Wybrane zagadnienia ustawy o finansowaniu społecznościowym dla przedsięwzięć gospodarczych i pomocy kredytobiorcom – charakterystyka prawna „wakacji kredytowych”

The article presents selected problems that arise in connection with the Act on Social Financing for Business Ventures and Assistance to Borrowers. It analyses conditions for the suspension of housing mortgage payment, taking special account of the situation of a borrower who is remortgaging. Moreover, the text discusses the information obligation of the bank when the customer’s mortgage is overdue. The statute in question can be analyzed from different perspectives, inter alia legal or economic, the article focusing on legal issues only.