- Tytuł:
-
Pieniądz elektroniczny w Polsce a perspektywa wdrożenia EMD2
The Impact of Electronic Money Directive II Regulations on E-money in Poland - Autorzy:
- Kisiel, Michał
- Powiązania:
- https://bibliotekanauki.pl/articles/585752.pdf
- Data publikacji:
- 2013
- Wydawca:
- Uniwersytet Ekonomiczny w Katowicach
- Tematy:
-
Banki
Elektroniczne płatności
Pieniądz elektroniczny
Banks
Electronic money
Electronic payments - Opis:
- The EU regulations concerning electronic money evolved heavily since the beginning of 21st century. The first e-money directive (EMD) was largely unsuccessful as an attempt to regulate this market, partly because of the unclear definition of the phenomenon. The second directive (EMD2) gives more freedom to the market participants and lowers the barriers of entry. Poland still has not fully harmonised its internal rules with the EMD2. It affected negatively the development of electronic money in Poland, forcing the institutions to choose other forms of activity. The expected changes in e-money regulations will form an impulse to the development of electronic money systems. The local entities however will face strong competition from outside the country and will have to find their own market niches. The most lucrative e-commerce niches are already occupied by large multinational schemes, so the most successful way to win the market will be based on innovation.
- Źródło:
-
Studia Ekonomiczne; 2013, 173; 227-239
2083-8611 - Pojawia się w:
- Studia Ekonomiczne
- Dostawca treści:
- Biblioteka Nauki
Artykuł