Uspołecznianie ryzyka i strat w sytuacji kryzysu gospodarczego

This article identifies the main reasons that contributed to the wider phenomenon of shifting the consequences of risk and loss toward society during the global economic crisis. It is about risk and losses, both economic and psychological, in the process of making personal financial decisions. The assumption is that the process of shifting the risk and losses is associated with a parallel process of appropriating life chances especially the economic benefits of investment banks across the world. Globalization and digitization of the economy, falling depreciation standards’ of ethical business and instrumentalization its ethical values and processes of digitization of society had influenced the changes in the social structure and the content and format (including forms of employment) of contemporary work. This article presages a planned study on the processes of the instrumentalization of work attitudes that contribute to the individualization, dispersion and inconsistency of the work ethic in Poland.