Jakich zmian postaw moralnych konsumentów i menedżerów firm można oczekiwać po kryzysie finansowym?

In the first part of the article the author analyses sources of the present financial crises. In moral aspect, the main sources of that phenomenon are rooted in greed, low level of responsibility as well as neglect of moral standards (conduct) in financial sector. Second part of the article deals with consumer and manager attitudes during the crises. It is pointed out that numerous animators of the economic life see (seek) the main remedy for the crises in saving. Polish government initiated spectacular campaign to encourage saving. Financial sector, especially banks, don’t show much interest in carrying out structural changes. This is one of the premises which grow fears on whether after the crises, real changes in attitudes will be adopted by managers, especially bank managers, all other financial sector workers, and consumers who got accustomed to living on credit. This issue constitutes the third part of the article.