnie scharakteryzowano profil „dłużnika-emeryta”, uwzględniając główne przyczyny i konsekwencje zadłużenia osób starszych. W kolejnej części podjęto próbę zidentyfikowania możliwości wsparcia, jakie mogą uzyskać zadłużeni seniorzy z ramienia instytucji pomocowych, w tym głównie pracownika socjalnego.
Old age is a stage in the life cycle in which people particularly need the support of their family and institutions. Social assistance institutions, especially social workers working directly in the residential environment, are therefore faced with a special task of dealing with situations that may endanger the safety of the elderly. One such threat is the current debt of Polish seniors – almost half of elderly people have loan commitments. The aim of this study is to analyse the phenomenon of indebtedness of older people, with emphasis on the possibilities of support. In order to achieve this goal reliably, the available literature and the latest reports of the Economic Information Bureau have been analysed. In the first part of the article the basic concepts were explained, and then the profile of the “pensioner-debtor” was characterized, considering main causes and consequences of debt of elderly people. In the next part, an attempt was made to identify the possibilities of support that can be obtained by senior debtors on behalf of assistance institutions, mainly social workers.
Źródło:: Rozprawy Społeczne; 2019, 13, 3; 1-12
2081-6081
Pojawia się w:: Rozprawy Społeczne
Dostawca treści:: Biblioteka Nauki

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