Význam uznesenia Súdneho dvora Európskej únie vo veci C-76/10 Korčkovská

The standardform-consumer contractsare notan isolatedphenomenon. The consumer is the weaker party, whether by reason of information or bargaining in an attempt to achieve a change in formulation in advance of the contract. Therefore, judicial review of contract terms in order to determine whether they cause a significant imbalance in rights and obligations to the detriment of the consumer is justified. This post emphasizes the importance of data on the annual percentage rate of charge in the credit consumer agreement in light of the unfair terms. Its aim is mainly to point out the consequences of lack of data on the annual percentage rate of charge in consumer contracts in enforcement proceedings conducted pursuant to an arbitration award. The importance of this institute is presented by the message, which carries an order of the European Court of Justice in Case C-76/10 Korčkovská.