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Wyświetlanie 1-3 z 3
Tytuł:
Prawo człowieka do podstawowych usług finansowych – wyzwania globalne
The human’s right to essential financial services – global challenges
Autorzy:
Borcuch, A.
Powiązania:
https://bibliotekanauki.pl/articles/322236.pdf
Data publikacji:
2013
Wydawca:
Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
Tematy:
wykluczenie finansowe
usługi finansowe
financial exclusion
financial services
Opis:
Wykluczenie finansowe stanowi coraz ważniejszy problem we współczesnych finansach. Z jednej strony w literaturze naukowej pisze się coraz więcej o innowacyjnych usługach finansowych (wpływ informacyjnych i komunikacyjnych technologii na finanse), jednak z drugiej zapomina się o narastającej liczbie osób, które tracą dostęp do usług podstawowych. Prezentowany artykuł przedstawia problemy związane z wykluczeniem finansowym i próby jego przezwyciężania w skalach europejskiej oraz globalnej.
Financial exclusion becomes a peculiar problem in contemporary finance. From one point of view, in scientific literature there are growing number of publications concerned to innovative financial services (the influence of information-communication technologies on finance). From other side, there are not much publications uprising problems of people losing access to financial services. The presented article is an effort to discuss the problems of financial exclusion and attempts to overcome this phenomenon in European and global scale.
Źródło:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska; 2013, 65; 47-59
1641-3466
Pojawia się w:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
Financial satisfaction achieved from offered services: the case of fitness trainers
Autorzy:
Komańda, Marcin
Powiązania:
https://bibliotekanauki.pl/articles/1929235.pdf
Data publikacji:
2020
Wydawca:
Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
Tematy:
fitness industry
trainer
financial satisfaction
services
branża fitness
trener
satysfakcja finansowa
usługi
Opis:
Purpose: An analysis was conducted regarding fitness trainers’ opinions on factors related to the profitability of rendered services. Answers to two research questions were sought: a) Is it possible to group respondents based on their opinions on the level of satisfaction from the achieved revenue and the profit margin on a standard service? b) Is there a relationship between respondents’ assignment to a specific group and the fact of conducting an additional business activity (not related to the fitness sector)? Design/methodology/approach: The study was based on the use of a structured questionnaire. The five-point scale and nominal variants of answers were used for the quantitative analysis of collected data. With regard to the nature of the surveyed subjects, non-representative sampling in the form of a snowball method was used. Findings: The results obtained reveal that, among trainers expressing satisfaction from the achieved revenue and the profit margin on a standard service, dominates the group of those, who do not conduct additional business activity and, conversely, among trainers expressing indecision and lack of satisfaction dominates the group of persons, who conduct such business activity. Research limitations/implications: The main research limitation derives from the sampling method – findings cannot be generalized on the whole population of fitness trainers. However, the obtained results shed new light on the conditions of conducting business activity by fitness trainers and formulate further research questions. Originality/value: Fitness trainers (especially those who conduct business activity) are not a popular topic of scientific work in this industry (the subject of fitness clubs dominates).
Źródło:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska; 2020, 147; 153-163
1641-3466
Pojawia się w:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska
Dostawca treści:
Biblioteka Nauki
Artykuł
Tytuł:
From social distancing to the financial and medical services disintermediation during the Covid-19 pandemic
Autorzy:
Solarz, Jan Krzysztof
Waliszewski, Krzysztof
Powiązania:
https://bibliotekanauki.pl/articles/27313614.pdf
Data publikacji:
2022
Wydawca:
Politechnika Śląska. Wydawnictwo Politechniki Śląskiej
Tematy:
social distance
financial disintermediation
medical services
COVID-19 pandemic
dystans społeczny
dezintermediacja finansowa
usługi medyczne
pandemia Covid-19
Opis:
Purpose of the article: In one sentence, disintermediation, it is said, neutralized the negative effects of the lack of trust that accrue from the use of a trusted third party, the intermediary. Disintermediation it is new system allowing any two willing parties to transact directly with each other without the need for a trusted party. Its conceptual framework focuses on posing key cognitive questions. The first core question to ask here is: how can we in intermediation after Global Financial Crisis? The second core question to ask is: how can humans blend disintermediation with policy norms to sustain disintermediation when they know that a minority can violate pandemic norms? Institutional experiences of disintermediation to individual-level social distancing, can sharpe individual beliefs, risk attitudes, and choices for years to come. The aim of the article is to indicate the mechanisms of conscious exclusion from traditional financial intermediation. Indirectly, it is gaining momentum as a result of distrust of banks and health services. In the first part, we remind you how successive financial crises crushed the banks ’natural monopoly on direct contact with customers. Tin the second part, we show how artificial intelligence penetrates people and enforces self-confidence. Social distinctions is ubiquitous in times of trust in social media. In conclusion, we show that the COVID-19 pandemic did not cause, but only exposed the scale of the social distance to traditional banking. Research methods: Narrative literature review of disintermediation discuss the state of the science of a specific theme from a theoretical and contextual point of view. We start with critical analysis of securitisation, switch to social distancing and transfer to telemedicine. Systematic literature review need replace disintermediation by digital transformation, social distancing by pandemic as catalyst of change, securitisation as equivalent of financial capital and telemedicine as equivalent of human capital. This is a conceptual article. Orginality/value: The pandemic has become a catalyst for the disclosure of long-term changes in financial intermediation. The tendency to financial mediation emerged half a century ago during the crisis of small and medium-sized banks in the United States. Collective memory has survived and has been used to advance digital non-banking intermediation. The barrier to its development was digital exclusion cantered around seniors and socially excluded people.
Źródło:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska; 2022, 160; 561--576
1641-3466
Pojawia się w:
Zeszyty Naukowe. Organizacja i Zarządzanie / Politechnika Śląska
Dostawca treści:
Biblioteka Nauki
Artykuł
    Wyświetlanie 1-3 z 3

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