NORMALIZING CONSUMER SURPLUS DATA FOR KOSOVO’S WTP FOR A MANDATORY HEALTH INSURANCE

The purpose of this paper is to show that consumer surplus for Kosovo’s expected mandatory health insurance fund do not follow a normal distribution. It shows the rationale used in obtaining the initial aggregate consumer surplus, the development Surplus-to-Exploitation, and Potential Entry Threshold indicators. It also provides the logic behind individualized data set which is used in normality testing. Normality is achieved through a Johnson Transformation; with Anderson-Darling test statistic being used to test this claim.