Problem dostępności mieszkań w Polsce w kontekście realizowanych programów polityki mieszkaniowej w latach 2016–2022

The article tackles the ever-present problem of housing affordability in Poland and tries to answer the question of how housing affordability in Poland changed in 2016–2022 in the context of the housing policy implemented by the state, and what instruments the public authorities can use to increase this affordability in the future. For this purpose, the current state of the indicators of housing affordability for ownership, for rent and in terms of the cost of living is presented. A review of housing policy programmes in Poland in 2016–2022 is followed by the dentification of the main housing policy goals that should be implemented at the central level. First and foremost, the focus is on the goals of the National Housing Programme, which are expected to be realised by the end of 2030, according to the assumptions. Finally, recommendations for Polish housing policy and ideas for counteracting the problem of housing affordability in Poland are indicated.