Motor insurance in the Polish insurance sector are a major source of revenue. Rapid increase
in number of passenger cars registered in Poland since 2000 caused the increase in revenue of
Insurance Companies (IC) of this title. The primary objective of this paper is to describe the role of
insurance in the Polish insurance sector, in particular, seeking answers to questions about the
impact of insurance on the insurance sector. Results obtained analyzes indicate that the motor
insurance sector determines the shape of the Polish life insurance. Evidenced by the high gross
premiums depending on the number of section II cars, the footnote of motor sector. You can
definitely tell that the motor insurance market growing at the same rate as the number of registered
cars in Poland, as measured by gross. At the same time changing the cost structure of insurance,
since the communication net profitability is not dependent on technical profit on car insurance. But
while the profits of Section II is dependent on gross premiums collected from insurance. What can
you mean that car insurance is a kind of vehicle for reaching customers with other more effective
property insurance. And that motor insurance are key competitive battleground among IC. Loss
ratio for motor insurance is not dependent on the number of registered passenger cars. Net
efficiency of IC property is not dependent on the efficiency of motor insurance, the measured
result of technology.
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